US Bank Directory
Banks in Mercersburg, PA
4 FDIC-insured banks operate 4 offices in Mercersburg, Pennsylvania.
Source: FDIC BankFind, data as of September 5, 2026; hours checked October 10, 2026.
Bank branch map: Mercersburg
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 4 banks and credit unions operate 4 locations in Mercersburg, according to the FDIC. 4 of them have coordinates on record and are on the map. 1 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
4 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Mercersburg
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 4 banks share the most locations in Mercersburg, with 1 each. 4 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Community State Bank of Orbisonia Bank · 1
Community State Bank of Orbisonia has 1 branch in Mercersburg, 7 across Pennsylvania and 7 nationwide. FDIC records list its main office in Orbisonia, PA and show it operating since 1951. With $473.5 million in total assets on June 30, 2026, it ranks No. 1,859 of 4,232 U.S. banks by total assets. The Mercersburg Branch Office at 454 Loudon Rd. dates to 2022 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Mercersburg Branch Office454 Loudon Rd., 17236
M&T Bank Bank · 1
M&T Bank has 1 branch in Mercersburg, 151 across Pennsylvania and 960 nationwide. FDIC records list its main office in Buffalo, NY and show it operating since 1856. With $218.79 billion in total assets on June 30, 2026, it ranks No. 21 of 4,232 U.S. banks by total assets. The Mercersburg Branch at 10 N Main St dates to 1969 in FDIC branch records. It opens on Saturday.
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Mercersburg Branch10 N Main St, 17236
All hours
Mon closed; Tue to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun closed
Hours: M&T Bank branch locator (All The Places), checked Oct 10, 2026
Orrstown Bank Bank · 1
Orrstown Bank has 1 branch in Mercersburg, 35 across Pennsylvania and 43 nationwide. FDIC records list its main office in Harrisburg, PA and show it operating since 1919. With $5.61 billion in total assets on June 30, 2026, it ranks No. 263 of 4,232 U.S. banks by total assets. The Mercersburg Branch at 12 S Main St dates to 1909 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Mercersburg Branch12 S Main St, 17236
Truist Bank · 1
Truist has 1 branch in Mercersburg, 138 across Pennsylvania and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. The Mercersburg Branch at 316 N Main St dates to 1992 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Mercersburg Branch316 N Main St, 17236
Banking in Mercersburg: the local picture
Short answer: 4 banks run 4 branches in Mercersburg according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 4 banks, 0 have their main office in Mercersburg, 2 elsewhere in Pennsylvania and 2 out of state, according to the FDIC.
The bank with the longest record here is M&T Bank, operating since 1856 according to the FDIC. In FDIC branch records, the longest-running branch is Orrstown Bank's office at 12 S Main St, dating to 1909; the newest is Community State Bank of Orbisonia's at 454 Loudon Rd., from 2022.
Of the 1 location with published hours. 1 opens on Saturday. 3 locations have no published hours in these sources.
Banks open on Saturday in Mercersburg
Short answer: 1 of the 1 Mercersburg location with published hours opens on Saturday, run by 1 institution.
- M&T Bank: 1 of 1 branch (10 N Main St: Saturday 9 am to 12 pm)
Bank branches show hours only where the bank publishes them in a source this page uses; 3 of the 4 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Mercersburg, and where the nearest one is if they do not.
Short answer: In Mercersburg: Truist (1). No branches in Mercersburg: Chase (nearest in Mechanicsburg, 56 mi), Wells Fargo (nearest in Carlisle, 46 mi), Bank of America (nearest in Monroeville, 107 mi), PNC Bank (nearest in Gettysburg, 35 mi), U.S. Bank, Fifth Third Bank, Huntington (nearest in Jeannette, 97 mi), Regions Bank, TD Bank (nearest in Downingtown, 115 mi), BMO.
| Bank | In Mercersburg | Nearest branch if none here |
|---|---|---|
| Truist | 1 branch | here |
| Chase | None | Mechanicsburg, 56 miles away |
| Wells Fargo | None | Carlisle, 46 miles away |
| Bank of America | None | Monroeville, 107 miles away |
| PNC Bank | None | Gettysburg, 35 miles away |
| U.S. Bank | None | none in Pennsylvania |
| Fifth Third Bank | None | none in Pennsylvania |
| Huntington | None | Jeannette, 97 miles away |
| Regions Bank | None | none in Pennsylvania |
| TD Bank | None | Downingtown, 115 miles away |
| BMO | None | none in Pennsylvania |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Mercersburg to the nearest branch in Pennsylvania.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Mercersburg residents like anyone else.
Banks near Mercersburg
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Greencastle (10 miles) and Chambersburg (16 miles). Chambersburg, 16 miles away, has the most banks nearby: 6.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Greencastle, PA | 10 mi | 4 | 4 |
| Banks in Chambersburg, PA | 16 mi | 6 | 18 |
| Banks in Mont Alto, PA | 19 mi | 2 | 2 |
| Banks in Waynesboro, PA | 19 mi | 4 | 5 |
| Banks in Shippensburg, PA | 26 mi | 4 | 6 |
| Banks in Orbisonia, PA | 29 mi | 2 | 2 |
| Banks in Everett, PA | 29 mi | 4 | 4 |
| Banks in Saxton, PA | 32 mi | 2 | 2 |
Bank branch openings and closings in Mercersburg
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Mercersburg between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Mercersburg by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Mercersburg offices.
Short answer: Truist is the largest bank with offices in Mercersburg, with $548.35 billion in total assets on June 30, 2026, No. 9 among U.S. banks by total assets. M&T Bank is second with $218.79 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Truist | $548.35 billion | No. 9 | 1 | Charlotte, NC |
| M&T Bank | $218.79 billion | No. 21 | 1 | Buffalo, NY |
| Orrstown Bank | $5.61 billion | No. 263 | 1 | Harrisburg, PA |
| Community State Bank of Orbisonia | $473.5 million | No. 1,859 | 1 | Orbisonia, PA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Mercersburg: FAQ
How many banks are in Mercersburg, PA?
Mercersburg has 4 banks with 4 branches, according to FDIC data as of September 5, 2026.
Which bank has the most branches in Mercersburg?
Truist, with 1. M&T Bank has 1 and Orrstown Bank has 1.
Is there a Truist in Mercersburg, PA?
Yes. FDIC data lists 1 Truist branch in Mercersburg as of September 5, 2026. The address and directions are under Truist above.
Is there a M&T Bank in Mercersburg, PA?
Yes. FDIC data lists 1 M&T Bank branch in Mercersburg as of September 5, 2026. The address and directions are under M&T Bank above.
Is there a Orrstown Bank in Mercersburg, PA?
Yes. FDIC data lists 1 Orrstown Bank branch in Mercersburg as of September 5, 2026. The address and directions are under Orrstown Bank above.
Is there a Chase in Mercersburg, PA?
No. FDIC data lists no Chase branch in Mercersburg as of September 5, 2026. The nearest is in Mechanicsburg, about 56 miles away in a straight line.
Which banks in Mercersburg are open on Saturday?
M&T Bank publishes Saturday hours for one or more Mercersburg locations. The Saturday section above lists each one with its hours. 3 of the 4 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Mercersburg?
M&T Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1856.
Did any bank branches open or close in Mercersburg in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Mercersburg?
Nearby cities with more banks include Greencastle, Chambersburg, Mont Alto. Greencastle is 10 miles away with 4 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Bank branch hours, phones and branch pages (1 of 4 branches: M&T Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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