US Bank Directory
Banks in Tonawanda, NY
5 FDIC-insured banks operate 8 offices in Tonawanda, New York, and 2 credit unions have 2 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Tonawanda
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 7 banks and credit unions operate 10 locations in Tonawanda, according to the FDIC and the NCUA. 10 of them have coordinates on record and are on the map. 8 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
10 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Tonawanda
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Citizens, M&T Bank and KeyBank have the most locations in Tonawanda, with 2 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Citizens Bank · 2
Citizens has 2 branches in Tonawanda, 170 across New York and 977 nationwide. FDIC records list its main office in Providence, RI and show it operating since 2005. With $232.52 billion in total assets on June 30, 2026, it ranks No. 20 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Tonawanda location is the Tonawanda at 20 Main St, dating to 1997; the newest, at 3494 Delaware Ave, to 1997. All 2 of its Tonawanda locations with published hours open on Saturday.
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Tonawanda20 Main St, 14150
All hours
Mon to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: Citizens branch locator (All The Places), checked Oct 10, 2026
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Kenmore Branch3494 Delaware Ave, 14217
All hours
Mon to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: Citizens branch locator (All The Places), checked Oct 10, 2026
KeyBank Bank · 2
KeyBank has 2 branches in Tonawanda, 228 across New York and 952 nationwide. FDIC records list its main office in Cleveland, OH and show it operating since 1849. With $188.56 billion in total assets on June 30, 2026, it ranks No. 23 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Tonawanda location is the Colvin Branch at 2030 Sheridan Dr, dating to 1974; the newest, at 1930 Niagara Falls Blvd, to 1978. None of its 2 Tonawanda locations with published hours lists Saturday hours.
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Niagara Falls Boulevard Branch1930 Niagara Falls Blvd, 14150
All hours
Mon to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat to Sun not published
Hours: KeyBank branch locator (All The Places), checked Oct 10, 2026
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Colvin Branch2030 Sheridan Dr, 14223
All hours
Mon to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat to Sun not published
Hours: KeyBank branch locator (All The Places), checked Oct 10, 2026
M&T Bank Bank · 2
M&T Bank has 2 branches in Tonawanda, 275 across New York and 960 nationwide. FDIC records list its main office in Buffalo, NY and show it operating since 1856. With $218.79 billion in total assets on June 30, 2026, it ranks No. 21 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Tonawanda location is the Tonawanda Branch at 65 Broad St, dating to 1953; the newest, at 90 Morgan St, to 1974. Its published hours do not list Saturday.
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Tonawanda Branch65 Broad St, 14150
All hours
Mon closed; Tue to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat to Sun closed
Hours: M&T Bank branch locator (All The Places), checked Oct 10, 2026
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Tonawanda Drive-In Facility90 Morgan St, 14150
Bank of America Bank · 1
Bank of America has 1 branch in Tonawanda, 251 across New York and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The Niagara Falls Boulevard Branch at 1188 Niagara Falls Blvd dates to 1975 in FDIC branch records. It opens on Saturday.
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Niagara Falls Boulevard Branch1188 Niagara Falls Blvd, 14150
All hours
Mon closed; Tue to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
Becco Buffalo Credit Union Credit union · 1
Becco Buffalo Credit Union has 1 office in Tonawanda, 1 across New York. It is based in Tonawanda, NY and $990,000 in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main officeEvonik 35 Sawyer Ave, 14150
All hours
Mon 11:30 am to 12 pm; Tue not published; Wed 11:30 am to 12 pm; Thu not published; Fri 11:30 am to 12 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Linton Credit Union Credit union · 1
Linton Credit Union has 1 office in Tonawanda, 1 across New York. It is based in Tonawanda, NY and $8.2 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office61 E Park Dr, 14150
All hours
Mon to Fri 11:30 am to 1 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
NBT Bank Bank · 1
NBT Bank has 1 branch in Tonawanda, 128 across New York and 175 nationwide. FDIC records list its main office in Norwich, NY and show it operating since 1856. With $16.09 billion in total assets on June 30, 2026, it ranks No. 122 of 4,232 U.S. banks by total assets. The Tonawanda Office Branch at 2800 Niagara Falls Blvd dates to 2006 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Tonawanda Office Branch2800 Niagara Falls Blvd, 14150
Join a credit union in Tonawanda
2 credit unions have 2 offices here: Linton Credit Union and Becco Buffalo Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Tonawanda page has every office in the state's directory.
Banking in Tonawanda: the local picture
Short answer: 5 banks run 8 branches in Tonawanda according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 5 banks, 0 have their main office in Tonawanda, 2 elsewhere in New York and 3 out of state, according to the FDIC.
The bank with the longest record here is KeyBank, operating since 1849 according to the FDIC. In FDIC branch records, the longest-running branch is M&T Bank's office at 65 Broad St, dating to 1953; the newest is NBT Bank's at 2800 Niagara Falls Blvd, from 2006.
2 credit unions have 2 offices in Tonawanda, according to the NCUA. Who can join each one is on the credit unions page.
Of the 8 locations with published hours. 3 open on Saturday. 2 locations have no published hours in these sources.
