US Bank Directory
Banks in Westhampton Beach, NY
4 FDIC-insured banks operate 5 offices in Westhampton Beach, New York.
Source: FDIC BankFind, data as of September 5, 2026; hours checked October 10, 2026.
Bank branch map: Westhampton Beach
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 4 banks and credit unions operate 5 locations in Westhampton Beach, according to the FDIC. 5 of them have coordinates on record and are on the map. 4 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
5 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Westhampton Beach
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: M&T Bank has the most locations in Westhampton Beach, with 2. The other 3 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
M&T Bank Bank · 2
M&T Bank has 2 branches in Westhampton Beach, 275 across New York and 960 nationwide. FDIC records list its main office in Buffalo, NY and show it operating since 1856. With $218.79 billion in total assets on June 30, 2026, it ranks No. 21 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Westhampton Beach location is the Westhampton Beach Branch at 144 Sunset Ave, dating to 1972; the newest, at 133 Main St, to 2006. 1 of its 2 Westhampton Beach locations with published hours open on Saturday.
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West Hampton Beach Branch133 Main St, 11978
All hours
Mon closed; Tue to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat to Sun closed
Hours: M&T Bank branch locator (All The Places), checked Oct 10, 2026
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Westhampton Beach Branch144 Sunset Ave, 11978
All hours
Mon closed; Tue to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun closed
Hours: M&T Bank branch locator (All The Places), checked Oct 10, 2026
Chase Bank · 1
Chase has 1 branch in Westhampton Beach, 581 across New York and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Westhampton Beach Branch at 154 Main St dates to 1904 in FDIC branch records. It opens on Saturday.
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Westhampton Beach Branch154 Main St, 11978
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
Dime Community Bank Bank · 1
Dime Community Bank has 1 branch in Westhampton Beach, 63 across New York and 64 nationwide. FDIC records list its main office in Hauppauge, NY and show it operating since 1909. With $15.03 billion in total assets on June 30, 2026, it ranks No. 129 of 4,232 U.S. banks by total assets. The Westhampton Beach Branch at 194 Mill Rd dates to 2005 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Westhampton Beach Branch194 Mill Rd, 11978
TD Bank Bank · 1
TD Bank has 1 branch in Westhampton Beach, 231 across New York and 1,051 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1852. With $342.80 billion in total assets on June 30, 2026, it ranks No. 13 of 4,232 U.S. banks by total assets. The Westhampton Beach Branch at 115 Montauk Hwy dates to 2005 in FDIC branch records. It opens on Saturday.
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Westhampton Beach Branch115 Montauk Hwy, 11978
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun closed
Hours: TD Bank branch locator (All The Places), checked Oct 10, 2026
Banking in Westhampton Beach: the local picture
Short answer: 4 banks run 5 branches in Westhampton Beach according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 4 banks, 0 have their main office in Westhampton Beach, 2 elsewhere in New York and 2 out of state, according to the FDIC.
The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is Chase's office at 154 Main St, dating to 1904; the newest is M&T Bank's at 133 Main St, from 2006.
Of the 4 locations with published hours. 3 open on Saturday. 1 location has no published hours in these sources.
Banks open on Saturday in Westhampton Beach
Short answer: 3 of the 4 Westhampton Beach locations with published hours open on Saturday, run by 3 institutions.
- M&T Bank: 1 of 2 branches (144 Sunset Ave: Saturday 9 am to 12 pm)
- Chase: 1 of 1 branch (154 Main St: Saturday 9 am to 2 pm)
- TD Bank: 1 of 1 branch (115 Montauk Hwy: Saturday 9 am to 1 pm)
Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 5 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Westhampton Beach, and where the nearest one is if they do not.
