US Bank Directory
Banks in Grand Island, NY
4 FDIC-insured banks operate 4 offices in Grand Island, New York, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Grand Island
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 5 banks and credit unions operate 5 locations in Grand Island, according to the FDIC and the NCUA. 5 of them have coordinates on record and are on the map. 5 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
5 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Grand Island
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 4 banks share the most locations in Grand Island, with 1 each. 4 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Citizens Bank · 1
Citizens has 1 branch in Grand Island, 170 across New York and 977 nationwide. FDIC records list its main office in Providence, RI and show it operating since 2005. With $232.52 billion in total assets on June 30, 2026, it ranks No. 20 of 4,232 U.S. banks by total assets. The Grand Island/Tops Branch at 2140 Grand Island Blvd dates to 2003 in FDIC branch records. It opens on Saturday.
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Grand Island/Tops Branch2140 Grand Island Blvd, 14072
All hours
Mon to Fri 10 am to 5 pm; Sat 10 am to 3 pm; Sun not published
Hours: Citizens branch locator (All The Places), checked Oct 10, 2026
Financial Trust Credit Union Credit union · 1
Financial Trust Credit Union has 1 office in Grand Island, 6 across New York. It is based in Cheektowaga, NY and $198.3 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Grand Island2014 Grand Island Blvd, 14072
All hours
Mon to Wed 9 am to 4 pm; Thu 9 am to 4:30 pm; Fri 9 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
KeyBank Bank · 1
KeyBank has 1 branch in Grand Island, 228 across New York and 952 nationwide. FDIC records list its main office in Cleveland, OH and show it operating since 1849. With $188.56 billion in total assets on June 30, 2026, it ranks No. 23 of 4,232 U.S. banks by total assets. The Grand Island Branch at 2180 Grand Island Blvd dates to 2010 in FDIC branch records. Its published hours do not list Saturday.
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Grand Island Branch2180 Grand Island Blvd, 14072
All hours
Mon to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat to Sun not published
Hours: KeyBank branch locator (All The Places), checked Oct 10, 2026
M&T Bank Bank · 1
M&T Bank has 1 branch in Grand Island, 275 across New York and 960 nationwide. FDIC records list its main office in Buffalo, NY and show it operating since 1856. With $218.79 billion in total assets on June 30, 2026, it ranks No. 21 of 4,232 U.S. banks by total assets. The Grand Island Branch at 2381 Grand Island Blvd dates to 1957 in FDIC branch records. Its published hours do not list Saturday.
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Grand Island Branch2381 Grand Island Blvd, 14072
All hours
Mon closed; Tue to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat to Sun closed
Hours: M&T Bank branch locator (All The Places), checked Oct 10, 2026
Northwest Bank Bank · 1
Northwest Bank has 1 branch in Grand Island, 28 across New York and 163 nationwide. FDIC records list its main office in Warren, PA and show it operating since 1896. With $17.21 billion in total assets on June 30, 2026, it ranks No. 116 of 4,232 U.S. banks by total assets. The Grand Island Branch at 2300 Grand Island Blvd dates to 1969 in FDIC branch records. It opens on Saturday.
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Grand Island Branch2300 Grand Island Blvd, 14072
All hours
Mon to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun closed
Hours: Northwest Bank branch locator (All The Places), checked Oct 10, 2026
Join a credit union in Grand Island
1 credit union has 1 office here: Financial Trust Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Grand Island page has every office in the state's directory.
Banking in Grand Island: the local picture
Short answer: 4 banks run 4 branches in Grand Island according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 4 banks, 0 have their main office in Grand Island, 1 elsewhere in New York and 3 out of state, according to the FDIC.
The bank with the longest record here is KeyBank, operating since 1849 according to the FDIC. In FDIC branch records, the longest-running branch is M&T Bank's office at 2381 Grand Island Blvd, dating to 1957; the newest is KeyBank's at 2180 Grand Island Blvd, from 2010.
The only credit union with an office here is Financial Trust Credit Union.
Of the 5 locations with published hours. 2 open on Saturday.
Banks open on Saturday in Grand Island
Short answer: 2 of the 5 Grand Island locations with published hours open on Saturday, run by 2 institutions.
