US Bank Directory
Banks in Gouverneur, NY
4 FDIC-insured banks operate 4 offices in Gouverneur, New York, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Gouverneur
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 5 banks and credit unions operate 5 locations in Gouverneur, according to the FDIC and the NCUA. 5 of them have coordinates on record and are on the map. 2 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
5 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Gouverneur
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 4 banks share the most locations in Gouverneur, with 1 each. 4 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Community Bank Bank · 1
Community Bank has 1 branch in Gouverneur, 149 across New York and 214 nationwide. FDIC records list its main office in Canton, NY and show it operating since 1866. With $17.45 billion in total assets on June 30, 2026, it ranks No. 114 of 4,232 U.S. banks by total assets. The Gouverneur Branch at 100 E Main St dates to 1879 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Gouverneur Branch100 E Main St, 13642
Gouverneur Savings and Loan Association Bank · 1
Gouverneur Savings and Loan Association has 1 branch in Gouverneur, 4 across New York and 4 nationwide. FDIC records list its main office in Gouverneur, NY and show it operating since 1892. With $198.9 million in total assets on June 30, 2026, it ranks No. 3,000 of 4,232 U.S. banks by total assets. Its main office at 42 Church St dates to 1892 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office42 Church St, 13642
GS&L Municipal Bank Bank · 1
GS&L Municipal Bank has 1 branch in Gouverneur, 4 across New York and 4 nationwide. FDIC records list its main office in Gouverneur, NY and show it operating since 2022. With $31.6 million in total assets on June 30, 2026, it ranks No. 4,161 of 4,232 U.S. banks by total assets. Its main office at 42 Church St dates to 2022 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office42 Church St, 13642
KeyBank Bank · 1
KeyBank has 1 branch in Gouverneur, 228 across New York and 952 nationwide. FDIC records list its main office in Cleveland, OH and show it operating since 1849. With $188.56 billion in total assets on June 30, 2026, it ranks No. 23 of 4,232 U.S. banks by total assets. The Gouverneur Branch at 62 Church St dates to 1934 in FDIC branch records. Its published hours do not list Saturday.
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Gouverneur Branch62 Church St, 13642
All hours
Mon to Tue 9 am to 3 pm; Wed to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat to Sun not published
Hours: KeyBank branch locator (All The Places), checked Oct 10, 2026
Northern Credit Union Credit union · 1
Northern Credit Union has 1 office in Gouverneur, 11 across New York. It is based in Watertown, NY and $682.1 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Gouverneur Branch145 E Main St, 13642
All hours
Mon to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat not published; Sun closed
Hours: NCUA, March 31, 2026
Join a credit union in Gouverneur
1 credit union has 1 office here: Northern Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Gouverneur page has every office in the state's directory.
Banking in Gouverneur: the local picture
Short answer: 4 banks run 4 branches in Gouverneur according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 4 banks, 2 have their main office in Gouverneur, 1 elsewhere in New York and 1 out of state, according to the FDIC.
The bank with the longest record here is KeyBank, operating since 1849 according to the FDIC. In FDIC branch records, the longest-running branch is Community Bank's office at 100 E Main St, dating to 1879; the newest is GS&L Municipal Bank's at 42 Church St, from 2022.
The only credit union with an office here is Northern Credit Union.
Of the 2 locations with published hours. None open on Saturday. 3 locations have no published hours in these sources.
Saturday hours in Gouverneur
Short answer: None of the 2 Gouverneur locations with published hours lists Saturday hours. 3 locations do not publish hours in these sources; call ahead.
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 3 of the 5 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Gouverneur, and where the nearest one is if they do not.
