US Bank Directory
Banks in Lancaster, NY
4 FDIC-insured banks operate 4 offices in Lancaster, New York, and 2 credit unions have 3 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Lancaster
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 6 banks and credit unions operate 7 locations in Lancaster, according to the FDIC and the NCUA. 7 of them have coordinates on record and are on the map. 3 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
7 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Lancaster
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 4 banks share the most locations in Lancaster, with 1 each. 4 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Maryvale Schools Credit Union Credit union · 2
Maryvale Schools Credit Union has 2 officees in Lancaster, 3 across New York. It is based in Cheektowaga, NY and $10.2 million in assets on March 31, 2026, according to its NCUA call report. It does not publish hours in the sources this page uses; check its site before you go.
Who can join: see the credit union's site.
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Vital Records14 Americo Ct, 14086
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Disaster Recovery Loc14 Americo Ct, 14086
Alden State Bank Bank · 1
Alden State Bank has 1 branch in Lancaster, 3 across New York and 3 nationwide. FDIC records list its main office in Alden, NY and show it operating since 1916. With $463.1 million in total assets on June 30, 2026, it ranks No. 1,882 of 4,232 U.S. banks by total assets. The Lancaster Branch at 5802 Broadway St dates to 1995 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Lancaster Branch5802 Broadway St, 14086
CNB Bank Bank · 1
CNB Bank has 1 branch in Lancaster, 16 across New York and 82 nationwide. FDIC records list its main office in Clearfield, PA and show it operating since 1934. With $8.41 billion in total assets on June 30, 2026, it ranks No. 194 of 4,232 U.S. banks by total assets. The Lancaster Branch at 3619 Walden Ave dates to 2007 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Lancaster Branch3619 Walden Ave, 14086
KeyBank Bank · 1
KeyBank has 1 branch in Lancaster, 228 across New York and 952 nationwide. FDIC records list its main office in Cleveland, OH and show it operating since 1849. With $188.56 billion in total assets on June 30, 2026, it ranks No. 23 of 4,232 U.S. banks by total assets. The Lancaster Branch at 5207 Broadway St dates to 2012 in FDIC branch records. It opens on Saturday.
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Lancaster Branch5207 Broadway St, 14086
All hours
Mon to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: KeyBank branch locator (All The Places), checked Oct 10, 2026
M&T Bank Bank · 1
M&T Bank has 1 branch in Lancaster, 275 across New York and 960 nationwide. FDIC records list its main office in Buffalo, NY and show it operating since 1856. With $218.79 billion in total assets on June 30, 2026, it ranks No. 21 of 4,232 U.S. banks by total assets. The Lancaster Branch at 5226 Broadway St dates to 1945 in FDIC branch records. It opens on Saturday.
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Lancaster Branch5226 Broadway St, 14086
All hours
Mon closed; Tue to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun closed
Hours: M&T Bank branch locator (All The Places), checked Oct 10, 2026
Upstate Milk Employees Credit Union Credit union · 1
Upstate Milk Employees Credit Union has 1 office in Lancaster, 1 across New York. It is based in Lancaster, NY and $2.5 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office368 Pleasant View Dr, 14086
All hours
Mon to Fri 10 am to 3 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Lancaster
2 credit unions have 3 offices here: Maryvale Schools Credit Union and Upstate Milk Employees Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Lancaster page has every office in the state's directory.
Banking in Lancaster: the local picture
Short answer: 4 banks run 4 branches in Lancaster according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 4 banks, 0 have their main office in Lancaster, 2 elsewhere in New York and 2 out of state, according to the FDIC.
The bank with the longest record here is KeyBank, operating since 1849 according to the FDIC. In FDIC branch records, the longest-running branch is M&T Bank's office at 5226 Broadway St, dating to 1945; the newest is KeyBank's at 5207 Broadway St, from 2012.
2 credit unions have 3 offices in Lancaster, according to the NCUA. Who can join each one is on the credit unions page.
Of the 3 locations with published hours. 2 open on Saturday. 4 locations have no published hours in these sources.
Banks open on Saturday in Lancaster
Short answer: 2 of the 3 Lancaster locations with published hours open on Saturday, run by 2 institutions.
- M&T Bank: 1 of 1 branch (5226 Broadway St: Saturday 9 am to 12 pm)
- KeyBank: 1 of 1 branch (5207 Broadway St: Saturday 9 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 4 of the 7 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Lancaster, and where the nearest one is if they do not.
