US Bank Directory
Banks in Riverhead, NY
6 FDIC-insured banks operate 8 offices in Riverhead, New York, and 4 credit unions have 4 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Riverhead
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 10 banks and credit unions operate 12 locations in Riverhead, according to the FDIC and the NCUA. 10 of them have coordinates on record and are on the map. 10 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
10 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Riverhead
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Chase and M&T Bank have the most locations in Riverhead, with 2 each. 4 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Chase Bank · 2
Chase has 2 branches in Riverhead, 581 across New York and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Riverhead location is the Riverhead Branch at 7 W Main St, dating to 1872; the newest, at 1450 Old Country Rd, to 1957. All 2 of its Riverhead locations with published hours open on Saturday.
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Riverhead Shopping Center Branch1450 Old Country Rd, 11901
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
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Riverhead Branch7 W Main St, 11901
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
M&T Bank Bank · 2
M&T Bank has 2 branches in Riverhead, 275 across New York and 960 nationwide. FDIC records list its main office in Buffalo, NY and show it operating since 1856. With $218.79 billion in total assets on June 30, 2026, it ranks No. 21 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Riverhead location is the Riverhead Second St Branch at 6 W 2nd St, dating to 1890; the newest, at 1430 Old Country Rd, to 2005. 1 of its 2 Riverhead locations with published hours open on Saturday.
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Riverhead Branch1430 Old Country Rd, 11901
All hours
Mon closed; Tue to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun closed
Hours: M&T Bank branch locator (All The Places), checked Oct 10, 2026
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Riverhead Second St Branch6 W 2nd St, 11901
All hours
Mon closed; Tue to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: M&T Bank branch locator (All The Places), checked Oct 10, 2026
Bank of America Bank · 1
Bank of America has 1 branch in Riverhead, 251 across New York and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The Riverhead Branch at 499 Old Country Rd dates to 1887 in FDIC branch records. It opens on Saturday.
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Riverhead Branch499 Old Country Rd, 11901
All hours
Mon closed; Tue to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
Capital One Bank · 1
Capital One has 1 branch in Riverhead, 77 across New York and 249 nationwide. FDIC records list its main office in Mclean, VA and show it operating since 1933. With $662.16 billion in total assets on June 30, 2026, it ranks No. 7 of 4,232 U.S. banks by total assets. The Riverhead Rt 58 Branch at 1080 Rte 58, Roanoke Plaza dates to 1987 in FDIC branch records. It opens on Saturday.
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Riverhead Rt 58 Branch1080 Rte 58, Roanoke Plaza, 11901
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun closed
Hours: Capital One branch locator (All The Places), checked Oct 10, 2026
ConnectOne Bank Bank · 1
ConnectOne Bank has 1 branch in Riverhead, 42 across New York and 57 nationwide. FDIC records list its main office in Englewood Cliffs, NJ and show it operating since 2005. With $14.40 billion in total assets on June 30, 2026, it ranks No. 133 of 4,232 U.S. banks by total assets. The Riverhead Branch at 140 E Main St dates to 2020 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Riverhead Branch140 E Main St, 11901
Dime Community Bank Bank · 1
Dime Community Bank has 1 branch in Riverhead, 63 across New York and 64 nationwide. FDIC records list its main office in Hauppauge, NY and show it operating since 1909. With $15.03 billion in total assets on June 30, 2026, it ranks No. 129 of 4,232 U.S. banks by total assets. The Riverhead Branch at 209 W Main St dates to 2017 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Riverhead Branch209 W Main St, 11901
Fourleaf Credit Union Credit union · 1
Fourleaf Credit Union has 1 office in Riverhead, 38 across New York. It is based in Bethpage, NY and $14.37 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Riverhead1095 Old Country Rd, 11901
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 2 pm; Sun not published
Hours: NCUA, March 31, 2026
Island Credit Union Credit union · 1
Island Credit Union has 1 office in Riverhead, 8 across New York. It is based in Hauppauge, NY and $1.35 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Riverhead Branch1077 Old Country Rd, 11901
All hours
Mon to Wed 8:30 am to 5 pm; Thu to Fri 8:30 am to 6 pm; Sat 8:30 am to 3 pm; Sun not published
Hours: NCUA, March 31, 2026
Suffolk Credit Union Credit union · 1
Suffolk Credit Union has 1 office in Riverhead, 10 across New York. It is based in Medford, NY and $2.07 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Riverhead Branch2 Enterprise Zone Dr, 11901
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 2 pm; Sun not published
Hours: NCUA, March 31, 2026
Teachers Credit Union Credit union · 1
Teachers Credit Union has 1 office in Riverhead, 31 across New York. It is based in Smithtown, NY and $9.94 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Riverhead176 Old Country Rd, 11901
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 2 pm; Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Riverhead
4 credit unions have 4 offices here: Fourleaf Credit Union, Teachers Credit Union, Suffolk Credit Union and Island Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Riverhead page has every office in the state's directory.
Banking in Riverhead: the local picture
Short answer: 6 banks run 8 branches in Riverhead according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 6 banks, 0 have their main office in Riverhead, 2 elsewhere in New York and 4 out of state, according to the FDIC.
The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is Chase's office at 7 W Main St, dating to 1872; the newest is ConnectOne Bank's at 140 E Main St, from 2020.
4 credit unions have 4 offices in Riverhead, according to the NCUA. Who can join each one is on the credit unions page.
