US Bank Directory
Banks in Wilmington, OH
10 FDIC-insured banks operate 12 offices in Wilmington, Ohio, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Wilmington
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 11 banks and credit unions operate 13 locations in Wilmington, according to the FDIC and the NCUA. 13 of them have coordinates on record and are on the map. 5 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
13 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Wilmington
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Peoples Bank and The Merchants National Bank have the most locations in Wilmington, with 2 each. 8 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Peoples Bank Bank · 2
Peoples Bank has 2 branches in Wilmington, 63 across Ohio and 135 nationwide. FDIC records list its main office in Marietta, OH and show it operating since 1902. With $9.53 billion in total assets on June 30, 2026, it ranks No. 169 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Wilmington location is the Wilmington Main Branch at 48 N South St, dating to 1872; the newest, at 1344 Rombach Ave, to 1968. 1 of its 2 Wilmington locations with published hours open on Saturday.
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Wilmington Plaza Branch1344 Rombach Ave, 45177
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun closed
Hours: Peoples Bank branch locator (All The Places), checked Oct 10, 2026
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Wilmington Main Branch48 N South St, 45177
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun closed
Hours: Peoples Bank branch locator (All The Places), checked Oct 10, 2026
The Merchants National Bank Bank · 2
The Merchants National Bank has 2 branches in Wilmington, 17 across Ohio and 17 nationwide. FDIC records list its main office in Hillsboro, OH and show it operating since 1879. With $1.27 billion in total assets on June 30, 2026, it ranks No. 862 of 4,232 U.S. banks by total assets. The Wilmington Wayne Branch at 1288 Wayne Rd dates to 2019 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Wilmington Wayne Branch1288 Wayne Rd, 45177
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Wilmington Rombach Branch2829 Rombach Ave., 45177
Fifth Third Bank Bank · 1
Fifth Third Bank has 1 branch in Wilmington, 246 across Ohio and 1,508 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1865. With $299.18 billion in total assets on June 30, 2026, it ranks No. 14 of 4,232 U.S. banks by total assets. The Wilmington at 995 Rombach Ave dates to 1986 in FDIC branch records. It opens on Saturday.
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Wilmington995 Rombach Ave, 45177
All hours
Mon closed; Tue to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: Fifth Third Bank branch locator (All The Places), checked Oct 10, 2026
First Financial Bank Bank · 1
First Financial Bank has 1 branch in Wilmington, 67 across Ohio and 165 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $22.35 billion in total assets on June 30, 2026, it ranks No. 97 of 4,232 U.S. banks by total assets. The Wilmington Branch at 647 Fife Ave dates to 2011 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Wilmington Branch647 Fife Ave, 45177
First State Bank Bank · 1
First State Bank has 1 branch in Wilmington, 14 across Ohio and 18 nationwide. FDIC records list its main office in Winchester, OH and show it operating since 1934. With $1.24 billion in total assets on June 30, 2026, it ranks No. 874 of 4,232 U.S. banks by total assets. The Wilmington Branch at 1584 Rombach Ave dates to 2018 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Wilmington Branch1584 Rombach Ave, 45177
LCNB National Bank Bank · 1
LCNB National Bank has 1 branch in Wilmington, 35 across Ohio and 35 nationwide. FDIC records list its main office in Lebanon, OH and show it operating since 1877. With $2.22 billion in total assets on June 30, 2026, it ranks No. 564 of 4,232 U.S. banks by total assets. The Wilmington Branch at 1243 Rombach Ave dates to 1997 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Wilmington Branch1243 Rombach Ave, 45177
Liberty Savings Bank, F.S.B. Bank · 1
Liberty Savings Bank, F.S.B. has 1 branch in Wilmington, 1 across Ohio and 6 nationwide. FDIC records list its main office in Wilmington, OH and show it operating since 1984. With $1.11 billion in total assets on June 30, 2026, it ranks No. 950 of 4,232 U.S. banks by total assets. Its main office at 2251 Rombach Ave dates to 1984 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office2251 Rombach Ave, 45177
PNC Bank Bank · 1
PNC Bank has 1 branch in Wilmington, 219 across Ohio and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. The Wilmington-Main Branch at 1373 Rombach Ave dates to 1969 in FDIC branch records. It opens on Saturday.
