Banks in Lowville, NY

Bank branch map: Lowville

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 4 banks and credit unions operate 6 locations in Lowville, according to the FDIC and the NCUA. 6 of them have coordinates on record and are on the map. 3 publish opening hours.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Lowville

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Community Bank has the most locations in Lowville, with 3. The other 1 has a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Community Bank Community Bank, National Association · 3 branches · main office Canton, NY Bank · 3

Community Bank has 3 branches in Lowville, 149 across New York and 214 nationwide. FDIC records list its main office in Canton, NY and show it operating since 1866. With $17.45 billion in total assets on June 30, 2026, it ranks No. 114 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Lowville location is the Lowville State St Branch at 7605 N State St, dating to 1863; the newest, at 7395 Turin Rd, to 1975. It does not publish hours in the sources this page uses; check its site before you go.

• Public Accommodation Branch

  5397 Dayan St, 13367

  Hours: see the bank's site
  DirectionsWebsite
• Lowville Turin Rd Branch

  7395 Turin Rd, 13367

  Hours: see the bank's site
  DirectionsWebsite
• Lowville State St Branch

  7605 N State St, 13367

  Hours: see the bank's site
  DirectionsWebsite

Community Bank: profile, branches and contacts

Americu Credit Union 1 office · main office Rome, NY Credit union · 1

Americu Credit Union has 1 office in Lowville, 23 across New York. It is based in Rome, NY and $3.01 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

• Lowville

  7394 Utica Blvd, 13367

  (315) 376-3000Today 9 am to 5 pm

  All hours

  Mon to Tue 9 am to 4 pm; Wed to Thu 9 am to 5 pm; Fri to Sun not published

  Hours: NCUA, March 31, 2026

  Directions

Americu Credit Union: profile, branches and contacts

KeyBank KeyBank National Association · 1 branch · main office Cleveland, OH Bank · 1

KeyBank has 1 branch in Lowville, 228 across New York and 952 nationwide. FDIC records list its main office in Cleveland, OH and show it operating since 1849. With $188.56 billion in total assets on June 30, 2026, it ranks No. 23 of 4,232 U.S. banks by total assets. The Lowville Branch at 7647 N State St dates to 1959 in FDIC branch records. Its published hours do not list Saturday.

• Lowville Branch

  7647 N State St, 13367

  (315) 816-3253Today 9 am to 4 pm

  All hours

  Mon to Wed 9 am to 4 pm; Thu to Fri 9 am to 5 pm; Sat to Sun not published

  Hours: KeyBank branch locator (All The Places), checked Oct 10, 2026

  DirectionsBranch page

KeyBank: profile, branches and contacts

Northern Credit Union 1 office · main office Watertown, NY Credit union · 1

Northern Credit Union has 1 office in Lowville, 11 across New York. It is based in Watertown, NY and $682.1 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

• Lowville Branch

  5801 Number Four Rd, 13367

  (315) 376-7303Today 9 am to 4 pm

  All hours

  Mon to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat not published; Sun closed

  Hours: NCUA, March 31, 2026

  Directions

Northern Credit Union: profile, branches and contacts

Join a credit union in Lowville

2 credit unions have 2 offices here: Americu Credit Union and Northern Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Lowville page has every office in the state's directory.

Banking in Lowville: the local picture

Short answer: 2 banks run 4 branches in Lowville according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Lowville, 1 elsewhere in New York and 1 out of state, according to the FDIC.

The bank with the longest record here is KeyBank, operating since 1849 according to the FDIC. In FDIC branch records, the longest-running branch is Community Bank's office at 7605 N State St, dating to 1863; the newest is Community Bank's at 7395 Turin Rd, from 1975.

2 credit unions have 2 offices in Lowville, according to the NCUA. Who can join each one is on the credit unions page.

Of the 3 locations with published hours. None open on Saturday. 3 locations have no published hours in these sources.

Saturday hours in Lowville

Short answer: None of the 3 Lowville locations with published hours lists Saturday hours. 3 locations do not publish hours in these sources; call ahead.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 3 of the 6 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Lowville, and where the nearest one is if they do not.

Short answer: No branches in Lowville: Chase (nearest in Oneida, 48 mi), Wells Fargo (nearest in Kingston, 148 mi), Bank of America (nearest in Cicero, 54 mi), PNC Bank (nearest in New York, 218 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in New York, 223 mi), Huntington, Regions Bank, TD Bank (nearest in Warrensburg, 88 mi), BMO.

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Lowville to the nearest branch in New York.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Lowville residents like anyone else.

Banks near Lowville

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Carthage (14 miles) and Boonville (23 miles). Watertown, 25 miles away, has the most banks nearby: 5.

Bank branch openings and closings in Lowville

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Lowville between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Lowville by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Lowville offices.

Short answer: KeyBank is the largest bank with offices in Lowville, with $188.56 billion in total assets on June 30, 2026, No. 23 among U.S. banks by total assets. Community Bank is second with $17.45 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Lowville: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.