US Bank Directory
Banks in Fargo, ND
23 FDIC-insured banks operate 56 offices in Fargo, North Dakota, and 12 credit unions have 23 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Fargo
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 35 banks and credit unions operate 79 locations in Fargo, according to the FDIC and the NCUA. 76 of them have coordinates on record and are on the map. 30 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
76 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Fargo
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Gate City Bank has the most locations in Fargo, with 10. It is followed by Bell Bank (8), U.S. Bank (6), Chase (3). 11 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Gate City Bank Bank · 10
Gate City Bank has 10 branches in Fargo, 36 across North Dakota and 46 nationwide. FDIC records list its main office in Fargo, ND and show it operating since 1923. With $4.04 billion in total assets on June 30, 2026, it ranks No. 331 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Fargo location is its main office at 500 2nd Ave N, dating to 1923; the newest, at 3800 51st Ave S, to 2016. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office500 2nd Ave N, 58102
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1501 S. University Drive Branch1501 University Dr S, 58103
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32Nd South Branch1532 32nd Ave S, 58103
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2501 Broadway Branch2501 Broadway N, 58102
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3100 25 St S Branch3100 25th St S, 58103
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Fargo Woodhaven Branch3800 51st Ave S, 58104
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3909 13Th Ave So Branch3909 13th Ave S, 58103
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4101 13Th Ave S Branch4101 13th Ave S, 58103
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45Th Street Fargo Branch4151 45th St S, 58104
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Www.Gatecitybank.Com Branch500 2nd Ave N, 58102
Bell Bank Bank · 8
Bell Bank has 8 branches in Fargo, 11 across North Dakota and 33 nationwide. FDIC records list its main office in Fargo, ND and show it operating since 1966. With $15.18 billion in total assets on June 30, 2026, it ranks No. 128 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Fargo location is its main office at 520 Main Ave, dating to 1966; the newest, at 3100 13th Ave S, to 2024. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office520 Main Ave, 58103
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South Branch2501 University Dr S, 58103
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North Broadway Branch2704 Broadway N, 58102
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Timber Creek Office Branch2870 52nd Ave S, 58104
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Center Branch3100 13th Ave S, 58103
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Time Square Branch5050 13th Ave S, 58103
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Fargo Bell Tower - Headquarters Branch520 Main Avenue, 58103
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Veterans Boulevard5680 23rd Ave S Ste 101, 58104
U.S. Bank Bank · 6
U.S. Bank has 6 branches in Fargo, 15 across North Dakota and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Fargo location is the Fargo South Branch at 1815 University Dr S, dating to 1926; the newest, at 1301 12th Avenue North, to 2008. 1 of its 4 Fargo locations with published hours open on Saturday.
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North Dakota State University1301 12th Avenue North, 58102
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Fargo South Branch1815 University Dr S, 58103
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026
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Fargo North Branch1900 University Dr N, 58102
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat to Sun not published
Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026
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Fargo Southwest Branch3225 25th St S, 58104
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026
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West Acres Branch3802 13th Ave S, 58103
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First Bank Fargo, Main Office Branch401 Broadway North, 58102
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat to Sun not published
Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026
Capital Credit Union Credit union · 3
Capital Credit Union has 3 officees in Fargo, 12 across North Dakota. It is based in Bismarck, ND and $907.8 million in assets on March 31, 2026, according to its NCUA call report. 1 of its 2 Fargo locations with published hours open on Saturday.
Who can join: see the credit union's site.
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Fargo Central3137 32Nd Ave S, 58103
All hours
Mon to Fri 8 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Fargo Veterans3216 Veterans Blvd S, 58104
All hours
Mon to Fri 8 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
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Fargo 13Th Ave4900 13Th Ave S, 58103
Chase Bank · 3
Chase has 3 branches in Fargo, 3 across North Dakota and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Fargo location is the West Acres Fargo Branch at 4330 13th Ave S, dating to 2021; the newest, at 3140 25th St S, to 2021. It does not publish hours in the sources this page uses; check its site before you go.
