Banks in Margate City, NJ

Bank branch map: Margate City

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 3 locations in Margate City, according to the FDIC. 3 of them have coordinates on record and are on the map. 2 publish opening hours.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Margate City

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Bank of America, Wells Fargo and OceanFirst Bank have the most locations in Margate City, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Bank of America Bank of America, National Association · 1 branch · main office Charlotte, NC Bank · 1

Bank of America has 1 branch in Margate City, 179 across New Jersey and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The Margate Branch at 20 S Essex Ave dates to 1969 in FDIC branch records. Its published hours do not list Saturday.

• Margate Branch

  20 S Essex Ave, 08402

  (609) 822-4300Today 9 am to 4 pm

  All hours

  Mon closed; Tue to Fri 9 am to 4 pm; Sat to Sun closed

  Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026

  DirectionsBranch page

Bank of America: profile, branches and contacts

OceanFirst Bank 1 branch · main office Toms River, NJ Bank · 1

OceanFirst Bank has 1 branch in Margate City, 35 across New Jersey and 72 nationwide. FDIC records list its main office in Toms River, NJ and show it operating since 1902. With $23.17 billion in total assets on June 30, 2026, it ranks No. 93 of 4,232 U.S. banks by total assets. The Margate City Branch at 7806 Ventnor Ave dates to 1943 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Margate City Branch

  7806 Ventnor Ave, 08402

  Hours: see the bank's site
  DirectionsWebsite

OceanFirst Bank: profile, branches and contacts

Wells Fargo Wells Fargo Bank, National Association · 1 branch · main office Sioux Falls, SD Bank · 1

Wells Fargo has 1 branch in Margate City, 196 across New Jersey and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Margate Branch at 8013 Atlantic Ave dates to 1950 in FDIC branch records. Its published hours do not list Saturday.

• Margate Branch

  8013 Atlantic Ave, 08402

  (609) 343-7622Today 9 am to 5 pm

  All hours

  Mon to Fri 9 am to 5 pm; Sat to Sun not published

  Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026

  DirectionsBranch page

Wells Fargo: profile, branches and contacts

Banking in Margate City: the local picture

Short answer: 3 banks run 3 branches in Margate City according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 3 banks, 0 have their main office in Margate City, 1 elsewhere in New Jersey and 2 out of state, according to the FDIC.

The bank with the longest record here is Wells Fargo, operating since 1870 according to the FDIC. In FDIC branch records, the longest-running branch is OceanFirst Bank's office at 7806 Ventnor Ave, dating to 1943; the newest is Bank of America's at 20 S Essex Ave, from 1969.

Of the 2 locations with published hours. None open on Saturday. 1 location has no published hours in these sources.

Saturday hours in Margate City

Short answer: None of the 2 Margate City locations with published hours lists Saturday hours. 1 location does not publish hours in these sources; call ahead.

Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 3 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Margate City, and where the nearest one is if they do not.

Short answer: In Margate City: Wells Fargo (1), Bank of America (1). No branches in Margate City: Chase (nearest in Little Egg Harbor, 20 mi), PNC Bank (nearest in Atlantic City, 3 mi), U.S. Bank, Truist (nearest in Linwood, 5 mi), Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Northfield, 4 mi), BMO.

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Margate City to the nearest branch in New Jersey.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Margate City residents like anyone else.

Banks near Margate City

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Atlantic City (4 miles) and Linwood (4 miles). Ocean City, 6 miles away, has the most banks nearby: 6.

Bank branch openings and closings in Margate City

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Margate City between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Margate City by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Margate City offices.

Short answer: Bank of America is the largest bank with offices in Margate City, with $2.65 trillion in total assets on June 30, 2026, No. 2 among U.S. banks by total assets. Wells Fargo is second with $1.91 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Margate City: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.