US Bank Directory
Banks in Ocean City, NJ
6 FDIC-insured banks operate 7 offices in Ocean City, New Jersey.
Source: FDIC BankFind, data as of September 5, 2026; hours checked October 10, 2026.
Bank branch map: Ocean City
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 6 banks and credit unions operate 7 locations in Ocean City, according to the FDIC. 7 of them have coordinates on record and are on the map. 2 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
7 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Ocean City
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Sturdy Savings Bank has the most locations in Ocean City, with 2. The other 5 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Sturdy Savings Bank Bank · 2
Sturdy Savings Bank has 2 branches in Ocean City, 13 across New Jersey and 13 nationwide. FDIC records list its main office in Stone Harbor, NJ and show it operating since 1922. With $1.14 billion in total assets on June 30, 2026, it ranks No. 929 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Ocean City location is the Ocean City Branch at 101 34th St, dating to 2007; the newest, at 661 Asbury Ave, to 2009. It does not publish hours in the sources this page uses; check its site before you go.
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Ocean City Branch101 34th St, 08226
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Asbury Avenue Branch661 Asbury Ave, 08226
OceanFirst Bank Bank · 1
OceanFirst Bank has 1 branch in Ocean City, 35 across New Jersey and 72 nationwide. FDIC records list its main office in Toms River, NJ and show it operating since 1902. With $23.17 billion in total assets on June 30, 2026, it ranks No. 93 of 4,232 U.S. banks by total assets. The Ocean City Branch at 1001 Asbury Ave dates to 1912 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Ocean City Branch1001 Asbury Ave, 08226
PNC Bank Bank · 1
PNC Bank has 1 branch in Ocean City, 174 across New Jersey and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. The Ocean City Branch at 900 Central Ave dates to 1971 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Ocean City Branch900 Central Ave, 08226
TD Bank Bank · 1
TD Bank has 1 branch in Ocean City, 208 across New Jersey and 1,051 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1852. With $342.80 billion in total assets on June 30, 2026, it ranks No. 13 of 4,232 U.S. banks by total assets. The Ocean City Branch at 101 E 9th St dates to 1988 in FDIC branch records. It opens on Saturday.
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Ocean City Branch101 E 9th St, 08226
All hours
Mon to Wed 9 am to 5 pm; Thu to Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun closed
Hours: TD Bank branch locator (All The Places), checked Oct 10, 2026
Univest Bank and Trust Co. Bank · 1
Univest Bank and Trust Co. has 1 branch in Ocean City, 1 across New Jersey and 51 nationwide. FDIC records list its main office in Souderton, PA and show it operating since 1876. With $8.17 billion in total assets on June 30, 2026, it ranks No. 197 of 4,232 U.S. banks by total assets. The Ocean City Branch at 921 West Ave dates to 2000 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Ocean City Branch921 West Ave, 08226
Wells Fargo Bank · 1
Wells Fargo has 1 branch in Ocean City, 196 across New Jersey and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Ocean City West Avenue Branch at 1300 West Ave dates to 1955 in FDIC branch records. It opens on Saturday.
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Ocean City West Avenue Branch1300 West Ave, 08226
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Banking in Ocean City: the local picture
Short answer: 6 banks run 7 branches in Ocean City according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 6 banks, 0 have their main office in Ocean City, 2 elsewhere in New Jersey and 4 out of state, according to the FDIC.
The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is OceanFirst Bank's office at 1001 Asbury Ave, dating to 1912; the newest is Sturdy Savings Bank's at 661 Asbury Ave, from 2009.
Of the 2 locations with published hours. 2 open on Saturday. 5 locations have no published hours in these sources.
Banks open on Saturday in Ocean City
Short answer: 2 of the 2 Ocean City locations with published hours open on Saturday, run by 2 institutions.
- Wells Fargo: 1 of 1 branch (1300 West Ave: Saturday 9 am to 2 pm)
- TD Bank: 1 of 1 branch (101 E 9th St: Saturday 9 am to 1 pm)
Bank branches show hours only where the bank publishes them in a source this page uses; 5 of the 7 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Ocean City, and where the nearest one is if they do not.
