US Bank Directory
Banks in Lakewood, NY
5 FDIC-insured banks operate 5 offices in Lakewood, New York, and 5 credit unions have 6 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Lakewood
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 10 banks and credit unions operate 11 locations in Lakewood, according to the FDIC and the NCUA. 11 of them have coordinates on record and are on the map. 7 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
11 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Lakewood
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 5 banks share the most locations in Lakewood, with 1 each. 5 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Southern Chautauqua Credit Union Credit union · 2
Southern Chautauqua Credit Union has 2 officees in Lakewood, 10 across New York. It is based in Lakewood, NY and $166.2 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Main Office main office168 E Fairmount Ave, 14750
All hours
Mon to Wed 9 am to 4:30 pm; Thu 9 am to 5 pm; Fri 9 am to 5:30 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
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Corporate Office110 Mall Blvd, 14750
Affinity One Credit Union Credit union · 1
Affinity One Credit Union has 1 office in Lakewood, 2 across New York. It is based in Jamestown, NY and $45.6 million in assets on March 31, 2026, according to its NCUA call report. It does not publish hours in the sources this page uses; check its site before you go.
Who can join: see the credit union's site.
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Affinity One Fcu - Lakewood Branch10 Sessions Ave, 14750
Cattaraugus County Bank Bank · 1
Cattaraugus County Bank has 1 branch in Lakewood, 7 across New York and 7 nationwide. FDIC records list its main office in Little Valley, NY and show it operating since 1902. With $384.7 million in total assets on June 30, 2026, it ranks No. 2,132 of 4,232 U.S. banks by total assets. The Lakewood Branch Office at 284 East Fairmount Avenue dates to 2023 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Lakewood Branch Office284 East Fairmount Avenue, 14750
Centra Credit Union Credit union · 1
Centra Credit Union has 1 office in Lakewood, 1 across New York. It is based in Columbus, IN and $2.38 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Jamestown, Ny4720 Baker St, 14750
All hours
Mon to Fri 9 am to 1 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Community Bank Bank · 1
Community Bank has 1 branch in Lakewood, 149 across New York and 214 nationwide. FDIC records list its main office in Canton, NY and show it operating since 1866. With $17.45 billion in total assets on June 30, 2026, it ranks No. 114 of 4,232 U.S. banks by total assets. The Lakewood Branch at 1 W Fairmount Ave dates to 1987 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Lakewood Branch1 W Fairmount Ave, 14750
Greater Woodlawn Credit Union Credit union · 1
Greater Woodlawn Credit Union has 1 office in Lakewood, 3 across New York. It is based in Blasdell, NY and $166.2 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Greater Woodlawn Fcu351 E Fairmount Ave, 14750
All hours
Mon to Fri 8:30 am to 4:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Jamestown Area Community Credit Union Credit union · 1
Jamestown Area Community Credit Union has 1 office in Lakewood, 6 across New York. It is based in Jamestown, NY and $83.2 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Jacfcu_ Lakewood121 Chautauqua Ave, 14750
All hours
Mon to Wed 9 am to 4:30 pm; Thu to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
KeyBank Bank · 1
KeyBank has 1 branch in Lakewood, 228 across New York and 952 nationwide. FDIC records list its main office in Cleveland, OH and show it operating since 1849. With $188.56 billion in total assets on June 30, 2026, it ranks No. 23 of 4,232 U.S. banks by total assets. The Lakewood Branch at 369 E Fairmount Ave dates to 1969 in FDIC branch records. It opens on Saturday.
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Lakewood Branch369 E Fairmount Ave, 14750
All hours
Mon to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: KeyBank branch locator (All The Places), checked Oct 10, 2026
M&T Bank Bank · 1
M&T Bank has 1 branch in Lakewood, 275 across New York and 960 nationwide. FDIC records list its main office in Buffalo, NY and show it operating since 1856. With $218.79 billion in total assets on June 30, 2026, it ranks No. 21 of 4,232 U.S. banks by total assets. The Lakewood Branch at 281 E Fairmount Ave dates to 1971 in FDIC branch records. It opens on Saturday.
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Lakewood Branch281 E Fairmount Ave, 14750
All hours
Mon closed; Tue to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun closed
Hours: M&T Bank branch locator (All The Places), checked Oct 10, 2026
Northwest Bank Bank · 1
Northwest Bank has 1 branch in Lakewood, 28 across New York and 163 nationwide. FDIC records list its main office in Warren, PA and show it operating since 1896. With $17.21 billion in total assets on June 30, 2026, it ranks No. 116 of 4,232 U.S. banks by total assets. The Lakewood Branch at 311 E Fairmount Ave dates to 1995 in FDIC branch records. It opens on Saturday.
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Lakewood Branch311 E Fairmount Ave, 14750
All hours
Mon to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun closed
Hours: Northwest Bank branch locator (All The Places), checked Oct 10, 2026
Join a credit union in Lakewood
5 credit unions have 6 offices here: Southern Chautauqua Credit Union, Centra Credit Union, Greater Woodlawn Credit Union, Jamestown Area Community Credit Union and Affinity One Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Lakewood page has every office in the state's directory.
Banking in Lakewood: the local picture
Short answer: 5 banks run 5 branches in Lakewood according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 5 banks, 0 have their main office in Lakewood, 3 elsewhere in New York and 2 out of state, according to the FDIC.
The bank with the longest record here is KeyBank, operating since 1849 according to the FDIC. In FDIC branch records, the longest-running branch is KeyBank's office at 369 E Fairmount Ave, dating to 1969; the newest is Cattaraugus County Bank's at 284 East Fairmount Avenue, from 2023.