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Downtown Fargo Branch122 Broadway N, 58102
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South Pointe Branch3140 25th St S, 58103
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West Acres Fargo Branch4330 13th Ave S, 58103
Empeople Credit Union Credit union · 3
Empeople Credit Union has 3 officees in Fargo, 3 across North Dakota. It is based in Moline, IL and $2.28 billion in assets on March 31, 2026, according to its NCUA call report. None of its 3 Fargo locations with published hours lists Saturday hours.
Who can join: see the credit union's site.
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Fargo1441 44Th St N, 58102
All hours
Mon to Fri 7 am to 4 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Fargo1750 Ndsu Research Park Dr N, 58102
All hours
Mon to Fri 8 am to 4:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Fargo4101 19Th Ave N, 58102
All hours
Mon to Fri 8 am to 4:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
First Community Credit Union Credit union · 3
First Community Credit Union has 3 officees in Fargo, 24 across North Dakota. It is based in Jamestown, ND and $1.53 billion in assets on March 31, 2026, according to its NCUA call report. None of its 3 Fargo locations with published hours lists Saturday hours.
Who can join: see the credit union's site.
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Branch - Fargo Northland1404 12Th Ave N, 58102
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Branch - Fargo4521 19Th Ave S, 58103
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Branch - Fargo 52Nd5201 42Nd St. S, 58104
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Starion Bank Bank · 3
Starion Bank has 3 branches in Fargo, 13 across North Dakota and 16 nationwide. FDIC records list its main office in Bismarck, ND and show it operating since 1993. With $2.10 billion in total assets on June 30, 2026, it ranks No. 585 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Fargo location is the Fargo Urban Plains Branch at 2754 Brandt Dr S, dating to 2008; the newest, at 309 Broadway N, to 2019. It does not publish hours in the sources this page uses; check its site before you go.
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Fargo University Dr Branch2525 University Dr S, 58103
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Fargo Urban Plains Branch2754 Brandt Dr S, 58104
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Fargo - Downtown Branch309 Broadway N, 58102
Town and Country Credit Union Credit union · 3
Town and Country Credit Union has 3 officees in Fargo, 10 across North Dakota. It is based in Minot, ND and $781.6 million in assets on March 31, 2026, according to its NCUA call report. 1 of its 3 Fargo locations with published hours open on Saturday.
Who can join: see the credit union's site.
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Fargo 52Nd Steet5181 38Th St S, 58104
All hours
Mon to Fri 7:30 am to 7 pm; Sat 8 am to 2 pm; Sun not published
Hours: NCUA, March 31, 2026
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Sanford720 4Th St N Route # 241, 58122
All hours
Mon to Fri 7:30 am to 4:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Fargo 25Th Street815 25Th St S, 58103
All hours
Mon to Fri 7:30 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
United Savings Credit Union Credit union · 3
United Savings Credit Union has 3 officees in Fargo, 3 across North Dakota. It is based in Fargo, ND and $125.3 million in assets on March 31, 2026, according to its NCUA call report. 1 of its 3 Fargo locations with published hours open on Saturday.
Who can join: see the credit union's site.
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Main Office main office1001 1St Ave N, 58102
All hours
Mon to Fri 7:30 am to 6 pm; Sat 8:30 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
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North Branch2940 University Dr N, 58102
All hours
Mon to Fri 7:30 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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South Branch4505 47Th Ave S # 4248, 58104
All hours
Mon to Fri 7:30 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Wells Fargo Bank · 3
Wells Fargo has 3 branches in Fargo, 12 across North Dakota and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Fargo location is the Fargo Main Branch at 406 Main Ave, dating to 1878; the newest, at 3201 University Dr S, to 1994. 1 of its 3 Fargo locations with published hours open on Saturday.