Short answer: In Ocean City: Wells Fargo (1), PNC Bank (1), TD Bank (1). No branches in Ocean City: Chase (nearest in Cape May Court House, 18 mi), Bank of America (nearest in Somers Point, 4 mi), U.S. Bank, Truist (nearest in Linwood, 4 mi), Fifth Third Bank, Huntington, Regions Bank, BMO.
| Bank | In Ocean City | Nearest branch if none here |
|---|---|---|
| Wells Fargo | 1 branch | here |
| PNC Bank | 1 branch | here |
| TD Bank | 1 branch | here |
| Chase | None | Cape May Court House, 18 miles away |
| Bank of America | None | Somers Point, 4 miles away |
| U.S. Bank | None | none in New Jersey |
| Truist | None | Linwood, 4 miles away |
| Fifth Third Bank | None | none in New Jersey |
| Huntington | None | none in New Jersey |
| Regions Bank | None | none in New Jersey |
| BMO | None | none in New Jersey |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Ocean City to the nearest branch in New Jersey.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Ocean City residents like anyone else.
Banks near Ocean City
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Somers Point (4 miles) and Marmora (4 miles). Somers Point, 4 miles away, has the most banks nearby: 5.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Somers Point, NJ | 4 mi | 5 | 5 |
| Banks in Marmora, NJ | 4 mi | 2 | 2 |
| Banks in Linwood, NJ | 5 mi | 4 | 4 |
| Banks in Margate City, NJ | 6 mi | 3 | 3 |
| Banks in Northfield, NJ | 7 mi | 4 | 4 |
| Banks in Egg Harbor Township, NJ | 9 mi | 5 | 5 |
| Banks in Atlantic City, NJ | 10 mi | 5 | 5 |
| Banks in Sea Isle City, NJ | 10 mi | 2 | 2 |
Bank branch openings and closings in Ocean City
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Ocean City between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Ocean City by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Ocean City offices.
Short answer: Wells Fargo is the largest bank with offices in Ocean City, with $1.91 trillion in total assets on June 30, 2026, No. 4 among U.S. banks by total assets. PNC Bank is second with $609.77 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Wells Fargo | $1.91 trillion | No. 4 | 1 | Sioux Falls, SD |
| PNC Bank | $609.77 billion | No. 8 | 1 | Wilmington, DE |
| TD Bank | $342.80 billion | No. 13 | 1 | Wilmington, DE |
| OceanFirst Bank | $23.17 billion | No. 93 | 1 | Toms River, NJ |
| Univest Bank and Trust Co. | $8.17 billion | No. 197 | 1 | Souderton, PA |
| Sturdy Savings Bank | $1.14 billion | No. 929 | 2 | Stone Harbor, NJ |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Ocean City: FAQ
How many banks are in Ocean City, NJ?
Ocean City has 6 banks with 7 branches, according to FDIC data as of September 5, 2026.
Which bank has the most branches in Ocean City?
Sturdy Savings Bank, with 2. Wells Fargo has 1 and PNC Bank has 1.
Is there a Sturdy Savings Bank in Ocean City, NJ?
Yes. FDIC data lists 2 Sturdy Savings Bank branches in Ocean City as of September 5, 2026. Its branches are listed under Sturdy Savings Bank above, with the address and directions for each.
Is there a Wells Fargo in Ocean City, NJ?
Yes. FDIC data lists 1 Wells Fargo branch in Ocean City as of September 5, 2026. The address and directions are under Wells Fargo above.
Is there a PNC Bank in Ocean City, NJ?
Yes. FDIC data lists 1 PNC Bank branch in Ocean City as of September 5, 2026. The address and directions are under PNC Bank above.
Is there a Chase in Ocean City, NJ?
No. FDIC data lists no Chase branch in Ocean City as of September 5, 2026. The nearest is in Cape May Court House, about 18 miles away in a straight line.
Which banks in Ocean City are open on Saturday?
Wells Fargo and TD Bank publish Saturday hours for one or more Ocean City locations. The Saturday section above lists each one with its hours. 5 of the 7 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Ocean City?
PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.
Did any bank branches open or close in Ocean City in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Ocean City?
Nearby cities with more banks include Somers Point, Marmora, Linwood. Somers Point is 4 miles away with 5 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Bank branch hours, phones and branch pages (2 of 7 branches: TD Bank, Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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