US Bank Directory
Banks in Rocky Point, NY
5 FDIC-insured banks operate 5 offices in Rocky Point, New York, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Rocky Point
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 6 banks and credit unions operate 6 locations in Rocky Point, according to the FDIC and the NCUA. 6 of them have coordinates on record and are on the map. 3 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
6 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Rocky Point
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 5 banks share the most locations in Rocky Point, with 1 each. 5 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Bank of America Bank · 1
Bank of America has 1 branch in Rocky Point, 251 across New York and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The Rocky Point Branch at 366 Route 25a dates to 2025 in FDIC branch records. It opens on Saturday.
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Rocky Point Branch366 Route 25a, 11778
All hours
Mon closed; Tue to Fri 9 am to 4 pm; Sat 9 am to 2 pm; Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
Chase Bank · 1
Chase has 1 branch in Rocky Point, 581 across New York and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Rocky Point Branch at 346-20 New York Route 25a dates to 1973 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Rocky Point Branch346-20 New York Route 25a, 11778
Dime Community Bank Bank · 1
Dime Community Bank has 1 branch in Rocky Point, 63 across New York and 64 nationwide. FDIC records list its main office in Hauppauge, NY and show it operating since 1909. With $15.03 billion in total assets on June 30, 2026, it ranks No. 129 of 4,232 U.S. banks by total assets. The Rocky Point Branch at 75 Route 25a dates to 2013 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Rocky Point Branch75 Route 25a, 11778
Santander Bank · 1
Santander has 1 branch in Rocky Point, 134 across New York and 368 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1907. With $103.96 billion in total assets on June 30, 2026, it ranks No. 32 of 4,232 U.S. banks by total assets. The Rocky Point Branch at 325 Route 25a dates to 1923 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Rocky Point Branch325 Route 25a, 11778
TD Bank Bank · 1
TD Bank has 1 branch in Rocky Point, 231 across New York and 1,051 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1852. With $342.80 billion in total assets on June 30, 2026, it ranks No. 13 of 4,232 U.S. banks by total assets. The Rocky Point Branch at 320 Route 25a dates to 2008 in FDIC branch records. It opens on Saturday.
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Rocky Point Branch320 Route 25a, 11778
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun closed
Hours: TD Bank branch locator (All The Places), checked Oct 10, 2026
Teachers Credit Union Credit union · 1
Teachers Credit Union has 1 office in Rocky Point, 31 across New York. It is based in Smithtown, NY and $9.94 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Rocky Point561 Route 25A, 11778
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 2 pm; Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Rocky Point
1 credit union has 1 office here: Teachers Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Rocky Point page has every office in the state's directory.
Banking in Rocky Point: the local picture
Short answer: 5 banks run 5 branches in Rocky Point according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 5 banks, 0 have their main office in Rocky Point, 1 elsewhere in New York and 4 out of state, according to the FDIC.
The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is Santander's office at 325 Route 25a, dating to 1923; the newest is Bank of America's at 366 Route 25a, from 2025.
The only credit union with an office here is Teachers Credit Union.
Of the 3 locations with published hours. 3 open on Saturday. 3 locations have no published hours in these sources.
Banks and credit unions open on Saturday in Rocky Point
Short answer: 3 of the 3 Rocky Point locations with published hours open on Saturday, run by 3 institutions.
- Bank of America: 1 of 1 branch (366 Route 25a: Saturday 9 am to 2 pm)
- TD Bank: 1 of 1 branch (320 Route 25a: Saturday 9 am to 1 pm)
- Teachers Credit Union: 1 of 1 office (561 Route 25A: Saturday 9 am to 2 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 3 of the 6 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Rocky Point, and where the nearest one is if they do not.
Short answer: In Rocky Point: Chase (1), Bank of America (1), TD Bank (1). No branches in Rocky Point: Wells Fargo (nearest in Lake Ronkonkoma, 11 mi), PNC Bank (nearest in New York, 52 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in New York, 56 mi), Huntington, Regions Bank, BMO.
| Bank | In Rocky Point | Nearest branch if none here |
|---|---|---|
| Chase | 1 branch | here |
| Bank of America | 1 branch | here |
| TD Bank | 1 branch | here |
| Wells Fargo | None | Lake Ronkonkoma, 11 miles away |
| PNC Bank | None | New York, 52 miles away |
| U.S. Bank | None | none in New York |
| Truist | None | none in New York |
| Fifth Third Bank | None | New York, 56 miles away |
| Huntington | None | none in New York |
| Regions Bank | None | none in New York |
| BMO | None | none in New York |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Rocky Point to the nearest branch in New York.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Rocky Point residents like anyone else.
Banks near Rocky Point
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Miller Place (2 miles) and Wading River (5 miles). Port Jefferson Station, 6 miles away, has the most banks nearby: 5.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Miller Place, NY | 2 mi | 2 | 2 |
| Banks in Wading River, NY | 5 mi | 2 | 2 |
| Banks in Port Jefferson Station, NY | 6 mi | 5 | 5 |
| Banks in Port Jefferson, NY | 6 mi | 5 | 5 |
| Banks in Yaphank, NY | 7 mi | 2 | 2 |
| Banks in Selden, NY | 8 mi | 3 | 3 |
| Banks in East Setauket, NY | 8 mi | 4 | 4 |
| Banks in Farmingville, NY | 9 mi | 3 | 3 |
Bank branch openings and closings in Rocky Point
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Rocky Point between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Rocky Point by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Rocky Point offices.
Short answer: Chase is the largest bank with offices in Rocky Point, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Bank of America is second with $2.65 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 1 | Columbus, OH |
| Bank of America | $2.65 trillion | No. 2 | 1 | Charlotte, NC |
| TD Bank | $342.80 billion | No. 13 | 1 | Wilmington, DE |
| Santander | $103.96 billion | No. 32 | 1 | Wilmington, DE |
| Dime Community Bank | $15.03 billion | No. 129 | 1 | Hauppauge, NY |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Rocky Point: FAQ
How many banks are in Rocky Point, NY?
Rocky Point has 5 banks with 5 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Rocky Point?
Chase, with 1. Bank of America has 1 and TD Bank has 1.
Is there a Chase in Rocky Point, NY?
Yes. FDIC data lists 1 Chase branch in Rocky Point as of September 5, 2026. The address and directions are under Chase above.
Is there a Bank of America in Rocky Point, NY?
Yes. FDIC data lists 1 Bank of America branch in Rocky Point as of September 5, 2026. The address and directions are under Bank of America above.
Is there a TD Bank in Rocky Point, NY?
Yes. FDIC data lists 1 TD Bank branch in Rocky Point as of September 5, 2026. The address and directions are under TD Bank above.
Is there a Wells Fargo in Rocky Point, NY?
No. FDIC data lists no Wells Fargo branch in Rocky Point as of September 5, 2026. The nearest is in Lake Ronkonkoma, about 11 miles away in a straight line.
Which banks in Rocky Point are open on Saturday?
Bank of America, TD Bank and Teachers Credit Union publish Saturday hours for one or more Rocky Point locations. The Saturday section above lists each one with its hours. 3 of the 6 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Rocky Point?
Chase has the longest record among banks with a branch here: the FDIC shows it operating since 1824.
Which credit unions can I join in Rocky Point?
Teachers Credit Union has an office in Rocky Point. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Rocky Point in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Rocky Point?
Nearby cities with more banks include Miller Place, Wading River, Port Jefferson Station. Miller Place is 2 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (2 of 5 branches: Bank of America, TD Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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