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Fargo West Branch2501 13th Ave S, 58103
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
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Fargo Southside Branch3201 University Dr S, 58104
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
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Fargo Main Branch406 Main Ave, 58103
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Alerus Financial Bank · 2
Alerus Financial has 2 branches in Fargo, 7 across North Dakota and 27 nationwide. FDIC records list its main office in Grand Forks, ND and show it operating since 1933. With $5.28 billion in total assets on June 30, 2026, it ranks No. 282 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Fargo location is the Broadway Branch at 15 Broadway N, dating to 1991; the newest, at 3189 Ace Allen Way S, to 2025. It does not publish hours in the sources this page uses; check its site before you go.
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Broadway Branch15 Broadway N, 58102
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Fargo Urban Plains Branch3189 Ace Allen Way S, 58104
American Federal Bank Bank · 2
American Federal Bank has 2 branches in Fargo, 5 across North Dakota and 13 nationwide. FDIC records list its main office in Fargo, ND and show it operating since 1891. With $795.8 million in total assets on June 30, 2026, it ranks No. 1,266 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Fargo location is its main office at 215 5th St N, dating to 1891; the newest, at 1301 30th Ave S, to 1994. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office215 5th St N, 58102
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Fargo South Branch1301 30th Ave S, 58103
Border Bank Bank · 2
Border Bank has 2 branches in Fargo, 2 across North Dakota and 11 nationwide. FDIC records list its main office in Fargo, ND and show it operating since 1972. With $1.06 billion in total assets on June 30, 2026, it ranks No. 999 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Fargo location is its main office at 4530 17th Ave S, dating to 1972; the newest, at 3203 32nd Ave S, to 2022. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office4530 17th Ave S, 58103
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Fargo 32Nd Ave Branch3203 32nd Ave S, 58103
Bravera Bank Bank · 2
Bravera Bank has 2 branches in Fargo, 26 across North Dakota and 35 nationwide. FDIC records list its main office in Dickinson, ND and show it operating since 1977. With $3.81 billion in total assets on June 30, 2026, it ranks No. 350 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Fargo location is the North Fargo Branch at 1321 21st Ave N, dating to 2007; the newest, at 3000 25th St S, to 2025. It does not publish hours in the sources this page uses; check its site before you go.
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North Fargo Branch1321 21st Ave N, 58102
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Fargo South Branch3000 25th St S, 58103
Fargo Public Schools Credit Union Credit union · 2
Fargo Public Schools Credit Union has 2 officees in Fargo, 2 across North Dakota. It is based in Fargo, ND and $57.6 million in assets on March 31, 2026, according to its NCUA call report. All 2 of its Fargo locations with published hours open on Saturday.
Who can join: see the credit union's site.
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Main Office main office1609 32Nd Ave S, 58103
All hours
Mon to Fri 7:30 am to 5:30 pm; Sat 8:30 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
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Fargo Public Schools Fcu1462 Broadway N, 58102
All hours
Mon to Fri 8:20 am to 5 pm; Sat 8:30 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
First International Bank & Trust Bank · 2
First International Bank & Trust has 2 branches in Fargo, 19 across North Dakota and 28 nationwide. FDIC records list its main office in Watford City, ND and show it operating since 1910. With $6.18 billion in total assets on June 30, 2026, it ranks No. 244 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Fargo location is the South Branch at 3001 25th St S, dating to 1992; the newest, at 4501 40th Ave S, to 2006. It does not publish hours in the sources this page uses; check its site before you go.
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South Branch3001 25th St S, 58103
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Southwest Fargo Branch4501 40th Ave S, 58104
First Western Bank & Trust Bank · 2
First Western Bank & Trust has 2 branches in Fargo, 8 across North Dakota and 20 nationwide. FDIC records list its main office in Minot, ND and show it operating since 1964. With $2.39 billion in total assets on June 30, 2026, it ranks No. 519 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Fargo location is the Fargo Branch at 4040 42nd St S, dating to 2020; the newest, at 1414 12th Ave N, to 2022. It does not publish hours in the sources this page uses; check its site before you go.
