US Bank Directory
Banks in Bayard, NM
1 FDIC-insured bank operates 1 office in Bayard, New Mexico.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Bayard
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 1 institution operates 1 location in Bayard, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
1 location on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Bayard
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: First American Bank is the only bank with an office in Bayard. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
First American Bank Bank · 1
First American Bank has 1 branch in Bayard, 17 across New Mexico and 21 nationwide. FDIC records list its main office in Artesia, NM and show it operating since 1903. With $1.91 billion in total assets on June 30, 2026, it ranks No. 625 of 4,232 U.S. banks by total assets. The Bayard Branch at 1401 Tom Foy Blvd dates to 2002 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Bayard Branch1401 Tom Foy Blvd, 88023
Banking in Bayard: the local picture
Short answer: 1 bank runs 1 branch in Bayard according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
First American Bank has its main office in Artesia, NM, according to the FDIC.
The bank with the longest record here is First American Bank, operating since 1903 according to the FDIC.
The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Bayard, and where the nearest one is if they do not.
Short answer: No branches in Bayard: Chase (nearest in Albuquerque, 180 mi), Wells Fargo (nearest in Silver City, 8 mi), Bank of America (nearest in Las Cruces, 87 mi), PNC Bank (nearest in Las Cruces, 88 mi), U.S. Bank (nearest in Las Cruces, 86 mi), Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO (nearest in Las Cruces, 85 mi).
| Bank | In Bayard | Nearest branch if none here |
|---|---|---|
| Chase | None | Albuquerque, 180 miles away |
| Wells Fargo | None | Silver City, 8 miles away |
| Bank of America | None | Las Cruces, 87 miles away |
| PNC Bank | None | Las Cruces, 88 miles away |
| U.S. Bank | None | Las Cruces, 86 miles away |
| Truist | None | none in New Mexico |
| Fifth Third Bank | None | none in New Mexico |
| Huntington | None | none in New Mexico |
| Regions Bank | None | none in New Mexico |
| TD Bank | None | none in New Mexico |
| BMO | None | Las Cruces, 85 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Bayard to the nearest branch in New Mexico.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Bayard residents like anyone else.
Banks near Bayard
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Silver City (7 miles) and Deming (41 miles). Las Cruces, 86 miles away, has the most banks nearby: 17.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Silver City, NM | 7 mi | 6 | 7 |
| Banks in Deming, NM | 41 mi | 3 | 4 |
| Banks in Hatch, NM | 58 mi | 2 | 2 |
| Banks in Truth Or Consequences, NM | 58 mi | 3 | 3 |
| Banks in Las Cruces, NM | 86 mi | 17 | 33 |
| Banks in Anthony, NM | 104 mi | 3 | 3 |
| Banks in Socorro, NM | 115 mi | 3 | 4 |
| Banks in Tularosa, NM | 125 mi | 2 | 2 |
Bank branch openings and closings in Bayard
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Bayard between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Bayard by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Bayard offices.
Short answer: First American Bank is the largest bank with offices in Bayard, with $1.91 billion in total assets on June 30, 2026, No. 625 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| First American Bank | $1.91 billion | No. 625 | 1 | Artesia, NM |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Bayard: FAQ
How many banks are in Bayard, NM?
Bayard has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.
Is there a First American Bank in Bayard, NM?
Yes. FDIC data lists 1 First American Bank branch in Bayard as of September 5, 2026. The address and directions are under First American Bank above.
Is there a Chase in Bayard, NM?
No. FDIC data lists no Chase branch in Bayard as of September 5, 2026. The nearest is in Albuquerque, about 180 miles away in a straight line.
What is the oldest bank in Bayard?
First American Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1903.
Did any bank branches open or close in Bayard in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Bayard?
Nearby cities with more banks include Silver City, Deming, Hatch. Silver City is 7 miles away with 6 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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