US Bank Directory
Banks in Hillsboro, OH
8 FDIC-insured banks operate 10 offices in Hillsboro, Ohio, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Hillsboro
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 9 banks and credit unions operate 11 locations in Hillsboro, according to the FDIC and the NCUA. 11 of them have coordinates on record and are on the map. 4 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
11 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Hillsboro
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: The Merchants National Bank has the most locations in Hillsboro, with 3. The other 7 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
The Merchants National Bank Bank · 3
The Merchants National Bank has 3 branches in Hillsboro, 17 across Ohio and 17 nationwide. FDIC records list its main office in Hillsboro, OH and show it operating since 1879. With $1.27 billion in total assets on June 30, 2026, it ranks No. 862 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Hillsboro location is its main office at 100 N High St, dating to 1879; the newest, at 145 W Beech St, to 2002. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office100 N High St, 45133
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Beech Street Branch145 W Beech St, 45133
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Highland Plaza Branch1470 N High St, 45133
Atomic Credit Union Credit union · 1
Atomic Credit Union has 1 office in Hillsboro, 18 across Ohio. It is based in Piketon, OH and $847.9 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Atomic Credit Union - Hillsboro583 Harry Sauner Rd, 45133
All hours
Mon to Fri 8:30 am to 5 pm; Sat 8:30 am to 12 pm; Sun closed
Hours: NCUA, March 31, 2026
Fifth Third Bank Bank · 1
Fifth Third Bank has 1 branch in Hillsboro, 246 across Ohio and 1,508 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1865. With $299.18 billion in total assets on June 30, 2026, it ranks No. 14 of 4,232 U.S. banks by total assets. The Ohio Valley/Hillsboro Branch at 511 N High St dates to 1907 in FDIC branch records. It opens on Saturday.
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Ohio Valley/Hillsboro Branch511 N High St, 45133
All hours
Mon closed; Tue to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: Fifth Third Bank branch locator (All The Places), checked Oct 10, 2026
First State Bank Bank · 1
First State Bank has 1 branch in Hillsboro, 14 across Ohio and 18 nationwide. FDIC records list its main office in Winchester, OH and show it operating since 1934. With $1.24 billion in total assets on June 30, 2026, it ranks No. 874 of 4,232 U.S. banks by total assets. The Hillsboro Branch at 730 Harry Sauner Rd dates to 2013 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Hillsboro Branch730 Harry Sauner Rd, 45133
NATIONAL COOPERATIVE BANK Bank · 1
NATIONAL COOPERATIVE BANK has 1 branch in Hillsboro, 1 across Ohio and 1 nationwide. FDIC records list its main office in Hillsboro, OH and show it operating since 1988. With $4.33 billion in total assets on June 30, 2026, it ranks No. 320 of 4,232 U.S. banks by total assets. Its main office at 139 S High St dates to 1988 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office139 S High St, 45133
Peoples Bank Bank · 1
Peoples Bank has 1 branch in Hillsboro, 63 across Ohio and 135 nationwide. FDIC records list its main office in Marietta, OH and show it operating since 1902. With $9.53 billion in total assets on June 30, 2026, it ranks No. 169 of 4,232 U.S. banks by total assets. The Hillsboro Branch at 101 Harry Sauner Rd dates to 1997 in FDIC branch records. It opens on Saturday.
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Hillsboro Branch101 Harry Sauner Rd, 45133
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: Peoples Bank branch locator (All The Places), checked Oct 10, 2026
Southern Hills Community Bank Bank · 1
Southern Hills Community Bank has 1 branch in Hillsboro, 8 across Ohio and 8 nationwide. FDIC records list its main office in Leesburg, OH and show it operating since 1884. With $209.6 million in total assets on June 30, 2026, it ranks No. 2,931 of 4,232 U.S. banks by total assets. The Hillsboro Branch at 310 N High St dates to 2019 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Hillsboro Branch310 N High St, 45133
The Wilmington Savings Bank Bank · 1
The Wilmington Savings Bank has 1 branch in Hillsboro, 2 across Ohio and 2 nationwide. FDIC records list its main office in Wilmington, OH and show it operating since 1890. With $267.3 million in total assets on June 30, 2026, it ranks No. 2,639 of 4,232 U.S. banks by total assets. The Wilmington Savings Bank Hillsboro Office at 137 N High St dates to 2017 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Wilmington Savings Bank Hillsboro Office137 N High St, 45133
U.S. Bank Bank · 1
U.S. Bank has 1 branch in Hillsboro, 161 across Ohio and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. The Hillsboro Drive Thru Branch at 304 N High St dates to 1966 in FDIC branch records. It opens on Saturday.
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Hillsboro Drive Thru Branch304 N High St, 45133
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026
Join a credit union in Hillsboro
1 credit union has 1 office here: Atomic Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Hillsboro page has every office in the state's directory.
Banking in Hillsboro: the local picture
Short answer: 8 banks run 10 branches in Hillsboro according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 8 banks, 2 have their main office in Hillsboro, 6 elsewhere in Ohio, according to the FDIC.
The bank with the longest record here is U.S. Bank, operating since 1863 according to the FDIC. In FDIC branch records, the longest-running branch is The Merchants National Bank's office at 100 N High St, dating to 1879; the newest is Southern Hills Community Bank's at 310 N High St, from 2019.
The only credit union with an office here is Atomic Credit Union.
Of the 4 locations with published hours. 4 open on Saturday. 7 locations have no published hours in these sources.
Banks and credit unions open on Saturday in Hillsboro
Short answer: 4 of the 4 Hillsboro locations with published hours open on Saturday, run by 4 institutions.