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Fargo 12Th Avenue Branch1414 12th Ave N, 58102
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Fargo Branch4040 42nd St S, 58104
Aspire Bank Bank · 1
Aspire Bank has 1 branch in Fargo, 2 across North Dakota and 2 nationwide. FDIC records list its main office in Fargo, ND and show it operating since 1905. With $60.9 million in total assets on June 30, 2026, it ranks No. 3,985 of 4,232 U.S. banks by total assets. Its main office at 5195 45th St S dates to 1905 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office5195 45th St S, 58104
Bank Forward Bank · 1
Bank Forward has 1 branch in Fargo, 10 across North Dakota and 12 nationwide. FDIC records list its main office in Fargo, ND and show it operating since 1927. With $1.13 billion in total assets on June 30, 2026, it ranks No. 940 of 4,232 U.S. banks by total assets. Its main office at 5650 37th Ave S dates to 1927 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office5650 37th Ave S, 58104
BMO Bank · 1
BMO has 1 branch in Fargo, 4 across North Dakota and 988 nationwide. FDIC records list its main office in Chicago, IL and show it operating since 1947. With $254.97 billion in total assets on June 30, 2026, it ranks No. 16 of 4,232 U.S. banks by total assets. The Fargo - Village West Branch at 4001 13th Ave S dates to 1975 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Fargo - Village West Branch4001 13th Ave S, 58103
Cce Credit Union Credit union · 1
Cce Credit Union has 1 office in Fargo, 1 across North Dakota. It is based in Fargo, ND and $14.1 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office316 10Th St N, 58102
All hours
Mon to Fri 8:30 am to 4 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Choice Financial Group Bank · 1
Choice Financial Group has 1 branch in Fargo, 13 across North Dakota and 18 nationwide. FDIC records list its main office in Fargo, ND and show it operating since 1906. With $6.38 billion in total assets on June 30, 2026, it ranks No. 240 of 4,232 U.S. banks by total assets. Its main office at 4501 23rd Ave S dates to 1906 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office4501 23rd Ave S, 58104
Cornerstone Bank Bank · 1
Cornerstone Bank has 1 branch in Fargo, 10 across North Dakota and 13 nationwide. FDIC records list its main office in Fargo, ND and show it operating since 1907. With $1.85 billion in total assets on June 30, 2026, it ranks No. 639 of 4,232 U.S. banks by total assets. Its main office at 2280 45th St S dates to 1907 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office2280 45th St S, 58104
Dacotah Bank Bank · 1
Dacotah Bank has 1 branch in Fargo, 9 across North Dakota and 32 nationwide. FDIC records list its main office in Aberdeen, SD and show it operating since 1955. With $4.92 billion in total assets on June 30, 2026, it ranks No. 292 of 4,232 U.S. banks by total assets. The Fargo Branch at 4302 13th Ave S dates to 2022 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Fargo Branch4302 13th Ave S, 58103
F.f.e. Credit Union Credit union · 1
F.f.e. Credit Union has 1 office in Fargo, 1 across North Dakota. It is based in Fargo, ND and $3.5 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office657 2Nd Ave N Rm 450, 58102
All hours
Mon not published; Tue 11 am to 2 pm; Wed to Sun not published
Hours: NCUA, March 31, 2026
Fargo Va Credit Union Credit union · 1
Fargo Va Credit Union has 1 office in Fargo, 1 across North Dakota. It is based in Fargo, ND and $14.2 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office2101 Elm St N, 58102
All hours
Mon to Fri 8 am to 4 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
First United Bank Bank · 1
First United Bank has 1 branch in Fargo, 19 across North Dakota and 19 nationwide. FDIC records list its main office in Park River, ND and show it operating since 1886. With $810.8 million in total assets on June 30, 2026, it ranks No. 1,249 of 4,232 U.S. banks by total assets. The Fargo Branch at 3232 25th St S dates to 1981 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Fargo Branch3232 25th St S, 58104
