US Bank Directory
Banks in Chambersburg, PA
6 FDIC-insured banks operate 18 offices in Chambersburg, Pennsylvania, and 3 credit unions have 8 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Chambersburg
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 9 banks and credit unions operate 26 locations in Chambersburg, according to the FDIC and the NCUA. 25 of them have coordinates on record and are on the map. 13 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
25 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Chambersburg
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Farmers and Merchants Trust Company of Chambersburg has the most locations in Chambersburg, with 7. It is followed by M&T Bank (6), Orrstown Bank (2). 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Farmers and Merchants Trust Company of Chambersburg Bank · 7
Farmers and Merchants Trust Company of Chambersburg has 7 branches in Chambersburg, 24 across Pennsylvania and 25 nationwide. FDIC records list its main office in Chambersburg, PA and show it operating since 1906. With $2.34 billion in total assets on June 30, 2026, it ranks No. 534 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Chambersburg location is its main office at 20 S Main St, dating to 1906; the newest, at 870 Norland Ave, to 2008. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office20 S Main St, 17201
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Chambers Pointe Branch1625 Philadelphia Ave, 17201
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Lincoln Way East Branch1712 Lincoln Way E, 17202
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Brookview Branch2075 Scotland Ave, 17201
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Philadelphia Avenue Branch2405 Philadelphia Avenue Extended, 17201
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Orchard Park Branch841 Wayne Ave, 17201
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Norland Avenue Branch870 Norland Ave, 17201
M&T Bank Bank · 6
M&T Bank has 6 branches in Chambersburg, 151 across Pennsylvania and 960 nationwide. FDIC records list its main office in Buffalo, NY and show it operating since 1856. With $218.79 billion in total assets on June 30, 2026, it ranks No. 21 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Chambersburg location is the Chambersburg Main Branch at 55 S Main St, dating to 1909; the newest, at 44 Lincoln Way W, to 2013. 2 of its 4 Chambersburg locations with published hours open on Saturday.
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Wilson College Branch1015 Philadelphia Ave, 17201
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Lincoln Way East Branch1798 Lincoln Way E, 17202
All hours
Mon closed; Tue to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun closed
Hours: M&T Bank branch locator (All The Places), checked Oct 10, 2026
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Stouffer Avenue Branch430 Stouffer Ave, 17201
All hours
Mon closed; Tue to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat to Sun closed
Hours: M&T Bank branch locator (All The Places), checked Oct 10, 2026
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Chambersburg Drive-In Branch44 Lincoln Way W, 17201
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Chambersburg Main Branch55 S Main St, 17201
All hours
Mon closed; Tue to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat to Sun closed
Hours: M&T Bank branch locator (All The Places), checked Oct 10, 2026
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Norland Avenue Branch860 Norland Ave, 17201
All hours
Mon closed; Tue to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun closed
Hours: M&T Bank branch locator (All The Places), checked Oct 10, 2026
Patriot Credit Union Credit union · 6
Patriot Credit Union has 6 officees in Chambersburg, 9 across Pennsylvania. It is based in Chambersburg, PA and $1.33 billion in assets on March 31, 2026, according to its NCUA call report. 4 of its 6 Chambersburg locations with published hours open on Saturday.
Who can join: see the credit union's site.
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Main Office main office800 Wayne Ave, 17201
All hours
Mon to Thu 8:30 am to 4:30 pm; Fri 8:30 am to 7 pm; Sat 8:30 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
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Federal Street140 S Federal St, 17201
All hours
Mon to Wed 8:30 am to 4:30 pm; Thu to Fri 8:30 am to 7 pm; Sat 8:30 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
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Lincoln Highway East1536 Lincoln Way E, 17202
All hours
Mon to Thu not published; Fri 10 am to 6:30 pm; Sat 8 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
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Gateway Avenue Office488 Gateway Ave, 17201
All hours
Mon to Thu 8:30 am to 5 pm; Fri 8:30 am to 7 pm; Sat 8:30 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
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Cashs Student Branch511 S 6Th St, 17201
All hours
Mon to Fri 11 am to 1 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Corporate Center800 Wayne Ave, 17201
All hours
Mon to Fri 8 am to 4:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Orrstown Bank Bank · 2
Orrstown Bank has 2 branches in Chambersburg, 35 across Pennsylvania and 43 nationwide. FDIC records list its main office in Harrisburg, PA and show it operating since 1919. With $5.61 billion in total assets on June 30, 2026, it ranks No. 263 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Chambersburg location is the Norland Avenue Branch at 625 Norland Ave, dating to 1997; the newest, at 1355 Orchard Dr, to 2003. It does not publish hours in the sources this page uses; check its site before you go.
