Banks in Wahpeton, ND

Bank branch map: Wahpeton

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 7 banks and credit unions operate 7 locations in Wahpeton, according to the FDIC and the NCUA. 7 of them have coordinates on record and are on the map. 3 publish opening hours.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Wahpeton

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: 6 banks share the most locations in Wahpeton, with 1 each. 6 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

American Federal Bank 1 branch · main office Fargo, ND Bank · 1

American Federal Bank has 1 branch in Wahpeton, 5 across North Dakota and 13 nationwide. FDIC records list its main office in Fargo, ND and show it operating since 1891. With $795.8 million in total assets on June 30, 2026, it ranks No. 1,266 of 4,232 U.S. banks by total assets. The Wapheton Branch at 615 2nd Ave N dates to 1893 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Wapheton Branch

  615 2nd Ave N, 58075

  Hours: see the bank's site
  DirectionsWebsite

American Federal Bank: profile, branches and contacts

Bell Bank 1 branch · main office Fargo, ND Bank · 1

Bell Bank has 1 branch in Wahpeton, 11 across North Dakota and 33 nationwide. FDIC records list its main office in Fargo, ND and show it operating since 1966. With $15.18 billion in total assets on June 30, 2026, it ranks No. 128 of 4,232 U.S. banks by total assets. The Wahpeton Branch at 717 2nd Ave N dates to 2008 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Wahpeton Branch

  717 2nd Ave N, 58075

  Hours: see the bank's site
  DirectionsWebsite

Bell Bank: profile, branches and contacts

First Community Credit Union 1 office · main office Jamestown, ND Credit union · 1

First Community Credit Union has 1 office in Wahpeton, 24 across North Dakota. It is based in Jamestown, ND and $1.53 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

• Branch - Wahpeton

  1601 Wheatland Rd, 58075

  (701) 642-2020Today 9 am to 4:30 pm

  All hours

  Mon to Fri 9 am to 4:30 pm; Sat to Sun not published

  Hours: NCUA, March 31, 2026

  Directions

First Community Credit Union: profile, branches and contacts

Gate City Bank 1 branch · main office Fargo, ND Bank · 1

Gate City Bank has 1 branch in Wahpeton, 36 across North Dakota and 46 nationwide. FDIC records list its main office in Fargo, ND and show it operating since 1923. With $4.04 billion in total assets on June 30, 2026, it ranks No. 331 of 4,232 U.S. banks by total assets. The 802 Dakota Ave Branch at 802 Dakota Ave dates to 1923 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• 802 Dakota Ave Branch

  802 Dakota Ave, 58075

  Hours: see the bank's site
  DirectionsWebsite

Gate City Bank: profile, branches and contacts

Old National Old National Bank · 1 branch · main office Evansville, IN Bank · 1

Old National has 1 branch in Wahpeton, 14 across North Dakota and 361 nationwide. FDIC records list its main office in Evansville, IN and show it operating since 1907. With $73.86 billion in total assets on June 30, 2026, it ranks No. 39 of 4,232 U.S. banks by total assets. The Wahpeton Office at 1618 Commerce St dates to 1996 in FDIC branch records. Its published hours do not list Saturday.

• Wahpeton Office

  1618 Commerce St, 58075

  (701) 642-6403Today 9 am to 5 pm

  All hours

  Mon to Fri 9 am to 5 pm; Sat to Sun not published

  Hours: Old National branch locator (All The Places), checked Oct 10, 2026

  DirectionsBranch page

Old National: profile, branches and contacts

Peoples State Bank, Fairmount, N. D. 1 branch · main office Fairmount, ND Bank · 1

Peoples State Bank, Fairmount, N. D. has 1 branch in Wahpeton, 2 across North Dakota and 2 nationwide. FDIC records list its main office in Fairmount, ND and show it operating since 1953. With $38.5 million in total assets on June 30, 2026, it ranks No. 4,129 of 4,232 U.S. banks by total assets. The Wahpeton Branch at 1900 11th St N dates to 2000 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Wahpeton Branch

  1900 11th St N, 58075

  Hours: see the bank's site
  DirectionsWebsite

Peoples State Bank, Fairmount, N. D.: profile, branches and contacts

Wells Fargo Wells Fargo Bank, National Association · 1 branch · main office Sioux Falls, SD Bank · 1

Wells Fargo has 1 branch in Wahpeton, 12 across North Dakota and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Wahpeton Branch at 119 6th St N dates to 1891 in FDIC branch records. Its published hours do not list Saturday.

• Wahpeton Branch

  119 6th St N, 58075

  (701) 642-2611Today 9 am to 5 pm

  All hours

  Mon to Fri 9 am to 5 pm; Sat to Sun not published

  Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026

  DirectionsBranch page

Wells Fargo: profile, branches and contacts

Join a credit union in Wahpeton

1 credit union has 1 office here: First Community Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Wahpeton page has every office in the state's directory.

Banking in Wahpeton: the local picture

Short answer: 6 banks run 6 branches in Wahpeton according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 6 banks, 0 have their main office in Wahpeton, 4 elsewhere in North Dakota and 2 out of state, according to the FDIC.

The bank with the longest record here is Wells Fargo, operating since 1870 according to the FDIC. In FDIC branch records, the longest-running branch is Wells Fargo's office at 119 6th St N, dating to 1891; the newest is Bell Bank's at 717 2nd Ave N, from 2008.

The only credit union with an office here is First Community Credit Union.

Of the 3 locations with published hours. None open on Saturday. 4 locations have no published hours in these sources.

Saturday hours in Wahpeton

Short answer: None of the 3 Wahpeton locations with published hours lists Saturday hours. 4 locations do not publish hours in these sources; call ahead.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 4 of the 7 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Wahpeton, and where the nearest one is if they do not.

Short answer: In Wahpeton: Wells Fargo (1). No branches in Wahpeton: Chase (nearest in Fargo, 40 mi), Bank of America, PNC Bank, U.S. Bank (nearest in Fargo, 40 mi), Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO (nearest in Lidgerwood, 29 mi).

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Wahpeton to the nearest branch in North Dakota.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Wahpeton residents like anyone else.

Banks near Wahpeton

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Lidgerwood (29 miles) and Fargo (41 miles). Fargo, 41 miles away, has the most banks nearby: 23.

Bank branch openings and closings in Wahpeton

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Wahpeton between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Wahpeton by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Wahpeton offices.

Short answer: Wells Fargo is the largest bank with offices in Wahpeton, with $1.91 trillion in total assets on June 30, 2026, No. 4 among U.S. banks by total assets. Old National is second with $73.86 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Wahpeton: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.