US Bank Directory
Banks in West Seneca, NY
7 FDIC-insured banks operate 10 offices in West Seneca, New York, and 2 credit unions have 2 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: West Seneca
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 9 banks and credit unions operate 12 locations in West Seneca, according to the FDIC and the NCUA. 12 of them have coordinates on record and are on the map. 10 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
12 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in West Seneca
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Citizens, M&T Bank and KeyBank have the most locations in West Seneca, with 2 each. 4 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Citizens Bank · 2
Citizens has 2 branches in West Seneca, 170 across New York and 977 nationwide. FDIC records list its main office in Providence, RI and show it operating since 2005. With $232.52 billion in total assets on June 30, 2026, it ranks No. 20 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running West Seneca location is the West Seneca Branch at 1251 Union Rd, dating to 1990; the newest, at 355 Orchard Park Rd, to 2003. All 2 of its West Seneca locations with published hours open on Saturday.
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West Seneca Branch1251 Union Rd, 14224
All hours
Mon to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: Citizens branch locator (All The Places), checked Oct 10, 2026
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Orchard Park Rd.- W. Seneca/Tops Branch355 Orchard Park Rd, 14224
All hours
Mon to Fri 10 am to 5 pm; Sat 10 am to 3 pm; Sun not published
Hours: Citizens branch locator (All The Places), checked Oct 10, 2026
KeyBank Bank · 2
KeyBank has 2 branches in West Seneca, 228 across New York and 952 nationwide. FDIC records list its main office in Cleveland, OH and show it operating since 1849. With $188.56 billion in total assets on June 30, 2026, it ranks No. 23 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running West Seneca location is the West Seneca Branch at 4050 Seneca St, dating to 1963; the newest, at 320 Orchard Park Rd, to 2009. All 2 of its West Seneca locations with published hours open on Saturday.
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Seneca Square Branch320 Orchard Park Rd, 14224
All hours
Mon to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: KeyBank branch locator (All The Places), checked Oct 10, 2026
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West Seneca Branch4050 Seneca St, 14224
All hours
Mon to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: KeyBank branch locator (All The Places), checked Oct 10, 2026
M&T Bank Bank · 2
M&T Bank has 2 branches in West Seneca, 275 across New York and 960 nationwide. FDIC records list its main office in Buffalo, NY and show it operating since 1856. With $218.79 billion in total assets on June 30, 2026, it ranks No. 21 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running West Seneca location is the Southgate Plaza Branch at 1024 Union Rd, dating to 1948; the newest, at 10 Slade Ave, to 1973. 1 of its 2 West Seneca locations with published hours open on Saturday.
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Slade Avenue Branch10 Slade Ave, 14224
All hours
Mon closed; Tue to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat to Sun closed
Hours: M&T Bank branch locator (All The Places), checked Oct 10, 2026
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Southgate Plaza Branch1024 Union Rd, 14224
All hours
Mon closed; Tue to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: M&T Bank branch locator (All The Places), checked Oct 10, 2026
Bank of America Bank · 1
Bank of America has 1 branch in West Seneca, 251 across New York and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The West Seneca Branch at 4049 Seneca St dates to 1963 in FDIC branch records. It opens on Saturday.
