US Bank Directory

Banks in Cleveland, TN

14 FDIC-insured banks operate 27 offices in Cleveland, Tennessee, and 8 credit unions have 15 offices.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Cleveland

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 22 banks and credit unions operate 42 locations in Cleveland, according to the FDIC and the NCUA. 42 of them have coordinates on record and are on the map. 19 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

42 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Cleveland

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Builtwell Bank has the most locations in Cleveland, with 5. It is followed by Regions Bank (4), Park National Bank (4), Truist (2). 8 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Builtwell Bank 5 branches · main office Chattanooga, TN Bank · 5

Builtwell Bank has 5 branches in Cleveland, 27 across Tennessee and 36 nationwide. FDIC records list its main office in Chattanooga, TN and show it operating since 1904. With $2.28 billion in total assets on June 30, 2026, it ranks No. 545 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Cleveland location is the 25Th Street Branch at 1400 25th St Nw, dating to 1988; the newest, at 75 Bobby Taylor Ave, to 2025. It does not publish hours in the sources this page uses; check its site before you go.

  • Southforke Branch
    1200 Perimeter Dr Se, 37323
    Hours: see the bank's site
  • 25Th Street Branch
    1400 25th St Nw, 37311
    Hours: see the bank's site
  • Bradley Square Mall Branch
    190 Paul Huff Pkwy Nw, 37312
    Hours: see the bank's site
  • Downtown Motor Branch
    315 Broad St Nw, 37311
    Hours: see the bank's site
  • Bank Of Cleveland Bank Branch
    75 Bobby Taylor Ave, 37311
    Hours: see the bank's site
Builtwell Bank: profile, branches and contacts
Park National Bank The Park National Bank · 4 branches · main office Newark, OH Bank · 4

Park National Bank has 4 branches in Cleveland, 26 across Tennessee and 114 nationwide. FDIC records list its main office in Newark, OH and show it operating since 1908. With $12.61 billion in total assets on June 30, 2026, it ranks No. 142 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Cleveland location is the Cleveland Branch at 3020 Keith St Nw, dating to 1999; the newest, at 2181 Parker St Ne, to 2023. It does not publish hours in the sources this page uses; check its site before you go.

  • Pie Center Financial Center Branch
    2181 Parker St Ne, 37311
    Hours: see the bank's site
  • Waterville Springs Office Branch
    2530 Dalton Pike Se, 37323
    Hours: see the bank's site
  • Cleveland Branch
    3020 Keith St Nw, 37312
    Hours: see the bank's site
  • Georgetown Branch
    3795 Georgetown Rd Nw, 37312
    Hours: see the bank's site
Park National Bank: profile, branches and contacts
Regions Bank 4 branches · main office Birmingham, AL Bank · 4

Regions Bank has 4 branches in Cleveland, 196 across Tennessee and 1,256 nationwide. FDIC records list its main office in Birmingham, AL and show it operating since 1928. With $159.79 billion in total assets on June 30, 2026, it ranks No. 27 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Cleveland location is the Bradley Square Branch at 178 Paul Huff Pkwy Nw, dating to 1934; the newest, at 2450 Treasury Dr Se, to 2003. It does not publish hours in the sources this page uses; check its site before you go.

  • Bradley Square Branch
    178 Paul Huff Pkwy Nw, 37312
    Hours: see the bank's site
  • Ocoee St Branch
    20 N Ocoee St, 37311
    Hours: see the bank's site
  • Sterling Pointe Branch
    2450 Treasury Dr Se, 37323
    Hours: see the bank's site
  • Northwest Cleveland Branch
    800 25th St Nw, 37311
    Hours: see the bank's site
Regions Bank: profile, branches and contacts
Bowater Employees Credit Union 3 offices · main office Calhoun, TN Credit union · 3

Bowater Employees Credit Union has 3 officees in Cleveland, 6 across Tennessee. It is based in Calhoun, TN and $300.1 million in assets on March 31, 2026, according to its NCUA call report. 1 of its 3 Cleveland locations with published hours open on Saturday.

