US Bank Directory

Banks in Yaphank, NY

2 FDIC-insured banks operate 2 offices in Yaphank, New York.

Source: FDIC BankFind, data as of September 5, 2026; hours checked October 10, 2026.

Bank branch map: Yaphank

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Yaphank, according to the FDIC. 2 of them have coordinates on record and are on the map. 1 publish opening hours.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

2 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Yaphank

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Chase and Ridgewood Savings Bank have the most locations in Yaphank, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Chase JPMorgan Chase Bank, National Association · 1 branch · main office Columbus, OH Bank · 1

Chase has 1 branch in Yaphank, 581 across New York and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Yaphank Branch at 128 Main St dates to 1976 in FDIC branch records. It opens on Saturday.

  • Yaphank Branch
    128 Main St, 11980
    (631) 924-4500Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published

    Hours: Chase branch locator (All The Places), checked Oct 10, 2026

Chase: profile, branches and contacts
Ridgewood Savings Bank 1 branch · main office Ridgewood, NY Bank · 1

Ridgewood Savings Bank has 1 branch in Yaphank, 38 across New York and 38 nationwide. FDIC records list its main office in Ridgewood, NY and show it operating since 1921. With $7.55 billion in total assets on June 30, 2026, it ranks No. 208 of 4,232 U.S. banks by total assets. The Yaphank Branch at 541 Boulevard East dates to 2023 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Yaphank Branch
    541 Boulevard East, 11980
    Hours: see the bank's site
Ridgewood Savings Bank: profile, branches and contacts

Banking in Yaphank: the local picture

Short answer: 2 banks run 2 branches in Yaphank according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Yaphank, 1 elsewhere in New York and 1 out of state, according to the FDIC.

The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is Chase's office at 128 Main St, dating to 1976; the newest is Ridgewood Savings Bank's at 541 Boulevard East, from 2023.

Of the 1 location with published hours. 1 opens on Saturday. 1 location has no published hours in these sources.

Banks open on Saturday in Yaphank

Short answer: 1 of the 1 Yaphank location with published hours opens on Saturday, run by 1 institution.

  • Chase: 1 of 1 branch (128 Main St: Saturday 9 am to 2 pm)

Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 2 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Yaphank, and where the nearest one is if they do not.

Short answer: In Yaphank: Chase (1). No branches in Yaphank: Wells Fargo (nearest in Lake Ronkonkoma, 9 mi), Bank of America (nearest in Shirley, 4 mi), PNC Bank (nearest in New York, 54 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in New York, 56 mi), Huntington, Regions Bank, TD Bank (nearest in Shirley, 4 mi), BMO.

BankIn YaphankNearest branch if none here
Chase1 branchhere
Wells FargoNoneLake Ronkonkoma, 9 miles away
Bank of AmericaNoneShirley, 4 miles away
PNC BankNoneNew York, 54 miles away
U.S. BankNonenone in New York
TruistNonenone in New York
Fifth Third BankNoneNew York, 56 miles away
HuntingtonNonenone in New York
Regions BankNonenone in New York
TD BankNoneShirley, 4 miles away
BMONonenone in New York

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Yaphank to the nearest branch in New York.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Yaphank residents like anyone else.

Banks near Yaphank

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Shirley (4 miles) and Medford (5 miles). Shirley, 4 miles away, has the most banks nearby: 7.

Bank branch openings and closings in Yaphank

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Yaphank between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Yaphank by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Yaphank offices.

Short answer: Chase is the largest bank with offices in Yaphank, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Ridgewood Savings Bank is second with $7.55 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Chase$4.09 trillionNo. 11Columbus, OH
Ridgewood Savings Bank$7.55 billionNo. 2081Ridgewood, NY

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Yaphank: FAQ

How many banks are in Yaphank, NY?

Yaphank has 2 banks with 2 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Yaphank?

Chase, with 1. Ridgewood Savings Bank has 1.

Is there a Chase in Yaphank, NY?

Yes. FDIC data lists 1 Chase branch in Yaphank as of September 5, 2026. The address and directions are under Chase above.

Is there a Ridgewood Savings Bank in Yaphank, NY?

Yes. FDIC data lists 1 Ridgewood Savings Bank branch in Yaphank as of September 5, 2026. The address and directions are under Ridgewood Savings Bank above.

Is there a Wells Fargo in Yaphank, NY?

No. FDIC data lists no Wells Fargo branch in Yaphank as of September 5, 2026. The nearest is in Lake Ronkonkoma, about 9 miles away in a straight line.

Which banks in Yaphank are open on Saturday?

Chase publishes Saturday hours for one or more Yaphank locations. The Saturday section above lists each one with its hours. 1 of the 2 locations here do not publish hours in the sources this page uses; call ahead.

What is the oldest bank in Yaphank?

Chase has the longest record among banks with a branch here: the FDIC shows it operating since 1824.

Did any bank branches open or close in Yaphank in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Yaphank?

Nearby cities with more banks include Shirley, Medford, Farmingville. Shirley is 4 miles away with 7 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Bank branch hours, phones and branch pages (1 of 2 branches: Chase)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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