US Bank Directory
Banks in Oakes, ND
2 FDIC-insured banks operate 2 offices in Oakes, North Dakota, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Oakes
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 3 banks and credit unions operate 3 locations in Oakes, according to the FDIC and the NCUA. 3 of them have coordinates on record and are on the map. 1 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
3 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Oakes
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Starion Bank and BankNorth have the most locations in Oakes, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
BankNorth Bank · 1
BankNorth has 1 branch in Oakes, 9 across North Dakota and 11 nationwide. FDIC records list its main office in Arthur, ND and show it operating since 1905. With $694.1 million in total assets on June 30, 2026, it ranks No. 1,382 of 4,232 U.S. banks by total assets. The Oakes Branch at 620 Main Ave dates to 1997 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Oakes Branch620 Main Ave, 58474
First Community Credit Union Credit union · 1
First Community Credit Union has 1 office in Oakes, 24 across North Dakota. It is based in Jamestown, ND and $1.53 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Branch - Oakes103 N 7Th St, 58474
All hours
Mon to Fri 8:30 am to 4 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Starion Bank Bank · 1
Starion Bank has 1 branch in Oakes, 13 across North Dakota and 16 nationwide. FDIC records list its main office in Bismarck, ND and show it operating since 1993. With $2.10 billion in total assets on June 30, 2026, it ranks No. 585 of 4,232 U.S. banks by total assets. The Oakes Branch at 601 Main Ave dates to 1902 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Oakes Branch601 Main Ave, 58474
Join a credit union in Oakes
1 credit union has 1 office here: First Community Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Oakes page has every office in the state's directory.
Banking in Oakes: the local picture
Short answer: 2 banks run 2 branches in Oakes according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 2 banks, 0 have their main office in Oakes, 2 elsewhere in North Dakota, according to the FDIC.
The bank with the longest record here is BankNorth, operating since 1905 according to the FDIC. In FDIC branch records, the longest-running branch is Starion Bank's office at 601 Main Ave, dating to 1902; the newest is BankNorth's at 620 Main Ave, from 1997.
The only credit union with an office here is First Community Credit Union.
Of the 1 location with published hours. None open on Saturday. 2 locations have no published hours in these sources.
Saturday hours in Oakes
Short answer: None of the 1 Oakes location with published hours lists Saturday hours. 2 locations do not publish hours in these sources; call ahead.
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 3 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Oakes, and where the nearest one is if they do not.
Short answer: No branches in Oakes: Chase (nearest in Fargo, 77 mi), Wells Fargo (nearest in Jamestown, 61 mi), Bank of America, PNC Bank, U.S. Bank (nearest in Jamestown, 61 mi), Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO (nearest in Lidgerwood, 45 mi).
| Bank | In Oakes | Nearest branch if none here |
|---|---|---|
| Chase | None | Fargo, 77 miles away |
| Wells Fargo | None | Jamestown, 61 miles away |
| Bank of America | None | none in North Dakota |
| PNC Bank | None | none in North Dakota |
| U.S. Bank | None | Jamestown, 61 miles away |
| Truist | None | none in North Dakota |
| Fifth Third Bank | None | none in North Dakota |
| Huntington | None | none in North Dakota |
| Regions Bank | None | none in North Dakota |
| TD Bank | None | none in North Dakota |
| BMO | None | Lidgerwood, 45 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Oakes to the nearest branch in North Dakota.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Oakes residents like anyone else.
Banks near Oakes
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Lamoure (18 miles) and Ellendale (23 miles). Jamestown, 60 miles away, has the most banks nearby: 6.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Lamoure, ND | 18 mi | 2 | 2 |
| Banks in Ellendale, ND | 23 mi | 2 | 2 |
| Banks in Lisbon, ND | 28 mi | 4 | 4 |
| Banks in Lidgerwood, ND | 45 mi | 2 | 2 |
| Banks in Valley City, ND | 54 mi | 2 | 2 |
| Banks in Jamestown, ND | 60 mi | 6 | 6 |
| Banks in Casselton, ND | 67 mi | 2 | 2 |
| Banks in Wahpeton, ND | 71 mi | 6 | 6 |
Bank branch openings and closings in Oakes
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Oakes between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Oakes by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Oakes offices.
Short answer: Starion Bank is the largest bank with offices in Oakes, with $2.10 billion in total assets on June 30, 2026, No. 585 among U.S. banks by total assets. BankNorth is second with $694.1 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Starion Bank | $2.10 billion | No. 585 | 1 | Bismarck, ND |
| BankNorth | $694.1 million | No. 1,382 | 1 | Arthur, ND |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Oakes: FAQ
How many banks are in Oakes, ND?
Oakes has 2 banks with 2 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Oakes?
Starion Bank, with 1. BankNorth has 1.
Is there a Starion Bank in Oakes, ND?
Yes. FDIC data lists 1 Starion Bank branch in Oakes as of September 5, 2026. The address and directions are under Starion Bank above.
Is there a BankNorth in Oakes, ND?
Yes. FDIC data lists 1 BankNorth branch in Oakes as of September 5, 2026. The address and directions are under BankNorth above.
Is there a Chase in Oakes, ND?
No. FDIC data lists no Chase branch in Oakes as of September 5, 2026. The nearest is in Fargo, about 77 miles away in a straight line.
Which banks in Oakes are open on Saturday?
None of the 1 location with published hours lists Saturday hours. 2 locations do not publish hours in our sources; call ahead.
What is the oldest bank in Oakes?
BankNorth has the longest record among banks with a branch here: the FDIC shows it operating since 1905.
Which credit unions can I join in Oakes?
First Community Credit Union has an office in Oakes. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Oakes in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Oakes?
Nearby cities with more banks include Lamoure, Ellendale, Lisbon. Lamoure is 18 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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