KodaBank Bank · 1
KodaBank has 1 branch in Fargo, 9 across North Dakota and 12 nationwide. FDIC records list its main office in Drayton, ND and show it operating since 1916. With $559.8 million in total assets on June 30, 2026, it ranks No. 1,653 of 4,232 U.S. banks by total assets. The Kodabank - Fargo Branch Office at 3181 42nd St. S dates to 2023 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Kodabank - Fargo Branch Office3181 42nd St. S, 58104
Levo Credit Union Credit union · 1
Levo Credit Union has 1 office in Fargo, 1 across North Dakota. It is based in Sioux Falls, SD and $526.6 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Veterans Boulevard2975 Uptown Way, 58104
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Magnifi Financial Credit Union Credit union · 1
Magnifi Financial Credit Union has 1 office in Fargo, 2 across North Dakota. It is based in Melrose, MN and $2.67 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Fargo5161 Charles Way S, 58104
All hours
Mon to Fri 8 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Old National Bank · 1
Old National has 1 branch in Fargo, 14 across North Dakota and 361 nationwide. FDIC records list its main office in Evansville, IN and show it operating since 1907. With $73.86 billion in total assets on June 30, 2026, it ranks No. 39 of 4,232 U.S. banks by total assets. The Fargo Branch at 1444 45th St Sw dates to 1997 in FDIC branch records. Its published hours do not list Saturday.
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Fargo Branch1444 45th St Sw, 58103
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Old National branch locator (All The Places), checked Oct 10, 2026
Postal Family Credit Union Credit union · 1
Postal Family Credit Union has 1 office in Fargo, 2 across North Dakota. It is based in Fargo, ND and $29.7 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office2730 12Th Ave S, 58103
All hours
Mon to Fri 7:30 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
United Valley Bank Bank · 1
United Valley Bank has 1 branch in Fargo, 3 across North Dakota and 9 nationwide. FDIC records list its main office in Cavalier, ND and show it operating since 1905. With $751.6 million in total assets on June 30, 2026, it ranks No. 1,317 of 4,232 U.S. banks by total assets. The Fargo Branch at 3300 Jacks Way S dates to 2026 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Fargo Branch3300 Jacks Way S, 58104
Western State Bank Bank · 1
Western State Bank has 1 branch in Fargo, 3 across North Dakota and 10 nationwide. FDIC records list its main office in Devils Lake, ND and show it operating since 1902. With $2.49 billion in total assets on June 30, 2026, it ranks No. 505 of 4,232 U.S. banks by total assets. The Fargo Branch at 4201 45th St S dates to 2021 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Fargo Branch4201 45th St S, 58104
Join a credit union in Fargo
12 credit unions have 23 offices here: Empeople Credit Union, First Community Credit Union, Capital Credit Union, Town and Country Credit Union, United Savings Credit Union and Fargo Public Schools Credit Union and 6 more. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Fargo page has every office in the state's directory.
Banking in Fargo: the local picture
Short answer: 23 banks run 56 branches in Fargo according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 23 banks, 8 have their main office in Fargo, 9 elsewhere in North Dakota and 6 out of state, according to the FDIC.
The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is Wells Fargo's office at 406 Main Ave, dating to 1878; the newest is United Valley Bank's at 3300 Jacks Way S, from 2026.
12 credit unions have 23 offices in Fargo, according to the NCUA. Who can join each one is on the credit unions page.
Of the 30 locations with published hours. 8 open on Saturday. 49 locations have no published hours in these sources.