Banks by ZIP code in Tonawanda
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 14150 has the most bank and credit union offices in Tonawanda (8), followed by 14217 (1) and 14223 (1). Offices are spread across 3 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 14150 | 8 | 7 | M&T Bank, Bank of America, Becco Buffalo Credit Union |
| 14217 | 1 | 1 | Citizens |
| 14223 | 1 | 1 | KeyBank |
Banks open on Saturday in Tonawanda
Short answer: 3 of the 8 Tonawanda locations with published hours open on Saturday, run by 2 institutions.
- Citizens: 2 of 2 branches (20 Main St: Saturday 9 am to 12 pm, and 1 more)
- Bank of America: 1 of 1 branch (1188 Niagara Falls Blvd: Saturday 9 am to 2 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 10 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Tonawanda, and where the nearest one is if they do not.
Short answer: In Tonawanda: Bank of America (1). No branches in Tonawanda: Chase (nearest in Buffalo, 2 mi), Wells Fargo (nearest in Kingston, 257 mi), PNC Bank (nearest in New York, 293 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in New York, 295 mi), Huntington, Regions Bank, TD Bank (nearest in Monticello, 232 mi), BMO.
| Bank | In Tonawanda | Nearest branch if none here |
|---|---|---|
| Bank of America | 1 branch | here |
| Chase | None | Buffalo, 2 miles away |
| Wells Fargo | None | Kingston, 257 miles away |
| PNC Bank | None | New York, 293 miles away |
| U.S. Bank | None | none in New York |
| Truist | None | none in New York |
| Fifth Third Bank | None | New York, 295 miles away |
| Huntington | None | none in New York |
| Regions Bank | None | none in New York |
| TD Bank | None | Monticello, 232 miles away |
| BMO | None | none in New York |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Tonawanda to the nearest branch in New York.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Tonawanda residents like anyone else.
Banks near Tonawanda
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Kenmore (2 miles) and North Tonawanda (3 miles). Buffalo, 6 miles away, has the most banks nearby: 14.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Kenmore, NY | 2 mi | 3 | 4 |
| Banks in North Tonawanda, NY | 3 mi | 3 | 4 |
| Banks in Amherst, NY | 4 mi | 10 | 18 |
| Banks in Snyder, NY | 5 mi | 2 | 2 |
| Banks in Grand Island, NY | 6 mi | 4 | 4 |
| Banks in Buffalo, NY | 6 mi | 14 | 61 |
| Banks in Williamsville, NY | 7 mi | 7 | 17 |
| Banks in Cheektowaga, NY | 8 mi | 3 | 5 |
Bank branch openings and closings in Tonawanda
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Tonawanda between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Tonawanda
Short answer: 2 institutions have their main office in Tonawanda: Linton Credit Union and Becco Buffalo Credit Union.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Linton Credit Union | Credit union | $8.2 million | 1 |
| Becco Buffalo Credit Union | Credit union | $990,000 | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Tonawanda by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Tonawanda offices.
Short answer: Bank of America is the largest bank with offices in Tonawanda, with $2.65 trillion in total assets on June 30, 2026, No. 2 among U.S. banks by total assets. Citizens is second with $232.52 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Bank of America | $2.65 trillion | No. 2 | 1 | Charlotte, NC |
| Citizens | $232.52 billion | No. 20 | 2 | Providence, RI |
| M&T Bank | $218.79 billion | No. 21 | 2 | Buffalo, NY |
| KeyBank | $188.56 billion | No. 23 | 2 | Cleveland, OH |
| NBT Bank | $16.09 billion | No. 122 | 1 | Norwich, NY |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Tonawanda: FAQ
How many banks are in Tonawanda, NY?
Tonawanda has 5 banks with 8 branches and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Tonawanda?
Citizens, with 2. M&T Bank has 2 and KeyBank has 2.
Is there a Citizens in Tonawanda, NY?
Yes. FDIC data lists 2 Citizens branches in Tonawanda as of September 5, 2026. Its branches are listed under Citizens above, with the address and directions for each.
Is there a M&T Bank in Tonawanda, NY?
Yes. FDIC data lists 2 M&T Bank branches in Tonawanda as of September 5, 2026. Its branches are listed under M&T Bank above, with the address and directions for each.
Is there a KeyBank in Tonawanda, NY?
Yes. FDIC data lists 2 KeyBank branches in Tonawanda as of September 5, 2026. Its branches are listed under KeyBank above, with the address and directions for each.
Is there a Chase in Tonawanda, NY?
No. FDIC data lists no Chase branch in Tonawanda as of September 5, 2026. The nearest is in Buffalo, about 2 miles away in a straight line.
Which banks in Tonawanda are open on Saturday?
Citizens and Bank of America publish Saturday hours for one or more Tonawanda locations. The Saturday section above lists each one with its hours. 2 of the 10 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Tonawanda?
Linton Credit Union and Becco Buffalo Credit Union have their main office in Tonawanda, according to the FDIC and the NCUA.
What is the oldest bank in Tonawanda?
KeyBank has the longest record among banks with a branch here: the FDIC shows it operating since 1849.
Which credit unions can I join in Tonawanda?
Linton Credit Union and Becco Buffalo Credit Union have offices in Tonawanda. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Tonawanda in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Tonawanda?
Nearby cities with more banks include Kenmore, North Tonawanda, Amherst. Kenmore is 2 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 2 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (6 of 8 branches: Bank of America, Citizens, KeyBank, M&T Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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