US Bank Directory
Banks in Ooltewah, TN
11 FDIC-insured banks operate 13 offices in Ooltewah, Tennessee, and 2 credit unions have 3 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Ooltewah
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 13 banks and credit unions operate 16 locations in Ooltewah, according to the FDIC and the NCUA. 15 of them have coordinates on record and are on the map. 6 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
15 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Ooltewah
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Regions Bank and Millennium Bank have the most locations in Ooltewah, with 2 each. 9 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Millennium Bank Bank · 2
Millennium Bank has 2 branches in Ooltewah, 6 across Tennessee and 14 nationwide. FDIC records list its main office in Ooltewah, TN and show it operating since 1999. With $780.8 million in total assets on June 30, 2026, it ranks No. 1,286 of 4,232 U.S. banks by total assets. Its main office at 6392 Artesian Cir dates to 1999 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office6392 Artesian Cir, 37363
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Millennium Express Banking Mobile6392 Artesian Cir, 37363
Regions Bank Bank · 2
Regions Bank has 2 branches in Ooltewah, 196 across Tennessee and 1,256 nationwide. FDIC records list its main office in Birmingham, AL and show it operating since 1928. With $159.79 billion in total assets on June 30, 2026, it ranks No. 27 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Ooltewah location is the Collegedale Branch at 9503 Apison Pike, dating to 1980; the newest, at 5596 Little Debbie Pkwy, to 1988. It does not publish hours in the sources this page uses; check its site before you go.
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Ooltewah Branch5596 Little Debbie Pkwy, 37363
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Collegedale Branch9503 Apison Pike, 37363
Tennessee Valley Credit Union Credit union · 2
Tennessee Valley Credit Union has 2 officees in Ooltewah, 22 across Tennessee. It is based in Chattanooga, TN and $3.19 billion in assets on March 31, 2026, according to its NCUA call report. None of its 2 Ooltewah locations with published hours lists Saturday hours.
Who can join: see the credit union's site.
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East Hamilton Food City1667 Ooltewah Ringgold Rd, 37363
All hours
Mon to Fri 10 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Ooltewah Branch6007 Relocation Way, 37363
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Bank of America Bank · 1
Bank of America has 1 branch in Ooltewah, 53 across Tennessee and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The Ooltewah Branch at 8880 Old Lee Highway dates to 2024 in FDIC branch records. Its published hours do not list Saturday.
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Ooltewah Branch8880 Old Lee Highway, 37363
All hours
Mon closed; Tue to Fri 9 am to 4 pm; Sat to Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
Builtwell Bank Bank · 1
Builtwell Bank has 1 branch in Ooltewah, 27 across Tennessee and 36 nationwide. FDIC records list its main office in Chattanooga, TN and show it operating since 1904. With $2.28 billion in total assets on June 30, 2026, it ranks No. 545 of 4,232 U.S. banks by total assets. The Snow Hil Branch at 5970 Snow Hill Rd dates to 2023 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Snow Hil Branch5970 Snow Hill Rd, 37363
First Horizon Bank · 1
First Horizon has 1 branch in Ooltewah, 136 across Tennessee and 416 nationwide. FDIC records list its main office in Memphis, TN and show it operating since 1864. With $84.12 billion in total assets on June 30, 2026, it ranks No. 38 of 4,232 U.S. banks by total assets. The Ooltewah Branch at 9312 Apison Pike dates to 1994 in FDIC branch records. It opens on Saturday.
