US Bank Directory
Banks in Spring City, TN
2 FDIC-insured banks operate 2 offices in Spring City, Tennessee.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Spring City
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 2 banks and credit unions operate 2 locations in Spring City, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
2 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Spring City
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: First Financial Bank and SouthEast Bank have the most locations in Spring City, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
First Financial Bank Bank · 1
First Financial Bank has 1 branch in Spring City, 19 across Tennessee and 83 nationwide. FDIC records list its main office in Terre Haute, IN and show it operating since 1863. With $6.17 billion in total assets on June 30, 2026, it ranks No. 245 of 4,232 U.S. banks by total assets. The Spring City Branch at 22400 Rhea County Hwy dates to 1986 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Spring City Branch22400 Rhea County Hwy, 37381
SouthEast Bank Bank · 1
SouthEast Bank has 1 branch in Spring City, 15 across Tennessee and 15 nationwide. FDIC records list its main office in Farragut, TN and show it operating since 2002. With $3.58 billion in total assets on June 30, 2026, it ranks No. 368 of 4,232 U.S. banks by total assets. The Spring City Branch at 285 Front St dates to 1975 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Spring City Branch285 Front St, 37381
Banking in Spring City: the local picture
Short answer: 2 banks run 2 branches in Spring City according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 2 banks, 0 have their main office in Spring City, 1 elsewhere in Tennessee and 1 out of state, according to the FDIC.
The bank with the longest record here is First Financial Bank, operating since 1863 according to the FDIC. In FDIC branch records, the longest-running branch is SouthEast Bank's office at 285 Front St, dating to 1975; the newest is First Financial Bank's at 22400 Rhea County Hwy, from 1986.
None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Spring City, and where the nearest one is if they do not.
Short answer: No branches in Spring City: Chase (nearest in Oak Ridge, 40 mi), Wells Fargo (nearest in Murfreesboro, 86 mi), Bank of America (nearest in Oak Ridge, 41 mi), PNC Bank (nearest in Murfreesboro, 90 mi), U.S. Bank (nearest in Rockwood, 16 mi), Truist (nearest in Athens, 21 mi), Fifth Third Bank (nearest in Knoxville, 43 mi), Huntington (nearest in Cleveland, 35 mi), Regions Bank (nearest in Rockwood, 16 mi), TD Bank, BMO.
| Bank | In Spring City | Nearest branch if none here |
|---|---|---|
| Chase | None | Oak Ridge, 40 miles away |
| Wells Fargo | None | Murfreesboro, 86 miles away |
| Bank of America | None | Oak Ridge, 41 miles away |
| PNC Bank | None | Murfreesboro, 90 miles away |
| U.S. Bank | None | Rockwood, 16 miles away |
| Truist | None | Athens, 21 miles away |
| Fifth Third Bank | None | Knoxville, 43 miles away |
| Huntington | None | Cleveland, 35 miles away |
| Regions Bank | None | Rockwood, 16 miles away |
| TD Bank | None | none in Tennessee |
| BMO | None | none in Tennessee |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Spring City to the nearest branch in Tennessee.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Spring City residents like anyone else.
Banks near Spring City
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Decatur (13 miles) and Rockwood (16 miles). Crossville, 21 miles away, has the most banks nearby: 9.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Decatur, TN | 13 mi | 2 | 2 |
| Banks in Rockwood, TN | 16 mi | 3 | 3 |
| Banks in Dayton, TN | 17 mi | 5 | 6 |
| Banks in Pikeville, TN | 19 mi | 2 | 2 |
| Banks in Crossville, TN | 21 mi | 9 | 16 |
| Banks in Athens, TN | 22 mi | 7 | 8 |
| Banks in Harriman, TN | 22 mi | 2 | 2 |
| Banks in Sweetwater, TN | 23 mi | 6 | 7 |
Bank branch openings and closings in Spring City
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Spring City between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Spring City by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Spring City offices.
Short answer: First Financial Bank is the largest bank with offices in Spring City, with $6.17 billion in total assets on June 30, 2026, No. 245 among U.S. banks by total assets. SouthEast Bank is second with $3.58 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| First Financial Bank | $6.17 billion | No. 245 | 1 | Terre Haute, IN |
| SouthEast Bank | $3.58 billion | No. 368 | 1 | Farragut, TN |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Spring City: FAQ
How many banks are in Spring City, TN?
Spring City has 2 banks with 2 branches, according to FDIC data as of September 5, 2026.
Which bank has the most branches in Spring City?
First Financial Bank, with 1. SouthEast Bank has 1.
Is there a First Financial Bank in Spring City, TN?
Yes. FDIC data lists 1 First Financial Bank branch in Spring City as of September 5, 2026. The address and directions are under First Financial Bank above.
Is there a SouthEast Bank in Spring City, TN?
Yes. FDIC data lists 1 SouthEast Bank branch in Spring City as of September 5, 2026. The address and directions are under SouthEast Bank above.
Is there a Chase in Spring City, TN?
No. FDIC data lists no Chase branch in Spring City as of September 5, 2026. The nearest is in Oak Ridge, about 40 miles away in a straight line.
What is the oldest bank in Spring City?
First Financial Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1863.
Did any bank branches open or close in Spring City in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Spring City?
Nearby cities with more banks include Decatur, Rockwood, Dayton. Decatur is 13 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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