US Bank Directory
Banks in Andes, NY
1 FDIC-insured bank operates 1 office in Andes, New York.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Andes
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 1 institution operates 1 location in Andes, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
1 location on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Andes
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Wayne Bank is the only bank with an office in Andes. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Wayne Bank Bank · 1
Wayne Bank has 1 branch in Andes, 14 across New York and 33 nationwide. FDIC records list its main office in Honesdale, PA and show it operating since 1871. With $2.91 billion in total assets on June 30, 2026, it ranks No. 440 of 4,232 U.S. banks by total assets. The Andes Branch at 314 Main St dates to 1958 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Andes Branch314 Main St, 13731
Banking in Andes: the local picture
Short answer: 1 bank runs 1 branch in Andes according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Wayne Bank has its main office in Honesdale, PA, according to the FDIC.
The bank with the longest record here is Wayne Bank, operating since 1871 according to the FDIC.
The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Andes, and where the nearest one is if they do not.
Short answer: No branches in Andes: Chase (nearest in Monticello, 37 mi), Wells Fargo (nearest in Kingston, 43 mi), Bank of America (nearest in Kingston, 42 mi), PNC Bank (nearest in New York, 102 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in New York, 108 mi), Huntington, Regions Bank, TD Bank (nearest in Monticello, 37 mi), BMO.
| Bank | In Andes | Nearest branch if none here |
|---|---|---|
| Chase | None | Monticello, 37 miles away |
| Wells Fargo | None | Kingston, 43 miles away |
| Bank of America | None | Kingston, 42 miles away |
| PNC Bank | None | New York, 102 miles away |
| U.S. Bank | None | none in New York |
| Truist | None | none in New York |
| Fifth Third Bank | None | New York, 108 miles away |
| Huntington | None | none in New York |
| Regions Bank | None | none in New York |
| TD Bank | None | Monticello, 37 miles away |
| BMO | None | none in New York |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Andes to the nearest branch in New York.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Andes residents like anyone else.
Banks near Andes
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Margaretville (8 miles) and Delhi (9 miles). Oneonta, 23 miles away, has the most banks nearby: 4.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Margaretville, NY | 8 mi | 2 | 2 |
| Banks in Delhi, NY | 9 mi | 2 | 2 |
| Banks in Hobart, NY | 14 mi | 2 | 2 |
| Banks in Walton, NY | 18 mi | 2 | 2 |
| Banks in Oneonta, NY | 23 mi | 4 | 7 |
| Banks in Liberty, NY | 28 mi | 4 | 4 |
| Banks in Windham, NY | 29 mi | 2 | 2 |
| Banks in Sidney, NY | 32 mi | 2 | 2 |
Bank branch openings and closings in Andes
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Andes between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Andes by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Andes offices.
Short answer: Wayne Bank is the largest bank with offices in Andes, with $2.91 billion in total assets on June 30, 2026, No. 440 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Wayne Bank | $2.91 billion | No. 440 | 1 | Honesdale, PA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Andes: FAQ
How many banks are in Andes, NY?
Andes has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.
Is there a Wayne Bank in Andes, NY?
Yes. FDIC data lists 1 Wayne Bank branch in Andes as of September 5, 2026. The address and directions are under Wayne Bank above.
Is there a Chase in Andes, NY?
No. FDIC data lists no Chase branch in Andes as of September 5, 2026. The nearest is in Monticello, about 37 miles away in a straight line.
What is the oldest bank in Andes?
Wayne Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1871.
Did any bank branches open or close in Andes in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Andes?
Nearby cities with more banks include Margaretville, Delhi, Hobart. Margaretville is 8 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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