Who can join: see the credit union's site.

  • Keith St Branch
    1007 Keith St Nw, 37311
    (423) 472-2300Today 7:30 am to 5 pm
    All hours

    Mon to Fri 7:30 am to 5 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

  • King St Branch
    1040 King St Se, 37311
    (423) 303-5626Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12:30 pm; Sun not published

    Hours: NCUA, March 31, 2026

  • Hardwick Farms Branch
    4531 Hardwick Farms Pkwy Ne, 37312
    (423) 303-4240Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Bowater Employees Credit Union: profile, branches and contacts
Tennessee Valley Credit Union 3 offices · main office Chattanooga, TN Credit union · 3

Tennessee Valley Credit Union has 3 officees in Cleveland, 22 across Tennessee. It is based in Chattanooga, TN and $3.19 billion in assets on March 31, 2026, according to its NCUA call report. None of its 3 Cleveland locations with published hours lists Saturday hours.

Who can join: see the credit union's site.

  • North Cleveland Branch
    180 Stuart Xing Ne, 37312
    (423) 634-5900Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

  • South Cleveland Branch
    2440 Treasury Dr Se, 37323
    (423) 634-8200Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

  • West Cleveland Food City
    4615 Georgetown Rd Nw, 37312
    (423) 634-3600Today 10 am to 6 pm
    All hours

    Mon to Fri 10 am to 6 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Tennessee Valley Credit Union: profile, branches and contacts
Andrew Johnson Bank 2 branches · main office Greeneville, TN Bank · 2

Andrew Johnson Bank has 2 branches in Cleveland, 8 across Tennessee and 8 nationwide. FDIC records list its main office in Greeneville, TN and show it operating since 1975. With $611.9 million in total assets on June 30, 2026, it ranks No. 1,544 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Cleveland location is the Cleveland Branch at 555 N Ocoee St, dating to 2010; the newest, at 4425 Ocoee St N, to 2020. It does not publish hours in the sources this page uses; check its site before you go.

  • Cleveland North Branch
    4425 Ocoee St N, 37312
    Hours: see the bank's site
  • Cleveland Branch
    555 N Ocoee St, 37311
    Hours: see the bank's site
Andrew Johnson Bank: profile, branches and contacts
B. M. H. Credit Union 2 offices · main office Cleveland, TN Credit union · 2

B. M. H. Credit Union has 2 officees in Cleveland, 2 across Tennessee. It is based in Cleveland, TN and $3.7 million in assets on March 31, 2026, according to its NCUA call report. 1 of its 2 Cleveland locations with published hours open on Saturday.

Who can join: see the credit union's site.

  • Main Office main office
    2305 Chambliss Ave Nw, 37311
    (423) 559-6185Today 7 am to 4 pm
    All hours

    Mon 7 am to 4 pm; Tue not published; Wed 7 am to 4 pm; Thu to Sun not published

    Hours: NCUA, March 31, 2026

  • Bradley Medical Center
    2305 Chambliss Ave Nw, 37311
    (423) 559-6185Today 24 hours
    All hours

    Mon to Sun 24 hours

    Hours: NCUA, March 31, 2026

B. M. H. Credit Union: profile, branches and contacts
Cleveland-bradley Cty Teacher Credit Union 2 offices · main office Cleveland, TN Credit union · 2

Cleveland-bradley Cty Teacher Credit Union has 2 officees in Cleveland, 2 across Tennessee. It is based in Cleveland, TN and $73.5 million in assets on March 31, 2026, according to its NCUA call report. 1 of its 2 Cleveland locations with published hours open on Saturday.

Who can join: see the credit union's site.

