Banks in Cape May, NJ

Bank branch map: Cape May

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 4 banks and credit unions operate 4 locations in Cape May, according to the FDIC. 4 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Cape May

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: 4 banks share the most locations in Cape May, with 1 each. 4 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Crest Savings Bank 1 branch · main office Wildwood, NJ Bank · 1

Crest Savings Bank has 1 branch in Cape May, 8 across New Jersey and 8 nationwide. FDIC records list its main office in Wildwood, NJ and show it operating since 1919. With $594.2 million in total assets on June 30, 2026, it ranks No. 1,579 of 4,232 U.S. banks by total assets. The Cape May Branch at 315 Ocean St dates to 2019 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Cape May Branch

  315 Ocean St, 08204

  Hours: see the bank's site
  DirectionsWebsite

Crest Savings Bank: profile, branches and contacts

OceanFirst Bank 1 branch · main office Toms River, NJ Bank · 1

OceanFirst Bank has 1 branch in Cape May, 35 across New Jersey and 72 nationwide. FDIC records list its main office in Toms River, NJ and show it operating since 1902. With $23.17 billion in total assets on June 30, 2026, it ranks No. 93 of 4,232 U.S. banks by total assets. The Cape May Branch at 217 Jackson St dates to 1923 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Cape May Branch

  217 Jackson St, 08204

  Hours: see the bank's site
  DirectionsWebsite

OceanFirst Bank: profile, branches and contacts

PNC Bank PNC Bank, National Association · 1 branch · main office Wilmington, DE Bank · 1

PNC Bank has 1 branch in Cape May, 174 across New Jersey and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. The North Cape May Branch at 3801 Bayshore Rd dates to 1977 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• North Cape May Branch

  3801 Bayshore Rd, 08204

  Hours: see the bank's site
  DirectionsWebsite

PNC Bank: profile, branches and contacts

Sturdy Savings Bank 1 branch · main office Stone Harbor, NJ Bank · 1

Sturdy Savings Bank has 1 branch in Cape May, 13 across New Jersey and 13 nationwide. FDIC records list its main office in Stone Harbor, NJ and show it operating since 1922. With $1.14 billion in total assets on June 30, 2026, it ranks No. 929 of 4,232 U.S. banks by total assets. The Cape May Branch at 701 Washington St dates to 1994 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Cape May Branch

  701 Washington St, 08204

  Hours: see the bank's site
  DirectionsWebsite

Sturdy Savings Bank: profile, branches and contacts

Banking in Cape May: the local picture

Short answer: 4 banks run 4 branches in Cape May according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 4 banks, 0 have their main office in Cape May, 3 elsewhere in New Jersey and 1 out of state, according to the FDIC.

The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is OceanFirst Bank's office at 217 Jackson St, dating to 1923; the newest is Crest Savings Bank's at 315 Ocean St, from 2019.

None of the 4 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Cape May, and where the nearest one is if they do not.

Short answer: In Cape May: PNC Bank (1). No branches in Cape May: Chase (nearest in Cape May Court House, 11 mi), Wells Fargo (nearest in Ocean City, 29 mi), Bank of America (nearest in North Cape May, 2 mi), U.S. Bank, Truist (nearest in Linwood, 32 mi), Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Wildwood, 6 mi), BMO.

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Cape May to the nearest branch in New Jersey.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Cape May residents like anyone else.

Banks near Cape May

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are North Cape May (2 miles) and Rio Grande (6 miles). Cape May Court House, 12 miles away, has the most banks nearby: 7.

Bank branch openings and closings in Cape May

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Cape May between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Cape May by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Cape May offices.

Short answer: PNC Bank is the largest bank with offices in Cape May, with $609.77 billion in total assets on June 30, 2026, No. 8 among U.S. banks by total assets. OceanFirst Bank is second with $23.17 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Cape May: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.