US Bank Directory
Banks in Athens, TN
7 FDIC-insured banks operate 8 offices in Athens, Tennessee, and 4 credit unions have 5 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Athens
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 11 banks and credit unions operate 13 locations in Athens, according to the FDIC and the NCUA. 11 of them have coordinates on record and are on the map. 8 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
11 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Athens
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Old National has the most locations in Athens, with 2. The other 6 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Bowater Employees Credit Union Credit union · 2
Bowater Employees Credit Union has 2 officees in Athens, 6 across Tennessee. It is based in Calhoun, TN and $300.1 million in assets on March 31, 2026, according to its NCUA call report. 1 of its 2 Athens locations with published hours open on Saturday.
Who can join: see the credit union's site.
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Food City Athens Branch105 S Hill St, 37303
All hours
Mon to Fri 9 am to 6 pm; Sat 9 am to 2 pm; Sun not published
Hours: NCUA, March 31, 2026
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Athens Branch1112 Congress Pkwy S, 37303
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Old National Bank · 2
Old National has 2 branches in Athens, 21 across Tennessee and 361 nationwide. FDIC records list its main office in Evansville, IN and show it operating since 1907. With $73.86 billion in total assets on June 30, 2026, it ranks No. 39 of 4,232 U.S. banks by total assets. The Athens Branch at 106 Washington Ave dates to 1934 in FDIC branch records. None of its 2 Athens locations with published hours lists Saturday hours.
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Athens Branch106 Washington Ave, 37303
All hours
Mon to Thu 8:30 am to 4 pm; Fri 8:30 am to 5 pm; Sat to Sun not published
Hours: Old National branch locator (All The Places), checked Oct 10, 2026
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Decatur Pike Branch1103 Decatur Pike, 37303
All hours
Mon to Thu 8:30 am to 4 pm; Fri 8:30 am to 5 pm; Sat to Sun not published
Hours: Old National branch locator (All The Places), checked Oct 10, 2026
A.u.b. Employees' Credit Union Credit union · 1
A.u.b. Employees' Credit Union has 1 office in Athens, 1 across Tennessee. It is based in Athens, TN and $1.4 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office100 New Englewood Rd, 37303
All hours
Mon 7 am to 9 am; Tue not published; Wed 7 am to 9 am; Thu not published; Fri 11 am to 1 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Citizens National Bank Bank · 1
Citizens National Bank has 1 branch in Athens, 21 across Tennessee and 21 nationwide. FDIC records list its main office in Sevierville, TN and show it operating since 1973. With $1.96 billion in total assets on June 30, 2026, it ranks No. 616 of 4,232 U.S. banks by total assets. The Athens - Decatur Pike Branch at 1305 Decatur Pike dates to 2021 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Athens - Decatur Pike Branch1305 Decatur Pike, 37303
FSNB Bank · 1
FSNB has 1 branch in Athens, 28 across Tennessee and 68 nationwide. FDIC records list its main office in Lawton, OK and show it operating since 1946. With $478.3 million in total assets on June 30, 2026, it ranks No. 1,851 of 4,232 U.S. banks by total assets. The Fsnb - Athens Branch at 1815 Decatur Pike dates to 2008 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Fsnb - Athens Branch1815 Decatur Pike, 37303
Ornl Credit Union Credit union · 1
Ornl Credit Union has 1 office in Athens, 32 across Tennessee. It is based in Oak Ridge, TN and $4.81 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Athens103 W Washington Ave, 37303
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 8:30 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Peoples Bank of East Tennessee Bank · 1
Peoples Bank of East Tennessee has 1 branch in Athens, 11 across Tennessee and 12 nationwide. FDIC records list its main office in Madisonville, TN and show it operating since 1997. With $456.1 million in total assets on June 30, 2026, it ranks No. 1,902 of 4,232 U.S. banks by total assets. The Athens Branch at 835 Congress Pkwy S dates to 2021 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Athens Branch835 Congress Pkwy S, 37303
Regions Bank Bank · 1
Regions Bank has 1 branch in Athens, 196 across Tennessee and 1,256 nationwide. FDIC records list its main office in Birmingham, AL and show it operating since 1928. With $159.79 billion in total assets on June 30, 2026, it ranks No. 27 of 4,232 U.S. banks by total assets. The Congress Pkwy Branch at 921 Congress Pkwy S dates to 1972 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Congress Pkwy Branch921 Congress Pkwy S, 37303
SouthEast Bank Bank · 1
SouthEast Bank has 1 branch in Athens, 15 across Tennessee and 15 nationwide. FDIC records list its main office in Farragut, TN and show it operating since 2002. With $3.58 billion in total assets on June 30, 2026, it ranks No. 368 of 4,232 U.S. banks by total assets. The Athens Branch at 1878 Congress Pkwy S dates to 2013 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Athens Branch1878 Congress Pkwy S, 37303
Tennessee Valley Credit Union Credit union · 1
Tennessee Valley Credit Union has 1 office in Athens, 22 across Tennessee. It is based in Chattanooga, TN and $3.19 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Athens Branch1314 Decatur Pike, 37303
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Truist Bank · 1
Truist has 1 branch in Athens, 98 across Tennessee and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. The Athens Plaza Branch at 1604 Decatur Pike dates to 1973 in FDIC branch records. It opens on Saturday.
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Athens Plaza Branch1604 Decatur Pike, 37303
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
Join a credit union in Athens
4 credit unions have 5 offices here: Bowater Employees Credit Union, Ornl Credit Union, Tennessee Valley Credit Union and A.u.b. Employees' Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Athens page has every office in the state's directory.
Banking in Athens: the local picture
Short answer: 7 banks run 8 branches in Athens according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 7 banks, 0 have their main office in Athens, 3 elsewhere in Tennessee and 4 out of state, according to the FDIC.