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Wilmington-Main Branch1373 Rombach Ave, 45177
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026
The Wilmington Savings Bank Bank · 1
The Wilmington Savings Bank has 1 branch in Wilmington, 2 across Ohio and 2 nationwide. FDIC records list its main office in Wilmington, OH and show it operating since 1890. With $267.3 million in total assets on June 30, 2026, it ranks No. 2,639 of 4,232 U.S. banks by total assets. Its main office at 184 N South St dates to 1890 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office184 N South St, 45177
Woodforest Bank · 1
Woodforest has 1 branch in Wilmington, 72 across Ohio and 743 nationwide. FDIC records list its main office in The Woodlands, TX and show it operating since 1980. With $8.98 billion in total assets on June 30, 2026, it ranks No. 181 of 4,232 U.S. banks by total assets. The 0575 Wilmington Ohio Walmart Branch at 2825 South State Route 73 dates to 2008 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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0575 Wilmington Ohio Walmart Branch2825 South State Route 73, 45177
Wright-patt Credit Union Credit union · 1
Wright-patt Credit Union has 1 office in Wilmington, 40 across Ohio. It is based in Beavercreek, OH and $9.61 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Wilmington161 Carrie Dr, 45177
All hours
Mon 9 am to 6 pm; Tue to Thu not published; Fri 9 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Wilmington
1 credit union has 1 office here: Wright-patt Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Wilmington page has every office in the state's directory.
Banking in Wilmington: the local picture
Short answer: 10 banks run 12 branches in Wilmington according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 10 banks, 2 have their main office in Wilmington, 6 elsewhere in Ohio and 2 out of state, according to the FDIC.
The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is Peoples Bank's office at 48 N South St, dating to 1872; the newest is The Merchants National Bank's at 1288 Wayne Rd, from 2019.
The only credit union with an office here is Wright-patt Credit Union.
Of the 5 locations with published hours. 3 open on Saturday. 8 locations have no published hours in these sources.
Banks open on Saturday in Wilmington
Short answer: 3 of the 5 Wilmington locations with published hours open on Saturday, run by 3 institutions.
- Peoples Bank: 1 of 2 branches (1344 Rombach Ave: Saturday 9 am to 12 pm)
- PNC Bank: 1 of 1 branch (1373 Rombach Ave: Saturday 9 am to 1 pm)
- Fifth Third Bank: 1 of 1 branch (995 Rombach Ave: Saturday 9 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 8 of the 13 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Wilmington, and where the nearest one is if they do not.
Short answer: In Wilmington: PNC Bank (1), Fifth Third Bank (1). No branches in Wilmington: Chase (nearest in Xenia, 18 mi), Wells Fargo, Bank of America (nearest in Loveland, 28 mi), U.S. Bank (nearest in Xenia, 18 mi), Truist (nearest in Blue Ash, 34 mi), Huntington (nearest in Xenia, 18 mi), Regions Bank, TD Bank, BMO.
| Bank | In Wilmington | Nearest branch if none here |
|---|---|---|
| PNC Bank | 1 branch | here |
| Fifth Third Bank | 1 branch | here |
| Chase | None | Xenia, 18 miles away |
| Wells Fargo | None | none in Ohio |
| Bank of America | None | Loveland, 28 miles away |
| U.S. Bank | None | Xenia, 18 miles away |
| Truist | None | Blue Ash, 34 miles away |
| Huntington | None | Xenia, 18 miles away |
| Regions Bank | None | none in Ohio |
| TD Bank | None | none in Ohio |
| BMO | None | none in Ohio |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Wilmington to the nearest branch in Ohio.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Wilmington residents like anyone else.