  • Main Office main office
    420 Central Ave Nw, 37311
    (423) 479-6392Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

  • Cleveland Bradley County Teachers Federal Credit Union
    137 Ocoee Xing Nw, 37312
    (423) 479-6392Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun not published

    Hours: NCUA, March 31, 2026

Cleveland-bradley Cty Teacher Credit Union: profile, branches and contacts
First Horizon First Horizon Bank · 2 branches · main office Memphis, TN Bank · 2

First Horizon has 2 branches in Cleveland, 136 across Tennessee and 416 nationwide. FDIC records list its main office in Memphis, TN and show it operating since 1864. With $84.12 billion in total assets on June 30, 2026, it ranks No. 38 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Cleveland location is the Cleveland Main Branch at 3870 Keith St Nw, dating to 1906; the newest, at 85 25th St Nw, to 2006. 1 of its 2 Cleveland locations with published hours open on Saturday.

  • Cleveland Main Branch
    3870 Keith St Nw, 37312
    (423) 559-7660Today 8:30 am to 4 pm
    All hours

    Mon to Thu 8:30 am to 4 pm; Fri 8:30 am to 5 pm; Sat 9 am to 1 pm; Sun not published

    Hours: First Horizon branch locator (All The Places), checked Oct 10, 2026

  • 25Th Street Branch
    85 25th St Nw, 37311
    (423) 559-1083Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun not published

    Hours: First Horizon branch locator (All The Places), checked Oct 10, 2026

First Horizon: profile, branches and contacts
Smart Choice Credit Union 2 offices · main office Cleveland, TN Credit union · 2

Smart Choice Credit Union has 2 officees in Cleveland, 2 across Tennessee. It is based in Cleveland, TN and $3.7 million in assets on March 31, 2026, according to its NCUA call report. None of its 2 Cleveland locations with published hours lists Saturday hours.

Who can join: see the credit union's site.

  • Main Office main office
    1075 Blythe Ave Se, 37311
    (423) 559-1181Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

  • Smart Choice Credit Union
    1075 Blythe Ave Se, 37311
    (423) 559-1181Today 9 am to 4 pm
    All hours

    Mon to Fri 9 am to 4 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Smart Choice Credit Union: profile, branches and contacts
Truist Truist Bank · 2 branches · main office Charlotte, NC Bank · 2

Truist has 2 branches in Cleveland, 98 across Tennessee and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Cleveland location is the Cleveland Main Branch at 2305 Keith St Nw, dating to 1974; the newest, at 655 Paul Huff Pkwy Nw, to 1981. All 2 of its Cleveland locations with published hours open on Saturday.

  • Cleveland Main Branch
    2305 Keith St Nw, 37311
    (423) 478-8628Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed

    Hours: Truist branch locator (All The Places), checked Oct 10, 2026

  • Mouse Creek Branch
    655 Paul Huff Pkwy Nw, 37312
    (423) 244-9914Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed

    Hours: Truist branch locator (All The Places), checked Oct 10, 2026

Truist: profile, branches and contacts
Appliance Credit Union 1 office · main office Cleveland, TN Credit union · 1

Appliance Credit Union has 1 office in Cleveland, 1 across Tennessee. It is based in Cleveland, TN and $17.2 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Main Office main office
    150 Linden Ave Se, 37311
    (423) 479-5511Today 8:30 am to 5 pm
    All hours

    Mon to Fri 8:30 am to 5 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Appliance Credit Union: profile, branches and contacts
First Financial Bank 1 branch · main office Terre Haute, IN Bank · 1

First Financial Bank has 1 branch in Cleveland, 19 across Tennessee and 83 nationwide. FDIC records list its main office in Terre Haute, IN and show it operating since 1863. With $6.17 billion in total assets on June 30, 2026, it ranks No. 245 of 4,232 U.S. banks by total assets. The Cleveland Branch at 1432 25th St Nw dates to 2022 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Cleveland Branch
    1432 25th St Nw, 37311
    Hours: see the bank's site
First Financial Bank: profile, branches and contacts
Hiwassee River Credit Union 1 office · main office Charleston, TN Credit union · 1

Hiwassee River Credit Union has 1 office in Cleveland, 3 across Tennessee. It is based in Charleston, TN and $27.9 million in assets on March 31, 2026, according to its NCUA call report. It does not publish hours in the sources this page uses; check its site before you go.

