US Bank Directory
Banks in Orchard Park, NY
9 FDIC-insured banks operate 10 offices in Orchard Park, New York, and 3 credit unions have 3 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Orchard Park
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 12 banks and credit unions operate 13 locations in Orchard Park, according to the FDIC and the NCUA. 13 of them have coordinates on record and are on the map. 8 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
13 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Orchard Park
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: KeyBank has the most locations in Orchard Park, with 2. The other 8 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
KeyBank Bank · 2
KeyBank has 2 branches in Orchard Park, 228 across New York and 952 nationwide. FDIC records list its main office in Cleveland, OH and show it operating since 1849. With $188.56 billion in total assets on June 30, 2026, it ranks No. 23 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Orchard Park location is the Orchard Park Branch at 4239 N Buffalo Rd, dating to 1970; the newest, at 3030 Union Rd, to 2010. 1 of its 2 Orchard Park locations with published hours open on Saturday.
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Union Road At Michael Branch3030 Union Rd, 14127
All hours
Mon to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: KeyBank branch locator (All The Places), checked Oct 10, 2026
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Orchard Park Branch4239 N Buffalo Rd, 14127
All hours
Mon to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat to Sun not published
Hours: KeyBank branch locator (All The Places), checked Oct 10, 2026
Chase Bank · 1
Chase has 1 branch in Orchard Park, 581 across New York and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Crossroads Centre Branch at 3203 Southwestern Blvd dates to 2023 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Crossroads Centre Branch3203 Southwestern Blvd, 14127
Citizens Bank · 1
Citizens has 1 branch in Orchard Park, 170 across New York and 977 nationwide. FDIC records list its main office in Providence, RI and show it operating since 2005. With $232.52 billion in total assets on June 30, 2026, it ranks No. 20 of 4,232 U.S. banks by total assets. The Orchard Park/Tops Branch at 3201 Southwestern Blvd dates to 2003 in FDIC branch records. It opens on Saturday.
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Orchard Park/Tops Branch3201 Southwestern Blvd, 14127
All hours
Mon to Fri 10 am to 5 pm; Sat 10 am to 3 pm; Sun not published
Hours: Citizens branch locator (All The Places), checked Oct 10, 2026
CNB Bank Bank · 1
CNB Bank has 1 branch in Orchard Park, 16 across New York and 82 nationwide. FDIC records list its main office in Clearfield, PA and show it operating since 1934. With $8.41 billion in total assets on June 30, 2026, it ranks No. 194 of 4,232 U.S. banks by total assets. The Orchard Park Br at 3049 Orchard Park Rd dates to 2017 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Orchard Park Br3049 Orchard Park Rd, 14127
Community Bank Bank · 1
Community Bank has 1 branch in Orchard Park, 149 across New York and 214 nationwide. FDIC records list its main office in Canton, NY and show it operating since 1866. With $17.45 billion in total assets on June 30, 2026, it ranks No. 114 of 4,232 U.S. banks by total assets. The Orchard Park Branch at 5 Clark St dates to 2011 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Orchard Park Branch5 Clark St, 14127
Financial Trust Credit Union Credit union · 1
Financial Trust Credit Union has 1 office in Orchard Park, 6 across New York. It is based in Cheektowaga, NY and $198.3 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Orchard Park 6520 Webster Rd6520 Webster Rd, 14127
All hours
Mon to Wed 9 am to 4 pm; Thu 9 am to 4:30 pm; Fri 9 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Five Star Bank Bank · 1
Five Star Bank has 1 branch in Orchard Park, 48 across New York and 48 nationwide. FDIC records list its main office in Rochester, NY and show it operating since 1881. With $6.29 billion in total assets on June 30, 2026, it ranks No. 242 of 4,232 U.S. banks by total assets. The Orchard Park Branch at 3233 Southwestern Blvd dates to 2004 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Orchard Park Branch3233 Southwestern Blvd, 14127
Great Erie Credit Union Credit union · 1
Great Erie Credit Union has 1 office in Orchard Park, 3 across New York. It is based in Orchard Park, NY and $152.2 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office4000 N Buffalo St, 14127
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Lake Shore Bank Bank · 1
Lake Shore Bank has 1 branch in Orchard Park, 11 across New York and 11 nationwide. FDIC records list its main office in Dunkirk, NY and show it operating since 1891. With $735.9 million in total assets on June 30, 2026, it ranks No. 1,336 of 4,232 U.S. banks by total assets. The Orchard Park Branch at 3111 Union Rd dates to 2003 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Orchard Park Branch3111 Union Rd, 14127
Local 41 I.b.e.w. Credit Union Credit union · 1
Local 41 I.b.e.w. Credit Union has 1 office in Orchard Park, 1 across New York. It is based in Orchard Park, NY and $18.3 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office3564 California Rd, 14127
All hours
Mon to Tue 9:30 am to 5 pm; Wed 11 am to 6 pm; Thu to Fri 9:30 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
M&T Bank Bank · 1
M&T Bank has 1 branch in Orchard Park, 275 across New York and 960 nationwide. FDIC records list its main office in Buffalo, NY and show it operating since 1856. With $218.79 billion in total assets on June 30, 2026, it ranks No. 21 of 4,232 U.S. banks by total assets. The Orchard Park Branch at 4084 N Buffalo St dates to 1990 in FDIC branch records. It opens on Saturday.