- Citizens: 1 of 1 branch (2140 Grand Island Blvd: Saturday 10 am to 3 pm)
- Northwest Bank: 1 of 1 branch (2300 Grand Island Blvd: Saturday 9 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Grand Island, and where the nearest one is if they do not.
Short answer: No branches in Grand Island: Chase (nearest in Buffalo, 7 mi), Wells Fargo (nearest in Kingston, 263 mi), Bank of America (nearest in Niagara Falls, 5 mi), PNC Bank (nearest in New York, 299 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in New York, 301 mi), Huntington, Regions Bank, TD Bank (nearest in Monticello, 238 mi), BMO.
| Bank | In Grand Island | Nearest branch if none here |
|---|---|---|
| Chase | None | Buffalo, 7 miles away |
| Wells Fargo | None | Kingston, 263 miles away |
| Bank of America | None | Niagara Falls, 5 miles away |
| PNC Bank | None | New York, 299 miles away |
| U.S. Bank | None | none in New York |
| Truist | None | none in New York |
| Fifth Third Bank | None | New York, 301 miles away |
| Huntington | None | none in New York |
| Regions Bank | None | none in New York |
| TD Bank | None | Monticello, 238 miles away |
| BMO | None | none in New York |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Grand Island to the nearest branch in New York.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Grand Island residents like anyone else.
Banks near Grand Island
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are North Tonawanda (5 miles) and Niagara Falls (6 miles). Buffalo, 9 miles away, has the most banks nearby: 14.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in North Tonawanda, NY | 5 mi | 3 | 4 |
| Banks in Niagara Falls, NY | 6 mi | 7 | 13 |
| Banks in Tonawanda, NY | 6 mi | 5 | 8 |
| Banks in Kenmore, NY | 6 mi | 3 | 4 |
| Banks in Amherst, NY | 9 mi | 10 | 18 |
| Banks in Buffalo, NY | 9 mi | 14 | 61 |
| Banks in Snyder, NY | 10 mi | 2 | 2 |
| Banks in Lewiston, NY | 11 mi | 2 | 2 |
Bank branch openings and closings in Grand Island
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Grand Island between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Grand Island by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Grand Island offices.
Short answer: Citizens is the largest bank with offices in Grand Island, with $232.52 billion in total assets on June 30, 2026, No. 20 among U.S. banks by total assets. M&T Bank is second with $218.79 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Citizens | $232.52 billion | No. 20 | 1 | Providence, RI |
| M&T Bank | $218.79 billion | No. 21 | 1 | Buffalo, NY |
| KeyBank | $188.56 billion | No. 23 | 1 | Cleveland, OH |
| Northwest Bank | $17.21 billion | No. 116 | 1 | Warren, PA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Grand Island: FAQ
How many banks are in Grand Island, NY?
Grand Island has 4 banks with 4 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Grand Island?
Citizens, with 1. M&T Bank has 1 and KeyBank has 1.
Is there a Citizens in Grand Island, NY?
Yes. FDIC data lists 1 Citizens branch in Grand Island as of September 5, 2026. The address and directions are under Citizens above.
Is there a M&T Bank in Grand Island, NY?
Yes. FDIC data lists 1 M&T Bank branch in Grand Island as of September 5, 2026. The address and directions are under M&T Bank above.
Is there a KeyBank in Grand Island, NY?
Yes. FDIC data lists 1 KeyBank branch in Grand Island as of September 5, 2026. The address and directions are under KeyBank above.
Is there a Chase in Grand Island, NY?
No. FDIC data lists no Chase branch in Grand Island as of September 5, 2026. The nearest is in Buffalo, about 7 miles away in a straight line.
Which banks in Grand Island are open on Saturday?
Citizens and Northwest Bank publish Saturday hours for one or more Grand Island locations. The Saturday section above lists each one with its hours.
What is the oldest bank in Grand Island?
KeyBank has the longest record among banks with a branch here: the FDIC shows it operating since 1849.
Which credit unions can I join in Grand Island?
Financial Trust Credit Union has an office in Grand Island. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Grand Island in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Grand Island?
Nearby cities with more banks include North Tonawanda, Niagara Falls, Tonawanda. North Tonawanda is 5 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (4 of 4 branches: Citizens, KeyBank, M&T Bank, Northwest Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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