Banks by ZIP code in Fargo
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 58103 has the most bank and credit union offices in Fargo (31), followed by 58104 (24) and 58102 (23). Offices are spread across 4 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 58103 | 31 | 18 | Bell Bank, Gate City Bank, Border Bank |
| 58104 | 24 | 22 | Bell Bank, Gate City Bank, Alerus Financial |
| 58102 | 23 | 16 | Empeople Credit Union, Gate City Bank, U.S. Bank |
| 58122 | 1 | 1 | Town and Country Credit Union |
Banks and credit unions open on Saturday in Fargo
Short answer: 8 of the 30 Fargo locations with published hours open on Saturday, run by 7 institutions.
- U.S. Bank: 1 of 6 branches (3225 25th St S: Saturday 9 am to 12 pm)
- Wells Fargo: 1 of 3 branches (2501 13th Ave S: Saturday 9 am to 2 pm)
- Capital Credit Union: 1 of 3 offices (3216 Veterans Blvd S: Saturday 9 am to 1 pm)
- Town and Country Credit Union: 1 of 3 offices (5181 38Th St S: Saturday 8 am to 2 pm)
- United Savings Credit Union: 1 of 3 offices (1001 1St Ave N: Saturday 8:30 am to 1 pm)
- Fargo Public Schools Credit Union: 2 of 2 offices (1609 32Nd Ave S: Saturday 8:30 am to 12 pm, and 1 more)
- Magnifi Financial Credit Union: 1 of 1 office (5161 Charles Way S: Saturday 9 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 49 of the 79 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Fargo, and where the nearest one is if they do not.
Short answer: In Fargo: Chase (3), Wells Fargo (3), U.S. Bank (6), BMO (1). No branches in Fargo: Bank of America, PNC Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank.
| Bank | In Fargo | Nearest branch if none here |
|---|---|---|
| Chase | 3 branches | here |
| Wells Fargo | 3 branches | here |
| U.S. Bank | 6 branches | here |
| BMO | 1 branch | here |
| Bank of America | None | none in North Dakota |
| PNC Bank | None | none in North Dakota |
| Truist | None | none in North Dakota |
| Fifth Third Bank | None | none in North Dakota |
| Huntington | None | none in North Dakota |
| Regions Bank | None | none in North Dakota |
| TD Bank | None | none in North Dakota |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Fargo to the nearest branch in North Dakota.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Fargo residents like anyone else.
Banks near Fargo
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are West Fargo (3 miles) and Casselton (18 miles). West Fargo, 3 miles away, has the most banks nearby: 9.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in West Fargo, ND | 3 mi | 9 | 11 |
| Banks in Casselton, ND | 18 mi | 2 | 2 |
| Banks in Hillsboro, ND | 40 mi | 2 | 2 |
| Banks in Wahpeton, ND | 41 mi | 6 | 6 |
| Banks in Lisbon, ND | 50 mi | 4 | 4 |
| Banks in Mayville, ND | 51 mi | 3 | 3 |
| Banks in Lidgerwood, ND | 56 mi | 2 | 2 |
| Banks in Valley City, ND | 56 mi | 2 | 2 |
Bank branch openings and closings in Fargo
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show 3 branch openings in Fargo between September 5, 2025 and September 5, 2026.
| Date | Change | Bank | Address |
|---|---|---|---|
| Jan 12, 2026 | Opened | United Valley Bank | 3300 Jacks Way S, 58104 |
| Oct 6, 2025 | Opened | Bravera Bank | 3000 25th St S, 58103 |
| Sep 22, 2025 | Opened | Alerus Financial | 3189 Ace Allen Way S, 58104 |
Effective dates as recorded in FDIC BankFind branch history. Closings and relocations are not tracked by the sources this page uses yet. Credit union offices are not included; the NCUA does not publish opening dates.