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Ooltewah Branch9312 Apison Pike, 37363
All hours
Mon to Thu 8:30 am to 4 pm; Fri 8:30 am to 6 pm; Sat 9 am to 1 pm; Sun not published
Hours: First Horizon branch locator (All The Places), checked Oct 10, 2026
FirstBank Bank · 1
FirstBank has 1 branch in Ooltewah, 85 across Tennessee and 132 nationwide. FDIC records list its main office in Nashville, TN and show it operating since 1906. With $16.76 billion in total assets on June 30, 2026, it ranks No. 118 of 4,232 U.S. banks by total assets. The Acbi - Ooltewah Branch at 9217 Lee Hwy dates to 2002 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Acbi - Ooltewah Branch9217 Lee Hwy, 37363
Mountain Valley Bank Bank · 1
Mountain Valley Bank has 1 branch in Ooltewah, 7 across Tennessee and 7 nationwide. FDIC records list its main office in Dunlap, TN and show it operating since 1905. With $254.6 million in total assets on June 30, 2026, it ranks No. 2,704 of 4,232 U.S. banks by total assets. The Ooltewah Branch at 5942 Reagan Ln dates to 2023 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Ooltewah Branch5942 Reagan Ln, 37363
Pinnacle Bank Bank · 1
Pinnacle Bank has 1 branch in Ooltewah, 65 across Tennessee and 429 nationwide. FDIC records list its main office in Nashville, TN and show it operating since 2000. With $128.79 billion in total assets on June 30, 2026, it ranks No. 28 of 4,232 U.S. banks by total assets. The Ooltewah Office at 5544 Little Debbie Pkwy dates to 2019 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Ooltewah Office5544 Little Debbie Pkwy, 37363
Scenic Community Credit Union Credit union · 1
Scenic Community Credit Union has 1 office in Ooltewah, 5 across Tennessee. It is based in Hixson, TN and $160.8 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Scenic Community Credit Union9227 Lee Hwy, 37363
All hours
Mon to Fri 8:30 am to 5:30 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
SmartBank Bank · 1
SmartBank has 1 branch in Ooltewah, 25 across Tennessee and 43 nationwide. FDIC records list its main office in Pigeon Forge, TN and show it operating since 2007. With $6.11 billion in total assets on June 30, 2026, it ranks No. 249 of 4,232 U.S. banks by total assets. The Ooltewah Branch at 8966 Old Lee Hwy dates to 2004 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Ooltewah Branch8966 Old Lee Hwy, 37363
SouthEast Bank Bank · 1
SouthEast Bank has 1 branch in Ooltewah, 15 across Tennessee and 15 nationwide. FDIC records list its main office in Farragut, TN and show it operating since 2002. With $3.58 billion in total assets on June 30, 2026, it ranks No. 368 of 4,232 U.S. banks by total assets. The Ooltewah Branch at 9218 Lee Hwy dates to 2009 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Ooltewah Branch9218 Lee Hwy, 37363
Truist Bank · 1
Truist has 1 branch in Ooltewah, 98 across Tennessee and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. The Ooltewah Branch at 9238 Lee Hwy dates to 1993 in FDIC branch records. It opens on Saturday.
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Ooltewah Branch9238 Lee Hwy, 37363
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
Join a credit union in Ooltewah
2 credit unions have 3 offices here: Tennessee Valley Credit Union and Scenic Community Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Ooltewah page has every office in the state's directory.
Banking in Ooltewah: the local picture
Short answer: 11 banks run 13 branches in Ooltewah according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 11 banks, 1 has its main office in Ooltewah, 7 elsewhere in Tennessee and 3 out of state, according to the FDIC.
The bank with the longest record here is First Horizon, operating since 1864 according to the FDIC. In FDIC branch records, the longest-running branch is Regions Bank's office at 9503 Apison Pike, dating to 1980; the newest is Bank of America's at 8880 Old Lee Highway, from 2024.
2 credit unions have 3 offices in Ooltewah, according to the NCUA. Who can join each one is on the credit unions page.
Of the 6 locations with published hours. 3 open on Saturday. 10 locations have no published hours in these sources.
Banks and credit unions open on Saturday in Ooltewah
Short answer: 3 of the 6 Ooltewah locations with published hours open on Saturday, run by 3 institutions.
- Truist: 1 of 1 branch (9238 Lee Hwy: Saturday 9 am to 12 pm)
- First Horizon: 1 of 1 branch (9312 Apison Pike: Saturday 9 am to 1 pm)
- Scenic Community Credit Union: 1 of 1 office (9227 Lee Hwy: Saturday 9 am to 1 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 10 of the 16 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Ooltewah, and where the nearest one is if they do not.
Short answer: In Ooltewah: Bank of America (1), Truist (1), Regions Bank (2). No branches in Ooltewah: Chase (nearest in Chattanooga, 6 mi), Wells Fargo (nearest in Murfreesboro, 93 mi), PNC Bank (nearest in Murfreesboro, 95 mi), U.S. Bank (nearest in Mcminnville, 58 mi), Fifth Third Bank (nearest in Knoxville, 77 mi), Huntington (nearest in Cleveland, 13 mi), TD Bank, BMO.
| Bank | In Ooltewah | Nearest branch if none here |
|---|---|---|
| Bank of America | 1 branch | here |
| Truist | 1 branch | here |
| Regions Bank | 2 branches | here |
| Chase | None | Chattanooga, 6 miles away |
| Wells Fargo | None | Murfreesboro, 93 miles away |
| PNC Bank | None | Murfreesboro, 95 miles away |
| U.S. Bank | None | Mcminnville, 58 miles away |
| Fifth Third Bank | None | Knoxville, 77 miles away |
| Huntington | None | Cleveland, 13 miles away |
| TD Bank | None | none in Tennessee |
| BMO | None | none in Tennessee |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Ooltewah to the nearest branch in Tennessee.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Ooltewah residents like anyone else.