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Orchard Drive Branch1355 Orchard Dr, 17201
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Norland Avenue Branch625 Norland Ave, 17201
1st Ed Credit Union Credit union · 1
1st Ed Credit Union has 1 office in Chambersburg, 3 across Pennsylvania. It is based in Chambersburg, PA and $139.8 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Main Office main office1156 Kennebec Dr, 17201
All hours
Mon to Tue 8:30 am to 5 pm; Wed 10 am to 5 pm; Thu to Fri 8:30 am to 6 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
ACNB Bank Bank · 1
ACNB Bank has 1 branch in Chambersburg, 24 across Pennsylvania and 33 nationwide. FDIC records list its main office in Gettysburg, PA and show it operating since 1857. With $3.30 billion in total assets on June 30, 2026, it ranks No. 389 of 4,232 U.S. banks by total assets. The Chambersburg Office at 850 Norland Ave dates to 2014 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Chambersburg Office850 Norland Ave, 17201
Corning Credit Union Credit union · 1
Corning Credit Union has 1 office in Chambersburg, 2 across Pennsylvania. It is based in Corning, NY and $2.73 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Chambersburg Branch800 Norland Ave, 17201
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Truist Bank · 1
Truist has 1 branch in Chambersburg, 138 across Pennsylvania and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. The Chambersburg Branch at 801 Norland Ave dates to 1997 in FDIC branch records. It opens on Saturday.
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Chambersburg Branch801 Norland Ave, 17201
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
Woodforest Bank · 1
Woodforest has 1 branch in Chambersburg, 35 across Pennsylvania and 743 nationwide. FDIC records list its main office in The Woodlands, TX and show it operating since 1980. With $8.98 billion in total assets on June 30, 2026, it ranks No. 181 of 4,232 U.S. banks by total assets. The 0689 Chambersburg Pennsylvania Walmart Branch at 1730 Lincoln Way E dates to 2009 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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0689 Chambersburg Pennsylvania Walmart Branch1730 Lincoln Way E, 17202
Join a credit union in Chambersburg
3 credit unions have 8 offices here: Patriot Credit Union, Corning Credit Union and 1st Ed Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Chambersburg page has every office in the state's directory.
Banking in Chambersburg: the local picture
Short answer: 6 banks run 18 branches in Chambersburg according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 6 banks, 1 has its main office in Chambersburg, 2 elsewhere in Pennsylvania and 3 out of state, according to the FDIC.
The bank with the longest record here is M&T Bank, operating since 1856 according to the FDIC. In FDIC branch records, the longest-running branch is Farmers and Merchants Trust Company of Chambersburg's office at 20 S Main St, dating to 1906; the newest is ACNB Bank's at 850 Norland Ave, from 2014.
3 credit unions have 8 offices in Chambersburg, according to the NCUA. Who can join each one is on the credit unions page.
Of the 13 locations with published hours. 8 open on Saturday. 13 locations have no published hours in these sources.
Banks by ZIP code in Chambersburg
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 17201 has the most bank and credit union offices in Chambersburg (22), followed by 17202 (4). Offices are spread across 2 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 17201 | 22 | 8 | Farmers and Merchants Trust Company of Chambersburg, M&T Bank, Patriot Credit Union |
| 17202 | 4 | 4 | Farmers and Merchants Trust Company of Chambersburg, M&T Bank, Patriot Credit Union |
Banks and credit unions open on Saturday in Chambersburg
Short answer: 8 of the 13 Chambersburg locations with published hours open on Saturday, run by 4 institutions.
- M&T Bank: 2 of 6 branches (1798 Lincoln Way E: Saturday 9 am to 12 pm, and 1 more)
- Truist: 1 of 1 branch (801 Norland Ave: Saturday 9 am to 12 pm)
- Patriot Credit Union: 4 of 6 offices (800 Wayne Ave: Saturday 8:30 am to 12 pm, and 3 more)
- 1st Ed Credit Union: 1 of 1 office (1156 Kennebec Dr: Saturday 9 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 13 of the 26 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Chambersburg, and where the nearest one is if they do not.