Banks near Wilmington
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Blanchester (14 miles) and Waynesville (16 miles). Xenia, 18 miles away, has the most banks nearby: 10.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Blanchester, OH | 14 mi | 2 | 2 |
| Banks in Waynesville, OH | 16 mi | 2 | 2 |
| Banks in Xenia, OH | 18 mi | 10 | 10 |
| Banks in Morrow, OH | 19 mi | 2 | 2 |
| Banks in Hillsboro, OH | 20 mi | 8 | 10 |
| Banks in Bellbrook, OH | 20 mi | 2 | 2 |
| Banks in Washington Court House, OH | 21 mi | 8 | 9 |
| Banks in Lebanon, OH | 21 mi | 7 | 12 |
Bank branch openings and closings in Wilmington
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Wilmington between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Wilmington
Short answer: 2 institutions have their main office in Wilmington: Liberty Savings Bank, F.S.B. and The Wilmington Savings Bank.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Liberty Savings Bank, F.S.B. | Bank | $1.11 billion | 1 |
| The Wilmington Savings Bank | Bank | $267.3 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Wilmington by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Wilmington offices.
Short answer: PNC Bank is the largest bank with offices in Wilmington, with $609.77 billion in total assets on June 30, 2026, No. 8 among U.S. banks by total assets. Fifth Third Bank is second with $299.18 billion. 2 of the 10 banks are headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| PNC Bank | $609.77 billion | No. 8 | 1 | Wilmington, DE |
| Fifth Third Bank | $299.18 billion | No. 14 | 1 | Cincinnati, OH |
| First Financial Bank | $22.35 billion | No. 97 | 1 | Cincinnati, OH |
| Peoples Bank | $9.53 billion | No. 169 | 2 | Marietta, OH |
| Woodforest | $8.98 billion | No. 181 | 1 | The Woodlands, TX |
| LCNB National Bank | $2.22 billion | No. 564 | 1 | Lebanon, OH |
| The Merchants National Bank | $1.27 billion | No. 862 | 2 | Hillsboro, OH |
| First State Bank | $1.24 billion | No. 874 | 1 | Winchester, OH |
| Liberty Savings Bank, F.S.B. | $1.11 billion | No. 950 | 1 | Wilmington, OH |
| The Wilmington Savings Bank | $267.3 million | No. 2,639 | 1 | Wilmington, OH |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Wilmington: FAQ
How many banks are in Wilmington, OH?
Wilmington has 10 banks with 12 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Wilmington?
Peoples Bank, with 2. The Merchants National Bank has 2 and PNC Bank has 1.
Is there a Peoples Bank in Wilmington, OH?
Yes. FDIC data lists 2 Peoples Bank branches in Wilmington as of September 5, 2026. Its branches are listed under Peoples Bank above, with the address and directions for each.
Is there a The Merchants National Bank in Wilmington, OH?
Yes. FDIC data lists 2 The Merchants National Bank branches in Wilmington as of September 5, 2026. Its branches are listed under The Merchants National Bank above, with the address and directions for each.
Is there a PNC Bank in Wilmington, OH?
Yes. FDIC data lists 1 PNC Bank branch in Wilmington as of September 5, 2026. The address and directions are under PNC Bank above.
Is there a Chase in Wilmington, OH?
No. FDIC data lists no Chase branch in Wilmington as of September 5, 2026. The nearest is in Xenia, about 18 miles away in a straight line.
Which banks in Wilmington are open on Saturday?
Peoples Bank, PNC Bank and Fifth Third Bank publish Saturday hours for one or more Wilmington locations. The Saturday section above lists each one with its hours. 8 of the 13 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Wilmington?
Liberty Savings Bank, F.S.B. and The Wilmington Savings Bank have their main office in Wilmington, according to the FDIC.
What is the oldest bank in Wilmington?
PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.
Which credit unions can I join in Wilmington?
Wright-patt Credit Union has an office in Wilmington. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Wilmington in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Wilmington?
Nearby cities with more banks include Blanchester, Waynesville, Xenia. Blanchester is 14 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (4 of 12 branches: Fifth Third Bank, PNC Bank, Peoples Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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