- U.S. Bank: 1 of 1 branch (304 N High St: Saturday 9 am to 12 pm)
- Fifth Third Bank: 1 of 1 branch (511 N High St: Saturday 9 am to 12 pm)
- Peoples Bank: 1 of 1 branch (101 Harry Sauner Rd: Saturday 9 am to 12 pm)
- Atomic Credit Union: 1 of 1 office (583 Harry Sauner Rd: Saturday 8:30 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 7 of the 11 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Hillsboro, and where the nearest one is if they do not.
Short answer: In Hillsboro: U.S. Bank (1), Fifth Third Bank (1). No branches in Hillsboro: Chase (nearest in Bethel, 31 mi), Wells Fargo, Bank of America (nearest in Cincinnati, 36 mi), PNC Bank (nearest in Wilmington, 19 mi), Truist (nearest in Blue Ash, 41 mi), Huntington (nearest in Washington Court House, 24 mi), Regions Bank, TD Bank, BMO.
| Bank | In Hillsboro | Nearest branch if none here |
|---|---|---|
| U.S. Bank | 1 branch | here |
| Fifth Third Bank | 1 branch | here |
| Chase | None | Bethel, 31 miles away |
| Wells Fargo | None | none in Ohio |
| Bank of America | None | Cincinnati, 36 miles away |
| PNC Bank | None | Wilmington, 19 miles away |
| Truist | None | Blue Ash, 41 miles away |
| Huntington | None | Washington Court House, 24 miles away |
| Regions Bank | None | none in Ohio |
| TD Bank | None | none in Ohio |
| BMO | None | none in Ohio |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Hillsboro to the nearest branch in Ohio.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Hillsboro residents like anyone else.
Banks near Hillsboro
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Greenfield (16 miles) and Wilmington (20 miles). Wilmington, 20 miles away, has the most banks nearby: 10.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Greenfield, OH | 16 mi | 3 | 4 |
| Banks in Wilmington, OH | 20 mi | 10 | 12 |
| Banks in Blanchester, OH | 21 mi | 2 | 2 |
| Banks in Mount Orab, OH | 21 mi | 4 | 4 |
| Banks in Peebles, OH | 21 mi | 2 | 2 |
| Banks in Washington Court House, OH | 24 mi | 8 | 9 |
| Banks in Georgetown, OH | 29 mi | 5 | 5 |
| Banks in West Union, OH | 29 mi | 5 | 5 |
Bank branch openings and closings in Hillsboro
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Hillsboro between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Hillsboro
Short answer: 2 institutions have their main office in Hillsboro: The Merchants National Bank and NATIONAL COOPERATIVE BANK.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| The Merchants National Bank | Bank | $1.27 billion | 3 |
| NATIONAL COOPERATIVE BANK | Bank | $4.33 billion | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Hillsboro by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Hillsboro offices.
Short answer: U.S. Bank is the largest bank with offices in Hillsboro, with $705.55 billion in total assets on June 30, 2026, No. 6 among U.S. banks by total assets. Fifth Third Bank is second with $299.18 billion. 2 of the 8 banks are headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| U.S. Bank | $705.55 billion | No. 6 | 1 | Cincinnati, OH |
| Fifth Third Bank | $299.18 billion | No. 14 | 1 | Cincinnati, OH |
| Peoples Bank | $9.53 billion | No. 169 | 1 | Marietta, OH |
| NATIONAL COOPERATIVE BANK | $4.33 billion | No. 320 | 1 | Hillsboro, OH |
| The Merchants National Bank | $1.27 billion | No. 862 | 3 | Hillsboro, OH |
| First State Bank | $1.24 billion | No. 874 | 1 | Winchester, OH |
| The Wilmington Savings Bank | $267.3 million | No. 2,639 | 1 | Wilmington, OH |
| Southern Hills Community Bank | $209.6 million | No. 2,931 | 1 | Leesburg, OH |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Hillsboro: FAQ
How many banks are in Hillsboro, OH?
Hillsboro has 8 banks with 10 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Hillsboro?
The Merchants National Bank, with 3. U.S. Bank has 1 and Fifth Third Bank has 1.
Is there a The Merchants National Bank in Hillsboro, OH?
Yes. FDIC data lists 3 The Merchants National Bank branches in Hillsboro as of September 5, 2026, the main office at 100 N High St. Its branches are listed under The Merchants National Bank above, with the address and directions for each.
Is there a U.S. Bank in Hillsboro, OH?
Yes. FDIC data lists 1 U.S. Bank branch in Hillsboro as of September 5, 2026. The address and directions are under U.S. Bank above.
Is there a Fifth Third Bank in Hillsboro, OH?
Yes. FDIC data lists 1 Fifth Third Bank branch in Hillsboro as of September 5, 2026. The address and directions are under Fifth Third Bank above.
Is there a Chase in Hillsboro, OH?
No. FDIC data lists no Chase branch in Hillsboro as of September 5, 2026. The nearest is in Bethel, about 31 miles away in a straight line.
Which banks in Hillsboro are open on Saturday?
U.S. Bank, Fifth Third Bank, Peoples Bank and Atomic Credit Union publish Saturday hours for one or more Hillsboro locations. The Saturday section above lists each one with its hours. 7 of the 11 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Hillsboro?
The Merchants National Bank and NATIONAL COOPERATIVE BANK have their main office in Hillsboro, according to the FDIC.
What is the oldest bank in Hillsboro?
U.S. Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1863.
Which credit unions can I join in Hillsboro?
Atomic Credit Union has an office in Hillsboro. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Hillsboro in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Hillsboro?
Nearby cities with more banks include Greenfield, Wilmington, Blanchester. Greenfield is 16 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (3 of 10 branches: Fifth Third Bank, Peoples Bank, U.S. Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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