Banks near Ooltewah
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Hixson (11 miles) and Chattanooga (11 miles). Chattanooga, 11 miles away, has the most banks nearby: 22.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Hixson, TN | 11 mi | 8 | 9 |
| Banks in Chattanooga, TN | 11 mi | 22 | 68 |
| Banks in Cleveland, TN | 13 mi | 14 | 27 |
| Banks in Soddy Daisy, TN | 14 mi | 5 | 5 |
| Banks in Signal Mountain, TN | 15 mi | 4 | 4 |
| Banks in Benton, TN | 24 mi | 2 | 2 |
| Banks in Whitwell, TN | 27 mi | 3 | 3 |
| Banks in Dunlap, TN | 27 mi | 3 | 6 |
Bank branch openings and closings in Ooltewah
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Ooltewah between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Ooltewah
Short answer: 1 institution has its main office in Ooltewah: Millennium Bank.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Millennium Bank | Bank | $780.8 million | 2 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Ooltewah by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Ooltewah offices.
Short answer: Bank of America is the largest bank with offices in Ooltewah, with $2.65 trillion in total assets on June 30, 2026, No. 2 among U.S. banks by total assets. Truist is second with $548.35 billion. 1 of the 11 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Bank of America | $2.65 trillion | No. 2 | 1 | Charlotte, NC |
| Truist | $548.35 billion | No. 9 | 1 | Charlotte, NC |
| Regions Bank | $159.79 billion | No. 27 | 2 | Birmingham, AL |
| Pinnacle Bank | $128.79 billion | No. 28 | 1 | Nashville, TN |
| First Horizon | $84.12 billion | No. 38 | 1 | Memphis, TN |
| FirstBank | $16.76 billion | No. 118 | 1 | Nashville, TN |
| SmartBank | $6.11 billion | No. 249 | 1 | Pigeon Forge, TN |
| SouthEast Bank | $3.58 billion | No. 368 | 1 | Farragut, TN |
| Builtwell Bank | $2.28 billion | No. 545 | 1 | Chattanooga, TN |
| Millennium Bank | $780.8 million | No. 1,286 | 2 | Ooltewah, TN |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Ooltewah: FAQ
How many banks are in Ooltewah, TN?
Ooltewah has 11 banks with 13 branches and 2 credit unions with 3 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Ooltewah?
Regions Bank, with 2. Millennium Bank has 2 and Bank of America has 1.
Is there a Regions Bank in Ooltewah, TN?
Yes. FDIC data lists 2 Regions Bank branches in Ooltewah as of September 5, 2026. Its branches are listed under Regions Bank above, with the address and directions for each.
Is there a Millennium Bank in Ooltewah, TN?
Yes. FDIC data lists 2 Millennium Bank branches in Ooltewah as of September 5, 2026, the main office at 6392 Artesian Cir. Its branches are listed under Millennium Bank above, with the address and directions for each.
Is there a Bank of America in Ooltewah, TN?
Yes. FDIC data lists 1 Bank of America branch in Ooltewah as of September 5, 2026. The address and directions are under Bank of America above.
Is there a Chase in Ooltewah, TN?
No. FDIC data lists no Chase branch in Ooltewah as of September 5, 2026. The nearest is in Chattanooga, about 6 miles away in a straight line.
Which banks in Ooltewah are open on Saturday?
Truist, First Horizon and Scenic Community Credit Union publish Saturday hours for one or more Ooltewah locations. The Saturday section above lists each one with its hours. 10 of the 16 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Ooltewah?
Millennium Bank has its main office in Ooltewah, according to the FDIC.
What is the oldest bank in Ooltewah?
First Horizon has the longest record among banks with a branch here: the FDIC shows it operating since 1864.
Which credit unions can I join in Ooltewah?
Tennessee Valley Credit Union and Scenic Community Credit Union have offices in Ooltewah. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Ooltewah in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Ooltewah?
Nearby cities with more banks include Hixson, Chattanooga, Cleveland. Hixson is 11 miles away with 8 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 2 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (3 of 13 branches: Bank of America, First Horizon, Truist) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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