US Bank Directory

Banks in Moraine, OH

1 FDIC-insured bank operates 1 office in Moraine, Ohio, and 2 credit unions have 2 offices.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.

Bank branch map: Moraine

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 3 locations in Moraine, according to the FDIC and the NCUA. 3 of them have coordinates on record and are on the map. 2 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

3 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Moraine

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Woodforest is the only bank with an office in Moraine. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Day-met Credit Union 1 office · main office Dayton, OH Credit union · 1

Day-met Credit Union has 1 office in Moraine, 3 across Ohio. It is based in Dayton, OH and $136.3 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Moraine Office
    3199 S Dixie Dr, 45439
    (937) 236-2562Today: hours not published
    All hours

    Mon to Wed not published; Thu closed; Fri 9 am to 5:30 pm; Sat closed; Sun not published

    Hours: NCUA, March 31, 2026

Day-met Credit Union: profile, branches and contacts
Myusa Credit Union 1 office · main office Middletown, OH Credit union · 1

Myusa Credit Union has 1 office in Moraine, 8 across Ohio. It is based in Middletown, OH and $355.9 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Moraine
    3115 S Dixie Dr, 45439
    (513) 420-8640Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Myusa Credit Union: profile, branches and contacts
Woodforest Woodforest National Bank · 1 branch · main office The Woodlands, TX Bank · 1

Woodforest has 1 branch in Moraine, 72 across Ohio and 743 nationwide. FDIC records list its main office in The Woodlands, TX and show it operating since 1980. With $8.98 billion in total assets on June 30, 2026, it ranks No. 181 of 4,232 U.S. banks by total assets. The 0448 Moraine Walmart Branch at 1701 W Dorothy Ln dates to 2007 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • 0448 Moraine Walmart Branch
    1701 W Dorothy Ln, 45439
    Hours: see the bank's site
Woodforest: profile, branches and contacts

Join a credit union in Moraine

2 credit unions have 2 offices here: Myusa Credit Union and Day-met Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Moraine page has every office in the state's directory.

Banking in Moraine: the local picture

Short answer: 1 bank runs 1 branch in Moraine according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Woodforest has its main office in The Woodlands, TX, according to the FDIC.

The bank with the longest record here is Woodforest, operating since 1980 according to the FDIC.

2 credit unions have 2 offices in Moraine, according to the NCUA. Who can join each one is on the credit unions page.

Of the 2 locations with published hours. None open on Saturday. 1 location has no published hours in these sources.

Saturday hours in Moraine

Short answer: None of the 2 Moraine locations with published hours lists Saturday hours. 1 location does not publish hours in these sources; call ahead.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 3 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Moraine, and where the nearest one is if they do not.

Short answer: No branches in Moraine: Chase (nearest in Dayton, 2 mi), Wells Fargo, Bank of America (nearest in Middletown, 17 mi), PNC Bank (nearest in Kettering, 2 mi), U.S. Bank (nearest in Kettering, 4 mi), Truist (nearest in Blue Ash, 35 mi), Fifth Third Bank (nearest in Dayton, 2 mi), Huntington (nearest in Dayton, 2 mi), Regions Bank, TD Bank, BMO.

BankIn MoraineNearest branch if none here
ChaseNoneDayton, 2 miles away
Wells FargoNonenone in Ohio
Bank of AmericaNoneMiddletown, 17 miles away
PNC BankNoneKettering, 2 miles away
U.S. BankNoneKettering, 4 miles away
TruistNoneBlue Ash, 35 miles away
Fifth Third BankNoneDayton, 2 miles away
HuntingtonNoneDayton, 2 miles away
Regions BankNonenone in Ohio
TD BankNonenone in Ohio
BMONonenone in Ohio

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Moraine to the nearest branch in Ohio.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Moraine residents like anyone else.

Banks near Moraine

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Dayton (2 miles) and Kettering (3 miles). Dayton, 2 miles away, has the most banks nearby: 16.

Bank branch openings and closings in Moraine

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Moraine between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Moraine by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Moraine offices.

Short answer: Woodforest is the largest bank with offices in Moraine, with $8.98 billion in total assets on June 30, 2026, No. 181 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Woodforest$8.98 billionNo. 1811The Woodlands, TX

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Moraine: FAQ

How many banks are in Moraine, OH?

Moraine has 1 bank with 1 branch and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Is there a Woodforest in Moraine, OH?

Yes. FDIC data lists 1 Woodforest branch in Moraine as of September 5, 2026. The address and directions are under Woodforest above.

Is there a Chase in Moraine, OH?

No. FDIC data lists no Chase branch in Moraine as of September 5, 2026. The nearest is in Dayton, about 2 miles away in a straight line.

Which banks in Moraine are open on Saturday?

None of the 2 locations with published hours lists Saturday hours. 1 location does not publish hours in our sources; call ahead.

What is the oldest bank in Moraine?

Woodforest has the longest record among banks with a branch here: the FDIC shows it operating since 1980.

Which credit unions can I join in Moraine?

Myusa Credit Union and Day-met Credit Union have offices in Moraine. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Moraine in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Moraine?

Nearby cities with more banks include Dayton, Kettering, Miamisburg. Dayton is 2 miles away with 16 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 2 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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