Banks in Waddington, NY

Bank branch map: Waddington

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 1 institution operates 1 location in Waddington, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Waddington

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Massena Savings and Loan is the only bank with an office in Waddington. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Massena Savings and Loan 1 branch · main office Massena, NY Bank · 1

Massena Savings and Loan has 1 branch in Waddington, 2 across New York and 2 nationwide. FDIC records list its main office in Massena, NY and show it operating since 1924. With $199.9 million in total assets on June 30, 2026, it ranks No. 2,994 of 4,232 U.S. banks by total assets. The Waddington Branch at 155 Lincoln Ave dates to 2007 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Waddington Branch

  155 Lincoln Ave, 13694

  Hours: see the bank's site
  DirectionsWebsite

Massena Savings and Loan: profile, branches and contacts

Banking in Waddington: the local picture

Short answer: 1 bank runs 1 branch in Waddington according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Massena Savings and Loan has its main office in Massena, NY, according to the FDIC.

The bank with the longest record here is Massena Savings and Loan, operating since 1924 according to the FDIC.

The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Waddington, and where the nearest one is if they do not.

Short answer: No branches in Waddington: Chase (nearest in Oswego, 117 mi), Wells Fargo (nearest in Kingston, 211 mi), Bank of America (nearest in Cicero, 127 mi), PNC Bank (nearest in New York, 285 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in New York, 291 mi), Huntington, Regions Bank, TD Bank (nearest in Plattsburgh, 83 mi), BMO.

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Waddington to the nearest branch in New York.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Waddington residents like anyone else.

Banks near Waddington

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Massena (16 miles) and Potsdam (17 miles). Massena, 16 miles away, has the most banks nearby: 5.

Bank branch openings and closings in Waddington

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Waddington between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Waddington by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Waddington offices.

Short answer: Massena Savings and Loan is the largest bank with offices in Waddington, with $199.9 million in total assets on June 30, 2026, No. 2,994 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Waddington: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.