US Bank Directory

Banks in Mont Alto, PA

2 FDIC-insured banks operate 2 offices in Mont Alto, Pennsylvania.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Mont Alto

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Mont Alto, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

2 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Mont Alto

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: M&T Bank and Farmers and Merchants Trust Company of Chambersburg have the most locations in Mont Alto, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Farmers and Merchants Trust Company of Chambersburg 1 branch · main office Chambersburg, PA Bank · 1

Farmers and Merchants Trust Company of Chambersburg has 1 branch in Mont Alto, 24 across Pennsylvania and 25 nationwide. FDIC records list its main office in Chambersburg, PA and show it operating since 1906. With $2.34 billion in total assets on June 30, 2026, it ranks No. 534 of 4,232 U.S. banks by total assets. The Mont Alto Branch at 2 Park St dates to 1916 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Farmers and Merchants Trust Company of Chambersburg: profile, branches and contacts
M&T Bank Manufacturers and Traders Trust Company · 1 branch · main office Buffalo, NY Bank · 1

M&T Bank has 1 branch in Mont Alto, 151 across Pennsylvania and 960 nationwide. FDIC records list its main office in Buffalo, NY and show it operating since 1856. With $218.79 billion in total assets on June 30, 2026, it ranks No. 21 of 4,232 U.S. banks by total assets. The Penn State Mon Alto Branch at 1 Campus Dr dates to 2002 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Penn State Mon Alto Branch
    1 Campus Dr, 17237
    Hours: see the bank's site
M&T Bank: profile, branches and contacts

Banking in Mont Alto: the local picture

Short answer: 2 banks run 2 branches in Mont Alto according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Mont Alto, 1 elsewhere in Pennsylvania and 1 out of state, according to the FDIC.

The bank with the longest record here is M&T Bank, operating since 1856 according to the FDIC. In FDIC branch records, the longest-running branch is Farmers and Merchants Trust Company of Chambersburg's office at 2 Park St, dating to 1916; the newest is M&T Bank's at 1 Campus Dr, from 2002.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Mont Alto, and where the nearest one is if they do not.

Short answer: No branches in Mont Alto: Chase (nearest in Mechanicsburg, 41 mi), Wells Fargo (nearest in Hanover, 29 mi), Bank of America (nearest in Kennett Square, 99 mi), PNC Bank (nearest in Gettysburg, 17 mi), U.S. Bank, Truist (nearest in Waynesboro, 6 mi), Fifth Third Bank, Huntington (nearest in Jeannette, 114 mi), Regions Bank, TD Bank (nearest in Downingtown, 96 mi), BMO.

BankIn Mont AltoNearest branch if none here
ChaseNoneMechanicsburg, 41 miles away
Wells FargoNoneHanover, 29 miles away
Bank of AmericaNoneKennett Square, 99 miles away
PNC BankNoneGettysburg, 17 miles away
U.S. BankNonenone in Pennsylvania
TruistNoneWaynesboro, 6 miles away
Fifth Third BankNonenone in Pennsylvania
HuntingtonNoneJeannette, 114 miles away
Regions BankNonenone in Pennsylvania
TD BankNoneDowningtown, 96 miles away
BMONonenone in Pennsylvania

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Mont Alto to the nearest branch in Pennsylvania.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Mont Alto residents like anyone else.

Banks near Mont Alto

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Waynesboro (7 miles) and Chambersburg (8 miles). Chambersburg, 8 miles away, has the most banks nearby: 6.

Bank branch openings and closings in Mont Alto

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Mont Alto between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Mont Alto by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Mont Alto offices.

Short answer: M&T Bank is the largest bank with offices in Mont Alto, with $218.79 billion in total assets on June 30, 2026, No. 21 among U.S. banks by total assets. Farmers and Merchants Trust Company of Chambersburg is second with $2.34 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
M&T Bank$218.79 billionNo. 211Buffalo, NY
Farmers and Merchants Trust Company of Chambersburg$2.34 billionNo. 5341Chambersburg, PA

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Mont Alto: FAQ

How many banks are in Mont Alto, PA?

Mont Alto has 2 banks with 2 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Mont Alto?

M&T Bank, with 1. Farmers and Merchants Trust Company of Chambersburg has 1.

Is there a M&T Bank in Mont Alto, PA?

Yes. FDIC data lists 1 M&T Bank branch in Mont Alto as of September 5, 2026. The address and directions are under M&T Bank above.

Is there a Farmers and Merchants Trust Company of Chambersburg in Mont Alto, PA?

Yes. FDIC data lists 1 Farmers and Merchants Trust Company of Chambersburg branch in Mont Alto as of September 5, 2026. The address and directions are under Farmers and Merchants Trust Company of Chambersburg above.

Is there a Chase in Mont Alto, PA?

No. FDIC data lists no Chase branch in Mont Alto as of September 5, 2026. The nearest is in Mechanicsburg, about 41 miles away in a straight line.

What is the oldest bank in Mont Alto?

M&T Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1856.

Did any bank branches open or close in Mont Alto in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Mont Alto?

Nearby cities with more banks include Waynesboro, Chambersburg, Greencastle. Waynesboro is 7 miles away with 4 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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