Banks in Chaumont, NY

Bank branch map: Chaumont

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 3 locations in Chaumont, according to the FDIC. 3 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Chaumont

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Watertown Savings Bank, Gouverneur Savings and Loan Association and GS&L Municipal Bank have the most locations in Chaumont, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Gouverneur Savings and Loan Association 1 branch · main office Gouverneur, NY Bank · 1

Gouverneur Savings and Loan Association has 1 branch in Chaumont, 4 across New York and 4 nationwide. FDIC records list its main office in Gouverneur, NY and show it operating since 1892. With $198.9 million in total assets on June 30, 2026, it ranks No. 3,000 of 4,232 U.S. banks by total assets. The Chaumont Branch at 12084 State Route 12e dates to 1986 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Chaumont Branch

  12084 State Route 12e, 13622

  Hours: see the bank's site
  DirectionsWebsite

Gouverneur Savings and Loan Association: profile, branches and contacts

GS&L Municipal Bank 1 branch · main office Gouverneur, NY Bank · 1

GS&L Municipal Bank has 1 branch in Chaumont, 4 across New York and 4 nationwide. FDIC records list its main office in Gouverneur, NY and show it operating since 2022. With $31.6 million in total assets on June 30, 2026, it ranks No. 4,161 of 4,232 U.S. banks by total assets. The Chaumont Branch at 12084 Nys Route 12e dates to 2022 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Chaumont Branch

  12084 Nys Route 12e, 13622

  Hours: see the bank's site
  Directions

GS&L Municipal Bank: profile, branches and contacts

Watertown Savings Bank 1 branch · main office Watertown, NY Bank · 1

Watertown Savings Bank has 1 branch in Chaumont, 10 across New York and 10 nationwide. FDIC records list its main office in Watertown, NY and show it operating since 1894. With $971.0 million in total assets on June 30, 2026, it ranks No. 1,077 of 4,232 U.S. banks by total assets. The Chaumont Branch at 12221 Nys Route 12e dates to 2007 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Chaumont Branch

  12221 Nys Route 12e, 13622

  Hours: see the bank's site
  DirectionsWebsite

Watertown Savings Bank: profile, branches and contacts

Banking in Chaumont: the local picture

Short answer: 3 banks run 3 branches in Chaumont according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 3 banks, 0 have their main office in Chaumont, 3 elsewhere in New York, according to the FDIC.

The bank with the longest record here is Gouverneur Savings and Loan Association, operating since 1892 according to the FDIC. In FDIC branch records, the longest-running branch is Gouverneur Savings and Loan Association's office at 12084 State Route 12e, dating to 1986; the newest is GS&L Municipal Bank's at 12084 Nys Route 12e, from 2022.

None of the 3 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Chaumont, and where the nearest one is if they do not.

Short answer: No branches in Chaumont: Chase (nearest in Oswego, 46 mi), Wells Fargo (nearest in Kingston, 182 mi), Bank of America (nearest in Cicero, 63 mi), PNC Bank (nearest in New York, 249 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in New York, 254 mi), Huntington, Regions Bank, TD Bank (nearest in Warrensburg, 124 mi), BMO.

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Chaumont to the nearest branch in New York.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Chaumont residents like anyone else.

Banks near Chaumont

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Cape Vincent (11 miles) and Clayton (12 miles). Watertown, 12 miles away, has the most banks nearby: 5.

Bank branch openings and closings in Chaumont

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Chaumont between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Chaumont by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Chaumont offices.

Short answer: Watertown Savings Bank is the largest bank with offices in Chaumont, with $971.0 million in total assets on June 30, 2026, No. 1,077 among U.S. banks by total assets. Gouverneur Savings and Loan Association is second with $198.9 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Chaumont: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.