Banks in Speonk, NY

Bank branch map: Speonk

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 1 institution operates 1 location in Speonk, according to the FDIC. 1 of them has coordinates on record and is on the map. 1 publish opening hours.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Speonk

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Capital One is the only bank with an office in Speonk. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Capital One Capital One, National Association · 1 branch · main office Mclean, VA Bank · 1

Capital One has 1 branch in Speonk, 77 across New York and 249 nationwide. FDIC records list its main office in Mclean, VA and show it operating since 1933. With $662.16 billion in total assets on June 30, 2026, it ranks No. 7 of 4,232 U.S. banks by total assets. The Speonk Branch at 172 Montauk Hwy dates to 1973 in FDIC branch records. It opens on Saturday.

• Speonk Branch

  172 Montauk Hwy, 11972

  (631) 325-0500Today 9 am to 5 pm

  All hours

  Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun closed

  Hours: Capital One branch locator (All The Places), checked Oct 10, 2026

  DirectionsBranch page

Capital One: profile, branches and contacts

Banking in Speonk: the local picture

Short answer: 1 bank runs 1 branch in Speonk according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Capital One has its main office in Mclean, VA, according to the FDIC.

The bank with the longest record here is Capital One, operating since 1933 according to the FDIC.

Of the 1 location with published hours. 1 opens on Saturday.

Banks open on Saturday in Speonk

Short answer: 1 of the 1 Speonk location with published hours opens on Saturday, run by 1 institution.

• Capital One: 1 of 1 branch (172 Montauk Hwy: Saturday 9 am to 12 pm)

Bank branches show hours only where the bank publishes them in a source this page uses. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Speonk, and where the nearest one is if they do not.

Short answer: No branches in Speonk: Chase (nearest in Westhampton Beach, 3 mi), Wells Fargo (nearest in Southampton, 16 mi), Bank of America (nearest in Riverhead, 8 mi), PNC Bank (nearest in New York, 65 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in New York, 67 mi), Huntington, Regions Bank, TD Bank (nearest in Westhampton Beach, 2 mi), BMO.

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Speonk to the nearest branch in New York.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Speonk residents like anyone else.

Banks near Speonk

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Westhampton Beach (3 miles) and Center Moriches (6 miles). Shirley, 9 miles away, has the most banks nearby: 7.

Bank branch openings and closings in Speonk

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Speonk between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Speonk by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Speonk offices.

Short answer: Capital One is the largest bank with offices in Speonk, with $662.16 billion in total assets on June 30, 2026, No. 7 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Speonk: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.