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Orchard Park Branch4084 N Buffalo St, 14127
All hours
Mon closed; Tue to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun closed
Hours: M&T Bank branch locator (All The Places), checked Oct 10, 2026
Northwest Bank Bank · 1
Northwest Bank has 1 branch in Orchard Park, 28 across New York and 163 nationwide. FDIC records list its main office in Warren, PA and show it operating since 1896. With $17.21 billion in total assets on June 30, 2026, it ranks No. 116 of 4,232 U.S. banks by total assets. The Orchard Park Branch at 3858 N Buffalo St dates to 2023 in FDIC branch records. Its published hours do not list Saturday.
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Orchard Park Branch3858 N Buffalo St, 14127
All hours
Mon to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat to Sun closed
Hours: Northwest Bank branch locator (All The Places), checked Oct 10, 2026
Join a credit union in Orchard Park
3 credit unions have 3 offices here: Financial Trust Credit Union, Great Erie Credit Union and Local 41 I.b.e.w. Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Orchard Park page has every office in the state's directory.
Banking in Orchard Park: the local picture
Short answer: 9 banks run 10 branches in Orchard Park according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 9 banks, 0 have their main office in Orchard Park, 4 elsewhere in New York and 5 out of state, according to the FDIC.
The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is KeyBank's office at 4239 N Buffalo Rd, dating to 1970; the newest is Chase's at 3203 Southwestern Blvd, from 2023.
3 credit unions have 3 offices in Orchard Park, according to the NCUA. Who can join each one is on the credit unions page.
Of the 8 locations with published hours. 3 open on Saturday. 5 locations have no published hours in these sources.
Banks open on Saturday in Orchard Park
Short answer: 3 of the 8 Orchard Park locations with published hours open on Saturday, run by 3 institutions.
- KeyBank: 1 of 2 branches (3030 Union Rd: Saturday 9 am to 12 pm)
- Citizens: 1 of 1 branch (3201 Southwestern Blvd: Saturday 10 am to 3 pm)
- M&T Bank: 1 of 1 branch (4084 N Buffalo St: Saturday 9 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 5 of the 13 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Orchard Park, and where the nearest one is if they do not.
Short answer: In Orchard Park: Chase (1). No branches in Orchard Park: Wells Fargo (nearest in Kingston, 249 mi), Bank of America (nearest in West Seneca, 3 mi), PNC Bank (nearest in New York, 282 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in New York, 283 mi), Huntington, Regions Bank, TD Bank (nearest in Monticello, 222 mi), BMO.
| Bank | In Orchard Park | Nearest branch if none here |
|---|---|---|
| Chase | 1 branch | here |
| Wells Fargo | None | Kingston, 249 miles away |
| Bank of America | None | West Seneca, 3 miles away |
| PNC Bank | None | New York, 282 miles away |
| U.S. Bank | None | none in New York |
| Truist | None | none in New York |
| Fifth Third Bank | None | New York, 283 miles away |
| Huntington | None | none in New York |
| Regions Bank | None | none in New York |
| TD Bank | None | Monticello, 222 miles away |
| BMO | None | none in New York |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Orchard Park to the nearest branch in New York.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Orchard Park residents like anyone else.
