US Bank Directory
Banks in Shippensburg, PA
4 FDIC-insured banks operate 6 offices in Shippensburg, Pennsylvania, and 3 credit unions have 3 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Shippensburg
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 7 banks and credit unions operate 9 locations in Shippensburg, according to the FDIC and the NCUA. 9 of them have coordinates on record and are on the map. 3 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
9 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Shippensburg
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: M&T Bank and Orrstown Bank have the most locations in Shippensburg, with 2 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
M&T Bank Bank · 2
M&T Bank has 2 branches in Shippensburg, 151 across Pennsylvania and 960 nationwide. FDIC records list its main office in Buffalo, NY and show it operating since 1856. With $218.79 billion in total assets on June 30, 2026, it ranks No. 21 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Shippensburg location is the Walnut Bottom Branch at 28 Walnut Bottom Rd, dating to 1976; the newest, at 1871 Old Main Dr, to 2004. It opens on Saturday.
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Shippensburg State University Branch1871 Old Main Dr, 17257
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Walnut Bottom Branch28 Walnut Bottom Rd, 17257
All hours
Mon closed; Tue to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun closed
Hours: M&T Bank branch locator (All The Places), checked Oct 10, 2026
Orrstown Bank Bank · 2
Orrstown Bank has 2 branches in Shippensburg, 35 across Pennsylvania and 43 nationwide. FDIC records list its main office in Harrisburg, PA and show it operating since 1919. With $5.61 billion in total assets on June 30, 2026, it ranks No. 263 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Shippensburg location is the Lurgan Branch at 121 Lurgan Ave, dating to 1981; the newest, at 77 E King St, to 2016. It does not publish hours in the sources this page uses; check its site before you go.
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Lurgan Branch121 Lurgan Ave, 17257
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East King Street Branch77 E King St, 17257
Farmers and Merchants Trust Company of Chambersburg Bank · 1
Farmers and Merchants Trust Company of Chambersburg has 1 branch in Shippensburg, 24 across Pennsylvania and 25 nationwide. FDIC records list its main office in Chambersburg, PA and show it operating since 1906. With $2.34 billion in total assets on June 30, 2026, it ranks No. 534 of 4,232 U.S. banks by total assets. The Shippensburg Branch at 13 Shippensburg Shopping Ctr dates to 1996 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Shippensburg Branch13 Shippensburg Shopping Ctr, 17257
Members 1st Credit Union Credit union · 1
Members 1st Credit Union has 1 office in Shippensburg, 61 across Pennsylvania. It is based in Enola, PA and $8.61 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Shippensburg Branch401 E King St, 17257
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 2 pm; Sun not published
Hours: NCUA, March 31, 2026
Patriot Credit Union Credit union · 1
Patriot Credit Union has 1 office in Shippensburg, 9 across Pennsylvania. It is based in Chambersburg, PA and $1.33 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Shippensburg1095 W King St, 17257
All hours
Mon to Thu 8:30 am to 5 pm; Fri to Sun not published
Hours: NCUA, March 31, 2026
Pennsylvania State Employees Credit Union Credit union · 1
Pennsylvania State Employees Credit Union has 1 office in Shippensburg, 16 across Pennsylvania. It is based in Harrisburg, PA and $9.62 billion in assets on March 31, 2026, according to its NCUA call report. It does not publish hours in the sources this page uses; check its site before you go.
Who can join: see the credit union's site.
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Psecu Ecenter At Shippensburg University1871 Old Main Dr, 17257
Woodforest Bank · 1
Woodforest has 1 branch in Shippensburg, 35 across Pennsylvania and 743 nationwide. FDIC records list its main office in The Woodlands, TX and show it operating since 1980. With $8.98 billion in total assets on June 30, 2026, it ranks No. 181 of 4,232 U.S. banks by total assets. The Shippensburg Walmart Branch at 100 S Conestoga Dr dates to 2007 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Shippensburg Walmart Branch100 S Conestoga Dr, 17257
Join a credit union in Shippensburg
3 credit unions have 3 offices here: Pennsylvania State Employees Credit Union, Members 1st Credit Union and Patriot Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Shippensburg page has every office in the state's directory.
Banking in Shippensburg: the local picture
Short answer: 4 banks run 6 branches in Shippensburg according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 4 banks, 0 have their main office in Shippensburg, 2 elsewhere in Pennsylvania and 2 out of state, according to the FDIC.
The bank with the longest record here is M&T Bank, operating since 1856 according to the FDIC. In FDIC branch records, the longest-running branch is M&T Bank's office at 28 Walnut Bottom Rd, dating to 1976; the newest is Orrstown Bank's at 77 E King St, from 2016.
3 credit unions have 3 offices in Shippensburg, according to the NCUA. Who can join each one is on the credit unions page.
Of the 3 locations with published hours. 2 open on Saturday. 6 locations have no published hours in these sources.
