US Bank Directory
Banks in Whitwell, TN
3 FDIC-insured banks operate 3 offices in Whitwell, Tennessee.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Whitwell
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 3 banks and credit unions operate 3 locations in Whitwell, according to the FDIC. 3 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
3 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Whitwell
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Builtwell Bank, Citizens Tri-County Bank and Tower Community Bank have the most locations in Whitwell, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Builtwell Bank Bank · 1
Builtwell Bank has 1 branch in Whitwell, 27 across Tennessee and 36 nationwide. FDIC records list its main office in Chattanooga, TN and show it operating since 1904. With $2.28 billion in total assets on June 30, 2026, it ranks No. 545 of 4,232 U.S. banks by total assets. The Whitwell Branch at 13108 Highway 28 dates to 1971 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Whitwell Branch13108 Highway 28, 37397
Citizens Tri-County Bank Bank · 1
Citizens Tri-County Bank has 1 branch in Whitwell, 24 across Tennessee and 24 nationwide. FDIC records list its main office in Dunlap, TN and show it operating since 1972. With $1.64 billion in total assets on June 30, 2026, it ranks No. 688 of 4,232 U.S. banks by total assets. The Whitwell Branch at 14087 Highway 28 dates to 1994 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Whitwell Branch14087 Highway 28, 37397
Tower Community Bank Bank · 1
Tower Community Bank has 1 branch in Whitwell, 9 across Tennessee and 8 nationwide. FDIC records list its main office in Jasper, TN and show it operating since 1970. With $375.4 million in total assets on June 30, 2026, it ranks No. 2,169 of 4,232 U.S. banks by total assets. The Whitwell Branch at 13165 Highway 28 dates to 1980 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Whitwell Branch13165 Highway 28, 37397
Banking in Whitwell: the local picture
Short answer: 3 banks run 3 branches in Whitwell according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 3 banks, 0 have their main office in Whitwell, 3 elsewhere in Tennessee, according to the FDIC.
The bank with the longest record here is Builtwell Bank, operating since 1904 according to the FDIC. In FDIC branch records, the longest-running branch is Builtwell Bank's office at 13108 Highway 28, dating to 1971; the newest is Citizens Tri-County Bank's at 14087 Highway 28, from 1994.
None of the 3 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Whitwell, and where the nearest one is if they do not.
Short answer: No branches in Whitwell: Chase (nearest in Chattanooga, 15 mi), Wells Fargo (nearest in Murfreesboro, 68 mi), Bank of America (nearest in Hixson, 16 mi), PNC Bank (nearest in Murfreesboro, 70 mi), U.S. Bank (nearest in Manchester, 37 mi), Truist (nearest in Signal Mountain, 11 mi), Fifth Third Bank (nearest in Murfreesboro, 64 mi), Huntington (nearest in Chattanooga, 16 mi), Regions Bank (nearest in Signal Mountain, 11 mi), TD Bank, BMO.
| Bank | In Whitwell | Nearest branch if none here |
|---|---|---|
| Chase | None | Chattanooga, 15 miles away |
| Wells Fargo | None | Murfreesboro, 68 miles away |
| Bank of America | None | Hixson, 16 miles away |
| PNC Bank | None | Murfreesboro, 70 miles away |
| U.S. Bank | None | Manchester, 37 miles away |
| Truist | None | Signal Mountain, 11 miles away |
| Fifth Third Bank | None | Murfreesboro, 64 miles away |
| Huntington | None | Chattanooga, 16 miles away |
| Regions Bank | None | Signal Mountain, 11 miles away |
| TD Bank | None | none in Tennessee |
| BMO | None | none in Tennessee |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Whitwell to the nearest branch in Tennessee.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Whitwell residents like anyone else.
Banks near Whitwell
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Jasper (11 miles) and Signal Mountain (11 miles). Chattanooga, 19 miles away, has the most banks nearby: 22.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Jasper, TN | 11 mi | 4 | 6 |
| Banks in Signal Mountain, TN | 11 mi | 4 | 4 |
| Banks in Dunlap, TN | 15 mi | 3 | 6 |
| Banks in South Pittsburg, TN | 16 mi | 4 | 4 |
| Banks in Hixson, TN | 16 mi | 8 | 9 |
| Banks in Monteagle, TN | 18 mi | 3 | 3 |
| Banks in Chattanooga, TN | 19 mi | 22 | 68 |
| Banks in Soddy Daisy, TN | 19 mi | 5 | 5 |
Bank branch openings and closings in Whitwell
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Whitwell between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Whitwell by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Whitwell offices.
Short answer: Builtwell Bank is the largest bank with offices in Whitwell, with $2.28 billion in total assets on June 30, 2026, No. 545 among U.S. banks by total assets. Citizens Tri-County Bank is second with $1.64 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Builtwell Bank | $2.28 billion | No. 545 | 1 | Chattanooga, TN |
| Citizens Tri-County Bank | $1.64 billion | No. 688 | 1 | Dunlap, TN |
| Tower Community Bank | $375.4 million | No. 2,169 | 1 | Jasper, TN |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Whitwell: FAQ
How many banks are in Whitwell, TN?
Whitwell has 3 banks with 3 branches, according to FDIC data as of September 5, 2026.
Which bank has the most branches in Whitwell?
Builtwell Bank, with 1. Citizens Tri-County Bank has 1 and Tower Community Bank has 1.
Is there a Builtwell Bank in Whitwell, TN?
Yes. FDIC data lists 1 Builtwell Bank branch in Whitwell as of September 5, 2026. The address and directions are under Builtwell Bank above.
Is there a Citizens Tri-County Bank in Whitwell, TN?
Yes. FDIC data lists 1 Citizens Tri-County Bank branch in Whitwell as of September 5, 2026. The address and directions are under Citizens Tri-County Bank above.
Is there a Tower Community Bank in Whitwell, TN?
Yes. FDIC data lists 1 Tower Community Bank branch in Whitwell as of September 5, 2026. The address and directions are under Tower Community Bank above.
Is there a Chase in Whitwell, TN?
No. FDIC data lists no Chase branch in Whitwell as of September 5, 2026. The nearest is in Chattanooga, about 15 miles away in a straight line.
What is the oldest bank in Whitwell?
Builtwell Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1904.
Did any bank branches open or close in Whitwell in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Whitwell?
Nearby cities with more banks include Jasper, Signal Mountain, Dunlap. Jasper is 11 miles away with 4 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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