US Bank Directory
Banks in Amherst, NY
10 FDIC-insured banks operate 18 offices in Amherst, New York, and 32 credit unions have 35 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Amherst
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 42 banks and credit unions operate 53 locations in Amherst, according to the FDIC and the NCUA. 53 of them have coordinates on record and are on the map. 38 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
53 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Amherst
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Citizens, M&T Bank and KeyBank have the most locations in Amherst, with 3 each. 5 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Citizens Bank · 3
Citizens has 3 branches in Amherst, 170 across New York and 977 nationwide. FDIC records list its main office in Providence, RI and show it operating since 2005. With $232.52 billion in total assets on June 30, 2026, it ranks No. 20 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Amherst location is the Northtown Branch at 3180 Sheridan Dr, dating to 1995; the newest, at 2351 Maple Rd, to 2003. All 3 of its Amherst locations with published hours open on Saturday.
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Maple Road-Amherst/Tops Branch2351 Maple Rd, 14221
All hours
Mon to Fri 10 am to 5 pm; Sat 10 am to 3 pm; Sun not published
Hours: Citizens branch locator (All The Places), checked Oct 10, 2026
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Creekside2797 Niagara Falls Blvd, 14228
All hours
Mon to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: Citizens branch locator (All The Places), checked Oct 10, 2026
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Northtown Branch3180 Sheridan Dr, 14226
All hours
Mon to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: Citizens branch locator (All The Places), checked Oct 10, 2026
KeyBank Bank · 3
KeyBank has 3 branches in Amherst, 228 across New York and 952 nationwide. FDIC records list its main office in Cleveland, OH and show it operating since 1849. With $188.56 billion in total assets on June 30, 2026, it ranks No. 23 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Amherst location is the East Robinson Branch at 3050 Niagara Falls Blvd, dating to 2011; the newest, at 3171 Sheridan Dr, to 2016. All 3 of its Amherst locations with published hours open on Saturday.
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East Robinson Branch3050 Niagara Falls Blvd, 14228
All hours
Mon to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: KeyBank branch locator (All The Places), checked Oct 10, 2026
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Northtown Branch3171 Sheridan Dr, 14226
All hours
Mon to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: KeyBank branch locator (All The Places), checked Oct 10, 2026
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Hopkins & Klein Branch804 Hopkins Rd, 14221
All hours
Mon to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: KeyBank branch locator (All The Places), checked Oct 10, 2026
M&T Bank Bank · 3
M&T Bank has 3 branches in Amherst, 275 across New York and 960 nationwide. FDIC records list its main office in Buffalo, NY and show it operating since 1856. With $218.79 billion in total assets on June 30, 2026, it ranks No. 21 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Amherst location is the University Plaza Branch at 3500 Main St, dating to 1966; the newest, at 3065 Niagara Falls Blvd, to 1989. 1 of its 3 Amherst locations with published hours open on Saturday.
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Boulevard Branch1205 Niagara Falls Blvd, 14226
All hours
Mon closed; Tue to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun closed
Hours: M&T Bank branch locator (All The Places), checked Oct 10, 2026
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East Robinson Branch3065 Niagara Falls Blvd, 14228
All hours
Mon closed; Tue to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat to Sun closed
Hours: M&T Bank branch locator (All The Places), checked Oct 10, 2026
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University Plaza Branch3500 Main St, 14226
All hours
Mon closed; Tue to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat to Sun closed
Hours: M&T Bank branch locator (All The Places), checked Oct 10, 2026
Williamsville Credit Union Credit union · 3
Williamsville Credit Union has 3 officees in Amherst, 3 across New York. It is based in Amherst, NY and $10.9 million in assets on March 31, 2026, according to its NCUA call report. None of its 3 Amherst locations with published hours lists Saturday hours.
Who can join: see the credit union's site.
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Main Office main office656 N French Rd Ste 7, 14228
All hours
Mon 9 am to 4 pm; Tue not published; Wed 9 am to 4 pm; Thu 12 pm to 4 pm; Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Compusource Systems110 John Muir Dr, 14228
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Compusource Systems110 John Muir Dr, 14228
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Armstrong Co. Federal Emp. Credit Union Credit union · 2
Armstrong Co. Federal Emp. Credit Union has 2 officees in Amherst, 2 across New York. It is based in Kittanning, PA and $17.7 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Compusource110 John Muir Dr, 14228
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Compusource110 John Muir Dr, 14228
Broadview Credit Union Credit union · 2
Broadview Credit Union has 2 officees in Amherst, 62 across New York. It is based in Albany, NY and $9.20 billion in assets on March 31, 2026, according to its NCUA call report. 1 of its 2 Amherst locations with published hours open on Saturday.