Short answer: No branches in Gouverneur: Chase (nearest in Oswego, 80 mi), Wells Fargo (nearest in Kingston, 181 mi), Bank of America (nearest in Cicero, 88 mi), PNC Bank (nearest in New York, 253 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in New York, 259 mi), Huntington, Regions Bank, TD Bank (nearest in Peru, 97 mi), BMO.
| Bank | In Gouverneur | Nearest branch if none here |
|---|---|---|
| Chase | None | Oswego, 80 miles away |
| Wells Fargo | None | Kingston, 181 miles away |
| Bank of America | None | Cicero, 88 miles away |
| PNC Bank | None | New York, 253 miles away |
| U.S. Bank | None | none in New York |
| Truist | None | none in New York |
| Fifth Third Bank | None | New York, 259 miles away |
| Huntington | None | none in New York |
| Regions Bank | None | none in New York |
| TD Bank | None | Peru, 97 miles away |
| BMO | None | none in New York |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Gouverneur to the nearest branch in New York.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Gouverneur residents like anyone else.
Banks near Gouverneur
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Alexandria Bay (22 miles) and Canton (23 miles). Ogdensburg, 25 miles away, has the most banks nearby: 5.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Alexandria Bay, NY | 22 mi | 4 | 4 |
| Banks in Canton, NY | 23 mi | 3 | 5 |
| Banks in Ogdensburg, NY | 25 mi | 5 | 5 |
| Banks in Carthage, NY | 26 mi | 2 | 2 |
| Banks in Clayton, NY | 31 mi | 3 | 3 |
| Banks in Potsdam, NY | 33 mi | 4 | 4 |
| Banks in Watertown, NY | 34 mi | 5 | 11 |
| Banks in Chaumont, NY | 38 mi | 3 | 3 |
Bank branch openings and closings in Gouverneur
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Gouverneur between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Gouverneur
Short answer: 2 institutions have their main office in Gouverneur: Gouverneur Savings and Loan Association and GS&L Municipal Bank.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Gouverneur Savings and Loan Association | Bank | $198.9 million | 1 |
| GS&L Municipal Bank | Bank | $31.6 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Gouverneur by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Gouverneur offices.
Short answer: KeyBank is the largest bank with offices in Gouverneur, with $188.56 billion in total assets on June 30, 2026, No. 23 among U.S. banks by total assets. Community Bank is second with $17.45 billion. 2 of the 4 banks are headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| KeyBank | $188.56 billion | No. 23 | 1 | Cleveland, OH |
| Community Bank | $17.45 billion | No. 114 | 1 | Canton, NY |
| Gouverneur Savings and Loan Association | $198.9 million | No. 3,000 | 1 | Gouverneur, NY |
| GS&L Municipal Bank | $31.6 million | No. 4,161 | 1 | Gouverneur, NY |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Gouverneur: FAQ
How many banks are in Gouverneur, NY?
Gouverneur has 4 banks with 4 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Gouverneur?
KeyBank, with 1. Community Bank has 1 and Gouverneur Savings and Loan Association has 1.
Is there a KeyBank in Gouverneur, NY?
Yes. FDIC data lists 1 KeyBank branch in Gouverneur as of September 5, 2026. The address and directions are under KeyBank above.
Is there a Community Bank in Gouverneur, NY?
Yes. FDIC data lists 1 Community Bank branch in Gouverneur as of September 5, 2026. The address and directions are under Community Bank above.
Is there a Chase in Gouverneur, NY?
No. FDIC data lists no Chase branch in Gouverneur as of September 5, 2026. The nearest is in Oswego, about 80 miles away in a straight line.
Which banks in Gouverneur are open on Saturday?
None of the 2 locations with published hours lists Saturday hours. 3 locations do not publish hours in our sources; call ahead.
Which banks are headquartered in Gouverneur?
Gouverneur Savings and Loan Association and GS&L Municipal Bank have their main office in Gouverneur, according to the FDIC.
What is the oldest bank in Gouverneur?
KeyBank has the longest record among banks with a branch here: the FDIC shows it operating since 1849.
Which credit unions can I join in Gouverneur?
Northern Credit Union has an office in Gouverneur. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Gouverneur in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Gouverneur?
Nearby cities with more banks include Alexandria Bay, Canton, Ogdensburg. Alexandria Bay is 22 miles away with 4 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (1 of 4 branches: KeyBank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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