US Bank Directory

Banks in Randolph, NY

2 FDIC-insured banks operate 2 offices in Randolph, New York, and 1 credit union has 1 office.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.

Bank branch map: Randolph

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 3 locations in Randolph, according to the FDIC and the NCUA. 3 of them have coordinates on record and are on the map. 1 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

3 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Randolph

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Community Bank and Cattaraugus County Bank have the most locations in Randolph, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Cattaraugus County Bank 1 branch · main office Little Valley, NY Bank · 1

Cattaraugus County Bank has 1 branch in Randolph, 7 across New York and 7 nationwide. FDIC records list its main office in Little Valley, NY and show it operating since 1902. With $384.7 million in total assets on June 30, 2026, it ranks No. 2,132 of 4,232 U.S. banks by total assets. The Randolph Branch at 42 Main St dates to 1982 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Cattaraugus County Bank: profile, branches and contacts
Community Bank Community Bank, National Association · 1 branch · main office Canton, NY Bank · 1

Community Bank has 1 branch in Randolph, 149 across New York and 214 nationwide. FDIC records list its main office in Canton, NY and show it operating since 1866. With $17.45 billion in total assets on June 30, 2026, it ranks No. 114 of 4,232 U.S. banks by total assets. The Randolph Branch at 122 Main St dates to 1874 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Community Bank: profile, branches and contacts
Jamestown Area Community Credit Union 1 office · main office Jamestown, NY Credit union · 1

Jamestown Area Community Credit Union has 1 office in Randolph, 6 across New York. It is based in Jamestown, NY and $83.2 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • Jacfcu-Randolph
    71 Main St, 14772
    (716) 358-9326Today 9 am to 4 pm
    All hours

    Mon to Wed 9 am to 4 pm; Thu 9 am to 5 pm; Fri 9 am to 5:30 pm; Sat 9 am to 12 pm; Sun not published

    Hours: NCUA, March 31, 2026

Jamestown Area Community Credit Union: profile, branches and contacts

Join a credit union in Randolph

1 credit union has 1 office here: Jamestown Area Community Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Randolph page has every office in the state's directory.

Banking in Randolph: the local picture

Short answer: 2 banks run 2 branches in Randolph according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Randolph, 2 elsewhere in New York, according to the FDIC.

The bank with the longest record here is Community Bank, operating since 1866 according to the FDIC. In FDIC branch records, the longest-running branch is Community Bank's office at 122 Main St, dating to 1874; the newest is Cattaraugus County Bank's at 42 Main St, from 1982.

The only credit union with an office here is Jamestown Area Community Credit Union.

Of the 1 location with published hours. 1 opens on Saturday. 2 locations have no published hours in these sources.

Credit unions open on Saturday in Randolph

Short answer: 1 of the 1 Randolph location with published hours opens on Saturday, run by 1 institution.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 3 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Randolph, and where the nearest one is if they do not.

Short answer: No branches in Randolph: Chase (nearest in Hamburg, 43 mi), Wells Fargo (nearest in Kingston, 255 mi), Bank of America (nearest in Hamburg, 39 mi), PNC Bank (nearest in New York, 276 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in New York, 276 mi), Huntington, Regions Bank, TD Bank (nearest in Monticello, 223 mi), BMO.

BankIn RandolphNearest branch if none here
ChaseNoneHamburg, 43 miles away
Wells FargoNoneKingston, 255 miles away
Bank of AmericaNoneHamburg, 39 miles away
PNC BankNoneNew York, 276 miles away
U.S. BankNonenone in New York
TruistNonenone in New York
Fifth Third BankNoneNew York, 276 miles away
HuntingtonNonenone in New York
Regions BankNonenone in New York
TD BankNoneMonticello, 223 miles away
BMONonenone in New York

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Randolph to the nearest branch in New York.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Randolph residents like anyone else.

Banks near Randolph

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Falconer (12 miles) and Salamanca (13 miles). Jamestown, 15 miles away, has the most banks nearby: 5.

Bank branch openings and closings in Randolph

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Randolph between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Randolph by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Randolph offices.

Short answer: Community Bank is the largest bank with offices in Randolph, with $17.45 billion in total assets on June 30, 2026, No. 114 among U.S. banks by total assets. Cattaraugus County Bank is second with $384.7 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Community Bank$17.45 billionNo. 1141Canton, NY
Cattaraugus County Bank$384.7 millionNo. 2,1321Little Valley, NY

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Randolph: FAQ

How many banks are in Randolph, NY?

Randolph has 2 banks with 2 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Randolph?

Community Bank, with 1. Cattaraugus County Bank has 1.

Is there a Community Bank in Randolph, NY?

Yes. FDIC data lists 1 Community Bank branch in Randolph as of September 5, 2026. The address and directions are under Community Bank above.

Is there a Cattaraugus County Bank in Randolph, NY?

Yes. FDIC data lists 1 Cattaraugus County Bank branch in Randolph as of September 5, 2026. The address and directions are under Cattaraugus County Bank above.

Is there a Chase in Randolph, NY?

No. FDIC data lists no Chase branch in Randolph as of September 5, 2026. The nearest is in Hamburg, about 43 miles away in a straight line.

Which banks in Randolph are open on Saturday?

Jamestown Area Community Credit Union publishes Saturday hours for one or more Randolph locations. The Saturday section above lists each one with its hours. 2 of the 3 locations here do not publish hours in the sources this page uses; call ahead.

What is the oldest bank in Randolph?

Community Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1866.

Which credit unions can I join in Randolph?

Jamestown Area Community Credit Union has an office in Randolph. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Randolph in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Randolph?

Nearby cities with more banks include Falconer, Salamanca, Jamestown. Falconer is 12 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 1 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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