US Bank Directory
Banks in Atlantic City, NJ
5 FDIC-insured banks operate 5 offices in Atlantic City, New Jersey, and 3 credit unions have 3 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Atlantic City
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 8 banks and credit unions operate 8 locations in Atlantic City, according to the FDIC and the NCUA. 7 of them have coordinates on record and are on the map. 5 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
7 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Atlantic City
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 5 banks share the most locations in Atlantic City, with 1 each. 5 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Atlantic City Police Credit Union Credit union · 1
Atlantic City Police Credit Union has 1 office in Atlantic City, 1 across New Jersey. It is based in Northfield, NJ and $2.1 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office2715 Atlantic Ave, 08401
All hours
Mon 8 am to 1 pm; Tue not published; Wed 8 am to 1 pm; Thu not published; Fri 8 am to 1 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Bank of America Bank · 1
Bank of America has 1 branch in Atlantic City, 179 across New Jersey and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The Virginia Avenue Branch at 918 Atlantic Ave dates to 1947 in FDIC branch records. It opens on Saturday.
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Virginia Avenue Branch918 Atlantic Ave, 08401
All hours
Mon closed; Tue to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
Edifi Credit Union Credit union · 1
Edifi Credit Union has 1 office in Atlantic City, 8 across New Jersey. It is based in Rancocas, NJ and $258.7 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Atlantic City2652 Atlantic Ave, 08401
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
Jersey Shore Credit Union Credit union · 1
Jersey Shore Credit Union has 1 office in Atlantic City, 5 across New Jersey. It is based in Northfield, NJ and $247.1 million in assets on March 31, 2026, according to its NCUA call report. It does not publish hours in the sources this page uses; check its site before you go.
Who can join: see the credit union's site.
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Faa Tech Center OfficeWilliam J Hughes Technical Ctr, 08405
OceanFirst Bank Bank · 1
OceanFirst Bank has 1 branch in Atlantic City, 35 across New Jersey and 72 nationwide. FDIC records list its main office in Toms River, NJ and show it operating since 1902. With $23.17 billion in total assets on June 30, 2026, it ranks No. 93 of 4,232 U.S. banks by total assets. The Atlantic City Branch at 1801 Atlantic Avenue dates to 1940 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Atlantic City Branch1801 Atlantic Avenue, 08401
PNC Bank Bank · 1
PNC Bank has 1 branch in Atlantic City, 174 across New Jersey and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. The Boston Avenue Branch at 3400 Atlantic Ave dates to 1973 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Boston Avenue Branch3400 Atlantic Ave, 08401
TD Bank Bank · 1
TD Bank has 1 branch in Atlantic City, 208 across New Jersey and 1,051 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1852. With $342.80 billion in total assets on June 30, 2026, it ranks No. 13 of 4,232 U.S. banks by total assets. The Atlantic City Branch at 15 N Pennsylvania Ave dates to 1999 in FDIC branch records. It opens on Saturday.
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Atlantic City Branch15 N Pennsylvania Ave, 08401
All hours
Mon to Wed 9 am to 5 pm; Thu to Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun closed
Hours: TD Bank branch locator (All The Places), checked Oct 10, 2026
Wells Fargo Bank · 1
Wells Fargo has 1 branch in Atlantic City, 196 across New Jersey and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Atlantic City Branch at 1301 Atlantic Ave dates to 1958 in FDIC branch records. It opens on Saturday.
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Atlantic City Branch1301 Atlantic Ave, 08401
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Join a credit union in Atlantic City
3 credit unions have 3 offices here: Edifi Credit Union, Jersey Shore Credit Union and Atlantic City Police Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Atlantic City page has every office in the state's directory.
Banking in Atlantic City: the local picture
Short answer: 5 banks run 5 branches in Atlantic City according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 5 banks, 0 have their main office in Atlantic City, 1 elsewhere in New Jersey and 4 out of state, according to the FDIC.
The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is OceanFirst Bank's office at 1801 Atlantic Avenue, dating to 1940; the newest is TD Bank's at 15 N Pennsylvania Ave, from 1999.
3 credit unions have 3 offices in Atlantic City, according to the NCUA. Who can join each one is on the credit unions page.
Of the 5 locations with published hours. 4 open on Saturday. 3 locations have no published hours in these sources.
Banks by ZIP code in Atlantic City
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 08401 has the most bank and credit union offices in Atlantic City (7), followed by 08405 (1). Offices are spread across 2 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 08401 | 7 | 7 | Atlantic City Police Credit Union, Bank of America, Edifi Credit Union |
| 08405 | 1 | 1 | Jersey Shore Credit Union |
Banks and credit unions open on Saturday in Atlantic City
Short answer: 4 of the 5 Atlantic City locations with published hours open on Saturday, run by 4 institutions.