Who can join: see the credit union's site.
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Amherst3155 Niagara Falls Blvd, 14228
All hours
Mon to Wed 8:30 am to 5 pm; Thu to Fri 8:30 am to 6 pm; Sat 8:30 am to 2 pm; Sun not published
Hours: NCUA, March 31, 2026
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Suny Buffalo520 Lee Entrance Ste 101A, 14228
All hours
Mon to Fri 9 am to 3 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Chase Bank · 2
Chase has 2 branches in Amherst, 581 across New York and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Amherst location is the Eastview Plaza Branch at 8160 Transit Rd, dating to 2022; the newest, at 3145 Niagara Falls Blvd, to 2024. It does not publish hours in the sources this page uses; check its site before you go.
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North Amherst Branch3145 Niagara Falls Blvd, 14228
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Eastview Plaza Branch8160 Transit Rd, 14221
Northwest Bank Bank · 2
Northwest Bank has 2 branches in Amherst, 28 across New York and 163 nationwide. FDIC records list its main office in Warren, PA and show it operating since 1896. With $17.21 billion in total assets on June 30, 2026, it ranks No. 116 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Amherst location is the Amherst - Sheridan Drive Branch at 3206 Sheridan Drive, dating to 2000; the newest, at 3105 Niagara Falls Blvd, to 2006. 1 of its 2 Amherst locations with published hours open on Saturday.
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West Amherst Branch3105 Niagara Falls Blvd, 14228
All hours
Mon to Thu 9 am to 4 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: Northwest Bank branch locator (All The Places), checked Oct 10, 2026
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Amherst - Sheridan Drive Branch3206 Sheridan Drive, 14228
All hours
Mon to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat to Sun closed
Hours: Northwest Bank branch locator (All The Places), checked Oct 10, 2026
Bessemer System Credit Union Credit union · 1
Bessemer System Credit Union has 1 office in Amherst, 1 across New York. It is based in Greenville, PA and $47.5 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Compusource110 John Muir Dr, 14228
All hours
Mon to Fri 7:30 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Boulevard Credit Union Credit union · 1
Boulevard Credit Union has 1 office in Amherst, 1 across New York. It is based in Amherst, NY and $45.5 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office2787 Niagara Falls Blvd, 14228
All hours
Mon to Wed 9 am to 4 pm; Thu to Fri 9 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Cambridge Municipal Employees Credit Union Credit union · 1
Cambridge Municipal Employees Credit Union has 1 office in Amherst, 1 across New York. It is based in Cambridge, MA and $10.4 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Compusource Systems, Inc.110 John Muir Dr, 14228
All hours
Mon to Fri 8 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Chen-del-o Credit Union Credit union · 1
Chen-del-o Credit Union has 1 office in Amherst, 3 across New York. It is based in Franklin, NY and $34.7 million in assets on March 31, 2026, according to its NCUA call report. It does not publish hours in the sources this page uses; check its site before you go.
Who can join: see the credit union's site.
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Compusource Systems, Inc110 John Muir Dr, 14228
Clifton Nj Postal Employees Credit Union Credit union · 1
Clifton Nj Postal Employees Credit Union has 1 office in Amherst, 1 across New York. It is based in Clifton, NJ and $2.1 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Compusource Systems Inc110 John Muir Dr, 14228
All hours
Mon to Sun 24 hours
Hours: NCUA, March 31, 2026
CNB Bank Bank · 1
CNB Bank has 1 branch in Amherst, 16 across New York and 82 nationwide. FDIC records list its main office in Clearfield, PA and show it operating since 1934. With $8.41 billion in total assets on June 30, 2026, it ranks No. 194 of 4,232 U.S. banks by total assets. The Amherst Branch Office at 827 Hopkins Rd dates to 2021 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Amherst Branch Office827 Hopkins Rd, 14221
Community Bank Bank · 1
Community Bank has 1 branch in Amherst, 149 across New York and 214 nationwide. FDIC records list its main office in Canton, NY and show it operating since 1866. With $17.45 billion in total assets on June 30, 2026, it ranks No. 114 of 4,232 U.S. banks by total assets. The Sheridan Drive Branch at 3150 Sheridan Dr dates to 2025 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Sheridan Drive Branch3150 Sheridan Dr, 14226
Crayola Llc Employees Credit Union Credit union · 1
Crayola Llc Employees Credit Union has 1 office in Amherst, 1 across New York. It is based in Easton, PA and $9.0 million in assets on March 31, 2026, according to its NCUA call report. It does not publish hours in the sources this page uses; check its site before you go.