Of the 10 locations with published hours. 9 open on Saturday. 2 locations have no published hours in these sources.
Banks and credit unions open on Saturday in Riverhead
Short answer: 9 of the 10 Riverhead locations with published hours open on Saturday, run by 8 institutions.
- Chase: 2 of 2 branches (1450 Old Country Rd: Saturday 9 am to 2 pm, and 1 more)
- M&T Bank: 1 of 2 branches (6 W 2nd St: Saturday 9 am to 12 pm)
- Bank of America: 1 of 1 branch (499 Old Country Rd: Saturday 9 am to 2 pm)
- Capital One: 1 of 1 branch (1080 Rte 58, Roanoke Plaza: Saturday 9 am to 12 pm)
- Fourleaf Credit Union: 1 of 1 office (1095 Old Country Rd: Saturday 9 am to 2 pm)
- Teachers Credit Union: 1 of 1 office (176 Old Country Rd: Saturday 9 am to 2 pm)
- Suffolk Credit Union: 1 of 1 office (2 Enterprise Zone Dr: Saturday 9 am to 2 pm)
- Island Credit Union: 1 of 1 office (1077 Old Country Rd: Saturday 8:30 am to 3 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 12 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Riverhead, and where the nearest one is if they do not.
Short answer: In Riverhead: Chase (2), Bank of America (1). No branches in Riverhead: Wells Fargo (nearest in Southampton, 15 mi), PNC Bank (nearest in New York, 66 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in New York, 69 mi), Huntington, Regions Bank, TD Bank (nearest in Westhampton Beach, 7 mi), BMO.
| Bank | In Riverhead | Nearest branch if none here |
|---|---|---|
| Chase | 2 branches | here |
| Bank of America | 1 branch | here |
| Wells Fargo | None | Southampton, 15 miles away |
| PNC Bank | None | New York, 66 miles away |
| U.S. Bank | None | none in New York |
| Truist | None | none in New York |
| Fifth Third Bank | None | New York, 69 miles away |
| Huntington | None | none in New York |
| Regions Bank | None | none in New York |
| TD Bank | None | Westhampton Beach, 7 miles away |
| BMO | None | none in New York |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Riverhead to the nearest branch in New York.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Riverhead residents like anyone else.
Banks near Riverhead
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Westhampton Beach (8 miles) and Hampton Bays (8 miles). Shirley, 13 miles away, has the most banks nearby: 7.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Westhampton Beach, NY | 8 mi | 4 | 5 |
| Banks in Hampton Bays, NY | 8 mi | 6 | 6 |
| Banks in Mattituck, NY | 8 mi | 3 | 3 |
| Banks in Wading River, NY | 9 mi | 2 | 2 |
| Banks in Center Moriches, NY | 11 mi | 2 | 2 |
| Banks in Shirley, NY | 13 mi | 7 | 7 |
| Banks in Yaphank, NY | 14 mi | 2 | 2 |
| Banks in Rocky Point, NY | 14 mi | 5 | 5 |
Bank branch openings and closings in Riverhead
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Riverhead between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Riverhead by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Riverhead offices.
Short answer: Chase is the largest bank with offices in Riverhead, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Bank of America is second with $2.65 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 2 | Columbus, OH |
| Bank of America | $2.65 trillion | No. 2 | 1 | Charlotte, NC |
| Capital One | $662.16 billion | No. 7 | 1 | Mclean, VA |
| M&T Bank | $218.79 billion | No. 21 | 2 | Buffalo, NY |
| Dime Community Bank | $15.03 billion | No. 129 | 1 | Hauppauge, NY |
| ConnectOne Bank | $14.40 billion | No. 133 | 1 | Englewood Cliffs, NJ |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Riverhead: FAQ
How many banks are in Riverhead, NY?
Riverhead has 6 banks with 8 branches and 4 credit unions with 4 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Riverhead?
Chase, with 2. M&T Bank has 2 and Bank of America has 1.
Is there a Chase in Riverhead, NY?
Yes. FDIC data lists 2 Chase branches in Riverhead as of September 5, 2026. Its branches are listed under Chase above, with the address and directions for each.
Is there a M&T Bank in Riverhead, NY?
Yes. FDIC data lists 2 M&T Bank branches in Riverhead as of September 5, 2026. Its branches are listed under M&T Bank above, with the address and directions for each.
Is there a Bank of America in Riverhead, NY?
Yes. FDIC data lists 1 Bank of America branch in Riverhead as of September 5, 2026. The address and directions are under Bank of America above.
Is there a Wells Fargo in Riverhead, NY?
No. FDIC data lists no Wells Fargo branch in Riverhead as of September 5, 2026. The nearest is in Southampton, about 15 miles away in a straight line.
Which banks in Riverhead are open on Saturday?
Chase, M&T Bank, Bank of America and Capital One and 4 more publish Saturday hours for one or more Riverhead locations. The Saturday section above lists each one with its hours. 2 of the 12 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Riverhead?
Chase has the longest record among banks with a branch here: the FDIC shows it operating since 1824.
Which credit unions can I join in Riverhead?
Fourleaf Credit Union, Teachers Credit Union, Suffolk Credit Union and Island Credit Union have offices in Riverhead. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Riverhead in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Riverhead?
Nearby cities with more banks include Westhampton Beach, Hampton Bays, Mattituck. Westhampton Beach is 8 miles away with 4 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 2 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (6 of 8 branches: Bank of America, Capital One, Chase, M&T Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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