US Bank Directory
Banks in Malone, NY
4 FDIC-insured banks operate 5 offices in Malone, New York, and 2 credit unions have 3 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Malone
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 6 banks and credit unions operate 8 locations in Malone, according to the FDIC and the NCUA. 8 of them have coordinates on record and are on the map. 4 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
8 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Malone
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Community Bank has the most locations in Malone, with 2. The other 3 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Community Bank Bank · 2
Community Bank has 2 branches in Malone, 149 across New York and 214 nationwide. FDIC records list its main office in Canton, NY and show it operating since 1866. With $17.45 billion in total assets on June 30, 2026, it ranks No. 114 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Malone location is the Malone Elm St Branch at 10 Elm St, dating to 1920; the newest, at 320 W Main St, to 1930. It does not publish hours in the sources this page uses; check its site before you go.
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Malone Elm St Branch10 Elm St, 12953
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Malone W Main St Branch320 W Main St, 12953
Trunorthern Credit Union Credit union · 2
Trunorthern Credit Union has 2 officees in Malone, 4 across New York. It is based in Malone, NY and $110.7 million in assets on March 31, 2026, according to its NCUA call report. 1 of its 2 Malone locations with published hours open on Saturday.
Who can join: see the credit union's site.
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Main Office main office494 E Main St, 12953
All hours
Mon to Fri 8 am to 5 pm; Sat 8:30 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
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Disaster Recovery Location3349 State Route 11, 12953
All hours
Mon to Fri 8 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
KeyBank Bank · 1
KeyBank has 1 branch in Malone, 228 across New York and 952 nationwide. FDIC records list its main office in Cleveland, OH and show it operating since 1849. With $188.56 billion in total assets on June 30, 2026, it ranks No. 23 of 4,232 U.S. banks by total assets. The Malone Branch at 469 E Main St dates to 1864 in FDIC branch records. Its published hours do not list Saturday.
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Malone Branch469 E Main St, 12953
All hours
Mon to Wed 9 am to 4 pm; Thu to Fri 9 am to 5 pm; Sat to Sun not published
Hours: KeyBank branch locator (All The Places), checked Oct 10, 2026
NBT Bank Bank · 1
NBT Bank has 1 branch in Malone, 128 across New York and 175 nationwide. FDIC records list its main office in Norwich, NY and show it operating since 1856. With $16.09 billion in total assets on June 30, 2026, it ranks No. 122 of 4,232 U.S. banks by total assets. The Malone Branch at 3392 State Route 11 dates to 1995 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Malone Branch3392 State Route 11, 12953
Sea Comm Credit Union Credit union · 1
Sea Comm Credit Union has 1 office in Malone, 7 across New York. It is based in Massena, NY and $771.8 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Branch - Malone3349 State Route 11, 12953
All hours
Mon to Thu 8 am to 5 pm; Fri 8 am to 6 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
The North Country Savings Bank Bank · 1
The North Country Savings Bank has 1 branch in Malone, 8 across New York and 8 nationwide. FDIC records list its main office in Canton, NY and show it operating since 1909. With $373.5 million in total assets on June 30, 2026, it ranks No. 2,176 of 4,232 U.S. banks by total assets. The Malone Branch at 217 West Main Street dates to 2023 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Malone Branch217 West Main Street, 12953
Join a credit union in Malone
2 credit unions have 3 offices here: Trunorthern Credit Union and Sea Comm Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Malone page has every office in the state's directory.
Banking in Malone: the local picture
Short answer: 4 banks run 5 branches in Malone according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 4 banks, 0 have their main office in Malone, 3 elsewhere in New York and 1 out of state, according to the FDIC.
The bank with the longest record here is KeyBank, operating since 1849 according to the FDIC. In FDIC branch records, the longest-running branch is KeyBank's office at 469 E Main St, dating to 1864; the newest is The North Country Savings Bank's at 217 West Main Street, from 2023.
2 credit unions have 3 offices in Malone, according to the NCUA. Who can join each one is on the credit unions page.
Of the 4 locations with published hours. 2 open on Saturday. 4 locations have no published hours in these sources.
Credit unions open on Saturday in Malone
Short answer: 2 of the 4 Malone locations with published hours open on Saturday, run by 2 institutions.
- Trunorthern Credit Union: 1 of 2 offices (494 E Main St: Saturday 8:30 am to 12 pm)
- Sea Comm Credit Union: 1 of 1 office (3349 State Route 11: Saturday 9 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 4 of the 8 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Malone, and where the nearest one is if they do not.