Who can join: see the credit union's site.
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Compusource110 John Muir Dr, 14228
Erie County Employees Credit Union Credit union · 1
Erie County Employees Credit Union has 1 office in Amherst, 2 across New York. It is based in Buffalo, NY and $32.3 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Compusource Systems Inc.110 John Muir Dr, 14228
All hours
Mon to Fri 8:30 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Five Star Bank Bank · 1
Five Star Bank has 1 branch in Amherst, 48 across New York and 48 nationwide. FDIC records list its main office in Rochester, NY and show it operating since 1881. With $6.29 billion in total assets on June 30, 2026, it ranks No. 242 of 4,232 U.S. banks by total assets. The Amherst Branch at 5491 Sheridan Dr dates to 2005 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Amherst Branch5491 Sheridan Dr, 14221
Grove City Area Credit Union Credit union · 1
Grove City Area Credit Union has 1 office in Amherst, 1 across New York. It is based in Grove City, PA and $148.7 million in assets on March 31, 2026, according to its NCUA call report. It does not publish hours in the sources this page uses; check its site before you go.
Who can join: see the credit union's site.
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Compusource Systems110 John Muir Dr, 14228
Haverhill Fire Department Credit Union Credit union · 1
Haverhill Fire Department Credit Union has 1 office in Amherst, 1 across New York. It is based in Haverhill, MA and $27.3 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Compusource Systems Inc110 John Muir Dr, 14228
All hours
Mon to Sun 24 hours
Hours: NCUA, March 31, 2026
Holy Family Parma Credit Union Credit union · 1
Holy Family Parma Credit Union has 1 office in Amherst, 1 across New York. It is based in Parma, OH and $16.8 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Compusource110 John Muir Dr., 14228
All hours
Mon to Fri 7 am to 9 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
HSBC Bank USA Bank · 1
HSBC Bank USA has 1 branch in Amherst, 8 across New York and 22 nationwide. FDIC records list its main office in Tysons, VA and show it operating since 2004. With $173.10 billion in total assets on June 30, 2026, it ranks No. 26 of 4,232 U.S. banks by total assets. The Amherst Wealth Center Branch at 8100 Transit Road, Suite 500 dates to 2020 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Amherst Wealth Center Branch8100 Transit Road, Suite 500, 14221
Kief Protective Mutual Benefit Ass. Credit Union Credit union · 1
Kief Protective Mutual Benefit Ass. Credit Union has 1 office in Amherst, 1 across New York. It is based in Bloomfield, CT and $603,000 in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Compusource110 John Muir Dr, 14228
All hours
Mon to Sun 24 hours
Hours: NCUA, March 31, 2026
Leominster Employees Credit Union Credit union · 1
Leominster Employees Credit Union has 1 office in Amherst, 1 across New York. It is based in Leominster, MA and $29.3 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Compusource Systems Inc110 John Muir Dr, 14228
All hours
Mon to Fri 9 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
NBT Bank Bank · 1
NBT Bank has 1 branch in Amherst, 128 across New York and 175 nationwide. FDIC records list its main office in Norwich, NY and show it operating since 1856. With $16.09 billion in total assets on June 30, 2026, it ranks No. 122 of 4,232 U.S. banks by total assets. The Amherst Office Branch at 3388 Sheridan Dr dates to 2002 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Amherst Office Branch3388 Sheridan Dr, 14226
Niagara Falls A F Credit Union Credit union · 1
Niagara Falls A F Credit Union has 1 office in Amherst, 2 across New York. It is based in Niagara Falls, NY and $21.3 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Compusource Systems110 John Muir Dr, 14228
All hours
Mon to Fri 7 am to 7 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Niagara-wheatfield Credit Union Credit union · 1
Niagara-wheatfield Credit Union has 1 office in Amherst, 2 across New York. It is based in Sanborn, NY and $21.5 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Compusource Systems Inc110 John Muir Dr, 14228
All hours
Mon to Fri 12 am to 8 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Northwestern Credit Union Credit union · 1
Northwestern Credit Union has 1 office in Amherst, 1 across New York. It is based in Bryan, OH and $16.8 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Compusource110 John Muir Dr, 14228
All hours
Mon to Fri 8 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Norwood Town Employees Credit Union Credit union · 1
Norwood Town Employees Credit Union has 1 office in Amherst, 1 across New York. It is based in Norwood, MA and $5.8 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Compusource Systems, Inc.110 John Muir Dr, 14228
