Banks in Kirtland, NM

Bank branch map: Kirtland

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Kirtland, according to the FDIC and the NCUA. 2 of them have coordinates on record and are on the map. 1 publish opening hours.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Kirtland

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Bank of the Southwest is the only bank with an office in Kirtland. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Bank of the Southwest 1 branch · main office Roswell, NM Bank · 1

Bank of the Southwest has 1 branch in Kirtland, 13 across New Mexico and 13 nationwide. FDIC records list its main office in Roswell, NM and show it operating since 1930. With $176.3 million in total assets on June 30, 2026, it ranks No. 3,146 of 4,232 U.S. banks by total assets. The Kirtland Branch at 2 County Rd 6500 dates to 1973 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Kirtland Branch

  2 County Rd 6500, 87417

  Hours: see the bank's site
  DirectionsWebsite

Bank of the Southwest: profile, branches and contacts

Four Corners Credit Union 1 office · main office Kirtland, NM Credit union · 1

Four Corners Credit Union has 1 office in Kirtland, 1 across New Mexico. It is based in Kirtland, NM and $15.1 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

• Main Office main office

  16 Road 6500, 87417

  (505) 598-6623Today 9 am to 6 pm

  All hours

  Mon to Tue 9 am to 5 pm; Wed to Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun not published

  Hours: NCUA, March 31, 2026

  Directions

Four Corners Credit Union: profile, branches and contacts

Join a credit union in Kirtland

1 credit union has 1 office here: Four Corners Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Kirtland page has every office in the state's directory.

Banking in Kirtland: the local picture

Short answer: 1 bank runs 1 branch in Kirtland according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Bank of the Southwest has its main office in Roswell, NM, according to the FDIC.

The bank with the longest record here is Bank of the Southwest, operating since 1930 according to the FDIC.

The only credit union with an office here is Four Corners Credit Union.

Of the 1 location with published hours. 1 opens on Saturday. 1 location has no published hours in these sources.

Credit unions open on Saturday in Kirtland

Short answer: 1 of the 1 Kirtland location with published hours opens on Saturday, run by 1 institution.

• Four Corners Credit Union: 1 of 1 office (16 Road 6500: Saturday 9 am to 12 pm)

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 2 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Kirtland, and where the nearest one is if they do not.

Short answer: No branches in Kirtland: Chase (nearest in Albuquerque, 143 mi), Wells Fargo (nearest in Farmington, 9 mi), Bank of America (nearest in Farmington, 10 mi), PNC Bank (nearest in Bernalillo, 140 mi), U.S. Bank (nearest in Gallup, 87 mi), Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO (nearest in Rio Rancho, 141 mi).

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Kirtland to the nearest branch in New Mexico.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Kirtland residents like anyone else.

Banks near Kirtland

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Farmington (10 miles) and Aztec (21 miles). Rio Rancho, 141 miles away, has the most banks nearby: 10.

Bank branch openings and closings in Kirtland

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Kirtland between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Kirtland

Short answer: 1 institution has its main office in Kirtland: Four Corners Credit Union.

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Kirtland by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Kirtland offices.

Short answer: Bank of the Southwest is the largest bank with offices in Kirtland, with $176.3 million in total assets on June 30, 2026, No. 3,146 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Kirtland: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.