Short answer: In Westhampton Beach: Chase (1), TD Bank (1). No branches in Westhampton Beach: Wells Fargo (nearest in Southampton, 14 mi), Bank of America (nearest in Hampton Bays, 8 mi), PNC Bank (nearest in New York, 68 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in New York, 70 mi), Huntington, Regions Bank, BMO.
| Bank | In Westhampton Beach | Nearest branch if none here |
|---|---|---|
| Chase | 1 branch | here |
| TD Bank | 1 branch | here |
| Wells Fargo | None | Southampton, 14 miles away |
| Bank of America | None | Hampton Bays, 8 miles away |
| PNC Bank | None | New York, 68 miles away |
| U.S. Bank | None | none in New York |
| Truist | None | none in New York |
| Fifth Third Bank | None | New York, 70 miles away |
| Huntington | None | none in New York |
| Regions Bank | None | none in New York |
| BMO | None | none in New York |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Westhampton Beach to the nearest branch in New York.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Westhampton Beach residents like anyone else.
Banks near Westhampton Beach
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Hampton Bays (7 miles) and Riverhead (8 miles). Shirley, 12 miles away, has the most banks nearby: 7.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Hampton Bays, NY | 7 mi | 6 | 6 |
| Banks in Riverhead, NY | 8 mi | 6 | 8 |
| Banks in Center Moriches, NY | 8 mi | 2 | 2 |
| Banks in Shirley, NY | 12 mi | 7 | 7 |
| Banks in Mattituck, NY | 13 mi | 3 | 3 |
| Banks in Wading River, NY | 14 mi | 2 | 2 |
| Banks in Yaphank, NY | 14 mi | 2 | 2 |
| Banks in Southampton, NY | 14 mi | 7 | 7 |
Bank branch openings and closings in Westhampton Beach
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Westhampton Beach between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Westhampton Beach by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Westhampton Beach offices.
Short answer: Chase is the largest bank with offices in Westhampton Beach, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. TD Bank is second with $342.80 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 1 | Columbus, OH |
| TD Bank | $342.80 billion | No. 13 | 1 | Wilmington, DE |
| M&T Bank | $218.79 billion | No. 21 | 2 | Buffalo, NY |
| Dime Community Bank | $15.03 billion | No. 129 | 1 | Hauppauge, NY |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Westhampton Beach: FAQ
How many banks are in Westhampton Beach, NY?
Westhampton Beach has 4 banks with 5 branches, according to FDIC data as of September 5, 2026.
Which bank has the most branches in Westhampton Beach?
M&T Bank, with 2. Chase has 1 and TD Bank has 1.
Is there a M&T Bank in Westhampton Beach, NY?
Yes. FDIC data lists 2 M&T Bank branches in Westhampton Beach as of September 5, 2026. Its branches are listed under M&T Bank above, with the address and directions for each.
Is there a Chase in Westhampton Beach, NY?
Yes. FDIC data lists 1 Chase branch in Westhampton Beach as of September 5, 2026. The address and directions are under Chase above.
Is there a TD Bank in Westhampton Beach, NY?
Yes. FDIC data lists 1 TD Bank branch in Westhampton Beach as of September 5, 2026. The address and directions are under TD Bank above.
Is there a Wells Fargo in Westhampton Beach, NY?
No. FDIC data lists no Wells Fargo branch in Westhampton Beach as of September 5, 2026. The nearest is in Southampton, about 14 miles away in a straight line.
Which banks in Westhampton Beach are open on Saturday?
M&T Bank, Chase and TD Bank publish Saturday hours for one or more Westhampton Beach locations. The Saturday section above lists each one with its hours. 1 of the 5 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Westhampton Beach?
Chase has the longest record among banks with a branch here: the FDIC shows it operating since 1824.
Did any bank branches open or close in Westhampton Beach in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Westhampton Beach?
Nearby cities with more banks include Hampton Bays, Riverhead, Center Moriches. Hampton Bays is 7 miles away with 6 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Bank branch hours, phones and branch pages (4 of 5 branches: Chase, M&T Bank, TD Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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