Banks near Orchard Park
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are West Seneca (3 miles) and Lackawanna (4 miles). Buffalo, 10 miles away, has the most banks nearby: 14.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in West Seneca, NY | 3 mi | 7 | 10 |
| Banks in Lackawanna, NY | 4 mi | 2 | 2 |
| Banks in Hamburg, NY | 6 mi | 9 | 13 |
| Banks in East Aurora, NY | 6 mi | 6 | 6 |
| Banks in Depew, NY | 8 mi | 9 | 13 |
| Banks in Cheektowaga, NY | 9 mi | 3 | 5 |
| Banks in Lancaster, NY | 9 mi | 4 | 4 |
| Banks in Buffalo, NY | 10 mi | 14 | 61 |
Bank branch openings and closings in Orchard Park
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Orchard Park between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Orchard Park
Short answer: 2 institutions have their main office in Orchard Park: Great Erie Credit Union and Local 41 I.b.e.w. Credit Union.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Great Erie Credit Union | Credit union | $152.2 million | 1 |
| Local 41 I.b.e.w. Credit Union | Credit union | $18.3 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Orchard Park by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Orchard Park offices.
Short answer: Chase is the largest bank with offices in Orchard Park, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Citizens is second with $232.52 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 1 | Columbus, OH |
| Citizens | $232.52 billion | No. 20 | 1 | Providence, RI |
| M&T Bank | $218.79 billion | No. 21 | 1 | Buffalo, NY |
| KeyBank | $188.56 billion | No. 23 | 2 | Cleveland, OH |
| Community Bank | $17.45 billion | No. 114 | 1 | Canton, NY |
| Northwest Bank | $17.21 billion | No. 116 | 1 | Warren, PA |
| CNB Bank | $8.41 billion | No. 194 | 1 | Clearfield, PA |
| Five Star Bank | $6.29 billion | No. 242 | 1 | Rochester, NY |
| Lake Shore Bank | $735.9 million | No. 1,336 | 1 | Dunkirk, NY |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Orchard Park: FAQ
How many banks are in Orchard Park, NY?
Orchard Park has 9 banks with 10 branches and 3 credit unions with 3 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Orchard Park?
KeyBank, with 2. Chase has 1 and Citizens has 1.
Is there a KeyBank in Orchard Park, NY?
Yes. FDIC data lists 2 KeyBank branches in Orchard Park as of September 5, 2026. Its branches are listed under KeyBank above, with the address and directions for each.
Is there a Chase in Orchard Park, NY?
Yes. FDIC data lists 1 Chase branch in Orchard Park as of September 5, 2026. The address and directions are under Chase above.
Is there a Citizens in Orchard Park, NY?
Yes. FDIC data lists 1 Citizens branch in Orchard Park as of September 5, 2026. The address and directions are under Citizens above.
Is there a Wells Fargo in Orchard Park, NY?
No. FDIC data lists no Wells Fargo branch in Orchard Park as of September 5, 2026. The nearest is in Kingston, about 249 miles away in a straight line.
Which banks in Orchard Park are open on Saturday?
KeyBank, Citizens and M&T Bank publish Saturday hours for one or more Orchard Park locations. The Saturday section above lists each one with its hours. 5 of the 13 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Orchard Park?
Great Erie Credit Union and Local 41 I.b.e.w. Credit Union have their main office in Orchard Park, according to the FDIC and the NCUA.
What is the oldest bank in Orchard Park?
Chase has the longest record among banks with a branch here: the FDIC shows it operating since 1824.
Which credit unions can I join in Orchard Park?
Financial Trust Credit Union, Great Erie Credit Union and Local 41 I.b.e.w. Credit Union have offices in Orchard Park. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Orchard Park in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Orchard Park?
Nearby cities with more banks include West Seneca, Lackawanna, Hamburg. West Seneca is 3 miles away with 7 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 3 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (5 of 10 branches: Citizens, KeyBank, M&T Bank, Northwest Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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