All hours
Mon to Sun 24 hours
Hours: NCUA, March 31, 2026
Rah Credit Union Credit union · 1
Rah Credit Union has 1 office in Amherst, 1 across New York. It is based in Randolph, MA and $24.0 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Compusource Systems Inc110 John Muir Dr, 14228
All hours
Mon to Sat 8 am to 6 pm; Sun not published
Hours: NCUA, March 31, 2026
Stanwood Area Credit Union Credit union · 1
Stanwood Area Credit Union has 1 office in Amherst, 1 across New York. It is based in New Stanton, PA and $18.4 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Compu Source Systems, Inc.110 John Muir Dr, 14228
All hours
Mon to Fri 7 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Sweet Home Credit Union Credit union · 1
Sweet Home Credit Union has 1 office in Amherst, 1 across New York. It is based in Amherst, NY and $44.7 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office1960 Sweet Home Rd, 14228
All hours
Mon to Tue 9 am to 4 pm; Wed 9 am to 3 pm; Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Sweetwater Regional Credit Union Credit union · 1
Sweetwater Regional Credit Union has 1 office in Amherst, 1 across New York. It is based in Sweetwater, TX and $6.5 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Compusource Systems Ince110 John Muir Dr, 14228
All hours
Mon to Fri 8 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Titan Credit Union Credit union · 1
Titan Credit Union has 1 office in Amherst, 1 across New York. It is based in Pleasant Gap, PA and $68.9 million in assets on March 31, 2026, according to its NCUA call report. It does not publish hours in the sources this page uses; check its site before you go.
Who can join: see the credit union's site.
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Compusource Systems110 John Muir Dr, 14228
Tonawanda Community Credit Union Credit union · 1
Tonawanda Community Credit Union has 1 office in Amherst, 2 across New York. It is based in Buffalo, NY and $49.6 million in assets on March 31, 2026, according to its NCUA call report. It does not publish hours in the sources this page uses; check its site before you go.
Who can join: see the credit union's site.
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Compusource110 John Muir Dr, 14228
Transit Credit Union Credit union · 1
Transit Credit Union has 1 office in Amherst, 2 across New York. It is based in Valley Stream, NY and $18.5 million in assets on March 31, 2026, according to its NCUA call report. It does not publish hours in the sources this page uses; check its site before you go.
Who can join: see the credit union's site.
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Compusource Systems110 John Muir Dr, 14228
Transit Workers Credit Union Credit union · 1
Transit Workers Credit Union has 1 office in Amherst, 1 across New York. It is based in Philadelphia, PA and $14.6 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Compu Source110 John Muir Dr, 14228
All hours
Mon to Fri 6 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Tri-county Credit Union Credit union · 1
Tri-county Credit Union has 1 office in Amherst, 4 across New York. It is based in Delevan, NY and $5.0 million in assets on March 31, 2026, according to its NCUA call report. It does not publish hours in the sources this page uses; check its site before you go.
Who can join: see the credit union's site.
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Compusource10 John Muir Dr, 14228
Ukrainian Credit Union Credit union · 1
Ukrainian Credit Union has 1 office in Amherst, 5 across New York. It is based in Rochester, NY and $422.8 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Amherst Branch2882 Niagara Falls Blvd, 14228
All hours
Mon to Wed not published; Thu closed; Fri 9:30 am to 5 pm; Sat 9:30 am to 6 pm; Sun not published
Hours: NCUA, March 31, 2026
Your Choice Credit Union Credit union · 1
Your Choice Credit Union has 1 office in Amherst, 1 across New York. It is based in Altoona, PA and $13.8 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Compusource110 John Muir Dr, 14228
All hours
Mon to Thu 9 am to 4:30 pm; Fri 9 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Ziegler Credit Union Credit union · 1
Ziegler Credit Union has 1 office in Amherst, 1 across New York. It is based in Bloomington, MN and $4.3 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Compusource Systems, Inc110 John Muir Dr, 14228
All hours
Mon to Fri 7 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Amherst Credit Union Credit union · 0
Amherst Credit Union has 0 officees in Amherst, 1 across New York. It is based in Amherst, NY and $42.5 million in assets on March 31, 2026, according to its NCUA call report. It does not publish hours in the sources this page uses; check its site before you go.