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West Seneca Branch4049 Seneca St, 14224
All hours
Mon closed; Tue to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
Community Bank Bank · 1
Community Bank has 1 branch in West Seneca, 149 across New York and 214 nationwide. FDIC records list its main office in Canton, NY and show it operating since 1866. With $17.45 billion in total assets on June 30, 2026, it ranks No. 114 of 4,232 U.S. banks by total assets. The West Seneca Branch at 325 Orchard Park Rd dates to 2025 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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West Seneca Branch325 Orchard Park Rd, 14224
Financial Trust Credit Union Credit union · 1
Financial Trust Credit Union has 1 office in West Seneca, 6 across New York. It is based in Cheektowaga, NY and $198.3 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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West Seneca4257 Seneca St, 14224
All hours
Mon to Wed 9 am to 4 pm; Thu 9 am to 4:30 pm; Fri 9 am to 5:30 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
NBT Bank Bank · 1
NBT Bank has 1 branch in West Seneca, 128 across New York and 175 nationwide. FDIC records list its main office in Norwich, NY and show it operating since 1856. With $16.09 billion in total assets on June 30, 2026, it ranks No. 122 of 4,232 U.S. banks by total assets. The West Seneca Branch at 938 Union Rd dates to 1999 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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West Seneca Branch938 Union Rd, 14224
Northwest Bank Bank · 1
Northwest Bank has 1 branch in West Seneca, 28 across New York and 163 nationwide. FDIC records list its main office in Warren, PA and show it operating since 1896. With $17.21 billion in total assets on June 30, 2026, it ranks No. 116 of 4,232 U.S. banks by total assets. The West Seneca Branch at 1051 Union Rd dates to 2006 in FDIC branch records. It opens on Saturday.
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West Seneca Branch1051 Union Rd, 14224
All hours
Mon to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun closed
Hours: Northwest Bank branch locator (All The Places), checked Oct 10, 2026
Western New York Credit Union Credit union · 1
Western New York Credit Union has 1 office in West Seneca, 1 across New York. It is based in West Seneca, NY and $93.1 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Main Office main office1937 Union Rd, 14224
All hours
Mon to Fri 8:30 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in West Seneca
2 credit unions have 2 offices here: Financial Trust Credit Union and Western New York Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in West Seneca page has every office in the state's directory.
Banking in West Seneca: the local picture
Short answer: 7 banks run 10 branches in West Seneca according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 7 banks, 0 have their main office in West Seneca, 3 elsewhere in New York and 4 out of state, according to the FDIC.
The bank with the longest record here is KeyBank, operating since 1849 according to the FDIC. In FDIC branch records, the longest-running branch is M&T Bank's office at 1024 Union Rd, dating to 1948; the newest is Community Bank's at 325 Orchard Park Rd, from 2025.
2 credit unions have 2 offices in West Seneca, according to the NCUA. Who can join each one is on the credit unions page.
Of the 10 locations with published hours. 9 open on Saturday. 2 locations have no published hours in these sources.
Banks and credit unions open on Saturday in West Seneca
Short answer: 9 of the 10 West Seneca locations with published hours open on Saturday, run by 7 institutions.
- Citizens: 2 of 2 branches (1251 Union Rd: Saturday 9 am to 12 pm, and 1 more)
- M&T Bank: 1 of 2 branches (1024 Union Rd: Saturday 9 am to 12 pm)
- KeyBank: 2 of 2 branches (320 Orchard Park Rd: Saturday 9 am to 12 pm, and 1 more)
- Bank of America: 1 of 1 branch (4049 Seneca St: Saturday 9 am to 2 pm)
- Northwest Bank: 1 of 1 branch (1051 Union Rd: Saturday 9 am to 12 pm)
- Financial Trust Credit Union: 1 of 1 office (4257 Seneca St: Saturday 9 am to 12 pm)
- Western New York Credit Union: 1 of 1 office (1937 Union Rd: Saturday 9 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 12 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in West Seneca, and where the nearest one is if they do not.
Short answer: In West Seneca: Bank of America (1). No branches in West Seneca: Chase (nearest in Orchard Park, 2 mi), Wells Fargo (nearest in Kingston, 250 mi), PNC Bank (nearest in New York, 284 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in New York, 285 mi), Huntington, Regions Bank, TD Bank (nearest in Monticello, 224 mi), BMO.
| Bank | In West Seneca | Nearest branch if none here |
|---|---|---|
| Bank of America | 1 branch | here |
| Chase | None | Orchard Park, 2 miles away |
| Wells Fargo | None | Kingston, 250 miles away |
| PNC Bank | None | New York, 284 miles away |
| U.S. Bank | None | none in New York |
| Truist | None | none in New York |
| Fifth Third Bank | None | New York, 285 miles away |
| Huntington | None | none in New York |
| Regions Bank | None | none in New York |
| TD Bank | None | Monticello, 224 miles away |
| BMO | None | none in New York |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of West Seneca to the nearest branch in New York.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to West Seneca residents like anyone else.