- Bank of America: 1 of 1 branch (918 Atlantic Ave: Saturday 9 am to 2 pm)
- Wells Fargo: 1 of 1 branch (1301 Atlantic Ave: Saturday 9 am to 2 pm)
- TD Bank: 1 of 1 branch (15 N Pennsylvania Ave: Saturday 9 am to 1 pm)
- Edifi Credit Union: 1 of 1 office (2652 Atlantic Ave: Saturday 9 am to 1 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 3 of the 8 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Atlantic City, and where the nearest one is if they do not.
Short answer: In Atlantic City: Wells Fargo (1), Bank of America (1), PNC Bank (1), TD Bank (1). No branches in Atlantic City: Chase (nearest in Little Egg Harbor, 17 mi), U.S. Bank, Truist (nearest in Linwood, 9 mi), Fifth Third Bank, Huntington, Regions Bank, BMO.
| Bank | In Atlantic City | Nearest branch if none here |
|---|---|---|
| Wells Fargo | 1 branch | here |
| Bank of America | 1 branch | here |
| PNC Bank | 1 branch | here |
| TD Bank | 1 branch | here |
| Chase | None | Little Egg Harbor, 17 miles away |
| U.S. Bank | None | none in New Jersey |
| Truist | None | Linwood, 9 miles away |
| Fifth Third Bank | None | none in New Jersey |
| Huntington | None | none in New Jersey |
| Regions Bank | None | none in New Jersey |
| BMO | None | none in New Jersey |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Atlantic City to the nearest branch in New Jersey.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Atlantic City residents like anyone else.
Banks near Atlantic City
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Margate City (4 miles) and Northfield (7 miles). Ocean City, 10 miles away, has the most banks nearby: 6.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Margate City, NJ | 4 mi | 3 | 3 |
| Banks in Northfield, NJ | 7 mi | 4 | 4 |
| Banks in Absecon, NJ | 7 mi | 4 | 6 |
| Banks in Linwood, NJ | 8 mi | 4 | 4 |
| Banks in Galloway, NJ | 9 mi | 3 | 3 |
| Banks in Egg Harbor Township, NJ | 9 mi | 5 | 5 |
| Banks in Somers Point, NJ | 9 mi | 5 | 5 |
| Banks in Ocean City, NJ | 10 mi | 6 | 7 |
Bank branch openings and closings in Atlantic City
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Atlantic City between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Atlantic City by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Atlantic City offices.
Short answer: Bank of America is the largest bank with offices in Atlantic City, with $2.65 trillion in total assets on June 30, 2026, No. 2 among U.S. banks by total assets. Wells Fargo is second with $1.91 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Bank of America | $2.65 trillion | No. 2 | 1 | Charlotte, NC |
| Wells Fargo | $1.91 trillion | No. 4 | 1 | Sioux Falls, SD |
| PNC Bank | $609.77 billion | No. 8 | 1 | Wilmington, DE |
| TD Bank | $342.80 billion | No. 13 | 1 | Wilmington, DE |
| OceanFirst Bank | $23.17 billion | No. 93 | 1 | Toms River, NJ |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Atlantic City: FAQ
How many banks are in Atlantic City, NJ?
Atlantic City has 5 banks with 5 branches and 3 credit unions with 3 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Atlantic City?
Bank of America, with 1. Wells Fargo has 1 and PNC Bank has 1.
Is there a Bank of America in Atlantic City, NJ?
Yes. FDIC data lists 1 Bank of America branch in Atlantic City as of September 5, 2026. The address and directions are under Bank of America above.
Is there a Wells Fargo in Atlantic City, NJ?
Yes. FDIC data lists 1 Wells Fargo branch in Atlantic City as of September 5, 2026. The address and directions are under Wells Fargo above.
Is there a PNC Bank in Atlantic City, NJ?
Yes. FDIC data lists 1 PNC Bank branch in Atlantic City as of September 5, 2026. The address and directions are under PNC Bank above.
Is there a Chase in Atlantic City, NJ?
No. FDIC data lists no Chase branch in Atlantic City as of September 5, 2026. The nearest is in Little Egg Harbor, about 17 miles away in a straight line.
Which banks in Atlantic City are open on Saturday?
Bank of America, Wells Fargo, TD Bank and Edifi Credit Union publish Saturday hours for one or more Atlantic City locations. The Saturday section above lists each one with its hours. 3 of the 8 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Atlantic City?
PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.
Which credit unions can I join in Atlantic City?
Edifi Credit Union, Jersey Shore Credit Union and Atlantic City Police Credit Union have offices in Atlantic City. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Atlantic City in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Atlantic City?
Nearby cities with more banks include Margate City, Northfield, Absecon. Margate City is 4 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 2 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (3 of 5 branches: Bank of America, TD Bank, Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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