Banks in Silver Creek, NY

Bank branch map: Silver Creek

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 3 locations in Silver Creek, according to the FDIC and the NCUA. 3 of them have coordinates on record and are on the map. 2 publish opening hours.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Silver Creek

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: M&T Bank and Community Bank have the most locations in Silver Creek, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Community Bank Community Bank, National Association · 1 branch · main office Canton, NY Bank · 1

Community Bank has 1 branch in Silver Creek, 149 across New York and 214 nationwide. FDIC records list its main office in Canton, NY and show it operating since 1866. With $17.45 billion in total assets on June 30, 2026, it ranks No. 114 of 4,232 U.S. banks by total assets. The Silver Creek Branch at 228 Central Ave dates to 1973 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Silver Creek Branch

  228 Central Ave, 14136

  Hours: see the bank's site
  DirectionsWebsite

Community Bank: profile, branches and contacts

Inner Lakes Credit Union 1 office · main office Westfield, NY Credit union · 1

Inner Lakes Credit Union has 1 office in Silver Creek, 6 across New York. It is based in Westfield, NY and $162.1 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

• Silver Creek

  232 Central Ave, 14136

  (716) 326-3858Today 12 pm to 5 pm

  All hours

  Mon to Fri 12 pm to 5 pm; Sat to Sun not published

  Hours: NCUA, March 31, 2026

  Directions

Inner Lakes Credit Union: profile, branches and contacts

M&T Bank Manufacturers and Traders Trust Company · 1 branch · main office Buffalo, NY Bank · 1

M&T Bank has 1 branch in Silver Creek, 275 across New York and 960 nationwide. FDIC records list its main office in Buffalo, NY and show it operating since 1856. With $218.79 billion in total assets on June 30, 2026, it ranks No. 21 of 4,232 U.S. banks by total assets. The Silver Creek Branch at 10 Main St dates to 1957 in FDIC branch records. Its published hours do not list Saturday.

• Silver Creek Branch

  10 Main St, 14136

  (716) 934-2666Today 9 am to 4 pm

  All hours

  Mon closed; Tue to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat to Sun closed

  Hours: M&T Bank branch locator (All The Places), checked Oct 10, 2026

  DirectionsBranch page

M&T Bank: profile, branches and contacts

Join a credit union in Silver Creek

1 credit union has 1 office here: Inner Lakes Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Silver Creek page has every office in the state's directory.

Banking in Silver Creek: the local picture

Short answer: 2 banks run 2 branches in Silver Creek according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Silver Creek, 2 elsewhere in New York, according to the FDIC.

The bank with the longest record here is M&T Bank, operating since 1856 according to the FDIC. In FDIC branch records, the longest-running branch is M&T Bank's office at 10 Main St, dating to 1957; the newest is Community Bank's at 228 Central Ave, from 1973.

The only credit union with an office here is Inner Lakes Credit Union.

Of the 2 locations with published hours. None open on Saturday. 1 location has no published hours in these sources.

Saturday hours in Silver Creek

Short answer: None of the 2 Silver Creek locations with published hours lists Saturday hours. 1 location does not publish hours in these sources; call ahead.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 3 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Silver Creek, and where the nearest one is if they do not.

Short answer: No branches in Silver Creek: Chase (nearest in Hamburg, 24 mi), Wells Fargo (nearest in Kingston, 267 mi), Bank of America (nearest in Hamburg, 21 mi), PNC Bank (nearest in New York, 294 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in New York, 295 mi), Huntington, Regions Bank, TD Bank (nearest in Monticello, 238 mi), BMO.

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Silver Creek to the nearest branch in New York.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Silver Creek residents like anyone else.

Banks near Silver Creek

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Angola (9 miles) and Dunkirk (9 miles). Hamburg, 21 miles away, has the most banks nearby: 9.

Bank branch openings and closings in Silver Creek

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Silver Creek between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Silver Creek by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Silver Creek offices.

Short answer: M&T Bank is the largest bank with offices in Silver Creek, with $218.79 billion in total assets on June 30, 2026, No. 21 among U.S. banks by total assets. Community Bank is second with $17.45 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Silver Creek: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.