Banks in Sackets Harbor, NY

Bank branch map: Sackets Harbor

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 1 institution operates 1 location in Sackets Harbor, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Sackets Harbor

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Watertown Savings Bank is the only bank with an office in Sackets Harbor. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Watertown Savings Bank 1 branch · main office Watertown, NY Bank · 1

Watertown Savings Bank has 1 branch in Sackets Harbor, 10 across New York and 10 nationwide. FDIC records list its main office in Watertown, NY and show it operating since 1894. With $971.0 million in total assets on June 30, 2026, it ranks No. 1,077 of 4,232 U.S. banks by total assets. The Sackets Harbor Branch at 100 West Main Street dates to 1998 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Sackets Harbor Branch

  100 West Main Street, 13685

  Hours: see the bank's site
  DirectionsWebsite

Watertown Savings Bank: profile, branches and contacts

Banking in Sackets Harbor: the local picture

Short answer: 1 bank runs 1 branch in Sackets Harbor according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Watertown Savings Bank has its main office in Watertown, NY, according to the FDIC.

The bank with the longest record here is Watertown Savings Bank, operating since 1894 according to the FDIC.

The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Sackets Harbor, and where the nearest one is if they do not.

Short answer: No branches in Sackets Harbor: Chase (nearest in Oswego, 39 mi), Wells Fargo (nearest in Kingston, 175 mi), Bank of America (nearest in Cicero, 55 mi), PNC Bank (nearest in New York, 241 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in New York, 246 mi), Huntington, Regions Bank, TD Bank (nearest in Warrensburg, 121 mi), BMO.

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Sackets Harbor to the nearest branch in New York.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Sackets Harbor residents like anyone else.

Banks near Sackets Harbor

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Chaumont (8 miles) and Watertown (10 miles). Watertown, 10 miles away, has the most banks nearby: 5.

Bank branch openings and closings in Sackets Harbor

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Sackets Harbor between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Sackets Harbor by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Sackets Harbor offices.

Short answer: Watertown Savings Bank is the largest bank with offices in Sackets Harbor, with $971.0 million in total assets on June 30, 2026, No. 1,077 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Sackets Harbor: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.