US Bank Directory

Banks in North Cape May, NJ

3 FDIC-insured banks operate 3 offices in North Cape May, New Jersey, and 1 credit union has 1 office.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: North Cape May

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 4 banks and credit unions operate 4 locations in North Cape May, according to the FDIC and the NCUA. 4 of them have coordinates on record and are on the map. 2 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

4 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in North Cape May

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Bank of America, Sturdy Savings Bank and Crest Savings Bank have the most locations in North Cape May, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Bank of America Bank of America, National Association · 1 branch · main office Charlotte, NC Bank · 1

Bank of America has 1 branch in North Cape May, 179 across New Jersey and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The North Cape May Branch at 3841 Bayshore Rd dates to 1970 in FDIC branch records. Its published hours do not list Saturday.

  • North Cape May Branch
    3841 Bayshore Rd, 08204
    (609) 886-8686Today 9 am to 4 pm
    All hours

    Mon closed; Tue to Fri 9 am to 4 pm; Sat to Sun closed

    Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026

Bank of America: profile, branches and contacts
Crest Savings Bank 1 branch · main office Wildwood, NJ Bank · 1

Crest Savings Bank has 1 branch in North Cape May, 8 across New Jersey and 8 nationwide. FDIC records list its main office in Wildwood, NJ and show it operating since 1919. With $594.2 million in total assets on June 30, 2026, it ranks No. 1,579 of 4,232 U.S. banks by total assets. The 3306 Bayshore Road Branch at 3306 Bayshore Rd dates to 2002 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • 3306 Bayshore Road Branch
    3306 Bayshore Rd, 08204
    Hours: see the bank's site
Crest Savings Bank: profile, branches and contacts
Delaware River & Bay Auth Emp Credit Union 1 office · main office New Castle, DE Credit union · 1

Delaware River & Bay Auth Emp Credit Union has 1 office in North Cape May, 1 across New Jersey. It is based in New Castle, DE and $4.2 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Cape May Terminal
    1200 Lincoln Blvd, 08204
    (609) 889-7242Today 9 am to 3 pm
    All hours

    Mon to Fri 9 am to 3 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Delaware River & Bay Auth Emp Credit Union: profile, branches and contacts
Sturdy Savings Bank 1 branch · main office Stone Harbor, NJ Bank · 1

Sturdy Savings Bank has 1 branch in North Cape May, 13 across New Jersey and 13 nationwide. FDIC records list its main office in Stone Harbor, NJ and show it operating since 1922. With $1.14 billion in total assets on June 30, 2026, it ranks No. 929 of 4,232 U.S. banks by total assets. The North Cape May Branch at 3851 Bayshore Rd dates to 1922 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • North Cape May Branch
    3851 Bayshore Rd, 08204
    Hours: see the bank's site
Sturdy Savings Bank: profile, branches and contacts

Join a credit union in North Cape May

1 credit union has 1 office here: Delaware River & Bay Auth Emp Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in North Cape May page has every office in the state's directory.

Banking in North Cape May: the local picture

Short answer: 3 banks run 3 branches in North Cape May according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 3 banks, 0 have their main office in North Cape May, 2 elsewhere in New Jersey and 1 out of state, according to the FDIC.

The bank with the longest record here is Bank of America, operating since 1904 according to the FDIC. In FDIC branch records, the longest-running branch is Sturdy Savings Bank's office at 3851 Bayshore Rd, dating to 1922; the newest is Crest Savings Bank's at 3306 Bayshore Rd, from 2002.

The only credit union with an office here is Delaware River & Bay Auth Emp Credit Union.

Of the 2 locations with published hours. None open on Saturday. 2 locations have no published hours in these sources.

Saturday hours in North Cape May

Short answer: None of the 2 North Cape May locations with published hours lists Saturday hours. 2 locations do not publish hours in these sources; call ahead.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 4 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in North Cape May, and where the nearest one is if they do not.

Short answer: In North Cape May: Bank of America (1). No branches in North Cape May: Chase (nearest in Cape May Court House, 10 mi), Wells Fargo (nearest in Ocean City, 28 mi), PNC Bank (nearest in Cape May, 1 mi), U.S. Bank, Truist (nearest in Linwood, 31 mi), Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Wildwood, 6 mi), BMO.

BankIn North Cape MayNearest branch if none here
Bank of America1 branchhere
ChaseNoneCape May Court House, 10 miles away
Wells FargoNoneOcean City, 28 miles away
PNC BankNoneCape May, 1 mile away
U.S. BankNonenone in New Jersey
TruistNoneLinwood, 31 miles away
Fifth Third BankNonenone in New Jersey
HuntingtonNonenone in New Jersey
Regions BankNonenone in New Jersey
TD BankNoneWildwood, 6 miles away
BMONonenone in New Jersey

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of North Cape May to the nearest branch in New Jersey.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to North Cape May residents like anyone else.

Banks near North Cape May

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Cape May (2 miles) and Rio Grande (4 miles). Cape May Court House, 10 miles away, has the most banks nearby: 7.

Bank branch openings and closings in North Cape May

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in North Cape May between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in North Cape May by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its North Cape May offices.

Short answer: Bank of America is the largest bank with offices in North Cape May, with $2.65 trillion in total assets on June 30, 2026, No. 2 among U.S. banks by total assets. Sturdy Savings Bank is second with $1.14 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Bank of America$2.65 trillionNo. 21Charlotte, NC
Sturdy Savings Bank$1.14 billionNo. 9291Stone Harbor, NJ
Crest Savings Bank$594.2 millionNo. 1,5791Wildwood, NJ

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in North Cape May: FAQ

How many banks are in North Cape May, NJ?

North Cape May has 3 banks with 3 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in North Cape May?

Bank of America, with 1. Sturdy Savings Bank has 1 and Crest Savings Bank has 1.

Is there a Bank of America in North Cape May, NJ?

Yes. FDIC data lists 1 Bank of America branch in North Cape May as of September 5, 2026. The address and directions are under Bank of America above.

Is there a Sturdy Savings Bank in North Cape May, NJ?

Yes. FDIC data lists 1 Sturdy Savings Bank branch in North Cape May as of September 5, 2026. The address and directions are under Sturdy Savings Bank above.

Is there a Crest Savings Bank in North Cape May, NJ?

Yes. FDIC data lists 1 Crest Savings Bank branch in North Cape May as of September 5, 2026. The address and directions are under Crest Savings Bank above.

Is there a Chase in North Cape May, NJ?

No. FDIC data lists no Chase branch in North Cape May as of September 5, 2026. The nearest is in Cape May Court House, about 10 miles away in a straight line.

Which banks in North Cape May are open on Saturday?

None of the 2 locations with published hours lists Saturday hours. 2 locations do not publish hours in our sources; call ahead.

What is the oldest bank in North Cape May?

Bank of America has the longest record among banks with a branch here: the FDIC shows it operating since 1904.

Which credit unions can I join in North Cape May?

Delaware River & Bay Auth Emp Credit Union has an office in North Cape May. Check each credit union's membership rules before you apply.

Did any bank branches open or close in North Cape May in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near North Cape May?

Nearby cities with more banks include Cape May, Rio Grande, Wildwood. Cape May is 2 miles away with 4 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 1 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Bank branch hours, phones and branch pages (1 of 3 branches: Bank of America)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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