US Bank Directory

Banks in Lackawanna, NY

2 FDIC-insured banks operate 2 offices in Lackawanna, New York, and 1 credit union has 1 office.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Lackawanna

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 3 locations in Lackawanna, according to the FDIC and the NCUA. 3 of them have coordinates on record and are on the map. 3 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

3 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Lackawanna

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: KeyBank and Northwest Bank have the most locations in Lackawanna, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

KeyBank KeyBank National Association · 1 branch · main office Cleveland, OH Bank · 1

KeyBank has 1 branch in Lackawanna, 228 across New York and 952 nationwide. FDIC records list its main office in Cleveland, OH and show it operating since 1849. With $188.56 billion in total assets on June 30, 2026, it ranks No. 23 of 4,232 U.S. banks by total assets. The Lackawanna Branch at 703 Ridge Rd dates to 1935 in FDIC branch records. Its published hours do not list Saturday.

  • Lackawanna Branch
    703 Ridge Rd, 14218
    (716) 823-1147Today 9 am to 4 pm
    All hours

    Mon to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat to Sun not published

    Hours: KeyBank branch locator (All The Places), checked Oct 10, 2026

KeyBank: profile, branches and contacts
Northwest Bank 1 branch · main office Warren, PA Bank · 1

Northwest Bank has 1 branch in Lackawanna, 28 across New York and 163 nationwide. FDIC records list its main office in Warren, PA and show it operating since 1896. With $17.21 billion in total assets on June 30, 2026, it ranks No. 116 of 4,232 U.S. banks by total assets. The Lackawanna - Abbott Road Branch at 1234 Abbott Rd dates to 1951 in FDIC branch records. Its published hours do not list Saturday.

  • Lackawanna - Abbott Road Branch
    1234 Abbott Rd, 14218
    (716) 823-8225Today 9 am to 4 pm
    All hours

    Mon to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat to Sun closed

    Hours: Northwest Bank branch locator (All The Places), checked Oct 10, 2026

Northwest Bank: profile, branches and contacts
One Credit Union of Ny 1 office · main office Cheektowaga, NY Credit union · 1

One Credit Union of Ny has 1 office in Lackawanna, 3 across New York. It is based in Cheektowaga, NY and $111.8 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • South Towns
    500 Ridge Rd, 14218
    (716) 842-1320Today 8 am to 4 pm
    All hours

    Mon to Fri 8 am to 4 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

One Credit Union of Ny: profile, branches and contacts

Join a credit union in Lackawanna

1 credit union has 1 office here: One Credit Union of Ny. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Lackawanna page has every office in the state's directory.

Banking in Lackawanna: the local picture

Short answer: 2 banks run 2 branches in Lackawanna according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Lackawanna and 2 out of state, according to the FDIC.

The bank with the longest record here is KeyBank, operating since 1849 according to the FDIC. In FDIC branch records, the longest-running branch is KeyBank's office at 703 Ridge Rd, dating to 1935; the newest is Northwest Bank's at 1234 Abbott Rd, from 1951.

The only credit union with an office here is One Credit Union of Ny.

Of the 3 locations with published hours. None open on Saturday.

Saturday hours in Lackawanna

Short answer: None of the 3 Lackawanna locations with published hours lists Saturday hours.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Lackawanna, and where the nearest one is if they do not.

Short answer: No branches in Lackawanna: Chase (nearest in Orchard Park, 4 mi), Wells Fargo (nearest in Kingston, 253 mi), Bank of America (nearest in Buffalo, 1 mi), PNC Bank (nearest in New York, 286 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in New York, 287 mi), Huntington, Regions Bank, TD Bank (nearest in Monticello, 226 mi), BMO.

BankIn LackawannaNearest branch if none here
ChaseNoneOrchard Park, 4 miles away
Wells FargoNoneKingston, 253 miles away
Bank of AmericaNoneBuffalo, 1 mile away
PNC BankNoneNew York, 286 miles away
U.S. BankNonenone in New York
TruistNonenone in New York
Fifth Third BankNoneNew York, 287 miles away
HuntingtonNonenone in New York
Regions BankNonenone in New York
TD BankNoneMonticello, 226 miles away
BMONonenone in New York

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Lackawanna to the nearest branch in New York.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Lackawanna residents like anyone else.

Banks near Lackawanna

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are West Seneca (2 miles) and Orchard Park (4 miles). Buffalo, 6 miles away, has the most banks nearby: 14.

Bank branch openings and closings in Lackawanna

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Lackawanna between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Lackawanna by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Lackawanna offices.

Short answer: KeyBank is the largest bank with offices in Lackawanna, with $188.56 billion in total assets on June 30, 2026, No. 23 among U.S. banks by total assets. Northwest Bank is second with $17.21 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
KeyBank$188.56 billionNo. 231Cleveland, OH
Northwest Bank$17.21 billionNo. 1161Warren, PA

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Lackawanna: FAQ

How many banks are in Lackawanna, NY?

Lackawanna has 2 banks with 2 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Lackawanna?

KeyBank, with 1. Northwest Bank has 1.

Is there a KeyBank in Lackawanna, NY?

Yes. FDIC data lists 1 KeyBank branch in Lackawanna as of September 5, 2026. The address and directions are under KeyBank above.

Is there a Northwest Bank in Lackawanna, NY?

Yes. FDIC data lists 1 Northwest Bank branch in Lackawanna as of September 5, 2026. The address and directions are under Northwest Bank above.

Is there a Chase in Lackawanna, NY?

No. FDIC data lists no Chase branch in Lackawanna as of September 5, 2026. The nearest is in Orchard Park, about 4 miles away in a straight line.

Which banks in Lackawanna are open on Saturday?

None of the 3 locations with published hours lists Saturday hours. 0 locations do not publish hours in our sources; call ahead.

What is the oldest bank in Lackawanna?

KeyBank has the longest record among banks with a branch here: the FDIC shows it operating since 1849.

Which credit unions can I join in Lackawanna?

One Credit Union of Ny has an office in Lackawanna. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Lackawanna in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Lackawanna?

Nearby cities with more banks include West Seneca, Orchard Park, Buffalo. West Seneca is 2 miles away with 7 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 1 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Bank branch hours, phones and branch pages (2 of 2 branches: KeyBank, Northwest Bank)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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