Who can join: see the credit union's site.

Hiwassee River Credit Union: profile, branches and contacts
Huntington The Huntington National Bank · 1 branch · main office Columbus, OH Bank · 1

Huntington has 1 branch in Cleveland, 33 across Tennessee and 1,477 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1866. With $283.07 billion in total assets on June 30, 2026, it ranks No. 15 of 4,232 U.S. banks by total assets. The Cleveland Tn Mortgage Office Branch at 1520 Clingan Ridge Dr Nw dates to 2017 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Cleveland Tn Mortgage Office Branch
    1520 Clingan Ridge Dr Nw, 37312
    Hours: see the bank's site
Huntington: profile, branches and contacts
Old National Old National Bank · 1 branch · main office Evansville, IN Bank · 1

Old National has 1 branch in Cleveland, 21 across Tennessee and 361 nationwide. FDIC records list its main office in Evansville, IN and show it operating since 1907. With $73.86 billion in total assets on June 30, 2026, it ranks No. 39 of 4,232 U.S. banks by total assets. The Ocoee Street Branch at 3855 Ocoee St N dates to 2007 in FDIC branch records. Its published hours do not list Saturday.

  • Ocoee Street Branch
    3855 Ocoee St N, 37312
    (423) 740-7200Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: Old National branch locator (All The Places), checked Oct 10, 2026

Old National: profile, branches and contacts
Pathway Credit Union 1 office · main office Cleveland, TN Credit union · 1

Pathway Credit Union has 1 office in Cleveland, 1 across Tennessee. It is based in Cleveland, TN and $6.9 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Main Office main office
    2751 Ralph Buckner Blvd Ne, 37311
    (423) 479-2168Today 9 am to 3 pm
    All hours

    Mon to Fri 9 am to 3 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Pathway Credit Union: profile, branches and contacts
Pinnacle Bank 1 branch · main office Nashville, TN Bank · 1

Pinnacle Bank has 1 branch in Cleveland, 65 across Tennessee and 429 nationwide. FDIC records list its main office in Nashville, TN and show it operating since 2000. With $128.79 billion in total assets on June 30, 2026, it ranks No. 28 of 4,232 U.S. banks by total assets. The Cleveland Location Branch at 10 Church St Ne dates to 2012 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Cleveland Location Branch
    10 Church St Ne, 37311
    Hours: see the bank's site
Pinnacle Bank: profile, branches and contacts
Simmons Bank 1 branch · main office Pine Bluff, AR Bank · 1

Simmons Bank has 1 branch in Cleveland, 44 across Tennessee and 230 nationwide. FDIC records list its main office in Pine Bluff, AR and show it operating since 1903. With $24.73 billion in total assets on June 30, 2026, it ranks No. 87 of 4,232 U.S. banks by total assets. The Cleveland Branch at 86 Stuart Rd Ne dates to 2024 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Cleveland Branch
    86 Stuart Rd Ne, 37312
    Hours: see the bank's site
Simmons Bank: profile, branches and contacts
SmartBank 1 branch · main office Pigeon Forge, TN Bank · 1

SmartBank has 1 branch in Cleveland, 25 across Tennessee and 43 nationwide. FDIC records list its main office in Pigeon Forge, TN and show it operating since 2007. With $6.11 billion in total assets on June 30, 2026, it ranks No. 249 of 4,232 U.S. banks by total assets. The Keith Street Cleveland Branch at 3200 Keith St Nw dates to 2005 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Keith Street Cleveland Branch
    3200 Keith St Nw, 37312
    Hours: see the bank's site
SmartBank: profile, branches and contacts
SouthEast Bank 1 branch · main office Farragut, TN Bank · 1