Short answer: No branches in Lancaster: Chase (nearest in Depew, 1 mi), Wells Fargo (nearest in Kingston, 247 mi), Bank of America (nearest in Depew, 1 mi), PNC Bank (nearest in New York, 282 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in New York, 284 mi), Huntington, Regions Bank, TD Bank (nearest in Monticello, 221 mi), BMO.
| Bank | In Lancaster | Nearest branch if none here |
|---|---|---|
| Chase | None | Depew, 1 mile away |
| Wells Fargo | None | Kingston, 247 miles away |
| Bank of America | None | Depew, 1 mile away |
| PNC Bank | None | New York, 282 miles away |
| U.S. Bank | None | none in New York |
| Truist | None | none in New York |
| Fifth Third Bank | None | New York, 284 miles away |
| Huntington | None | none in New York |
| Regions Bank | None | none in New York |
| TD Bank | None | Monticello, 221 miles away |
| BMO | None | none in New York |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Lancaster to the nearest branch in New York.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Lancaster residents like anyone else.
Banks near Lancaster
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Depew (2 miles) and Cheektowaga (5 miles). Amherst, 9 miles away, has the most banks nearby: 10.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Depew, NY | 2 mi | 9 | 13 |
| Banks in Cheektowaga, NY | 5 mi | 3 | 5 |
| Banks in Williamsville, NY | 5 mi | 7 | 17 |
| Banks in Clarence, NY | 6 mi | 2 | 3 |
| Banks in Snyder, NY | 7 mi | 2 | 2 |
| Banks in West Seneca, NY | 7 mi | 7 | 10 |
| Banks in East Amherst, NY | 8 mi | 6 | 7 |
| Banks in Amherst, NY | 9 mi | 10 | 18 |
Bank branch openings and closings in Lancaster
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Lancaster between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Lancaster
Short answer: 1 institution has its main office in Lancaster: Upstate Milk Employees Credit Union.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Upstate Milk Employees Credit Union | Credit union | $2.5 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Lancaster by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Lancaster offices.
Short answer: M&T Bank is the largest bank with offices in Lancaster, with $218.79 billion in total assets on June 30, 2026, No. 21 among U.S. banks by total assets. KeyBank is second with $188.56 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| M&T Bank | $218.79 billion | No. 21 | 1 | Buffalo, NY |
| KeyBank | $188.56 billion | No. 23 | 1 | Cleveland, OH |
| CNB Bank | $8.41 billion | No. 194 | 1 | Clearfield, PA |
| Alden State Bank | $463.1 million | No. 1,882 | 1 | Alden, NY |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Lancaster: FAQ
How many banks are in Lancaster, NY?
Lancaster has 4 banks with 4 branches and 2 credit unions with 3 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Lancaster?
M&T Bank, with 1. KeyBank has 1 and CNB Bank has 1.
Is there a M&T Bank in Lancaster, NY?
Yes. FDIC data lists 1 M&T Bank branch in Lancaster as of September 5, 2026. The address and directions are under M&T Bank above.
Is there a KeyBank in Lancaster, NY?
Yes. FDIC data lists 1 KeyBank branch in Lancaster as of September 5, 2026. The address and directions are under KeyBank above.
Is there a CNB Bank in Lancaster, NY?
Yes. FDIC data lists 1 CNB Bank branch in Lancaster as of September 5, 2026. The address and directions are under CNB Bank above.
Is there a Chase in Lancaster, NY?
No. FDIC data lists no Chase branch in Lancaster as of September 5, 2026. The nearest is in Depew, about 1 miles away in a straight line.
Which banks in Lancaster are open on Saturday?
M&T Bank and KeyBank publish Saturday hours for one or more Lancaster locations. The Saturday section above lists each one with its hours. 4 of the 7 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Lancaster?
Upstate Milk Employees Credit Union has its main office in Lancaster, according to the FDIC and the NCUA.
What is the oldest bank in Lancaster?
KeyBank has the longest record among banks with a branch here: the FDIC shows it operating since 1849.
Which credit unions can I join in Lancaster?
Maryvale Schools Credit Union and Upstate Milk Employees Credit Union have offices in Lancaster. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Lancaster in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Lancaster?
Nearby cities with more banks include Depew, Cheektowaga, Williamsville. Depew is 2 miles away with 9 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 3 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (2 of 4 branches: KeyBank, M&T Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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