US Bank Directory

Banks in Alexandria Bay, NY

4 FDIC-insured banks operate 4 offices in Alexandria Bay, New York.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Alexandria Bay

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 4 banks and credit unions operate 4 locations in Alexandria Bay, according to the FDIC. 4 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

4 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Alexandria Bay

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: 4 banks share the most locations in Alexandria Bay, with 1 each. 4 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Community Bank Community Bank, National Association · 1 branch · main office Canton, NY Bank · 1

Community Bank has 1 branch in Alexandria Bay, 149 across New York and 214 nationwide. FDIC records list its main office in Canton, NY and show it operating since 1866. With $17.45 billion in total assets on June 30, 2026, it ranks No. 114 of 4,232 U.S. banks by total assets. The Alexandria Bay Branch at 45562 Route 12 Thompson Mall dates to 1935 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Alexandria Bay Branch
    45562 Route 12 Thompson Mall, 13607
    Hours: see the bank's site
Community Bank: profile, branches and contacts
Gouverneur Savings and Loan Association 1 branch · main office Gouverneur, NY Bank · 1

Gouverneur Savings and Loan Association has 1 branch in Alexandria Bay, 4 across New York and 4 nationwide. FDIC records list its main office in Gouverneur, NY and show it operating since 1892. With $198.9 million in total assets on June 30, 2026, it ranks No. 3,000 of 4,232 U.S. banks by total assets. The Alexandria Bay Branch at 15 Nys Route 12 dates to 2002 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Alexandria Bay Branch
    15 Nys Route 12, 13607
    Hours: see the bank's site
Gouverneur Savings and Loan Association: profile, branches and contacts
GS&L Municipal Bank 1 branch · main office Gouverneur, NY Bank · 1

GS&L Municipal Bank has 1 branch in Alexandria Bay, 4 across New York and 4 nationwide. FDIC records list its main office in Gouverneur, NY and show it operating since 2022. With $31.6 million in total assets on June 30, 2026, it ranks No. 4,161 of 4,232 U.S. banks by total assets. The Alexandria Bay Branch at 15 State Route 12 dates to 2025 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Alexandria Bay Branch
    15 State Route 12, 13607
    Hours: see the bank's site
GS&L Municipal Bank: profile, branches and contacts
Watertown Savings Bank 1 branch · main office Watertown, NY Bank · 1

Watertown Savings Bank has 1 branch in Alexandria Bay, 10 across New York and 10 nationwide. FDIC records list its main office in Watertown, NY and show it operating since 1894. With $971.0 million in total assets on June 30, 2026, it ranks No. 1,077 of 4,232 U.S. banks by total assets. The Alexandria Bay Branch at 4 Market St dates to 1998 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Alexandria Bay Branch
    4 Market St, 13607
    Hours: see the bank's site
Watertown Savings Bank: profile, branches and contacts

Banking in Alexandria Bay: the local picture

Short answer: 4 banks run 4 branches in Alexandria Bay according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 4 banks, 0 have their main office in Alexandria Bay, 4 elsewhere in New York, according to the FDIC.

The bank with the longest record here is Community Bank, operating since 1866 according to the FDIC. In FDIC branch records, the longest-running branch is Community Bank's office at 45562 Route 12 Thompson Mall, dating to 1935; the newest is GS&L Municipal Bank's at 15 State Route 12, from 2025.

None of the 4 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Alexandria Bay, and where the nearest one is if they do not.

Short answer: No branches in Alexandria Bay: Chase (nearest in Oswego, 67 mi), Wells Fargo (nearest in Kingston, 191 mi), Bank of America (nearest in Cicero, 82 mi), PNC Bank (nearest in New York, 260 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in New York, 266 mi), Huntington, Regions Bank, TD Bank (nearest in Peru, 119 mi), BMO.

BankIn Alexandria BayNearest branch if none here
ChaseNoneOswego, 67 miles away
Wells FargoNoneKingston, 191 miles away
Bank of AmericaNoneCicero, 82 miles away
PNC BankNoneNew York, 260 miles away
U.S. BankNonenone in New York
TruistNonenone in New York
Fifth Third BankNoneNew York, 266 miles away
HuntingtonNonenone in New York
Regions BankNonenone in New York
TD BankNonePeru, 119 miles away
BMONonenone in New York

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Alexandria Bay to the nearest branch in New York.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Alexandria Bay residents like anyone else.

Banks near Alexandria Bay

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Clayton (10 miles) and Chaumont (21 miles). Watertown, 24 miles away, has the most banks nearby: 5.

Bank branch openings and closings in Alexandria Bay

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Alexandria Bay between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Alexandria Bay by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Alexandria Bay offices.

Short answer: Community Bank is the largest bank with offices in Alexandria Bay, with $17.45 billion in total assets on June 30, 2026, No. 114 among U.S. banks by total assets. Watertown Savings Bank is second with $971.0 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Community Bank$17.45 billionNo. 1141Canton, NY
Watertown Savings Bank$971.0 millionNo. 1,0771Watertown, NY
Gouverneur Savings and Loan Association$198.9 millionNo. 3,0001Gouverneur, NY
GS&L Municipal Bank$31.6 millionNo. 4,1611Gouverneur, NY

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Alexandria Bay: FAQ

How many banks are in Alexandria Bay, NY?

Alexandria Bay has 4 banks with 4 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Alexandria Bay?

Community Bank, with 1. Watertown Savings Bank has 1 and Gouverneur Savings and Loan Association has 1.

Is there a Community Bank in Alexandria Bay, NY?

Yes. FDIC data lists 1 Community Bank branch in Alexandria Bay as of September 5, 2026. The address and directions are under Community Bank above.

Is there a Watertown Savings Bank in Alexandria Bay, NY?

Yes. FDIC data lists 1 Watertown Savings Bank branch in Alexandria Bay as of September 5, 2026. The address and directions are under Watertown Savings Bank above.

Is there a Gouverneur Savings and Loan Association in Alexandria Bay, NY?

Yes. FDIC data lists 1 Gouverneur Savings and Loan Association branch in Alexandria Bay as of September 5, 2026. The address and directions are under Gouverneur Savings and Loan Association above.

Is there a Chase in Alexandria Bay, NY?

No. FDIC data lists no Chase branch in Alexandria Bay as of September 5, 2026. The nearest is in Oswego, about 67 miles away in a straight line.

What is the oldest bank in Alexandria Bay?

Community Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1866.

Did any bank branches open or close in Alexandria Bay in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Alexandria Bay?

Nearby cities with more banks include Clayton, Chaumont, Gouverneur. Clayton is 10 miles away with 3 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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