SouthEast Bank has 1 branch in Cleveland, 15 across Tennessee and 15 nationwide. FDIC records list its main office in Farragut, TN and show it operating since 2002. With $3.58 billion in total assets on June 30, 2026, it ranks No. 368 of 4,232 U.S. banks by total assets. The Cleveland Branch at 3475 Keith St Nw dates to 2007 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Cleveland Branch
    3475 Keith St Nw, 37312
    Hours: see the bank's site
SouthEast Bank: profile, branches and contacts
United Community United Community Bank · 1 branch · main office Greenville, SC Bank · 1

United Community has 1 branch in Cleveland, 26 across Tennessee and 190 nationwide. FDIC records list its main office in Greenville, SC and show it operating since 1950. With $28.99 billion in total assets on June 30, 2026, it ranks No. 73 of 4,232 U.S. banks by total assets. The Cleveland Main Branch at 2525 Keith St Nw dates to 2007 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Cleveland Main Branch
    2525 Keith St Nw, 37312
    Hours: see the bank's site
United Community: profile, branches and contacts

Join a credit union in Cleveland

8 credit unions have 15 offices here: Tennessee Valley Credit Union, Bowater Employees Credit Union, Cleveland-bradley Cty Teacher Credit Union, B. M. H. Credit Union, Smart Choice Credit Union and Hiwassee River Credit Union and 2 more. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Cleveland page has every office in the state's directory.

Banking in Cleveland: the local picture

Short answer: 14 banks run 27 branches in Cleveland according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 14 banks, 0 have their main office in Cleveland, 6 elsewhere in Tennessee and 8 out of state, according to the FDIC.

The bank with the longest record here is First Financial Bank, operating since 1863 according to the FDIC. In FDIC branch records, the longest-running branch is First Horizon's office at 3870 Keith St Nw, dating to 1906; the newest is Builtwell Bank's at 75 Bobby Taylor Ave, from 2025.

8 credit unions have 15 offices in Cleveland, according to the NCUA. Who can join each one is on the credit unions page.

Of the 19 locations with published hours. 6 open on Saturday. 23 locations have no published hours in these sources.

Banks by ZIP code in Cleveland

Offices grouped by the ZIP code in their FDIC or NCUA record.

Short answer: ZIP 37311 has the most bank and credit union offices in Cleveland (20), followed by 37312 (18) and 37323 (4). Offices are spread across 3 ZIP codes.

ZIP codeOfficesInstitutionsMost offices
373112014Builtwell Bank, B. M. H. Credit Union, Bowater Employees Credit Union
373121816Park National Bank, Tennessee Valley Credit Union, Andrew Johnson Bank
3732344Builtwell Bank, Park National Bank, Regions Bank

Banks and credit unions open on Saturday in Cleveland

Short answer: 6 of the 19 Cleveland locations with published hours open on Saturday, run by 5 institutions.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 23 of the 42 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Cleveland, and where the nearest one is if they do not.

Short answer: In Cleveland: Truist (2), Huntington (1), Regions Bank (4). No branches in Cleveland: Chase (nearest in Chattanooga, 19 mi), Wells Fargo (nearest in Murfreesboro, 98 mi), Bank of America (nearest in Ooltewah, 13 mi), PNC Bank (nearest in Murfreesboro, 101 mi), U.S. Bank (nearest in Rockwood, 49 mi), Fifth Third Bank (nearest in Knoxville, 64 mi), TD Bank, BMO.

BankIn ClevelandNearest branch if none here
Truist2 brancheshere
Huntington1 branchhere
Regions Bank4 brancheshere
ChaseNoneChattanooga, 19 miles away
Wells FargoNoneMurfreesboro, 98 miles away
Bank of AmericaNoneOoltewah, 13 miles away
PNC BankNoneMurfreesboro, 101 miles away
U.S. BankNoneRockwood, 49 miles away
Fifth Third BankNoneKnoxville, 64 miles away
TD BankNonenone in Tennessee
BMONonenone in Tennessee

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Cleveland to the nearest branch in Tennessee.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Cleveland residents like anyone else.