Banks near West Seneca
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Lackawanna (2 miles) and Orchard Park (3 miles). Buffalo, 7 miles away, has the most banks nearby: 14.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Lackawanna, NY | 2 mi | 2 | 2 |
| Banks in Orchard Park, NY | 3 mi | 9 | 10 |
| Banks in Depew, NY | 5 mi | 9 | 13 |
| Banks in Cheektowaga, NY | 6 mi | 3 | 5 |
| Banks in Lancaster, NY | 7 mi | 4 | 4 |
| Banks in Buffalo, NY | 7 mi | 14 | 61 |
| Banks in Hamburg, NY | 8 mi | 9 | 13 |
| Banks in East Aurora, NY | 8 mi | 6 | 6 |
Bank branch openings and closings in West Seneca
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in West Seneca between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in West Seneca
Short answer: 1 institution has its main office in West Seneca: Western New York Credit Union.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Western New York Credit Union | Credit union | $93.1 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in West Seneca by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its West Seneca offices.
Short answer: Bank of America is the largest bank with offices in West Seneca, with $2.65 trillion in total assets on June 30, 2026, No. 2 among U.S. banks by total assets. Citizens is second with $232.52 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Bank of America | $2.65 trillion | No. 2 | 1 | Charlotte, NC |
| Citizens | $232.52 billion | No. 20 | 2 | Providence, RI |
| M&T Bank | $218.79 billion | No. 21 | 2 | Buffalo, NY |
| KeyBank | $188.56 billion | No. 23 | 2 | Cleveland, OH |
| Community Bank | $17.45 billion | No. 114 | 1 | Canton, NY |
| Northwest Bank | $17.21 billion | No. 116 | 1 | Warren, PA |
| NBT Bank | $16.09 billion | No. 122 | 1 | Norwich, NY |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in West Seneca: FAQ
How many banks are in West Seneca, NY?
West Seneca has 7 banks with 10 branches and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in West Seneca?
Citizens, with 2. M&T Bank has 2 and KeyBank has 2.
Is there a Citizens in West Seneca, NY?
Yes. FDIC data lists 2 Citizens branches in West Seneca as of September 5, 2026. Its branches are listed under Citizens above, with the address and directions for each.
Is there a M&T Bank in West Seneca, NY?
Yes. FDIC data lists 2 M&T Bank branches in West Seneca as of September 5, 2026. Its branches are listed under M&T Bank above, with the address and directions for each.
Is there a KeyBank in West Seneca, NY?
Yes. FDIC data lists 2 KeyBank branches in West Seneca as of September 5, 2026. Its branches are listed under KeyBank above, with the address and directions for each.
Is there a Chase in West Seneca, NY?
No. FDIC data lists no Chase branch in West Seneca as of September 5, 2026. The nearest is in Orchard Park, about 2 miles away in a straight line.
Which banks in West Seneca are open on Saturday?
Citizens, M&T Bank, KeyBank and Bank of America and 3 more publish Saturday hours for one or more West Seneca locations. The Saturday section above lists each one with its hours. 2 of the 12 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in West Seneca?
Western New York Credit Union has its main office in West Seneca, according to the FDIC and the NCUA.
What is the oldest bank in West Seneca?
KeyBank has the longest record among banks with a branch here: the FDIC shows it operating since 1849.
Which credit unions can I join in West Seneca?
Financial Trust Credit Union and Western New York Credit Union have offices in West Seneca. Check each credit union's membership rules before you apply.
Did any bank branches open or close in West Seneca in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near West Seneca?
Nearby cities with more banks include Lackawanna, Orchard Park, Depew. Lackawanna is 2 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 2 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (8 of 10 branches: Bank of America, Citizens, KeyBank, M&T Bank, Northwest Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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