Short answer: In Chambersburg: Truist (1). No branches in Chambersburg: Chase (nearest in Mechanicsburg, 40 mi), Wells Fargo (nearest in Carlisle, 30 mi), Bank of America (nearest in Kennett Square, 104 mi), PNC Bank (nearest in Gettysburg, 23 mi), U.S. Bank, Fifth Third Bank, Huntington (nearest in Jeannette, 108 mi), Regions Bank, TD Bank (nearest in Downingtown, 100 mi), BMO.
| Bank | In Chambersburg | Nearest branch if none here |
|---|---|---|
| Truist | 1 branch | here |
| Chase | None | Mechanicsburg, 40 miles away |
| Wells Fargo | None | Carlisle, 30 miles away |
| Bank of America | None | Kennett Square, 104 miles away |
| PNC Bank | None | Gettysburg, 23 miles away |
| U.S. Bank | None | none in Pennsylvania |
| Fifth Third Bank | None | none in Pennsylvania |
| Huntington | None | Jeannette, 108 miles away |
| Regions Bank | None | none in Pennsylvania |
| TD Bank | None | Downingtown, 100 miles away |
| BMO | None | none in Pennsylvania |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Chambersburg to the nearest branch in Pennsylvania.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Chambersburg residents like anyone else.
Banks near Chambersburg
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Mont Alto (8 miles) and Shippensburg (11 miles). Shippensburg, 11 miles away, has the most banks nearby: 4.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Mont Alto, PA | 8 mi | 2 | 2 |
| Banks in Shippensburg, PA | 11 mi | 4 | 6 |
| Banks in Greencastle, PA | 11 mi | 4 | 4 |
| Banks in Waynesboro, PA | 14 mi | 4 | 5 |
| Banks in Mercersburg, PA | 16 mi | 4 | 4 |
| Banks in Newville, PA | 21 mi | 2 | 2 |
| Banks in Gettysburg, PA | 23 mi | 3 | 7 |
| Banks in Orbisonia, PA | 25 mi | 2 | 2 |
Bank branch openings and closings in Chambersburg
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Chambersburg between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Chambersburg
Short answer: 3 institutions have their main office in Chambersburg: Farmers and Merchants Trust Company of Chambersburg, Patriot Credit Union and 1st Ed Credit Union.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Farmers and Merchants Trust Company of Chambersburg | Bank | $2.34 billion | 7 |
| Patriot Credit Union | Credit union | $1.33 billion | 6 |
| 1st Ed Credit Union | Credit union | $139.8 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Chambersburg by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Chambersburg offices.
Short answer: Truist is the largest bank with offices in Chambersburg, with $548.35 billion in total assets on June 30, 2026, No. 9 among U.S. banks by total assets. M&T Bank is second with $218.79 billion. 1 of the 6 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Truist | $548.35 billion | No. 9 | 1 | Charlotte, NC |
| M&T Bank | $218.79 billion | No. 21 | 6 | Buffalo, NY |
| Woodforest | $8.98 billion | No. 181 | 1 | The Woodlands, TX |
| Orrstown Bank | $5.61 billion | No. 263 | 2 | Harrisburg, PA |
| ACNB Bank | $3.30 billion | No. 389 | 1 | Gettysburg, PA |
| Farmers and Merchants Trust Company of Chambersburg | $2.34 billion | No. 534 | 7 | Chambersburg, PA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Chambersburg: FAQ
How many banks are in Chambersburg, PA?
Chambersburg has 6 banks with 18 branches and 3 credit unions with 8 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Chambersburg?
Farmers and Merchants Trust Company of Chambersburg, with 7. M&T Bank has 6 and Orrstown Bank has 2.
Is there a M&T Bank in Chambersburg, PA?
Yes. FDIC data lists 6 M&T Bank branches in Chambersburg as of September 5, 2026. Its branches are listed under M&T Bank above, with the address and directions for each.
Is there a Orrstown Bank in Chambersburg, PA?
Yes. FDIC data lists 2 Orrstown Bank branches in Chambersburg as of September 5, 2026. Its branches are listed under Orrstown Bank above, with the address and directions for each.
Is there a Chase in Chambersburg, PA?
No. FDIC data lists no Chase branch in Chambersburg as of September 5, 2026. The nearest is in Mechanicsburg, about 40 miles away in a straight line.
Which banks in Chambersburg are open on Saturday?
M&T Bank, Truist, Patriot Credit Union and 1st Ed Credit Union publish Saturday hours for one or more Chambersburg locations. The Saturday section above lists each one with its hours. 13 of the 26 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Chambersburg?
Farmers and Merchants Trust Company of Chambersburg, Patriot Credit Union and 1st Ed Credit Union have their main office in Chambersburg, according to the FDIC and the NCUA.
What is the oldest bank in Chambersburg?
M&T Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1856.
Which credit unions can I join in Chambersburg?
Patriot Credit Union, Corning Credit Union and 1st Ed Credit Union have offices in Chambersburg. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Chambersburg in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Chambersburg?
Nearby cities with more banks include Mont Alto, Shippensburg, Greencastle. Mont Alto is 8 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 7 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (5 of 18 branches: M&T Bank, Truist) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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