US Bank Directory
Banks in Yaphank, NY
2 FDIC-insured banks operate 2 offices in Yaphank, New York.
Source: FDIC BankFind, data as of September 5, 2026; hours checked October 10, 2026.
Bank branch map: Yaphank
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 2 banks and credit unions operate 2 locations in Yaphank, according to the FDIC. 2 of them have coordinates on record and are on the map. 1 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
2 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Yaphank
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Chase and Ridgewood Savings Bank have the most locations in Yaphank, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Chase Bank · 1
Chase has 1 branch in Yaphank, 581 across New York and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Yaphank Branch at 128 Main St dates to 1976 in FDIC branch records. It opens on Saturday.
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Yaphank Branch128 Main St, 11980
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
Ridgewood Savings Bank Bank · 1
Ridgewood Savings Bank has 1 branch in Yaphank, 38 across New York and 38 nationwide. FDIC records list its main office in Ridgewood, NY and show it operating since 1921. With $7.55 billion in total assets on June 30, 2026, it ranks No. 208 of 4,232 U.S. banks by total assets. The Yaphank Branch at 541 Boulevard East dates to 2023 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Yaphank Branch541 Boulevard East, 11980
Banking in Yaphank: the local picture
Short answer: 2 banks run 2 branches in Yaphank according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 2 banks, 0 have their main office in Yaphank, 1 elsewhere in New York and 1 out of state, according to the FDIC.
The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is Chase's office at 128 Main St, dating to 1976; the newest is Ridgewood Savings Bank's at 541 Boulevard East, from 2023.
Of the 1 location with published hours. 1 opens on Saturday. 1 location has no published hours in these sources.
Banks open on Saturday in Yaphank
Short answer: 1 of the 1 Yaphank location with published hours opens on Saturday, run by 1 institution.
- Chase: 1 of 1 branch (128 Main St: Saturday 9 am to 2 pm)
Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 2 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Yaphank, and where the nearest one is if they do not.
Short answer: In Yaphank: Chase (1). No branches in Yaphank: Wells Fargo (nearest in Lake Ronkonkoma, 9 mi), Bank of America (nearest in Shirley, 4 mi), PNC Bank (nearest in New York, 54 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in New York, 56 mi), Huntington, Regions Bank, TD Bank (nearest in Shirley, 4 mi), BMO.
| Bank | In Yaphank | Nearest branch if none here |
|---|---|---|
| Chase | 1 branch | here |
| Wells Fargo | None | Lake Ronkonkoma, 9 miles away |
| Bank of America | None | Shirley, 4 miles away |
| PNC Bank | None | New York, 54 miles away |
| U.S. Bank | None | none in New York |
| Truist | None | none in New York |
| Fifth Third Bank | None | New York, 56 miles away |
| Huntington | None | none in New York |
| Regions Bank | None | none in New York |
| TD Bank | None | Shirley, 4 miles away |
| BMO | None | none in New York |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Yaphank to the nearest branch in New York.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Yaphank residents like anyone else.
Banks near Yaphank
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Shirley (4 miles) and Medford (5 miles). Shirley, 4 miles away, has the most banks nearby: 7.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Shirley, NY | 4 mi | 7 | 7 |
| Banks in Medford, NY | 5 mi | 4 | 4 |
| Banks in Farmingville, NY | 6 mi | 3 | 3 |
| Banks in Center Moriches, NY | 7 mi | 2 | 2 |
| Banks in Selden, NY | 7 mi | 3 | 3 |
| Banks in Rocky Point, NY | 7 mi | 5 | 5 |
| Banks in Patchogue, NY | 7 mi | 7 | 8 |
| Banks in Wading River, NY | 8 mi | 2 | 2 |
Bank branch openings and closings in Yaphank
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Yaphank between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Yaphank by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Yaphank offices.
Short answer: Chase is the largest bank with offices in Yaphank, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Ridgewood Savings Bank is second with $7.55 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 1 | Columbus, OH |
| Ridgewood Savings Bank | $7.55 billion | No. 208 | 1 | Ridgewood, NY |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Yaphank: FAQ
How many banks are in Yaphank, NY?
Yaphank has 2 banks with 2 branches, according to FDIC data as of September 5, 2026.
Which bank has the most branches in Yaphank?
Chase, with 1. Ridgewood Savings Bank has 1.
Is there a Chase in Yaphank, NY?
Yes. FDIC data lists 1 Chase branch in Yaphank as of September 5, 2026. The address and directions are under Chase above.
Is there a Ridgewood Savings Bank in Yaphank, NY?
Yes. FDIC data lists 1 Ridgewood Savings Bank branch in Yaphank as of September 5, 2026. The address and directions are under Ridgewood Savings Bank above.
Is there a Wells Fargo in Yaphank, NY?
No. FDIC data lists no Wells Fargo branch in Yaphank as of September 5, 2026. The nearest is in Lake Ronkonkoma, about 9 miles away in a straight line.
Which banks in Yaphank are open on Saturday?
Chase publishes Saturday hours for one or more Yaphank locations. The Saturday section above lists each one with its hours. 1 of the 2 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Yaphank?
Chase has the longest record among banks with a branch here: the FDIC shows it operating since 1824.
Did any bank branches open or close in Yaphank in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Yaphank?
Nearby cities with more banks include Shirley, Medford, Farmingville. Shirley is 4 miles away with 7 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Bank branch hours, phones and branch pages (1 of 2 branches: Chase) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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