The bank with the longest record here is Truist, operating since 1872 according to the FDIC. In FDIC branch records, the longest-running branch is Old National's office at 106 Washington Ave, dating to 1934; the newest is Citizens National Bank's at 1305 Decatur Pike, from 2021.
4 credit unions have 5 offices in Athens, according to the NCUA. Who can join each one is on the credit unions page.
Of the 8 locations with published hours. 3 open on Saturday. 5 locations have no published hours in these sources.
Banks and credit unions open on Saturday in Athens
Short answer: 3 of the 8 Athens locations with published hours open on Saturday, run by 3 institutions.
- Truist: 1 of 1 branch (1604 Decatur Pike: Saturday 9 am to 12 pm)
- Bowater Employees Credit Union: 1 of 2 offices (105 S Hill St: Saturday 9 am to 2 pm)
- Ornl Credit Union: 1 of 1 office (103 W Washington Ave: Saturday 8:30 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 5 of the 13 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Athens, and where the nearest one is if they do not.
Short answer: In Athens: Truist (1), Regions Bank (1). No branches in Athens: Chase (nearest in Farragut, 39 mi), Wells Fargo (nearest in Murfreesboro, 103 mi), Bank of America (nearest in Ooltewah, 36 mi), PNC Bank (nearest in Murfreesboro, 107 mi), U.S. Bank (nearest in Rockwood, 29 mi), Fifth Third Bank (nearest in Knoxville, 41 mi), Huntington (nearest in Cleveland, 23 mi), TD Bank, BMO.
| Bank | In Athens | Nearest branch if none here |
|---|---|---|
| Truist | 1 branch | here |
| Regions Bank | 1 branch | here |
| Chase | None | Farragut, 39 miles away |
| Wells Fargo | None | Murfreesboro, 103 miles away |
| Bank of America | None | Ooltewah, 36 miles away |
| PNC Bank | None | Murfreesboro, 107 miles away |
| U.S. Bank | None | Rockwood, 29 miles away |
| Fifth Third Bank | None | Knoxville, 41 miles away |
| Huntington | None | Cleveland, 23 miles away |
| TD Bank | None | none in Tennessee |
| BMO | None | none in Tennessee |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Athens to the nearest branch in Tennessee.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Athens residents like anyone else.
Banks near Athens
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Etowah (10 miles) and Decatur (11 miles). Sweetwater, 13 miles away, has the most banks nearby: 6.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Etowah, TN | 10 mi | 2 | 2 |
| Banks in Decatur, TN | 11 mi | 2 | 2 |
| Banks in Sweetwater, TN | 13 mi | 6 | 7 |
| Banks in Madisonville, TN | 15 mi | 4 | 7 |
| Banks in Tellico Plains, TN | 19 mi | 2 | 2 |
| Banks in Benton, TN | 19 mi | 2 | 2 |
| Banks in Spring City, TN | 22 mi | 2 | 2 |
| Banks in Dayton, TN | 23 mi | 5 | 6 |
Bank branch openings and closings in Athens
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Athens between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Athens
Short answer: 1 institution has its main office in Athens: A.u.b. Employees' Credit Union.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| A.u.b. Employees' Credit Union | Credit union | $1.4 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Athens by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Athens offices.
Short answer: Truist is the largest bank with offices in Athens, with $548.35 billion in total assets on June 30, 2026, No. 9 among U.S. banks by total assets. Regions Bank is second with $159.79 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Truist | $548.35 billion | No. 9 | 1 | Charlotte, NC |
| Regions Bank | $159.79 billion | No. 27 | 1 | Birmingham, AL |
| Old National | $73.86 billion | No. 39 | 2 | Evansville, IN |
| SouthEast Bank | $3.58 billion | No. 368 | 1 | Farragut, TN |
| Citizens National Bank | $1.96 billion | No. 616 | 1 | Sevierville, TN |
| FSNB | $478.3 million | No. 1,851 | 1 | Lawton, OK |
| Peoples Bank of East Tennessee | $456.1 million | No. 1,902 | 1 | Madisonville, TN |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Athens: FAQ
How many banks are in Athens, TN?
Athens has 7 banks with 8 branches and 4 credit unions with 5 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Athens?
Old National, with 2. Truist has 1 and Regions Bank has 1.
Is there a Old National in Athens, TN?
Yes. FDIC data lists 2 Old National branches in Athens as of September 5, 2026. Its branches are listed under Old National above, with the address and directions for each.
Is there a Truist in Athens, TN?
Yes. FDIC data lists 1 Truist branch in Athens as of September 5, 2026. The address and directions are under Truist above.
Is there a Regions Bank in Athens, TN?
Yes. FDIC data lists 1 Regions Bank branch in Athens as of September 5, 2026. The address and directions are under Regions Bank above.
Is there a Chase in Athens, TN?
No. FDIC data lists no Chase branch in Athens as of September 5, 2026. The nearest is in Farragut, about 39 miles away in a straight line.
Which banks in Athens are open on Saturday?
Truist, Bowater Employees Credit Union and Ornl Credit Union publish Saturday hours for one or more Athens locations. The Saturday section above lists each one with its hours. 5 of the 13 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Athens?
A.u.b. Employees' Credit Union has its main office in Athens, according to the FDIC and the NCUA.
What is the oldest bank in Athens?
Truist has the longest record among banks with a branch here: the FDIC shows it operating since 1872.
Which credit unions can I join in Athens?
Bowater Employees Credit Union, Ornl Credit Union, Tennessee Valley Credit Union and A.u.b. Employees' Credit Union have offices in Athens. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Athens in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Athens?
Nearby cities with more banks include Etowah, Decatur, Sweetwater. Etowah is 10 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 3 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (3 of 8 branches: Old National, Truist) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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