Banks and credit unions open on Saturday in Shippensburg
Short answer: 2 of the 3 Shippensburg locations with published hours open on Saturday, run by 2 institutions.
- M&T Bank: 1 of 2 branches (28 Walnut Bottom Rd: Saturday 9 am to 12 pm)
- Members 1st Credit Union: 1 of 1 office (401 E King St: Saturday 9 am to 2 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 6 of the 9 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Shippensburg, and where the nearest one is if they do not.
Short answer: No branches in Shippensburg: Chase (nearest in Mechanicsburg, 31 mi), Wells Fargo (nearest in Carlisle, 20 mi), Bank of America (nearest in Kennett Square, 98 mi), PNC Bank (nearest in Carlisle, 19 mi), U.S. Bank, Truist (nearest in Chambersburg, 10 mi), Fifth Third Bank, Huntington (nearest in Jeannette, 113 mi), Regions Bank, TD Bank (nearest in Downingtown, 94 mi), BMO.
| Bank | In Shippensburg | Nearest branch if none here |
|---|---|---|
| Chase | None | Mechanicsburg, 31 miles away |
| Wells Fargo | None | Carlisle, 20 miles away |
| Bank of America | None | Kennett Square, 98 miles away |
| PNC Bank | None | Carlisle, 19 miles away |
| U.S. Bank | None | none in Pennsylvania |
| Truist | None | Chambersburg, 10 miles away |
| Fifth Third Bank | None | none in Pennsylvania |
| Huntington | None | Jeannette, 113 miles away |
| Regions Bank | None | none in Pennsylvania |
| TD Bank | None | Downingtown, 94 miles away |
| BMO | None | none in Pennsylvania |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Shippensburg to the nearest branch in Pennsylvania.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Shippensburg residents like anyone else.
Banks near Shippensburg
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Newville (10 miles) and Chambersburg (11 miles). Carlisle, 20 miles away, has the most banks nearby: 10.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Newville, PA | 10 mi | 2 | 2 |
| Banks in Chambersburg, PA | 11 mi | 6 | 18 |
| Banks in Mont Alto, PA | 15 mi | 2 | 2 |
| Banks in Carlisle, PA | 20 mi | 10 | 15 |
| Banks in Waynesboro, PA | 21 mi | 4 | 5 |
| Banks in Gettysburg, PA | 21 mi | 3 | 7 |
| Banks in Greencastle, PA | 22 mi | 4 | 4 |
| Banks in Orbisonia, PA | 24 mi | 2 | 2 |
Bank branch openings and closings in Shippensburg
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Shippensburg between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Shippensburg by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Shippensburg offices.
Short answer: M&T Bank is the largest bank with offices in Shippensburg, with $218.79 billion in total assets on June 30, 2026, No. 21 among U.S. banks by total assets. Woodforest is second with $8.98 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| M&T Bank | $218.79 billion | No. 21 | 2 | Buffalo, NY |
| Woodforest | $8.98 billion | No. 181 | 1 | The Woodlands, TX |
| Orrstown Bank | $5.61 billion | No. 263 | 2 | Harrisburg, PA |
| Farmers and Merchants Trust Company of Chambersburg | $2.34 billion | No. 534 | 1 | Chambersburg, PA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Shippensburg: FAQ
How many banks are in Shippensburg, PA?
Shippensburg has 4 banks with 6 branches and 3 credit unions with 3 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Shippensburg?
M&T Bank, with 2. Orrstown Bank has 2 and Woodforest has 1.
Is there a M&T Bank in Shippensburg, PA?
Yes. FDIC data lists 2 M&T Bank branches in Shippensburg as of September 5, 2026. Its branches are listed under M&T Bank above, with the address and directions for each.
Is there a Orrstown Bank in Shippensburg, PA?
Yes. FDIC data lists 2 Orrstown Bank branches in Shippensburg as of September 5, 2026. Its branches are listed under Orrstown Bank above, with the address and directions for each.
Is there a Woodforest in Shippensburg, PA?
Yes. FDIC data lists 1 Woodforest branch in Shippensburg as of September 5, 2026. The address and directions are under Woodforest above.
Is there a Chase in Shippensburg, PA?
No. FDIC data lists no Chase branch in Shippensburg as of September 5, 2026. The nearest is in Mechanicsburg, about 31 miles away in a straight line.
Which banks in Shippensburg are open on Saturday?
M&T Bank and Members 1st Credit Union publish Saturday hours for one or more Shippensburg locations. The Saturday section above lists each one with its hours. 6 of the 9 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Shippensburg?
M&T Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1856.
Which credit unions can I join in Shippensburg?
Pennsylvania State Employees Credit Union, Members 1st Credit Union and Patriot Credit Union have offices in Shippensburg. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Shippensburg in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Shippensburg?
Nearby cities with more banks include Newville, Chambersburg, Mont Alto. Newville is 10 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 3 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (1 of 6 branches: M&T Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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