Banks in Valley City, ND

Bank branch map: Valley City

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 3 locations in Valley City, according to the FDIC and the NCUA. 3 of them have coordinates on record and are on the map. 1 publish opening hours.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Valley City

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Dacotah Bank and Bank Forward have the most locations in Valley City, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Bank Forward 1 branch · main office Fargo, ND Bank · 1

Bank Forward has 1 branch in Valley City, 10 across North Dakota and 12 nationwide. FDIC records list its main office in Fargo, ND and show it operating since 1927. With $1.13 billion in total assets on June 30, 2026, it ranks No. 940 of 4,232 U.S. banks by total assets. The Valley City Branch at 430 W Main St dates to 1998 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Valley City Branch

  430 W Main St, 58072

  Hours: see the bank's site
  DirectionsWebsite

Bank Forward: profile, branches and contacts

Dacotah Bank 1 branch · main office Aberdeen, SD Bank · 1

Dacotah Bank has 1 branch in Valley City, 9 across North Dakota and 32 nationwide. FDIC records list its main office in Aberdeen, SD and show it operating since 1955. With $4.92 billion in total assets on June 30, 2026, it ranks No. 292 of 4,232 U.S. banks by total assets. The Dacotah Bank-Valley City Branch at 240 3rd St Nw dates to 1909 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Dacotah Bank-Valley City Branch

  240 3rd St Nw, 58072

  Hours: see the bank's site
  DirectionsWebsite

Dacotah Bank: profile, branches and contacts

First Community Credit Union 1 office · main office Jamestown, ND Credit union · 1

First Community Credit Union has 1 office in Valley City, 24 across North Dakota. It is based in Jamestown, ND and $1.53 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

• Branch - Valley City

  115 5Th Ave Ne, 58072

  (701) 845-4647Today 9 am to 4 pm

  All hours

  Mon to Fri 9 am to 4 pm; Sat to Sun not published

  Hours: NCUA, March 31, 2026

  Directions

First Community Credit Union: profile, branches and contacts

Join a credit union in Valley City

1 credit union has 1 office here: First Community Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Valley City page has every office in the state's directory.

Banking in Valley City: the local picture

Short answer: 2 banks run 2 branches in Valley City according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Valley City, 1 elsewhere in North Dakota and 1 out of state, according to the FDIC.

The bank with the longest record here is Bank Forward, operating since 1927 according to the FDIC. In FDIC branch records, the longest-running branch is Dacotah Bank's office at 240 3rd St Nw, dating to 1909; the newest is Bank Forward's at 430 W Main St, from 1998.

The only credit union with an office here is First Community Credit Union.

Of the 1 location with published hours. None open on Saturday. 2 locations have no published hours in these sources.

Saturday hours in Valley City

Short answer: None of the 1 Valley City location with published hours lists Saturday hours. 2 locations do not publish hours in these sources; call ahead.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 3 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Valley City, and where the nearest one is if they do not.

Short answer: No branches in Valley City: Chase (nearest in Fargo, 54 mi), Wells Fargo (nearest in Jamestown, 33 mi), Bank of America, PNC Bank, U.S. Bank (nearest in Jamestown, 33 mi), Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO (nearest in Fargo, 55 mi).

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Valley City to the nearest branch in North Dakota.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Valley City residents like anyone else.

Banks near Valley City

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Jamestown (33 miles) and Cooperstown (36 miles). West Fargo, 53 miles away, has the most banks nearby: 9.

Bank branch openings and closings in Valley City

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Valley City between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Valley City by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Valley City offices.

Short answer: Dacotah Bank is the largest bank with offices in Valley City, with $4.92 billion in total assets on June 30, 2026, No. 292 among U.S. banks by total assets. Bank Forward is second with $1.13 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Valley City: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.