Banks in Cape Vincent, NY

Bank branch map: Cape Vincent

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Cape Vincent, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Cape Vincent

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Gouverneur Savings and Loan Association and GS&L Municipal Bank have the most locations in Cape Vincent, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Gouverneur Savings and Loan Association 1 branch · main office Gouverneur, NY Bank · 1

Gouverneur Savings and Loan Association has 1 branch in Cape Vincent, 4 across New York and 4 nationwide. FDIC records list its main office in Gouverneur, NY and show it operating since 1892. With $198.9 million in total assets on June 30, 2026, it ranks No. 3,000 of 4,232 U.S. banks by total assets. The Cape Vincent Branch at 154 E Broadway St dates to 2022 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Cape Vincent Branch

  154 E Broadway St, 13618

  Hours: see the bank's site
  DirectionsWebsite

Gouverneur Savings and Loan Association: profile, branches and contacts

GS&L Municipal Bank 1 branch · main office Gouverneur, NY Bank · 1

GS&L Municipal Bank has 1 branch in Cape Vincent, 4 across New York and 4 nationwide. FDIC records list its main office in Gouverneur, NY and show it operating since 2022. With $31.6 million in total assets on June 30, 2026, it ranks No. 4,161 of 4,232 U.S. banks by total assets. The Cape Vincent Branch at 154 E Broadway Street dates to 2022 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Cape Vincent Branch

  154 E Broadway Street, 13618

  Hours: see the bank's site
  Directions

GS&L Municipal Bank: profile, branches and contacts

Banking in Cape Vincent: the local picture

Short answer: 2 banks run 2 branches in Cape Vincent according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Cape Vincent, 2 elsewhere in New York, according to the FDIC.

The bank with the longest record here is Gouverneur Savings and Loan Association, operating since 1892 according to the FDIC.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Cape Vincent, and where the nearest one is if they do not.

Short answer: No branches in Cape Vincent: Chase (nearest in Oswego, 47 mi), Wells Fargo (nearest in Kingston, 192 mi), Bank of America (nearest in Liverpool, 69 mi), PNC Bank (nearest in New York, 257 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in New York, 262 mi), Huntington, Regions Bank, TD Bank (nearest in Warrensburg, 135 mi), BMO.

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Cape Vincent to the nearest branch in New York.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Cape Vincent residents like anyone else.

Banks near Cape Vincent

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Chaumont (11 miles) and Clayton (15 miles). Watertown, 23 miles away, has the most banks nearby: 5.

Bank branch openings and closings in Cape Vincent

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Cape Vincent between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Cape Vincent by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Cape Vincent offices.

Short answer: Gouverneur Savings and Loan Association is the largest bank with offices in Cape Vincent, with $198.9 million in total assets on June 30, 2026, No. 3,000 among U.S. banks by total assets. GS&L Municipal Bank is second with $31.6 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Cape Vincent: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.