Who can join: see the credit union's site.
Join a credit union in Amherst
32 credit unions have 35 offices here: Williamsville Credit Union, Broadview Credit Union, Armstrong Co. Federal Emp. Credit Union, Ukrainian Credit Union, Grove City Area Credit Union and Titan Credit Union and 26 more. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Amherst page has every office in the state's directory.
Banking in Amherst: the local picture
Short answer: 10 banks run 18 branches in Amherst according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 10 banks, 0 have their main office in Amherst, 4 elsewhere in New York and 6 out of state, according to the FDIC.
The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is M&T Bank's office at 3500 Main St, dating to 1966; the newest is Community Bank's at 3150 Sheridan Dr, from 2025.
32 credit unions have 35 offices in Amherst, according to the NCUA. Who can join each one is on the credit unions page.
Of the 38 locations with published hours. 15 open on Saturday. 15 locations have no published hours in these sources.
Banks by ZIP code in Amherst
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 14228 has the most bank and credit union offices in Amherst (41), followed by 14221 (6) and 14226 (6). Offices are spread across 3 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 14228 | 41 | 36 | Williamsville Credit Union, Armstrong Co. Federal Emp. Credit Union, Broadview Credit Union |
| 14221 | 6 | 6 | CNB Bank, Chase, Citizens |
| 14226 | 6 | 5 | M&T Bank, Citizens, Community Bank |
Banks and credit unions open on Saturday in Amherst
Short answer: 15 of the 38 Amherst locations with published hours open on Saturday, run by 11 institutions.
- Citizens: 3 of 3 branches (2351 Maple Rd: Saturday 10 am to 3 pm, and 2 more)
- M&T Bank: 1 of 3 branches (1205 Niagara Falls Blvd: Saturday 9 am to 12 pm)
- KeyBank: 3 of 3 branches (3050 Niagara Falls Blvd: Saturday 9 am to 12 pm, and 2 more)
- Northwest Bank: 1 of 2 branches (3105 Niagara Falls Blvd: Saturday 9 am to 12 pm)
- Broadview Credit Union: 1 of 2 offices (3155 Niagara Falls Blvd: Saturday 8:30 am to 2 pm)
- Ukrainian Credit Union: 1 of 1 office (2882 Niagara Falls Blvd: Saturday 9:30 am to 6 pm)
- Haverhill Fire Department Credit Union: 1 of 1 office (110 John Muir Dr: Saturday 24 hours)
- Rah Credit Union: 1 of 1 office (110 John Muir Dr: Saturday 8 am to 6 pm)
- Norwood Town Employees Credit Union: 1 of 1 office (110 John Muir Dr: Saturday 24 hours)
- Clifton Nj Postal Employees Credit Union: 1 of 1 office (110 John Muir Dr: Saturday 24 hours)
- Kief Protective Mutual Benefit Ass. Credit Union: 1 of 1 office (110 John Muir Dr: Saturday 24 hours)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 15 of the 53 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Amherst, and where the nearest one is if they do not.
Short answer: In Amherst: Chase (2). No branches in Amherst: Wells Fargo (nearest in Kingston, 254 mi), Bank of America (nearest in Getzville, 1 mi), PNC Bank (nearest in New York, 290 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in New York, 292 mi), Huntington, Regions Bank, TD Bank (nearest in Monticello, 229 mi), BMO.
| Bank | In Amherst | Nearest branch if none here |
|---|---|---|
| Chase | 2 branches | here |
| Wells Fargo | None | Kingston, 254 miles away |
| Bank of America | None | Getzville, 1 mile away |
| PNC Bank | None | New York, 290 miles away |
| U.S. Bank | None | none in New York |
| Truist | None | none in New York |
| Fifth Third Bank | None | New York, 292 miles away |
| Huntington | None | none in New York |
| Regions Bank | None | none in New York |
| TD Bank | None | Monticello, 229 miles away |
| BMO | None | none in New York |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Amherst to the nearest branch in New York.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Amherst residents like anyone else.