Short answer: No branches in Malone: Chase (nearest in Saratoga Springs, 123 mi), Wells Fargo (nearest in Kingston, 202 mi), Bank of America (nearest in Saratoga Springs, 125 mi), PNC Bank (nearest in New York, 277 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in New York, 283 mi), Huntington, Regions Bank, TD Bank (nearest in Plattsburgh, 40 mi), BMO.
| Bank | In Malone | Nearest branch if none here |
|---|---|---|
| Chase | None | Saratoga Springs, 123 miles away |
| Wells Fargo | None | Kingston, 202 miles away |
| Bank of America | None | Saratoga Springs, 125 miles away |
| PNC Bank | None | New York, 277 miles away |
| U.S. Bank | None | none in New York |
| Truist | None | none in New York |
| Fifth Third Bank | None | New York, 283 miles away |
| Huntington | None | none in New York |
| Regions Bank | None | none in New York |
| TD Bank | None | Plattsburgh, 40 miles away |
| BMO | None | none in New York |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Malone to the nearest branch in New York.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Malone residents like anyone else.
Banks near Malone
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Massena (29 miles) and Potsdam (36 miles). Plattsburgh, 42 miles away, has the most banks nearby: 8.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Massena, NY | 29 mi | 5 | 5 |
| Banks in Potsdam, NY | 36 mi | 4 | 4 |
| Banks in Saranac Lake, NY | 37 mi | 5 | 7 |
| Banks in Lake Placid, NY | 41 mi | 4 | 6 |
| Banks in Plattsburgh, NY | 42 mi | 8 | 15 |
| Banks in Champlain, NY | 43 mi | 3 | 3 |
| Banks in Tupper Lake, NY | 44 mi | 2 | 2 |
| Banks in Canton, NY | 46 mi | 3 | 5 |
Bank branch openings and closings in Malone
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Malone between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Malone
Short answer: 1 institution has its main office in Malone: Trunorthern Credit Union.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Trunorthern Credit Union | Credit union | $110.7 million | 2 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Malone by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Malone offices.
Short answer: KeyBank is the largest bank with offices in Malone, with $188.56 billion in total assets on June 30, 2026, No. 23 among U.S. banks by total assets. Community Bank is second with $17.45 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| KeyBank | $188.56 billion | No. 23 | 1 | Cleveland, OH |
| Community Bank | $17.45 billion | No. 114 | 2 | Canton, NY |
| NBT Bank | $16.09 billion | No. 122 | 1 | Norwich, NY |
| The North Country Savings Bank | $373.5 million | No. 2,176 | 1 | Canton, NY |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Malone: FAQ
How many banks are in Malone, NY?
Malone has 4 banks with 5 branches and 2 credit unions with 3 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Malone?
Community Bank, with 2. KeyBank has 1 and NBT Bank has 1.
Is there a Community Bank in Malone, NY?
Yes. FDIC data lists 2 Community Bank branches in Malone as of September 5, 2026. Its branches are listed under Community Bank above, with the address and directions for each.
Is there a KeyBank in Malone, NY?
Yes. FDIC data lists 1 KeyBank branch in Malone as of September 5, 2026. The address and directions are under KeyBank above.
Is there a NBT Bank in Malone, NY?
Yes. FDIC data lists 1 NBT Bank branch in Malone as of September 5, 2026. The address and directions are under NBT Bank above.
Is there a Chase in Malone, NY?
No. FDIC data lists no Chase branch in Malone as of September 5, 2026. The nearest is in Saratoga Springs, about 123 miles away in a straight line.
Which banks in Malone are open on Saturday?
Trunorthern Credit Union and Sea Comm Credit Union publish Saturday hours for one or more Malone locations. The Saturday section above lists each one with its hours. 4 of the 8 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Malone?
Trunorthern Credit Union has its main office in Malone, according to the FDIC and the NCUA.
What is the oldest bank in Malone?
KeyBank has the longest record among banks with a branch here: the FDIC shows it operating since 1849.
Which credit unions can I join in Malone?
Trunorthern Credit Union and Sea Comm Credit Union have offices in Malone. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Malone in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Malone?
Nearby cities with more banks include Massena, Potsdam, Saranac Lake. Massena is 29 miles away with 5 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 3 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (1 of 5 branches: KeyBank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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