5 credit unions have 6 offices in Lakewood, according to the NCUA. Who can join each one is on the credit unions page.
Of the 7 locations with published hours. 5 open on Saturday. 4 locations have no published hours in these sources.
Banks and credit unions open on Saturday in Lakewood
Short answer: 5 of the 7 Lakewood locations with published hours open on Saturday, run by 5 institutions.
- M&T Bank: 1 of 1 branch (281 E Fairmount Ave: Saturday 9 am to 12 pm)
- KeyBank: 1 of 1 branch (369 E Fairmount Ave: Saturday 9 am to 12 pm)
- Northwest Bank: 1 of 1 branch (311 E Fairmount Ave: Saturday 9 am to 12 pm)
- Southern Chautauqua Credit Union: 1 of 2 offices (168 E Fairmount Ave: Saturday 9 am to 12 pm)
- Jamestown Area Community Credit Union: 1 of 1 office (121 Chautauqua Ave: Saturday 9 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 4 of the 11 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Lakewood, and where the nearest one is if they do not.
Short answer: No branches in Lakewood: Chase (nearest in Hamburg, 53 mi), Wells Fargo (nearest in Kingston, 272 mi), Bank of America (nearest in Hamburg, 49 mi), PNC Bank (nearest in New York, 291 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in New York, 291 mi), Huntington, Regions Bank, TD Bank (nearest in Monticello, 240 mi), BMO.
| Bank | In Lakewood | Nearest branch if none here |
|---|---|---|
| Chase | None | Hamburg, 53 miles away |
| Wells Fargo | None | Kingston, 272 miles away |
| Bank of America | None | Hamburg, 49 miles away |
| PNC Bank | None | New York, 291 miles away |
| U.S. Bank | None | none in New York |
| Truist | None | none in New York |
| Fifth Third Bank | None | New York, 291 miles away |
| Huntington | None | none in New York |
| Regions Bank | None | none in New York |
| TD Bank | None | Monticello, 240 miles away |
| BMO | None | none in New York |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Lakewood to the nearest branch in New York.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Lakewood residents like anyone else.
Banks near Lakewood
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Jamestown (3 miles) and Falconer (6 miles). Jamestown, 3 miles away, has the most banks nearby: 5.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Jamestown, NY | 3 mi | 5 | 7 |
| Banks in Falconer, NY | 6 mi | 2 | 2 |
| Banks in Mayville, NY | 15 mi | 2 | 2 |
| Banks in Randolph, NY | 18 mi | 2 | 2 |
| Banks in Westfield, NY | 21 mi | 2 | 2 |
| Banks in Fredonia, NY | 24 mi | 3 | 4 |
| Banks in Dunkirk, NY | 26 mi | 4 | 6 |
| Banks in Salamanca, NY | 30 mi | 3 | 3 |
Bank branch openings and closings in Lakewood
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Lakewood between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Lakewood
Short answer: 1 institution has its main office in Lakewood: Southern Chautauqua Credit Union.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Southern Chautauqua Credit Union | Credit union | $166.2 million | 2 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Lakewood by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Lakewood offices.
Short answer: M&T Bank is the largest bank with offices in Lakewood, with $218.79 billion in total assets on June 30, 2026, No. 21 among U.S. banks by total assets. KeyBank is second with $188.56 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| M&T Bank | $218.79 billion | No. 21 | 1 | Buffalo, NY |
| KeyBank | $188.56 billion | No. 23 | 1 | Cleveland, OH |
| Community Bank | $17.45 billion | No. 114 | 1 | Canton, NY |
| Northwest Bank | $17.21 billion | No. 116 | 1 | Warren, PA |
| Cattaraugus County Bank | $384.7 million | No. 2,132 | 1 | Little Valley, NY |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Lakewood: FAQ
How many banks are in Lakewood, NY?
Lakewood has 5 banks with 5 branches and 5 credit unions with 6 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Lakewood?
M&T Bank, with 1. KeyBank has 1 and Community Bank has 1.
Is there a M&T Bank in Lakewood, NY?
Yes. FDIC data lists 1 M&T Bank branch in Lakewood as of September 5, 2026. The address and directions are under M&T Bank above.
Is there a KeyBank in Lakewood, NY?
Yes. FDIC data lists 1 KeyBank branch in Lakewood as of September 5, 2026. The address and directions are under KeyBank above.
Is there a Community Bank in Lakewood, NY?
Yes. FDIC data lists 1 Community Bank branch in Lakewood as of September 5, 2026. The address and directions are under Community Bank above.
Is there a Chase in Lakewood, NY?
No. FDIC data lists no Chase branch in Lakewood as of September 5, 2026. The nearest is in Hamburg, about 53 miles away in a straight line.
Which banks in Lakewood are open on Saturday?
M&T Bank, KeyBank, Northwest Bank and Southern Chautauqua Credit Union and 1 more publish Saturday hours for one or more Lakewood locations. The Saturday section above lists each one with its hours. 4 of the 11 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Lakewood?
Southern Chautauqua Credit Union has its main office in Lakewood, according to the FDIC and the NCUA.
What is the oldest bank in Lakewood?
KeyBank has the longest record among banks with a branch here: the FDIC shows it operating since 1849.
Which credit unions can I join in Lakewood?
Southern Chautauqua Credit Union, Centra Credit Union, Greater Woodlawn Credit Union and Jamestown Area Community Credit Union and 1 more have offices in Lakewood. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Lakewood in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Lakewood?
Nearby cities with more banks include Jamestown, Falconer, Mayville. Jamestown is 3 miles away with 5 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 6 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (3 of 5 branches: KeyBank, M&T Bank, Northwest Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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