Banks near Amherst
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Snyder (3 miles) and Tonawanda (4 miles). Buffalo, 7 miles away, has the most banks nearby: 14.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Snyder, NY | 3 mi | 2 | 2 |
| Banks in Tonawanda, NY | 4 mi | 5 | 8 |
| Banks in Williamsville, NY | 4 mi | 7 | 17 |
| Banks in East Amherst, NY | 5 mi | 6 | 7 |
| Banks in Kenmore, NY | 5 mi | 3 | 4 |
| Banks in North Tonawanda, NY | 6 mi | 3 | 4 |
| Banks in Cheektowaga, NY | 6 mi | 3 | 5 |
| Banks in Buffalo, NY | 7 mi | 14 | 61 |
Bank branch openings and closings in Amherst
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Amherst between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Amherst
Short answer: 4 institutions have their main office in Amherst: Williamsville Credit Union, Boulevard Credit Union, Sweet Home Credit Union and Amherst Credit Union.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Williamsville Credit Union | Credit union | $10.9 million | 3 |
| Boulevard Credit Union | Credit union | $45.5 million | 1 |
| Sweet Home Credit Union | Credit union | $44.7 million | 1 |
| Amherst Credit Union | Credit union | $42.5 million | 0 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Amherst by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Amherst offices.
Short answer: Chase is the largest bank with offices in Amherst, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Citizens is second with $232.52 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 2 | Columbus, OH |
| Citizens | $232.52 billion | No. 20 | 3 | Providence, RI |
| M&T Bank | $218.79 billion | No. 21 | 3 | Buffalo, NY |
| KeyBank | $188.56 billion | No. 23 | 3 | Cleveland, OH |
| HSBC Bank USA | $173.10 billion | No. 26 | 1 | Tysons, VA |
| Community Bank | $17.45 billion | No. 114 | 1 | Canton, NY |
| Northwest Bank | $17.21 billion | No. 116 | 2 | Warren, PA |
| NBT Bank | $16.09 billion | No. 122 | 1 | Norwich, NY |
| CNB Bank | $8.41 billion | No. 194 | 1 | Clearfield, PA |
| Five Star Bank | $6.29 billion | No. 242 | 1 | Rochester, NY |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Amherst: FAQ
How many banks are in Amherst, NY?
Amherst has 10 banks with 18 branches and 32 credit unions with 35 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Amherst?
Citizens, with 3. M&T Bank has 3 and KeyBank has 3.
Is there a Citizens in Amherst, NY?
Yes. FDIC data lists 3 Citizens branches in Amherst as of September 5, 2026. Its branches are listed under Citizens above, with the address and directions for each.
Is there a M&T Bank in Amherst, NY?
Yes. FDIC data lists 3 M&T Bank branches in Amherst as of September 5, 2026. Its branches are listed under M&T Bank above, with the address and directions for each.
Is there a KeyBank in Amherst, NY?
Yes. FDIC data lists 3 KeyBank branches in Amherst as of September 5, 2026. Its branches are listed under KeyBank above, with the address and directions for each.
Is there a Wells Fargo in Amherst, NY?
No. FDIC data lists no Wells Fargo branch in Amherst as of September 5, 2026. The nearest is in Kingston, about 254 miles away in a straight line.
Which banks in Amherst are open on Saturday?
Citizens, M&T Bank, KeyBank and Northwest Bank and 7 more publish Saturday hours for one or more Amherst locations. The Saturday section above lists each one with its hours. 15 of the 53 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Amherst?
Williamsville Credit Union, Boulevard Credit Union, Sweet Home Credit Union and Amherst Credit Union have their main office in Amherst, according to the FDIC and the NCUA.
What is the oldest bank in Amherst?
Chase has the longest record among banks with a branch here: the FDIC shows it operating since 1824.
Which credit unions can I join in Amherst?
Williamsville Credit Union, Broadview Credit Union, Armstrong Co. Federal Emp. Credit Union and Ukrainian Credit Union and 28 more have offices in Amherst. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Amherst in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Amherst?
Nearby cities with more banks include Snyder, Tonawanda, Williamsville. Snyder is 3 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 35 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (11 of 18 branches: Citizens, KeyBank, M&T Bank, Northwest Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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