US Bank Directory
Banks in Monteagle, TN
3 FDIC-insured banks operate 3 offices in Monteagle, Tennessee.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Monteagle
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 3 banks and credit unions operate 3 locations in Monteagle, according to the FDIC. 3 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
3 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Monteagle
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Citizens Tri-County Bank, Tower Community Bank and Mountain Valley Bank have the most locations in Monteagle, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Citizens Tri-County Bank Bank · 1
Citizens Tri-County Bank has 1 branch in Monteagle, 24 across Tennessee and 24 nationwide. FDIC records list its main office in Dunlap, TN and show it operating since 1972. With $1.64 billion in total assets on June 30, 2026, it ranks No. 688 of 4,232 U.S. banks by total assets. The Monteagle Branch at 80 E Main St dates to 2005 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Monteagle Branch80 E Main St, 37356
Mountain Valley Bank Bank · 1
Mountain Valley Bank has 1 branch in Monteagle, 7 across Tennessee and 7 nationwide. FDIC records list its main office in Dunlap, TN and show it operating since 1905. With $254.6 million in total assets on June 30, 2026, it ranks No. 2,704 of 4,232 U.S. banks by total assets. The Monteagle Branch at 25 Dixie Lee Ave dates to 2002 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Monteagle Branch25 Dixie Lee Ave, 37356
Tower Community Bank Bank · 1
Tower Community Bank has 1 branch in Monteagle, 9 across Tennessee and 8 nationwide. FDIC records list its main office in Jasper, TN and show it operating since 1970. With $375.4 million in total assets on June 30, 2026, it ranks No. 2,169 of 4,232 U.S. banks by total assets. The Monteagle Branch at 205 W Main St dates to 2002 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Monteagle Branch205 W Main St, 37356
Banking in Monteagle: the local picture
Short answer: 3 banks run 3 branches in Monteagle according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 3 banks, 0 have their main office in Monteagle, 3 elsewhere in Tennessee, according to the FDIC.
The bank with the longest record here is Mountain Valley Bank, operating since 1905 according to the FDIC. In FDIC branch records, the longest-running branch is Mountain Valley Bank's office at 25 Dixie Lee Ave, dating to 2002; the newest is Citizens Tri-County Bank's at 80 E Main St, from 2005.
None of the 3 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Monteagle, and where the nearest one is if they do not.
Short answer: No branches in Monteagle: Chase (nearest in Chattanooga, 32 mi), Wells Fargo (nearest in Murfreesboro, 54 mi), Bank of America (nearest in Chattanooga, 33 mi), PNC Bank (nearest in Murfreesboro, 55 mi), U.S. Bank (nearest in Manchester, 21 mi), Truist (nearest in Decherd, 15 mi), Fifth Third Bank (nearest in Murfreesboro, 50 mi), Huntington (nearest in Chattanooga, 32 mi), Regions Bank (nearest in Sewanee, 6 mi), TD Bank, BMO.
| Bank | In Monteagle | Nearest branch if none here |
|---|---|---|
| Chase | None | Chattanooga, 32 miles away |
| Wells Fargo | None | Murfreesboro, 54 miles away |
| Bank of America | None | Chattanooga, 33 miles away |
| PNC Bank | None | Murfreesboro, 55 miles away |
| U.S. Bank | None | Manchester, 21 miles away |
| Truist | None | Decherd, 15 miles away |
| Fifth Third Bank | None | Murfreesboro, 50 miles away |
| Huntington | None | Chattanooga, 32 miles away |
| Regions Bank | None | Sewanee, 6 miles away |
| TD Bank | None | none in Tennessee |
| BMO | None | none in Tennessee |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Monteagle to the nearest branch in Tennessee.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Monteagle residents like anyone else.
Banks near Monteagle
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Decherd (15 miles) and Winchester (15 miles). Manchester, 21 miles away, has the most banks nearby: 8.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Decherd, TN | 15 mi | 5 | 5 |
| Banks in Winchester, TN | 15 mi | 3 | 3 |
| Banks in South Pittsburg, TN | 16 mi | 4 | 4 |
| Banks in Jasper, TN | 16 mi | 4 | 6 |
| Banks in Whitwell, TN | 18 mi | 3 | 3 |
| Banks in Manchester, TN | 21 mi | 8 | 10 |
| Banks in Tullahoma, TN | 23 mi | 8 | 8 |
| Banks in Morrison, TN | 27 mi | 4 | 4 |
Bank branch openings and closings in Monteagle
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Monteagle between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Monteagle by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Monteagle offices.
Short answer: Citizens Tri-County Bank is the largest bank with offices in Monteagle, with $1.64 billion in total assets on June 30, 2026, No. 688 among U.S. banks by total assets. Tower Community Bank is second with $375.4 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Citizens Tri-County Bank | $1.64 billion | No. 688 | 1 | Dunlap, TN |
| Tower Community Bank | $375.4 million | No. 2,169 | 1 | Jasper, TN |
| Mountain Valley Bank | $254.6 million | No. 2,704 | 1 | Dunlap, TN |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Monteagle: FAQ
How many banks are in Monteagle, TN?
Monteagle has 3 banks with 3 branches, according to FDIC data as of September 5, 2026.
Which bank has the most branches in Monteagle?
Citizens Tri-County Bank, with 1. Tower Community Bank has 1 and Mountain Valley Bank has 1.
Is there a Citizens Tri-County Bank in Monteagle, TN?
Yes. FDIC data lists 1 Citizens Tri-County Bank branch in Monteagle as of September 5, 2026. The address and directions are under Citizens Tri-County Bank above.
Is there a Tower Community Bank in Monteagle, TN?
Yes. FDIC data lists 1 Tower Community Bank branch in Monteagle as of September 5, 2026. The address and directions are under Tower Community Bank above.
Is there a Mountain Valley Bank in Monteagle, TN?
Yes. FDIC data lists 1 Mountain Valley Bank branch in Monteagle as of September 5, 2026. The address and directions are under Mountain Valley Bank above.
Is there a Chase in Monteagle, TN?
No. FDIC data lists no Chase branch in Monteagle as of September 5, 2026. The nearest is in Chattanooga, about 32 miles away in a straight line.
What is the oldest bank in Monteagle?
Mountain Valley Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1905.
Did any bank branches open or close in Monteagle in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Monteagle?
Nearby cities with more banks include Decherd, Winchester, South Pittsburg. Decherd is 15 miles away with 5 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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