US Bank Directory
Banks in Randolph, NY
2 FDIC-insured banks operate 2 offices in Randolph, New York, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Randolph
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 3 banks and credit unions operate 3 locations in Randolph, according to the FDIC and the NCUA. 3 of them have coordinates on record and are on the map. 1 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
3 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Randolph
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Community Bank and Cattaraugus County Bank have the most locations in Randolph, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Cattaraugus County Bank Bank · 1
Cattaraugus County Bank has 1 branch in Randolph, 7 across New York and 7 nationwide. FDIC records list its main office in Little Valley, NY and show it operating since 1902. With $384.7 million in total assets on June 30, 2026, it ranks No. 2,132 of 4,232 U.S. banks by total assets. The Randolph Branch at 42 Main St dates to 1982 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Randolph Branch42 Main St, 14772
Community Bank Bank · 1
Community Bank has 1 branch in Randolph, 149 across New York and 214 nationwide. FDIC records list its main office in Canton, NY and show it operating since 1866. With $17.45 billion in total assets on June 30, 2026, it ranks No. 114 of 4,232 U.S. banks by total assets. The Randolph Branch at 122 Main St dates to 1874 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Randolph Branch122 Main St, 14772
Jamestown Area Community Credit Union Credit union · 1
Jamestown Area Community Credit Union has 1 office in Randolph, 6 across New York. It is based in Jamestown, NY and $83.2 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
-
Jacfcu-Randolph71 Main St, 14772
All hours
Mon to Wed 9 am to 4 pm; Thu 9 am to 5 pm; Fri 9 am to 5:30 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Randolph
1 credit union has 1 office here: Jamestown Area Community Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Randolph page has every office in the state's directory.
Banking in Randolph: the local picture
Short answer: 2 banks run 2 branches in Randolph according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 2 banks, 0 have their main office in Randolph, 2 elsewhere in New York, according to the FDIC.
The bank with the longest record here is Community Bank, operating since 1866 according to the FDIC. In FDIC branch records, the longest-running branch is Community Bank's office at 122 Main St, dating to 1874; the newest is Cattaraugus County Bank's at 42 Main St, from 1982.
The only credit union with an office here is Jamestown Area Community Credit Union.
Of the 1 location with published hours. 1 opens on Saturday. 2 locations have no published hours in these sources.
Credit unions open on Saturday in Randolph
Short answer: 1 of the 1 Randolph location with published hours opens on Saturday, run by 1 institution.
- Jamestown Area Community Credit Union: 1 of 1 office (71 Main St: Saturday 9 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 3 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Randolph, and where the nearest one is if they do not.
Short answer: No branches in Randolph: Chase (nearest in Hamburg, 43 mi), Wells Fargo (nearest in Kingston, 255 mi), Bank of America (nearest in Hamburg, 39 mi), PNC Bank (nearest in New York, 276 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in New York, 276 mi), Huntington, Regions Bank, TD Bank (nearest in Monticello, 223 mi), BMO.
| Bank | In Randolph | Nearest branch if none here |
|---|---|---|
| Chase | None | Hamburg, 43 miles away |
| Wells Fargo | None | Kingston, 255 miles away |
| Bank of America | None | Hamburg, 39 miles away |
| PNC Bank | None | New York, 276 miles away |
| U.S. Bank | None | none in New York |
| Truist | None | none in New York |
| Fifth Third Bank | None | New York, 276 miles away |
| Huntington | None | none in New York |
| Regions Bank | None | none in New York |
| TD Bank | None | Monticello, 223 miles away |
| BMO | None | none in New York |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Randolph to the nearest branch in New York.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Randolph residents like anyone else.
Banks near Randolph
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Falconer (12 miles) and Salamanca (13 miles). Jamestown, 15 miles away, has the most banks nearby: 5.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Falconer, NY | 12 mi | 2 | 2 |
| Banks in Salamanca, NY | 13 mi | 3 | 3 |
| Banks in Jamestown, NY | 15 mi | 5 | 7 |
| Banks in Ellicottville, NY | 17 mi | 2 | 2 |
| Banks in Lakewood, NY | 18 mi | 5 | 5 |
| Banks in Fredonia, NY | 27 mi | 3 | 4 |
| Banks in Olean, NY | 28 mi | 5 | 7 |
| Banks in Mayville, NY | 28 mi | 2 | 2 |
Bank branch openings and closings in Randolph
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Randolph between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Randolph by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Randolph offices.
Short answer: Community Bank is the largest bank with offices in Randolph, with $17.45 billion in total assets on June 30, 2026, No. 114 among U.S. banks by total assets. Cattaraugus County Bank is second with $384.7 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Community Bank | $17.45 billion | No. 114 | 1 | Canton, NY |
| Cattaraugus County Bank | $384.7 million | No. 2,132 | 1 | Little Valley, NY |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Randolph: FAQ
How many banks are in Randolph, NY?
Randolph has 2 banks with 2 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Randolph?
Community Bank, with 1. Cattaraugus County Bank has 1.
Is there a Community Bank in Randolph, NY?
Yes. FDIC data lists 1 Community Bank branch in Randolph as of September 5, 2026. The address and directions are under Community Bank above.
Is there a Cattaraugus County Bank in Randolph, NY?
Yes. FDIC data lists 1 Cattaraugus County Bank branch in Randolph as of September 5, 2026. The address and directions are under Cattaraugus County Bank above.
Is there a Chase in Randolph, NY?
No. FDIC data lists no Chase branch in Randolph as of September 5, 2026. The nearest is in Hamburg, about 43 miles away in a straight line.
Which banks in Randolph are open on Saturday?
Jamestown Area Community Credit Union publishes Saturday hours for one or more Randolph locations. The Saturday section above lists each one with its hours. 2 of the 3 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Randolph?
Community Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1866.
Which credit unions can I join in Randolph?
Jamestown Area Community Credit Union has an office in Randolph. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Randolph in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Randolph?
Nearby cities with more banks include Falconer, Salamanca, Jamestown. Falconer is 12 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
See your odds before you apply
Banrox shows how likely a card or loan is for your profile, from your own data, without a hard pull. Platform live; card in early access; no card issued.
Check your odds