Banks and credit unions based in Fargo
Short answer: 14 institutions have their main office in Fargo: Gate City Bank, Bell Bank, United Savings Credit Union and Border Bank and 10 more.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Gate City Bank | Bank | $4.04 billion | 10 |
| Bell Bank | Bank | $15.18 billion | 8 |
| United Savings Credit Union | Credit union | $125.3 million | 3 |
| Border Bank | Bank | $1.06 billion | 2 |
| American Federal Bank | Bank | $795.8 million | 2 |
| Fargo Public Schools Credit Union | Credit union | $57.6 million | 2 |
| Choice Financial Group | Bank | $6.38 billion | 1 |
| Cornerstone Bank | Bank | $1.85 billion | 1 |
| Bank Forward | Bank | $1.13 billion | 1 |
| Aspire Bank | Bank | $60.9 million | 1 |
| Postal Family Credit Union | Credit union | $29.7 million | 1 |
| Fargo Va Credit Union | Credit union | $14.2 million | 1 |
| Cce Credit Union | Credit union | $14.1 million | 1 |
| F.f.e. Credit Union | Credit union | $3.5 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Fargo by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Fargo offices.
Short answer: Chase is the largest bank with offices in Fargo, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Wells Fargo is second with $1.91 trillion. 8 of the 23 banks are headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 3 | Columbus, OH |
| Wells Fargo | $1.91 trillion | No. 4 | 3 | Sioux Falls, SD |
| U.S. Bank | $705.55 billion | No. 6 | 6 | Cincinnati, OH |
| BMO | $254.97 billion | No. 16 | 1 | Chicago, IL |
| Old National | $73.86 billion | No. 39 | 1 | Evansville, IN |
| Bell Bank | $15.18 billion | No. 128 | 8 | Fargo, ND |
| Choice Financial Group | $6.38 billion | No. 240 | 1 | Fargo, ND |
| First International Bank & Trust | $6.18 billion | No. 244 | 2 | Watford City, ND |
| Alerus Financial | $5.28 billion | No. 282 | 2 | Grand Forks, ND |
| Dacotah Bank | $4.92 billion | No. 292 | 1 | Aberdeen, SD |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Fargo: FAQ
How many banks are in Fargo, ND?
Fargo has 23 banks with 56 branches and 12 credit unions with 23 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Fargo?
Gate City Bank, with 10. Bell Bank has 8 and U.S. Bank has 6.
Is there a Gate City Bank in Fargo, ND?
Yes. FDIC data lists 10 Gate City Bank branches in Fargo as of September 5, 2026, the main office at 500 2nd Ave N. Its branches are listed under Gate City Bank above, with the address and directions for each.
Is there a Bell Bank in Fargo, ND?
Yes. FDIC data lists 8 Bell Bank branches in Fargo as of September 5, 2026, the main office at 520 Main Ave. Its branches are listed under Bell Bank above, with the address and directions for each.
Is there a U.S. Bank in Fargo, ND?
Yes. FDIC data lists 6 U.S. Bank branches in Fargo as of September 5, 2026. Its branches are listed under U.S. Bank above, with the address and directions for each.
Which banks in Fargo are open on Saturday?
U.S. Bank, Wells Fargo, Capital Credit Union and Town and Country Credit Union and 3 more publish Saturday hours for one or more Fargo locations. The Saturday section above lists each one with its hours. 49 of the 79 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Fargo?
Gate City Bank, Bell Bank, United Savings Credit Union, Border Bank and American Federal Bank and 9 more have their main office in Fargo, according to the FDIC and the NCUA.
What is the oldest bank in Fargo?
Chase has the longest record among banks with a branch here: the FDIC shows it operating since 1824.
Which credit unions can I join in Fargo?
Empeople Credit Union, First Community Credit Union, Capital Credit Union and Town and Country Credit Union and 8 more have offices in Fargo. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Fargo in the past year?
FDIC branch records show 3 branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Fargo?
Nearby cities with more banks include West Fargo, Casselton, Hillsboro. West Fargo is 3 miles away with 9 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 20 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (8 of 56 branches: Old National, U.S. Bank, Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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