US Bank Directory
Banks in Westfield, NY
2 FDIC-insured banks operate 2 offices in Westfield, New York, and 2 credit unions have 3 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Westfield
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 4 banks and credit unions operate 5 locations in Westfield, according to the FDIC and the NCUA. 5 of them have coordinates on record and are on the map. 3 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
5 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Westfield
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Community Bank and Lake Shore Bank have the most locations in Westfield, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Inner Lakes Credit Union Credit union · 2
Inner Lakes Credit Union has 2 officees in Westfield, 6 across New York. It is based in Westfield, NY and $162.1 million in assets on March 31, 2026, according to its NCUA call report. 1 of its 2 Westfield locations with published hours open on Saturday.
Who can join: see the credit union's site.
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Main Office main office19-21 E Main St, 14787
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
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Administrative Office15-17 E Main St, 14787
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Community Bank Bank · 1
Community Bank has 1 branch in Westfield, 149 across New York and 214 nationwide. FDIC records list its main office in Canton, NY and show it operating since 1866. With $17.45 billion in total assets on June 30, 2026, it ranks No. 114 of 4,232 U.S. banks by total assets. The Westfield Branch at 70 E Main St dates to 1940 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Westfield Branch70 E Main St, 14787
Lake Shore Bank Bank · 1
Lake Shore Bank has 1 branch in Westfield, 11 across New York and 11 nationwide. FDIC records list its main office in Dunkirk, NY and show it operating since 1891. With $735.9 million in total assets on June 30, 2026, it ranks No. 1,336 of 4,232 U.S. banks by total assets. The Westfield Branch at 106 E Main St dates to 1998 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Westfield Branch106 E Main St, 14787
North East Welch Credit Union Credit union · 1
North East Welch Credit Union has 1 office in Westfield, 1 across New York. It is based in North East, PA and $25.6 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Westfield Branch21 N Portage St, 14787
All hours
Mon to Wed 9 am to 4 pm; Thu to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Westfield
2 credit unions have 3 offices here: Inner Lakes Credit Union and North East Welch Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Westfield page has every office in the state's directory.
Banking in Westfield: the local picture
Short answer: 2 banks run 2 branches in Westfield according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 2 banks, 0 have their main office in Westfield, 2 elsewhere in New York, according to the FDIC.
The bank with the longest record here is Community Bank, operating since 1866 according to the FDIC. In FDIC branch records, the longest-running branch is Community Bank's office at 70 E Main St, dating to 1940; the newest is Lake Shore Bank's at 106 E Main St, from 1998.
2 credit unions have 3 offices in Westfield, according to the NCUA. Who can join each one is on the credit unions page.
Of the 3 locations with published hours. 1 opens on Saturday. 2 locations have no published hours in these sources.
Credit unions open on Saturday in Westfield
Short answer: 1 of the 3 Westfield locations with published hours opens on Saturday, run by 1 institution.
- Inner Lakes Credit Union: 1 of 2 offices (19-21 E Main St: Saturday 9 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 5 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Westfield, and where the nearest one is if they do not.
Short answer: No branches in Westfield: Chase (nearest in Hamburg, 49 mi), Wells Fargo (nearest in Kingston, 286 mi), Bank of America (nearest in Hamburg, 47 mi), PNC Bank (nearest in New York, 308 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in New York, 309 mi), Huntington, Regions Bank, TD Bank (nearest in Monticello, 255 mi), BMO.
| Bank | In Westfield | Nearest branch if none here |
|---|---|---|
| Chase | None | Hamburg, 49 miles away |
| Wells Fargo | None | Kingston, 286 miles away |
| Bank of America | None | Hamburg, 47 miles away |
| PNC Bank | None | New York, 308 miles away |
| U.S. Bank | None | none in New York |
| Truist | None | none in New York |
| Fifth Third Bank | None | New York, 309 miles away |
| Huntington | None | none in New York |
| Regions Bank | None | none in New York |
| TD Bank | None | Monticello, 255 miles away |
| BMO | None | none in New York |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Westfield to the nearest branch in New York.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Westfield residents like anyone else.
Banks near Westfield
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Mayville (6 miles) and Fredonia (15 miles). Lakewood, 21 miles away, has the most banks nearby: 5.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Mayville, NY | 6 mi | 2 | 2 |
| Banks in Fredonia, NY | 15 mi | 3 | 4 |
| Banks in Dunkirk, NY | 16 mi | 4 | 6 |
| Banks in Lakewood, NY | 21 mi | 5 | 5 |
| Banks in Jamestown, NY | 23 mi | 5 | 7 |
| Banks in Falconer, NY | 24 mi | 2 | 2 |
| Banks in Silver Creek, NY | 26 mi | 2 | 2 |
| Banks in Randolph, NY | 33 mi | 2 | 2 |
Bank branch openings and closings in Westfield
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Westfield between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Westfield
Short answer: 1 institution has its main office in Westfield: Inner Lakes Credit Union.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Inner Lakes Credit Union | Credit union | $162.1 million | 2 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Westfield by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Westfield offices.
Short answer: Community Bank is the largest bank with offices in Westfield, with $17.45 billion in total assets on June 30, 2026, No. 114 among U.S. banks by total assets. Lake Shore Bank is second with $735.9 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Community Bank | $17.45 billion | No. 114 | 1 | Canton, NY |
| Lake Shore Bank | $735.9 million | No. 1,336 | 1 | Dunkirk, NY |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Westfield: FAQ
How many banks are in Westfield, NY?
Westfield has 2 banks with 2 branches and 2 credit unions with 3 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Westfield?
Community Bank, with 1. Lake Shore Bank has 1.
Is there a Community Bank in Westfield, NY?
Yes. FDIC data lists 1 Community Bank branch in Westfield as of September 5, 2026. The address and directions are under Community Bank above.
Is there a Lake Shore Bank in Westfield, NY?
Yes. FDIC data lists 1 Lake Shore Bank branch in Westfield as of September 5, 2026. The address and directions are under Lake Shore Bank above.
Is there a Chase in Westfield, NY?
No. FDIC data lists no Chase branch in Westfield as of September 5, 2026. The nearest is in Hamburg, about 49 miles away in a straight line.
Which banks in Westfield are open on Saturday?
Inner Lakes Credit Union publishes Saturday hours for one or more Westfield locations. The Saturday section above lists each one with its hours. 2 of the 5 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Westfield?
Inner Lakes Credit Union has its main office in Westfield, according to the FDIC and the NCUA.
What is the oldest bank in Westfield?
Community Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1866.
Which credit unions can I join in Westfield?
Inner Lakes Credit Union and North East Welch Credit Union have offices in Westfield. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Westfield in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Westfield?
Nearby cities with more banks include Mayville, Fredonia, Dunkirk. Mayville is 6 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 3 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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