Banks near Cleveland

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Benton (12 miles) and Ooltewah (13 miles). Chattanooga, 23 miles away, has the most banks nearby: 22.

Bank branch openings and closings in Cleveland

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Cleveland between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Cleveland

Short answer: 5 institutions have their main office in Cleveland: Cleveland-bradley Cty Teacher Credit Union, B. M. H. Credit Union, Smart Choice Credit Union and Appliance Credit Union and 1 more.

InstitutionTypeTotal assets, March 31, 2026Offices here
Cleveland-bradley Cty Teacher Credit UnionCredit union$73.5 million2
B. M. H. Credit UnionCredit union$3.7 million2
Smart Choice Credit UnionCredit union$3.7 million2
Appliance Credit UnionCredit union$17.2 million1
Pathway Credit UnionCredit union$6.9 million1

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Cleveland by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Cleveland offices.

Short answer: Truist is the largest bank with offices in Cleveland, with $548.35 billion in total assets on June 30, 2026, No. 9 among U.S. banks by total assets. Huntington is second with $283.07 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Truist$548.35 billionNo. 92Charlotte, NC
Huntington$283.07 billionNo. 151Columbus, OH
Regions Bank$159.79 billionNo. 274Birmingham, AL
Pinnacle Bank$128.79 billionNo. 281Nashville, TN
First Horizon$84.12 billionNo. 382Memphis, TN
Old National$73.86 billionNo. 391Evansville, IN
United Community$28.99 billionNo. 731Greenville, SC
Simmons Bank$24.73 billionNo. 871Pine Bluff, AR
Park National Bank$12.61 billionNo. 1424Newark, OH
First Financial Bank$6.17 billionNo. 2451Terre Haute, IN

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Cleveland: FAQ

How many banks are in Cleveland, TN?

Cleveland has 14 banks with 27 branches and 8 credit unions with 15 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Cleveland?

Builtwell Bank, with 5. Regions Bank has 4 and Park National Bank has 4.

Is there a Builtwell Bank in Cleveland, TN?

Yes. FDIC data lists 5 Builtwell Bank branches in Cleveland as of September 5, 2026. Its branches are listed under Builtwell Bank above, with the address and directions for each.

Is there a Regions Bank in Cleveland, TN?

Yes. FDIC data lists 4 Regions Bank branches in Cleveland as of September 5, 2026. Its branches are listed under Regions Bank above, with the address and directions for each.

Is there a Park National Bank in Cleveland, TN?

Yes. FDIC data lists 4 Park National Bank branches in Cleveland as of September 5, 2026. Its branches are listed under Park National Bank above, with the address and directions for each.

Is there a Chase in Cleveland, TN?

No. FDIC data lists no Chase branch in Cleveland as of September 5, 2026. The nearest is in Chattanooga, about 19 miles away in a straight line.

Which banks in Cleveland are open on Saturday?

Truist, First Horizon, Bowater Employees Credit Union and Cleveland-bradley Cty Teacher Credit Union and 1 more publish Saturday hours for one or more Cleveland locations. The Saturday section above lists each one with its hours. 23 of the 42 locations here do not publish hours in the sources this page uses; call ahead.

Which banks are headquartered in Cleveland?

Cleveland-bradley Cty Teacher Credit Union, B. M. H. Credit Union, Smart Choice Credit Union, Appliance Credit Union and Pathway Credit Union have their main office in Cleveland, according to the FDIC and the NCUA.

What is the oldest bank in Cleveland?

First Financial Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1863.

Which credit unions can I join in Cleveland?

Tennessee Valley Credit Union, Bowater Employees Credit Union, Cleveland-bradley Cty Teacher Credit Union and B. M. H. Credit Union and 4 more have offices in Cleveland. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Cleveland in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Cleveland?

Nearby cities with more banks include Benton, Ooltewah, Soddy Daisy. Benton is 12 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 15 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Bank branch hours, phones and branch pages (5 of 27 branches: First Horizon, Old National, Truist)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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