Banks in Rio Grande, NJ

Bank branch map: Rio Grande

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 3 locations in Rio Grande, according to the FDIC and the NCUA. 3 of them have coordinates on record and are on the map. 2 publish opening hours.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Rio Grande

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Bank of America and Sturdy Savings Bank have the most locations in Rio Grande, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Bank of America Bank of America, National Association · 1 branch · main office Charlotte, NC Bank · 1

Bank of America has 1 branch in Rio Grande, 179 across New Jersey and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The Rio Grande Branch at 1515 Wildwood Blvd dates to 1927 in FDIC branch records. It opens on Saturday.

• Rio Grande Branch

  1515 Wildwood Blvd, 08242

  (609) 886-4800Today 9 am to 5 pm

  All hours

  Mon closed; Tue to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun closed

  Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026

  DirectionsBranch page

Bank of America: profile, branches and contacts

Jersey Shore Credit Union 1 office · main office Northfield, NJ Credit union · 1

Jersey Shore Credit Union has 1 office in Rio Grande, 5 across New Jersey. It is based in Northfield, NJ and $247.1 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

• Rio Office

  3301 Route 9 S, 08242

  (609) 646-3339Today 9 am to 5 pm

  All hours

  Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published

  Hours: NCUA, March 31, 2026

  Directions

Jersey Shore Credit Union: profile, branches and contacts

Sturdy Savings Bank 1 branch · main office Stone Harbor, NJ Bank · 1

Sturdy Savings Bank has 1 branch in Rio Grande, 13 across New Jersey and 13 nationwide. FDIC records list its main office in Stone Harbor, NJ and show it operating since 1922. With $1.14 billion in total assets on June 30, 2026, it ranks No. 929 of 4,232 U.S. banks by total assets. The Rio Grande Branch at 3195 Route 9 S dates to 2007 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Rio Grande Branch

  3195 Route 9 S, 08242

  Hours: see the bank's site
  DirectionsWebsite

Sturdy Savings Bank: profile, branches and contacts

Join a credit union in Rio Grande

1 credit union has 1 office here: Jersey Shore Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Rio Grande page has every office in the state's directory.

Banking in Rio Grande: the local picture

Short answer: 2 banks run 2 branches in Rio Grande according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Rio Grande, 1 elsewhere in New Jersey and 1 out of state, according to the FDIC.

The bank with the longest record here is Bank of America, operating since 1904 according to the FDIC. In FDIC branch records, the longest-running branch is Bank of America's office at 1515 Wildwood Blvd, dating to 1927; the newest is Sturdy Savings Bank's at 3195 Route 9 S, from 2007.

The only credit union with an office here is Jersey Shore Credit Union.

Of the 2 locations with published hours. 2 open on Saturday. 1 location has no published hours in these sources.

Banks and credit unions open on Saturday in Rio Grande

Short answer: 2 of the 2 Rio Grande locations with published hours open on Saturday, run by 2 institutions.

• Bank of America: 1 of 1 branch (1515 Wildwood Blvd: Saturday 9 am to 2 pm)
• Jersey Shore Credit Union: 1 of 1 office (3301 Route 9 S: Saturday 9 am to 12 pm)

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 3 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Rio Grande, and where the nearest one is if they do not.

Short answer: In Rio Grande: Bank of America (1). No branches in Rio Grande: Chase (nearest in Cape May Court House, 6 mi), Wells Fargo (nearest in Ocean City, 24 mi), PNC Bank (nearest in Wildwood, 4 mi), U.S. Bank, Truist (nearest in Linwood, 27 mi), Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Wildwood, 3 mi), BMO.

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Rio Grande to the nearest branch in New Jersey.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Rio Grande residents like anyone else.

Banks near Rio Grande

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Wildwood (4 miles) and North Wildwood (4 miles). Cape May Court House, 6 miles away, has the most banks nearby: 7.

Bank branch openings and closings in Rio Grande

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Rio Grande between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Rio Grande by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Rio Grande offices.

Short answer: Bank of America is the largest bank with offices in Rio Grande, with $2.65 trillion in total assets on June 30, 2026, No. 2 among U.S. banks by total assets. Sturdy Savings Bank is second with $1.14 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Rio Grande: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.