US Bank Directory

Banks in Whitwell, TN

3 FDIC-insured banks operate 3 offices in Whitwell, Tennessee.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Whitwell

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 3 locations in Whitwell, according to the FDIC. 3 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

3 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Whitwell

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Builtwell Bank, Citizens Tri-County Bank and Tower Community Bank have the most locations in Whitwell, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Builtwell Bank 1 branch · main office Chattanooga, TN Bank · 1

Builtwell Bank has 1 branch in Whitwell, 27 across Tennessee and 36 nationwide. FDIC records list its main office in Chattanooga, TN and show it operating since 1904. With $2.28 billion in total assets on June 30, 2026, it ranks No. 545 of 4,232 U.S. banks by total assets. The Whitwell Branch at 13108 Highway 28 dates to 1971 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Whitwell Branch
    13108 Highway 28, 37397
    Hours: see the bank's site
Builtwell Bank: profile, branches and contacts
Citizens Tri-County Bank 1 branch · main office Dunlap, TN Bank · 1

Citizens Tri-County Bank has 1 branch in Whitwell, 24 across Tennessee and 24 nationwide. FDIC records list its main office in Dunlap, TN and show it operating since 1972. With $1.64 billion in total assets on June 30, 2026, it ranks No. 688 of 4,232 U.S. banks by total assets. The Whitwell Branch at 14087 Highway 28 dates to 1994 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Whitwell Branch
    14087 Highway 28, 37397
    Hours: see the bank's site
Citizens Tri-County Bank: profile, branches and contacts
Tower Community Bank 1 branch · main office Jasper, TN Bank · 1

Tower Community Bank has 1 branch in Whitwell, 9 across Tennessee and 8 nationwide. FDIC records list its main office in Jasper, TN and show it operating since 1970. With $375.4 million in total assets on June 30, 2026, it ranks No. 2,169 of 4,232 U.S. banks by total assets. The Whitwell Branch at 13165 Highway 28 dates to 1980 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Whitwell Branch
    13165 Highway 28, 37397
    Hours: see the bank's site
Tower Community Bank: profile, branches and contacts

Banking in Whitwell: the local picture

Short answer: 3 banks run 3 branches in Whitwell according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 3 banks, 0 have their main office in Whitwell, 3 elsewhere in Tennessee, according to the FDIC.

The bank with the longest record here is Builtwell Bank, operating since 1904 according to the FDIC. In FDIC branch records, the longest-running branch is Builtwell Bank's office at 13108 Highway 28, dating to 1971; the newest is Citizens Tri-County Bank's at 14087 Highway 28, from 1994.

None of the 3 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Whitwell, and where the nearest one is if they do not.

Short answer: No branches in Whitwell: Chase (nearest in Chattanooga, 15 mi), Wells Fargo (nearest in Murfreesboro, 68 mi), Bank of America (nearest in Hixson, 16 mi), PNC Bank (nearest in Murfreesboro, 70 mi), U.S. Bank (nearest in Manchester, 37 mi), Truist (nearest in Signal Mountain, 11 mi), Fifth Third Bank (nearest in Murfreesboro, 64 mi), Huntington (nearest in Chattanooga, 16 mi), Regions Bank (nearest in Signal Mountain, 11 mi), TD Bank, BMO.

BankIn WhitwellNearest branch if none here
ChaseNoneChattanooga, 15 miles away
Wells FargoNoneMurfreesboro, 68 miles away
Bank of AmericaNoneHixson, 16 miles away
PNC BankNoneMurfreesboro, 70 miles away
U.S. BankNoneManchester, 37 miles away
TruistNoneSignal Mountain, 11 miles away
Fifth Third BankNoneMurfreesboro, 64 miles away
HuntingtonNoneChattanooga, 16 miles away
Regions BankNoneSignal Mountain, 11 miles away
TD BankNonenone in Tennessee
BMONonenone in Tennessee

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Whitwell to the nearest branch in Tennessee.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Whitwell residents like anyone else.

Banks near Whitwell

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Jasper (11 miles) and Signal Mountain (11 miles). Chattanooga, 19 miles away, has the most banks nearby: 22.

Bank branch openings and closings in Whitwell

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Whitwell between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Whitwell by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Whitwell offices.

Short answer: Builtwell Bank is the largest bank with offices in Whitwell, with $2.28 billion in total assets on June 30, 2026, No. 545 among U.S. banks by total assets. Citizens Tri-County Bank is second with $1.64 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Builtwell Bank$2.28 billionNo. 5451Chattanooga, TN
Citizens Tri-County Bank$1.64 billionNo. 6881Dunlap, TN
Tower Community Bank$375.4 millionNo. 2,1691Jasper, TN

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Whitwell: FAQ

How many banks are in Whitwell, TN?

Whitwell has 3 banks with 3 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Whitwell?

Builtwell Bank, with 1. Citizens Tri-County Bank has 1 and Tower Community Bank has 1.

Is there a Builtwell Bank in Whitwell, TN?

Yes. FDIC data lists 1 Builtwell Bank branch in Whitwell as of September 5, 2026. The address and directions are under Builtwell Bank above.

Is there a Citizens Tri-County Bank in Whitwell, TN?

Yes. FDIC data lists 1 Citizens Tri-County Bank branch in Whitwell as of September 5, 2026. The address and directions are under Citizens Tri-County Bank above.

Is there a Tower Community Bank in Whitwell, TN?

Yes. FDIC data lists 1 Tower Community Bank branch in Whitwell as of September 5, 2026. The address and directions are under Tower Community Bank above.

Is there a Chase in Whitwell, TN?

No. FDIC data lists no Chase branch in Whitwell as of September 5, 2026. The nearest is in Chattanooga, about 15 miles away in a straight line.

What is the oldest bank in Whitwell?

Builtwell Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1904.

Did any bank branches open or close in Whitwell in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Whitwell?

Nearby cities with more banks include Jasper, Signal Mountain, Dunlap. Jasper is 11 miles away with 4 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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